What is the current annual ROA of AXP?

As of today, AXP annual ROA is 3.76%

What is 1-year change in AXP annual ROA?

AXP annual ROA is up +11.24% year-over-year

What is 3-year change in AXP annual ROA?

AXP annual ROA is down -10.69% over the past 3 years

How far is AXP annual ROA from its all-time high?

AXP annual ROA is currently -10.69% below its historical high of 4.21% set on December 31, 2021

How does AXP annual ROA rank versus sector peers?

AXP annual ROA is higher than 68.30% of companies in Financial Services sector

When is AXP next annual earnings release?

The next annual earnings release for AXP is on January 30, 2026

What is the current quarterly ROA of AXP?

As of today, AXP quarterly ROA is 3.69%

What is AXP quarterly ROA most recent change?

AXP quarterly ROA was up +2.22% on September 30, 2025

What is 1-year change in AXP quarterly ROA?

AXP quarterly ROA is down -0.27% year-over-year

How far is AXP quarterly ROA from its all-time high?

AXP quarterly ROA is currently -12.77% below its historical high of 4.23% set on December 31, 2021

How does AXP quarterly ROA rank versus sector peers?

AXP quarterly ROA is higher than 78.87% of companies in Financial Services sector

When is AXP next earnings release?

The next earnings release for AXP is on January 30, 2026

AXP ROA History & Chart Since 1980

Annual ROA

3.76%0.38%+11.24%

December 31, 2024

Summary

Current Value: As of today, AXP annual ROA is 3.76%, up +11.24% on December 31, 2024
Historical Performance: AXP annual ROA is down -10.69% over the past 3 years, and up +8.36% over the past 5 years
All-Time High Comparison: AXP annual ROA is currently -10.69% below its historical high of 4.21% set on December 31, 2021
3-Year Low Comparison: AXP annual ROA is +11.24% above its 3-year low of 3.38% reached on December 31, 2023
Sector Comparison: AXP annual ROA is higher than 68.30% of companies in Financial Services sector

ROA Chart

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Series

Performance

AXP Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual ROA	Dec 31, 24	3.76%	+11.2%	-10.7%	+8.4%	+162.9%
Quarterly ROA	Sep 30, 25	3.69%	-0.3%	-4.2%	+109.7%	+37.2%
Price	Jan 29, 26	$358.50	+13.7%	+108.1%	+208.4%	+717.4%
PE Ratio	Jan 29, 26	24.07	+7.0%	+37.5%	-22.0%	+83.9%
Annual Revenue	Dec 31, 24	$74.19B	+10.1%	+69.9%	+57.8%	+178.8%
Annual Net Income	Dec 31, 24	$10.05B	+21.0%	+25.6%	+49.8%	+455.7%
Annual Total Assets	Dec 31, 24	$272.83B	+3.9%	+44.7%	+37.6%	+117.6%
Annual ROE	Dec 31, 24	34.47%	+9.4%	-2.8%	+16.5%	+150.2%

ROA Highs

AXP Annual ROA Highs Comparison
Period	High	Date	Current
3Y	3.76%	Dec 31, 24	at high
5Y	4.21%	Dec 31, 21	-10.7%
All	4.21%	Dec 31, 21	-10.7%

ROA Lows

AXP Annual ROA Lows Comparison
Period	Low	Date	Current
3Y	3.38%	Dec 31, 23	+11.2%
5Y	1.60%	N/A	+135.0%
All	0.25%	Dec 31, 90	+1404.0%

ROA History

Year	Value	Change
2024	3.76%	+11.2%
2023	3.38%	-5.1%
2022	3.56%	-15.4%
2021	4.21%	+163.1%
2020	1.60%	-53.9%
2019	3.47%	-6.5%
2018	3.71%	+131.9%
2017	1.60%	-52.2%
2016	3.35%	+4.7%
2015	3.20%	-13.7%
2014	3.71%	+8.8%
2013	3.41%	+19.6%
2012	2.85%	-10.7%
2011	3.19%	+8.9%
2010	2.93%	+104.9%
2009	1.43%	-30.6%
2008	2.06%	-28.5%
2007	2.88%	-2.0%
2006	2.94%	+41.3%
2005	2.08%	+42.5%
2004	1.46%	-19.3%
2003	1.81%	+4.6%
2002	1.73%	+101.2%

Year	Value	Change
2001	0.86%	-53.8%
2000	1.86%	+2.8%
1999	1.81%	+4.6%
1998	1.73%	+0.6%
1997	1.72%	-1.7%
1996	1.75%	+12.9%
1995	1.55%	+6.9%
1994	1.45%	+21.8%
1993	1.19%	+340.7%
1992	0.27%	-51.8%
1991	0.56%	+124.0%
1990	0.25%	-70.6%
1989	0.85%	+11.8%
1988	0.76%	+55.1%
1987	0.49%	-61.4%
1986	1.27%	+6.7%
1985	1.19%	+3.5%
1984	1.15%	-19.0%
1983	1.42%	-34.9%
1982	2.18%	-5.6%
1981	2.31%	+20.9%
1980	1.91%	-

FAQ

What is the current annual ROA of AXP?
As of today, AXP annual ROA is 3.76%
What is 1-year change in AXP annual ROA?
AXP annual ROA is up +11.24% year-over-year
What is 3-year change in AXP annual ROA?
AXP annual ROA is down -10.69% over the past 3 years
How far is AXP annual ROA from its all-time high?
AXP annual ROA is currently -10.69% below its historical high of 4.21% set on December 31, 2021
How does AXP annual ROA rank versus sector peers?
AXP annual ROA is higher than 68.30% of companies in Financial Services sector
When is AXP next annual earnings release?
The next annual earnings release for AXP is on January 30, 2026

Quarterly ROA

3.69%0.08%+2.22%

September 30, 2025

Summary

Current Value: As of today, AXP quarterly ROA is 3.69%, up +2.22% on September 30, 2025
Historical Performance: AXP quarterly ROA is down -0.27% year-over-year, and down -4.16% over the past 3 years
All-Time High Comparison: AXP quarterly ROA is currently -12.77% below its historical high of 4.23% set on December 31, 2021
3-Year Low Comparison: AXP quarterly ROA is +13.19% above its 3-year low of 3.26% reached on June 30, 2023
Sector Comparison: AXP quarterly ROA is higher than 78.87% of companies in Financial Services sector

Performance

AXP Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly ROA	Sep 30, 25	3.69%	+2.2%	-0.3%	-4.2%	+109.7%
Annual ROA	Dec 31, 24	3.76%	–	+11.2%	-10.7%	+8.4%
Price	Jan 29, 26	$358.50	+0.1%	+13.7%	+108.1%	+208.4%
PE Ratio	Jan 29, 26	24.07	+0.1%	+7.0%	+37.5%	-22.0%
Quarterly Revenue	Sep 30, 25	$20.57B	+3.2%	+9.5%	+43.3%	+123.5%
Quarterly Net Income	Sep 30, 25	$2.88B	+0.5%	+15.8%	+54.5%	+170.4%
Quarterly Total Assets	Sep 30, 25	$297.55B	+0.7%	+9.8%	+38.5%	+58.9%
Quarterly ROE	Sep 30, 25	33.57%	+2.0%	-2.0%	+2.6%	+119.4%

Quarterly ROA Highs

AXP Quarterly ROA Highs Comparison
Period	High	Date	Current
1Y	3.73%	Mar 31, 25	-1.1%
3Y	3.76%	Jun 30, 24	-1.9%
5Y	4.23%	Dec 31, 21	-12.8%
All	4.23%	Dec 31, 21	-12.8%

Quarterly ROA Lows

AXP Quarterly ROA Lows Comparison
Period	Low	Date	Current
1Y	3.61%	Jun 30, 25	+2.2%
3Y	3.26%	Jun 30, 23	+13.2%
5Y	1.64%	N/A	+125.0%
All	0.13%	Dec 31, 90	+2738.5%

Quarterly ROA History

Month	Value	Change
Sep 2025	3.69%	+2.2%
Jun 2025	3.61%	-3.2%
Mar 2025	3.73%	0.0%
Dec 2024	3.73%	+0.8%
Sep 2024	3.70%	-1.6%
Jun 2024	3.76%	+6.5%
Mar 2024	3.53%	+3.8%
Dec 2023	3.40%	+0.6%
Sep 2023	3.38%	+3.7%
Jun 2023	3.26%	-1.8%
Mar 2023	3.32%	-7.8%
Dec 2022	3.60%	-6.5%
Sep 2022	3.85%	-1.8%
Jun 2022	3.92%	-5.3%
Mar 2022	4.14%	-2.1%
Dec 2021	4.23%	+3.4%
Sep 2021	4.09%	+11.1%
Jun 2021	3.68%	+39.9%
Mar 2021	2.63%	+60.4%
Dec 2020	1.64%	-6.8%
Sep 2020	1.76%	-16.2%
Jun 2020	2.10%	-26.1%
Mar 2020	2.84%	-17.4%
Dec 2019	3.44%	-5.2%
Sep 2019	3.63%	+0.3%
Jun 2019	3.62%	+0.3%
Mar 2019	3.61%	-3.0%
Dec 2018	3.72%	+83.3%
Sep 2018	2.03%	+6.3%
Jun 2018	1.91%	+6.1%
Mar 2018	1.80%	+11.1%
Dec 2017	1.62%	-44.7%
Sep 2017	2.93%	+3.5%
Jun 2017	2.83%	-13.7%
Mar 2017	3.28%	-3.2%
Dec 2016	3.39%	-1.7%
Sep 2016	3.45%	-2.0%
Jun 2016	3.52%	+10.0%
Mar 2016	3.20%	-1.8%
Dec 2015	3.26%	-10.4%
Sep 2015	3.64%	-3.7%
Jun 2015	3.78%	-1.8%
Mar 2015	3.85%	+1.9%
Dec 2014	3.78%	+1.3%
Sep 2014	3.73%	+1.6%
Jun 2014	3.67%	+3.1%
Mar 2014	3.56%	+3.2%
Dec 2013	3.45%	+13.9%
Sep 2013	3.03%	+2.4%
Jun 2013	2.96%	+1.7%
Mar 2013	2.91%	+0.3%
Dec 2012	2.90%	-11.9%
Sep 2012	3.29%	-0.3%
Jun 2012	3.30%	+0.3%
Mar 2012	3.29%	+1.2%
Dec 2011	3.25%	+1.2%
Sep 2011	3.21%	+2.6%
Jun 2011	3.13%	+5.7%
Mar 2011	2.96%	+4.6%
Dec 2010	2.83%	+5.2%
Sep 2010	2.69%	+8.9%
Jun 2010	2.47%	+33.5%
Mar 2010	1.85%	+25.0%
Dec 2009	1.48%	+28.7%
Sep 2009	1.15%	-11.5%
Jun 2009	1.30%	-23.1%
Mar 2009	1.69%	-18.0%
Dec 2008	2.06%	-14.2%
Sep 2008	2.40%	-5.1%
Jun 2008	2.53%	-11.8%
Mar 2008	2.87%	-3.0%
Dec 2007	2.96%	-4.2%

Month	Value	Change
Sep 2007	3.09%	0.0%
Jun 2007	3.09%	-1.6%
Mar 2007	3.14%	+3.3%
Dec 2006	3.04%	-1.3%
Sep 2006	3.08%	+14.9%
Jun 2006	2.68%	+10.3%
Mar 2006	2.43%	+15.7%
Dec 2005	2.10%	+10.5%
Sep 2005	1.90%	+8.0%
Jun 2005	1.76%	+2.3%
Mar 2005	1.72%	-5.5%
Dec 2004	1.82%	-6.2%
Sep 2004	1.94%	+1.0%
Jun 2004	1.92%	+0.5%
Mar 2004	1.91%	+3.2%
Dec 2003	1.85%	-1.1%
Sep 2003	1.87%	+0.5%
Jun 2003	1.86%	+1.6%
Mar 2003	1.83%	+2.2%
Dec 2002	1.79%	+14.7%
Sep 2002	1.56%	+21.9%
Jun 2002	1.28%	+36.2%
Mar 2002	0.94%	+8.0%
Dec 2001	0.87%	-22.3%
Sep 2001	1.12%	-20.6%
Jun 2001	1.41%	-21.2%
Mar 2001	1.79%	-3.8%
Dec 2000	1.86%	-0.5%
Sep 2000	1.87%	+0.5%
Jun 2000	1.86%	+0.5%
Mar 2000	1.85%	0.0%
Dec 1999	1.85%	-1.1%
Sep 1999	1.87%	+1.1%
Jun 1999	1.85%	+1.1%
Mar 1999	1.83%	+4.0%
Dec 1998	1.76%	+0.6%
Sep 1998	1.75%	+1.2%
Jun 1998	1.73%	+0.6%
Mar 1998	1.72%	-1.7%
Dec 1997	1.75%	-7.4%
Sep 1997	1.89%	+1.6%
Jun 1997	1.86%	+2.2%
Mar 1997	1.82%	+2.8%
Dec 1996	1.77%	+12.0%
Sep 1996	1.58%	+1.9%
Jun 1996	1.55%	+1.3%
Mar 1996	1.53%	+0.7%
Dec 1995	1.52%	+1.3%
Sep 1995	1.50%	+1.4%
Jun 1995	1.48%	+2.1%
Mar 1995	1.45%	+2.1%
Dec 1994	1.42%	+6.8%
Sep 1994	1.33%	+9.0%
Jun 1994	1.22%	+8.0%
Mar 1994	1.13%	+18.9%
Dec 1993	0.95%	+41.8%
Sep 1993	0.67%	+116.1%
Jun 1993	0.31%	+19.2%
Mar 1993	0.26%	-35.0%
Dec 1992	0.40%	-21.6%
Sep 1992	0.51%	-25.0%
Jun 1992	0.68%	+1.5%
Mar 1992	0.67%	+21.8%
Dec 1991	0.55%	+14.6%
Sep 1991	0.48%	-33.3%
Jun 1991	0.72%	-7.7%
Mar 1991	0.78%	+500.0%
Dec 1990	0.13%	-40.9%
Sep 1990	0.22%	0.0%
Jun 1990	0.22%	0.0%
Mar 1990	0.22%	-75.0%
Dec 1989	0.88%	-

FAQ

What is the current quarterly ROA of AXP?
As of today, AXP quarterly ROA is 3.69%
What is AXP quarterly ROA most recent change?
AXP quarterly ROA was up +2.22% on September 30, 2025
What is 1-year change in AXP quarterly ROA?
AXP quarterly ROA is down -0.27% year-over-year
How far is AXP quarterly ROA from its all-time high?
AXP quarterly ROA is currently -12.77% below its historical high of 4.23% set on December 31, 2021
How does AXP quarterly ROA rank versus sector peers?
AXP quarterly ROA is higher than 78.87% of companies in Financial Services sector
When is AXP next earnings release?
The next earnings release for AXP is on January 30, 2026

ROA Formula

ROA = Net Income

Total Assets × 100%

Data Sources & References

AXP Official Website www.americanexpress.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/4962/000000496225000222/0000004962-25-000222-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/4962/000000496225000016/0000004962-25-000016-index.htm
AXP Profile on Yahoo Finance finance.yahoo.com/quote/AXP
AXP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/axp