What is the current annual net margin of AXP?

As of today, AXP annual net margin is 13.39%

What is 1-year change in AXP annual net margin?

AXP annual net margin is down -1.18% year-over-year

What is 3-year change in AXP annual net margin?

AXP annual net margin is down -0.15% over the past 3 years

How far is AXP annual net margin from its all-time high?

AXP annual net margin is currently -26.95% below its historical high of 18.33% set on December 31, 2021

How does AXP annual net margin rank versus sector peers?

AXP annual net margin is higher than 43.73% of companies in Financial Services sector

When is AXP next annual earnings release?

The next annual earnings release for AXP is on January 29, 2027

What is the current quarterly net margin of AXP?

As of today, AXP quarterly net margin is 16.07%

What is AXP quarterly net margin most recent change?

AXP quarterly net margin was up +12.30% on September 30, 2026

What is 1-year change in AXP quarterly net margin?

AXP quarterly net margin is up +14.70% year-over-year

How far is AXP quarterly net margin from its all-time high?

AXP quarterly net margin is currently -76.00% below its historical high of 66.95% set on December 31, 1993

How does AXP quarterly net margin rank versus sector peers?

AXP quarterly net margin is higher than 47.95% of companies in Financial Services sector

When is AXP next earnings release?

The next earnings release for AXP is on January 29, 2027

AXP Net Margin History & Chart Since 1980

Annual Net Margin

13.39%0.16%-1.18%

December 31, 2025

Summary

Current Value: As of today, AXP annual net margin is 13.39%, down -1.18% on December 31, 2025
Historical Performance: AXP annual net margin is down -0.15% over the past 3 years, up +64.09% over the past 5 years
All-Time High Comparison: AXP annual net margin is currently -26.95% below its historical high of 18.33% set on December 31, 2021
3-Year Low Comparison: AXP annual net margin is +8.60% above its 3-year low of 12.33% reached on December 31, 2023
Sector Comparison: AXP annual net margin is higher than 43.73% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

AXP Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	13.39%	-1.2%	-0.1%	+64.1%	+1.0%
Quarterly Net Margin	Sep 30, 26	16.07%	+14.7%	+13.6%	+0.1%	+7.4%
Price	Oct 26, 26	$315.05	-11.9%	+119.8%	+74.1%	+524.5%
PE Ratio	Oct 26, 26	17.74	-26.1%	+32.0%	-6.2%	+39.9%
Annual Revenue	Dec 31, 25	$80.48B	+8.5%	+44.7%	+110.8%	+166.4%
Annual Net Income	Dec 31, 25	$10.76B	+7.0%	+44.3%	+245.4%	+168.6%
Annual Gross Margin	Dec 31, 25	62.85%	+2.6%	-1.6%	-9.2%	-18.0%
Annual Operating Margin	Dec 31, 25	20.64%	+1.8%	+4.8%	+38.1%	+19.7%

Net Margin Highs

AXP Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	13.55%	Dec 31, 24	-1.2%
5Y	18.33%	Dec 31, 21	-26.9%
All	18.33%	Dec 31, 21	-26.9%

Net Margin Lows

AXP Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	12.33%	Dec 31, 23	+8.6%
5Y	8.16%	N/A	+64.1%
All	1.39%	Dec 31, 90	+863.3%

Net Margin History

Year	Value	Change
2025	13.39%	-1.2%
2024	13.55%	+9.9%
2023	12.33%	-8.1%
2022	13.41%	-26.8%
2021	18.33%	+124.6%
2020	8.16%	-42.8%
2019	14.27%	-10.1%
2018	15.87%	+127.0%
2017	6.99%	-54.3%
2016	15.31%	+2.9%
2015	14.88%	-8.3%
2014	16.22%	+6.6%
2013	15.21%	+16.0%
2012	13.11%	-12.6%
2011	15.00%	+13.1%
2010	13.26%	+95.0%
2009	6.80%	-24.4%
2008	8.99%	-29.9%
2007	12.83%	-0.9%
2006	12.95%	+2.4%
2005	12.65%	+3.4%
2004	12.23%	+6.1%
2003	11.53%	+2.8%

Year	Value	Change
2002	11.22%	+93.1%
2001	5.81%	-51.1%
2000	11.87%	+2.1%
1999	11.63%	+3.9%
1998	11.19%	+6.6%
1997	10.50%	-4.5%
1996	11.00%	+19.2%
1995	9.23%	+1.7%
1994	9.08%	-19.8%
1993	11.32%	+598.8%
1992	1.62%	-47.1%
1991	3.06%	+120.1%
1990	1.39%	-69.9%
1989	4.62%	+7.2%
1988	4.31%	+43.7%
1987	3.00%	-60.4%
1986	7.58%	+10.7%
1985	6.85%	+44.8%
1984	4.73%	-10.2%
1983	5.27%	-26.6%
1982	7.18%	0.0%
1981	7.18%	+5.1%
1980	6.83%	-

FAQ

What is the current annual net margin of AXP?: As of today, AXP annual net margin is 13.39%
What is 1-year change in AXP annual net margin?: AXP annual net margin is down -1.18% year-over-year
What is 3-year change in AXP annual net margin?: AXP annual net margin is down -0.15% over the past 3 years
How far is AXP annual net margin from its all-time high?: AXP annual net margin is currently -26.95% below its historical high of 18.33% set on December 31, 2021
How does AXP annual net margin rank versus sector peers?: AXP annual net margin is higher than 43.73% of companies in Financial Services sector
When is AXP next annual earnings release?: The next annual earnings release for AXP is on January 29, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

16.07%1.76%+12.30%

September 30, 2026

Summary

Current Value: As of today, AXP quarterly net margin is 16.07%, up +12.30% on September 30, 2026
Historical Performance: AXP quarterly net margin is up +14.70% year-over-year, up +13.57% over the past 3 years
All-Time High Comparison: AXP quarterly net margin is currently -76.00% below its historical high of 66.95% set on December 31, 1993
3-Year Low Comparison: AXP quarterly net margin is +48.66% above its 3-year low of 10.81% reached on December 31, 2023
Sector Comparison: AXP quarterly net margin is higher than 47.95% of companies in Financial Services sector

Performance

AXP Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	16.07%	+12.3%	+14.7%	+13.6%	+0.1%
Annual Net Margin	Dec 31, 25	13.39%	–	-1.2%	-0.1%	+64.1%
Price	Oct 26, 26	$315.05	-3.4%	-11.9%	+119.8%	+74.1%
PE Ratio	Oct 26, 26	17.74	-10.4%	-26.1%	+32.0%	-6.2%
Quarterly Revenue	Sep 30, 26	$22.96B	+6.3%	+11.7%	+33.6%	+104.4%
Quarterly Net Income	Sep 30, 26	$3.69B	+19.4%	+28.0%	+51.7%	+104.6%
Quarterly Gross Margin	Sep 30, 26	61.54%	+3.6%	+0.0%	-1.2%	-2.4%
Quarterly Operating Margin	Sep 30, 26	22.67%	+3.0%	+1.7%	+8.0%	-3.9%

Quarterly Net Margin Highs

AXP Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	16.07%	Sep 30, 26	at high
3Y	16.26%	Jun 30, 24	-1.2%
5Y	17.28%	Mar 31, 22	-7.0%
All	66.95%	Dec 31, 93	-76.0%

Quarterly Net Margin Lows

AXP Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	11.61%	Dec 31, 25	+38.4%
3Y	10.81%	Dec 31, 23	+48.7%
5Y	10.14%	Dec 31, 22	+58.5%
All	-16.28%	Mar 31, 90	+198.7%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	16.07%	+12.3%
Jun 2026	14.31%	+1.3%
Mar 2026	14.13%	+21.7%
Dec 2025	11.61%	-17.1%
Sep 2025	14.01%	-2.6%
Jun 2025	14.39%	+6.3%
Mar 2025	13.54%	+20.8%
Dec 2024	11.21%	-15.5%
Sep 2024	13.26%	-18.5%
Jun 2024	16.26%	+19.7%
Mar 2024	13.58%	+25.6%
Dec 2023	10.81%	-23.6%
Sep 2023	14.15%	+9.7%
Jun 2023	12.90%	+12.6%
Mar 2023	11.46%	+13.0%
Dec 2022	10.14%	-21.9%
Sep 2022	12.99%	-7.7%
Jun 2022	14.08%	-18.5%
Mar 2022	17.28%	+25.9%
Dec 2021	13.73%	-14.5%
Sep 2021	16.05%	-25.1%
Jun 2021	21.43%	-9.0%
Mar 2021	23.55%	+60.6%
Dec 2020	14.66%	+26.5%
Sep 2020	11.59%	+273.9%
Jun 2020	3.10%	-6.3%
Mar 2020	3.31%	-76.0%
Dec 2019	13.82%	-6.0%
Sep 2019	14.70%	-1.3%
Jun 2019	14.90%	+9.0%
Mar 2019	13.67%	-22.5%
Dec 2018	17.64%	+17.4%
Sep 2018	15.03%	-0.1%
Jun 2018	15.04%	-4.1%
Mar 2018	15.68%	+233.6%
Dec 2017	-11.74%	-185.7%
Sep 2017	13.70%	-0.4%
Jun 2017	13.75%	+1.4%
Mar 2017	13.56%	+39.8%
Dec 2016	9.70%	-29.8%
Sep 2016	13.81%	-32.5%
Jun 2016	20.46%	+24.9%
Mar 2016	16.38%	+61.2%
Dec 2015	10.16%	-30.5%
Sep 2015	14.62%	-13.0%
Jun 2015	16.81%	-7.2%
Mar 2015	18.11%	+19.9%
Dec 2014	15.10%	-9.9%
Sep 2014	16.76%	+0.5%
Jun 2014	16.68%	+1.6%
Mar 2014	16.41%	+14.0%
Dec 2013	14.39%	-6.6%
Sep 2013	15.41%	-3.3%
Jun 2013	15.93%	+5.4%
Mar 2013	15.11%	+108.4%
Dec 2012	7.25%	-50.6%
Sep 2012	14.68%	-5.7%
Jun 2012	15.56%	+2.6%
Mar 2012	15.17%	+7.1%
Dec 2011	14.17%	-5.3%
Sep 2011	14.96%	-4.3%
Jun 2011	15.63%	+2.3%
Mar 2011	15.28%	+15.4%
Dec 2010	13.24%	-6.4%
Sep 2010	14.15%	+5.1%
Jun 2010	13.46%	+10.9%
Mar 2010	12.14%	+21.2%
Dec 2009	10.02%	+3.4%
Sep 2009	9.69%	+498.1%
Jun 2009	1.62%	-71.5%
Mar 2009	5.69%	+38.4%
Dec 2008	4.11%	-61.8%
Sep 2008	10.75%	+36.9%
Jun 2008	7.85%	-34.7%

Month	Value	Change
Mar 2008	12.02%	+20.3%
Dec 2007	9.99%	-26.0%
Sep 2007	13.50%	+4.2%
Jun 2007	12.95%	-7.2%
Mar 2007	13.96%	+16.1%
Dec 2006	12.02%	-10.0%
Sep 2006	13.36%	+0.1%
Jun 2006	13.34%	+2.3%
Mar 2006	13.04%	+17.9%
Dec 2005	11.06%	-18.4%
Sep 2005	13.56%	+10.9%
Jun 2005	12.23%	-7.4%
Mar 2005	13.21%	+16.6%
Dec 2004	11.33%	-7.1%
Sep 2004	12.20%	+1.1%
Jun 2004	12.07%	-3.6%
Mar 2004	12.52%	+14.0%
Dec 2003	10.98%	-8.5%
Sep 2003	12.00%	+0.1%
Jun 2003	11.99%	+4.4%
Mar 2003	11.49%	+4.3%
Dec 2002	11.02%	-5.2%
Sep 2002	11.63%	+1.2%
Jun 2002	11.49%	+7.1%
Mar 2002	10.73%	+112.1%
Dec 2001	5.06%	-2.9%
Sep 2001	5.21%	+54.1%
Jun 2001	3.38%	-64.1%
Mar 2001	9.41%	-15.7%
Dec 2000	11.16%	-9.4%
Sep 2000	12.32%	-0.6%
Jun 2000	12.40%	+6.9%
Mar 2000	11.60%	+9.0%
Dec 1999	10.64%	-12.8%
Sep 1999	12.20%	+0.1%
Jun 1999	12.19%	+5.4%
Mar 1999	11.57%	+10.5%
Dec 1998	10.47%	-12.7%
Sep 1998	11.99%	-1.2%
Jun 1998	12.14%	+19.4%
Mar 1998	10.17%	+227.0%
Dec 1997	3.11%	-73.3%
Sep 1997	11.64%	-1.0%
Jun 1997	11.76%	+7.9%
Mar 1997	10.90%	+197.8%
Dec 1996	3.66%	-67.6%
Sep 1996	11.29%	+1.0%
Jun 1996	11.18%	+9.6%
Mar 1996	10.20%	+319.8%
Dec 1995	2.43%	-76.3%
Sep 1995	10.26%	-0.8%
Jun 1995	10.34%	+10.5%
Mar 1995	9.36%	+298.3%
Dec 1994	2.35%	-77.1%
Sep 1994	10.24%	-0.2%
Jun 1994	10.26%	+9.1%
Mar 1994	9.40%	-86.0%
Dec 1993	66.95%	+541.9%
Sep 1993	10.43%	+0.2%
Jun 1993	10.41%	+61.1%
Mar 1993	6.46%	+286.8%
Dec 1992	1.67%	+139.4%
Sep 1992	-4.24%	-166.9%
Jun 1992	6.34%	-35.4%
Mar 1992	9.82%	+91.8%
Dec 1991	5.12%	+621.1%
Sep 1991	0.71%	-88.1%
Jun 1991	5.97%	-5.1%
Mar 1991	6.29%	+86.6%
Dec 1990	3.37%	-61.3%
Sep 1990	8.70%	+9.0%
Jun 1990	7.98%	+149.0%
Mar 1990	-16.28%	-

FAQ

What is the current quarterly net margin of AXP?: As of today, AXP quarterly net margin is 16.07%
What is AXP quarterly net margin most recent change?: AXP quarterly net margin was up +12.30% on September 30, 2026
What is 1-year change in AXP quarterly net margin?: AXP quarterly net margin is up +14.70% year-over-year
How far is AXP quarterly net margin from its all-time high?: AXP quarterly net margin is currently -76.00% below its historical high of 66.95% set on December 31, 1993
How does AXP quarterly net margin rank versus sector peers?: AXP quarterly net margin is higher than 47.95% of companies in Financial Services sector
When is AXP next earnings release?: The next earnings release for AXP is on January 29, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

AXP Official Website www.americanexpress.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/4962/000000496226000037/0000004962-26-000037-index.html
AXP Profile on Yahoo Finance finance.yahoo.com/quote/AXP
AXP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/axp