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Affirm Holdings, Inc. (AFRM)

Profile

Full Name

Affirm Holdings, Inc.

Ticker

NASDAQ: AFRM

Exchange

NASDAQ

Sector

Technology

Industry

Software Infrastructure

Country

United States

IPO

January 13, 2021

Indexes

Not included

Website

http://www.affirm.com

Employees

2006

Key Details

Price

$68.16(+0.29%)

Market cap

Last Dividend

-

TTM Dividend yield

-

Annual revenue

$2.32B(+46.29% YoY)

Annual EPS

-$1.67(+50.00% YoY)

PE ratio

-

Next earnings date

Aug 28, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $68.16
    AFRM price is $68.16

    30-Day Relative Volume

    1.11
    AFRM 30-day relative volume is 1.11

    Price Performance

    Price Today change

    +0.29%
    AFRM price is up +0.29% today

    Price YTD change

    +11.92%
    AFRM price is up +11.92% since January 1st

    Price 1-year change

    +148.22%
    AFRM price is up +148.22% year-on-year

    Price 3-year change

    +153.95%
    AFRM price is up +153.95% over the past 3 years

    Price Range

    Price All-time high

    $176.65
    AFRM price is currently -61.42% below its historical high of $176.65

    Price 3-year low

    $8.62
    AFRM price is currently +690.72% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $21.99B
    AFRM market capitalization is $21.99 billion

    Market cap 3-year change

    +185.09%
    AFRM market capitalization is up +185.09% over the past 3 years

    Market cap All-time high

    $47.36B
    AFRM market capitalization is currently -53.57% below its historical high of $47.36 billion

    Market cap sector rank

    88.28%
    AFRM market capitalization is higher than 88.28% of companies in Technology sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +3.71%
    AFRM shares outstanding is up +3.71% year-on-year

    Shares Outstanding 3-Year Change

    +12.26%
    AFRM shares outstanding is up +12.26% over the past 3 years

    Technical Indicators

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    Beta

    2.41
    AFRM beta is 2.41

    200-day SMA

    $57.20
    AFRM price is currently +19.16% above its 200-day simple moving average

    50-day SMA

    $61.58
    AFRM price is currently +10.69% above its 50-day simple moving average

    RSI

    57.23
    AFRM 14-day relative strength index is 57.23

    Volume

    1.11
    AFRM 30-day relative volume is 1.11

    ATR

    $2.71
    AFRM average true range is $2.71

    10-day Historical Volatility

    29.98%
    AFRM 10-day historical volatility is 29.98%

    Dividend

    Income Statement

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    Revenue

    Revenue

    $2.32B
    AFRM annual revenue is $2.32 billion

    Revenue Analysts estimate

    $3.18B
    AFRM annual revenue is currently -27.03% lower than the consensus analysts' forecast

    Revenue 1-year change

    +46.29%
    AFRM annual revenue is up +46.29% year-on-year

    Revenue Sector rank

    78.9%
    AFRM annual revenue is higher than 78.9% of companies in Technology sector

    EPS

    EPS

    -$1.67
    AFRM annual earnings per share is -$1.67

    EPS Analysts estimate

    $1.95
    AFRM annual earnings per share is currently -185.67% lower than the consensus analysts' forecast

    EPS 1-year change

    +50%
    AFRM annual earnings per share is up +50% year-on-year

    EPS Sector rank

    19.75%
    AFRM annual earnings per share is higher than 19.75% of companies in Technology sector

    Profit

    Gross profit

    $1.48B
    AFRM annual gross profit is $1.48 billion

    Gross margin

    63.62%
    AFRM annual gross profit margin is 63.62%

    Operating profit

    -$264.83M
    AFRM annual operating income is -$264.83 million

    Operating margin

    -11.40%
    AFRM annual operating profit margin is -11.40%

    Net income

    -$517.76M
    AFRM annual net profit is -$517.76 million

    Net margin

    -22.29%
    AFRM annual net profit margin is -22.29%

    Expenses

    Total expenses

    $2.59B
    AFRM annual total expenses is $2.59 billion

    Operating expenses

    $1.74B
    AFRM annual total operating expenses is $1.74 billion

    Cost of goods sold

    $845.11M
    AFRM annual cost of goods sold is $845.11 million

    Selling, general & administrative expenses

    $1.10B
    AFRM annual SGA is $1.10 billion

    Depreciation and amortization

    $169.04M
    AFRM annual depreciation & amortization is $169.04 million

    Interest expense

    $344.25M
    AFRM annual interest expense is $344.25 million

    Income tax

    $2.23M
    AFRM annual income tax is $2.23 million

    EBIT & EBITDA

    EBIT

    -$171.27M
    AFRM annual earnings before interest & taxes is -$171.27 million

    EBITDA

    -$2.23M
    AFRM annual EBITDA is -$2.23 million

    Balance Sheet

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    Assets

    Total assets

    $9.52B
    AFRM annual total assets is $9.52 billion

    Non current assets

    $1.31B
    AFRM annual long term assets is $1.31 billion

    Current assets

    $8.21B
    AFRM annual total current assets is $8.21 billion

    Cash and cash equivalents

    $1.01B
    AFRM annual cash & cash equivalents is $1.01 billion

    Accounts receivable

    $353.03M
    AFRM annual accounts receivable is $353.03 million

    Inventory

    -
    AFRM annual inventory value is unknown

    Liabilities

    Total liabilities

    $6.79B
    AFRM annual total liabilities is $6.79 billion

    Long term liabilities

    $6.66B
    AFRM annual total long term liabilities is $6.66 billion

    Current liabilities

    $124.96M
    AFRM annual total current liabilities is $124.96 million

    Accounts payable

    $41.02M
    AFRM annual accounts payable is $41.02 million

    Debt

    Total debt

    $6.61B
    AFRM annual total debt is $6.61 billion

    Total debt 1-year change

    +21.34%
    AFRM annual total debt is up +21.34% year-on-year

    Long term debt

    $6.61B
    AFRM annual long term debt is $6.61 billion

    Short term debt

    -
    AFRM annual short term debt value is unknown

    Equity & Capital

    Shareholders equity

    $2.73B
    AFRM annual stockholders equity is $2.73 billion

    Book value

    $2.73B
    AFRM annual book value is $2.73 billion

    Retained earnings

    -$3.11B
    AFRM annual retained earnings is -$3.11 billion

    Working capital

    $8.08B
    AFRM annual working capital is $8.08 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $450.14M
    AFRM annual cash flow from operations is $450.14 million

    Cash from operations 1-year change

    +3595.41%
    AFRM annual cash flow from operations is up +3595.41% year-on-year

    Cash from investing

    -$1.33B
    AFRM annual cash flow from investing activities is -$1.33 billion

    Cash from investing 1-year change

    +19.84%
    AFRM annual cash flow from investing activities is up +19.84% year-on-year

    Cash from financing

    $913.15M
    AFRM annual cash flow from financing activities is $913.15 million

    Cash from financing 1-year change

    -32.36%
    AFRM annual cash flow from financing activities is down -32.36% year-on-year

    CAPEX

    CAPEX

    $159.30M
    AFRM annual capital expenditures is $159.30 million

    CAPEX 1-year change

    +31.89%
    AFRM annual capital expenditures is up +31.89% year-on-year

    Free Cash Flow

    Free cash flow

    $290.84M
    AFRM annual free cash flow is $290.84 million

    Free cash flow 1-year change

    +367.83%
    AFRM annual free cash flow is up +367.83% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    63.62%
    AFRM annual gross profit margin is 63.62%

    Operating margin

    -11.40%
    AFRM annual operating profit margin is -11.40%

    Net margin

    -22.29%
    AFRM annual net profit margin is -22.29%

    ROA & ROE

    ROA

    -5.86%
    AFRM annual return on assets is -5.86%

    ROE

    -19.66%
    AFRM annual return on equity is -19.66%

    Valuation

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    PE Ratio

    PE ratio

    -
    AFRM price to earnings ratio value is unknown

    PE ratio Sector rank

    -
    AFRM price to earnings ratio is unknown

    PB Ratio

    PB ratio

    7.65
    AFRM price to book ratio is 7.65

    PB ratio Sector rank

    79.88%
    AFRM price to book ratio is higher than 79.88% of companies in Technology sector

    PS Ratio

    PS ratio

    7.31
    AFRM price to sales ratio is 7.31

    PS ratio Sector rank

    75.52%
    AFRM price to sales ratio is higher than 75.52% of companies in Technology sector

    Enterprise value

    Enterprise value

    $28.00B
    AFRM enterprise value is $28.00 billion

    Enterprise value Sector rank

    90.5%
    AFRM enterprise value is higher than 90.5% of companies in Technology sector

    EV/EBITDA

    EV/EBITDA

    47.69
    AFRM EV/EBITDA is 47.69

    EV/EBITDA Sector rank

    89.63%
    AFRM EV/EBITDA is higher than 89.63% of companies in Technology sector

    Financial Health

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    Liquidity

    Current ratio

    65.70
    AFRM annual current ratio is 65.70

    Quick ratio

    -
    AFRM annual quick ratio value is unknown

    Leverage

    Debt to equity

    2.41
    AFRM annual debt to equity ratio is 2.41

    Interest coverage ratio

    -0.50
    AFRM annual interest coverage ratio is -0.50

    Risk & Stability

    Piotroski F-Score

    4
    AFRM piotroski f-score is 4

    Altman Z-Score

    2.69
    AFRM altman z-score is 2.69

    Analyst ratings

    Recent major analysts updates

    Jul 23, 25 Susquehanna
    Positive
    Jul 22, 25 Truist Securities
    Buy
    Jul 21, 25 Oppenheimer
    Outperform
    Jul 17, 25 Truist Securities
    Buy
    Jul 14, 25 BTIG
    Neutral
    Jul 8, 25 RBC Capital
    Sector Perform
    Jul 2, 25 Needham
    Hold
    Jun 30, 25 Barclays
    Overweight
    Jun 9, 25 Barclays
    Overweight
    Jun 5, 25 RBC Capital
    Sector Perform

    Institutional Ownership

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    • What is the ticker symbol for Affirm Holdings, Inc.?
    • Does Affirm Holdings, Inc. pay dividends?
    • What sector is Affirm Holdings, Inc. in?
    • What industry is Affirm Holdings, Inc. in?
    • What country is Affirm Holdings, Inc. based in?
    • When did Affirm Holdings, Inc. go public?
    • Is Affirm Holdings, Inc. in the S&P 500?
    • Is Affirm Holdings, Inc. in the NASDAQ 100?
    • Is Affirm Holdings, Inc. in the Dow Jones?
    • When was Affirm Holdings, Inc.'s last earnings report?
    • When does Affirm Holdings, Inc. report earnings?

    What is the ticker symbol for Affirm Holdings, Inc.?

    The ticker symbol for Affirm Holdings, Inc. is NASDAQ:AFRM

    Does Affirm Holdings, Inc. pay dividends?

    No, Affirm Holdings, Inc. does not pay dividends

    What sector is Affirm Holdings, Inc. in?

    Affirm Holdings, Inc. is in the Technology sector

    What industry is Affirm Holdings, Inc. in?

    Affirm Holdings, Inc. is in the Software Infrastructure industry

    What country is Affirm Holdings, Inc. based in?

    Affirm Holdings, Inc. is headquartered in United States

    When did Affirm Holdings, Inc. go public?

    Affirm Holdings, Inc.'s initial public offering (IPO) was on January 13, 2021

    Is Affirm Holdings, Inc. in the S&P 500?

    No, Affirm Holdings, Inc. is not included in the S&P 500 index

    Is Affirm Holdings, Inc. in the NASDAQ 100?

    No, Affirm Holdings, Inc. is not included in the NASDAQ 100 index

    Is Affirm Holdings, Inc. in the Dow Jones?

    No, Affirm Holdings, Inc. is not included in the Dow Jones index

    When was Affirm Holdings, Inc.'s last earnings report?

    Affirm Holdings, Inc.'s most recent earnings report was on May 8, 2025

    When does Affirm Holdings, Inc. report earnings?

    The next expected earnings date for Affirm Holdings, Inc. is August 28, 2025
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