United Community Banks, Inc. (UCB) Payout Ratio

Annual Payout Ratio:

47.27%-12.63%(-21.09%)
December 31, 2024

Summary

  • As of today, UCB annual payout ratio is 47.27%, with the most recent change of -12.63% (-21.09%) on December 31, 2024.
  • During the last 3 years, UCB annual payout ratio has risen by +19.75% (+71.77%).
  • UCB annual payout ratio is now -21.09% below its all-time high of 59.90%, reached on December 31, 2023.

Performance

1-Year Change

-21.09%

3-Year Change

+71.77%

5-Year Change

+64.3%

15-Year Change

+21.3%

UCB Payout Ratio Chart

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Highlights

Sector Percentile

70.11%
UCB annual payout ratio is higher than 70.11% of companies in Financial Services sector

Range

All-Time High

59.90%
UCB annual payout ratio is currently -21.09% below its historical high of 59.90%

3-Year Low

27.52%
UCB annual payout ratio is currently +71.77% above its 3-year low

Earnings dates

Last Annual Earnings Report Date

Dec 31, 2024
UCB previous annual earnings announcement was published on Dec 31, 2024

Next Annual Earnings Report Date

N/A
UCB next annual earnings announcement has not yet been scheduled

OtherUCBdividend metrics

Annual Dividend Per Share

$0.94
UCB annual dividend per share is $0.94

Annual Dividend Yield

3.13%
UCB annual dividend yield is 3.13%

Annual Dividends Paid

$118.61M
UCB annual dividends paid is $118.61 million

Annual Net Income

$250.92M
UCB annual net profit is $250.92 million

TTM Payout Ratio:

44.04%0.00%(0.00%)
October 22, 2025

Summary

  • As of today, UCB TTM payout ratio is 44.04%, unchanged on October 22, 2025.
  • Over the past year, UCB TTM payout ratio has dropped by -16.68% (-27.47%).
  • UCB TTM payout ratio is now -28.24% below its all-time high of 61.37%.

Performance

3-Month Change

+1.06%

1-Year Change

-27.47%

3-Year Change

+22.33%

5-Year Change

+12.87%

UCB TTM Payout Ratio Chart

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Highlights

Sector Percentile

85.18%
UCB TTM payout ratio is higher than 85.18% of companies in Financial Services sector

Range

All-Time High

61.37%
UCB TTM payout ratio is currently -28.24% below its historical high of 61.37%

3-Year Low

32.97%
UCB TTM payout ratio is currently +33.58% above its 3-year low

Earnings dates

Last Quarterly Earnings Report Date

N/A
UCB has not yet announced its earnings

Next Quarterly Earnings Report Date

N/A
UCB next earnings announcement has not yet been scheduled

OtherUCBdividend metrics

TTM Dividend Per Share

$0.97
UCB TTM dividend per share is $0.97

TTM Dividend Yield

3.23%
UCB TTM dividend yield is 3.23%

TTM Dividends Paid

$121.25M
UCB TTM dividends paid is $121.25 million

TTM Net Income

$271.69M
UCB TTM net profit is $271.69 million

Quarterly Payout Ratio:

39.15%-3.99%(-9.25%)
June 30, 2025

Summary

  • As of today, UCB quarterly payout ratio is 39.15%, with the most recent change of -3.99% (-9.25%) on June 30, 2025.
  • Over the past year, UCB quarterly payout ratio has dropped by -5.13% (-11.59%).
  • UCB quarterly payout ratio is now -81.28% below its all-time high of 209.13%, reached on December 31, 2023.

Performance

3-Month Change

-9.25%

1-Year Change

-11.59%

3-Year Change

+7.26%

5-Year Change

-31.79%

UCB Quarterly Payout Ratio Chart

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Highlights

Sector Percentile

78.42%
UCB quarterly payout ratio is higher than 78.42% of companies in Financial Services sector

Range

All-Time High

209.13%
UCB quarterly payout ratio is currently -81.28% below its historical high of 209.13%

3-Year Low

30.07%
UCB quarterly payout ratio is currently +30.20% above its 3-year low

Earnings dates

Last Quarterly Earnings Report Date

Jun 30, 2025
UCB previous earnings announcement was published on Jun 30, 2025

Next Quarterly Earnings Report Date

N/A
UCB next earnings announcement has not yet been scheduled

OtherUCBdividend metrics

Dividend Per Share

$0.25
UCB last dividend was $0.25 per share, with an ex-dividend date of September 15, 2025

TTM Dividend Yield

3.23%
UCB TTM dividend yield is 3.23%

Quarterly Dividends Paid

$30.65M
UCB quarterly dividends paid is $30.65 million

Quarterly Net Income

$78.30M
UCB quarterly net profit is $78.30 million

Payout Ratio Formula

Payout Ratio =  Dividends Paid
Net Income x 100%

Annual Payout Ratio

47.27%
UCB annual payout ratio is 47.27%

Annual Dividends Paid

$118.61M
UCB annual dividends paid is $118.61 million

Annual Net Income

$250.92M
UCB annual net profit is $250.92 million

UCB Payout Ratio Trends

PeriodPeriodAnnualAnnualTTMTTMQuarterlyQuarterly
1Y1 Year-21.1%-27.5%-11.6%
3Y3 Years+71.8%+22.3%+7.3%
5Y5 Years+64.3%+12.9%-31.8%

UCB Payout Ratio Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowTTM vs HighTTM vs HighTTM vs LowTTM vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-21.1%+71.8%-28.2%+33.6%-81.3%+30.2%
5Y5-Year-21.1%+71.8%-28.2%+82.9%-81.3%+63.2%
All-TimeAll-Time-21.1%+335.6%-28.2%+132.5%-81.3%+126.5%

UCB Payout Ratio History

DateAnnualTTMQuarterly
Oct 2025
-
44.04%(+1.1%)
-
Jun 2025
-
43.58%(-3.2%)
39.15%(-9.2%)
Mar 2025
-
45.01%(-2.3%)
43.14%(+6.1%)
Dec 2024
47.27%(-21.1%)
46.08%(-24.1%)
40.66%(-34.8%)
Sep 2024
-
60.72%(+1.9%)
62.34%(+40.8%)
Jun 2024
-
59.61%(-0.7%)
44.28%(-5.9%)
Mar 2024
-
60.06%(+0.9%)
47.05%(-77.5%)
Dec 2023
59.90%(+76.3%)
59.53%(+44.3%)
209.13%(+249.5%)
Sep 2023
-
41.26%(+18.6%)
59.83%(+32.0%)
Jun 2023
-
34.78%(+5.5%)
45.34%(+10.6%)
Mar 2023
-
32.97%(-3.4%)
40.98%(+31.0%)
Dec 2022
33.97%(+23.4%)
34.13%(+2.4%)
-
Dec 2022
-
33.33%(-5.2%)
31.29%(+4.1%)
Sep 2022
-
35.14%(+6.0%)
30.07%(-17.6%)
Jun 2022
-
33.15%(+9.9%)
36.50%(-12.2%)
Mar 2022
-
30.16%(+18.0%)
41.58%(+11.3%)
Dec 2021
27.52%(-28.3%)
25.57%(+6.2%)
37.37%(+48.7%)
Sep 2021
-
24.08%(-8.5%)
25.13%(-5.0%)
Jun 2021
-
26.32%(-15.6%)
26.44%(+10.2%)
Mar 2021
-
31.17%(-18.1%)
23.99%(-19.4%)
Dec 2020
38.36%(+33.3%)
38.08%(-1.0%)
29.78%(-12.7%)
Sep 2020
-
38.48%(+5.9%)
34.13%(-40.5%)
Jun 2020
-
36.33%(+15.4%)
57.40%(+25.7%)
Mar 2020
-
31.47%(+10.3%)
45.68%(+62.7%)
Dec 2019
28.77%(+14.0%)
28.54%(+0.9%)
28.08%(-1.2%)
Sep 2019
-
28.28%(+0.5%)
28.43%(-3.3%)
Jun 2019
-
28.13%(+4.2%)
29.40%(+0.3%)
Mar 2019
-
27.00%(+7.5%)
29.30%(+8.8%)
Dec 2018
25.24%(-35.2%)
25.12%(-27.6%)
26.94%(-3.0%)
Sep 2018
-
34.69%(+0.7%)
27.77%(+13.5%)
Jun 2018
-
34.45%(-1.1%)
24.47%(+16.0%)
Mar 2018
-
34.85%(-8.4%)
21.09%(+133.4%)
Dec 2017
38.97%(+146.8%)
38.04%(+65.6%)
-63.13%(-369.7%)
Sep 2017
-
22.97%(+5.0%)
23.41%(+2.0%)
Jun 2017
-
21.87%(+3.5%)
22.96%(-6.3%)
Mar 2017
-
21.14%(+5.7%)
24.50%(+15.7%)
Dec 2016
15.79%(-24.0%)
20.00%(-2.2%)
21.17%(>+9900.0%)
Sep 2016
-
20.44%(+0.5%)
0.00%(-100.0%)
Jun 2016
-
20.34%(+3.0%)
19.96%(-12.5%)
Mar 2016
-
19.74%(+3.0%)
22.82%(-4.3%)
Dec 2015
20.78%(+364.9%)
19.16%(+21.8%)
23.84%(-1.7%)
Sep 2015
-
15.73%(+14.5%)
24.26%(+36.8%)
Jun 2015
-
13.74%(+43.6%)
17.74%(+3.4%)
Mar 2015
-
9.57%(+76.9%)
17.16%(>+9900.0%)
Dec 2014
4.47%(+9.8%)
5.41%(+84.6%)
0.00%(0.0%)
Sep 2014
-
2.93%(>+9900.0%)
0.00%(-100.0%)
Jun 2014
-
0.00%(0.0%)
11.07%(+40.5%)
Mar 2014
-
0.00%(0.0%)
7.88%(-59.7%)
Dec 2013
4.07%(-87.1%)
0.00%(0.0%)
19.54%(-62.2%)
Sep 2013
-
0.00%(0.0%)
51.63%(>+9900.0%)
Jun 2013
-
0.00%(0.0%)
0.00%(0.0%)
Mar 2013
-
0.00%(0.0%)
0.00%(-100.0%)
Dec 2012
31.60%(+799.1%)
0.00%(0.0%)
51.05%(+101.9%)
Sep 2012
-
0.00%(0.0%)
25.28%(-38.4%)
Jun 2012
-
0.00%(0.0%)
41.07%(+77.2%)
Mar 2012
-
0.00%(0.0%)
23.18%(-6.6%)
Dec 2011
-4.52%
0.00%(0.0%)
24.83%(+205.4%)
Sep 2011
-
0.00%(0.0%)
-23.56%(-155.4%)
DateAnnualTTMQuarterly
Jun 2011
-
0.00%(0.0%)
42.51%(>+9900.0%)
Mar 2011
-
0.00%(0.0%)
0.00%(+100.0%)
Dec 2010
-1.79%(+52.0%)
0.00%(0.0%)
-13.74%(-1346.3%)
Sep 2010
-
0.00%(0.0%)
-0.95%(+74.9%)
Jun 2010
-
0.00%(0.0%)
-3.79%(+42.0%)
Mar 2010
-
0.00%(0.0%)
-6.54%(-15.5%)
Dec 2009
-3.73%(+81.4%)
0.00%(0.0%)
-5.66%(-72.6%)
Sep 2009
-
0.00%(+100.0%)
-3.28%(+76.7%)
Jun 2009
-
-2.06%(+55.3%)
-14.09%(-733.7%)
Mar 2009
-
-4.61%(+76.9%)
-1.69%(>-9900.0%)
Dec 2008
-20.06%(-172.5%)
-19.93%(+85.3%)
-0.01%(+99.9%)
Sep 2008
-
-135.39%(-494.1%)
-10.66%(-117.8%)
Jun 2008
-
34.35%(+10.6%)
59.78%(+127.0%)
Mar 2008
-
31.07%(+11.8%)
26.33%(-74.4%)
Dec 2007
27.67%(+52.2%)
27.79%(+31.8%)
102.69%(+425.5%)
Sep 2007
-
21.09%(+0.5%)
19.54%(-40.1%)
Jun 2007
-
20.99%(+13.0%)
32.64%(+83.5%)
Mar 2007
-
18.57%(+0.2%)
17.79%(+1.1%)
Dec 2006
18.18%(-5.2%)
18.53%(-0.4%)
17.60%(-5.2%)
Sep 2006
-
18.60%(-0.4%)
18.56%(-2.4%)
Jun 2006
-
18.68%(-0.5%)
19.01%(+8.3%)
Mar 2006
-
18.77%(+0.2%)
17.55%(-4.9%)
Dec 2005
19.18%(+6.6%)
18.73%(+0.2%)
18.46%(-2.1%)
Sep 2005
-
18.69%(+1.0%)
18.86%(-15.6%)
Jun 2005
-
18.51%(+0.3%)
22.34%(+30.7%)
Mar 2005
-
18.46%(+1.1%)
17.09%(-5.6%)
Dec 2004
17.99%(+3.7%)
18.26%(+0.4%)
18.10%(-0.5%)
Sep 2004
-
18.19%(+1.8%)
18.20%(-4.7%)
Jun 2004
-
17.86%(+2.0%)
19.10%(+15.8%)
Mar 2004
-
17.51%(-0.6%)
16.50%(-10.2%)
Dec 2003
17.34%(+9.5%)
17.62%(+2.6%)
18.37%(+6.8%)
Sep 2003
-
17.17%(+1.5%)
17.20%(+2.1%)
Jun 2003
-
16.92%(+2.2%)
16.84%(+0.2%)
Mar 2003
-
16.55%(+31.6%)
16.80%(+5.5%)
Dec 2002
15.83%(-1.1%)
12.58%(+10.4%)
15.93%(-1.7%)
Sep 2002
-
11.39%(+91.8%)
16.20%(-3.7%)
Jun 2002
-
5.94%
16.82%(+17.9%)
Mar 2002
-
-
14.27%(-13.5%)
Dec 2001
16.01%(-27.0%)
-
16.49%(+9.4%)
Sep 2001
-
-
15.07%(-3.2%)
Jun 2001
-
-
15.57%(-8.6%)
Mar 2001
-
-
17.03%(+13.0%)
Dec 2000
21.92%(+111.2%)
-
15.07%(+110.2%)
Sep 2000
-
-
-147.87%(-1235.7%)
Jun 2000
-
-
13.02%(+37.8%)
Mar 2000
-
-
9.45%(-24.1%)
Dec 1999
10.38%(+24.0%)
-
12.45%(-5.4%)
Sep 1999
-
-
13.16%(+31.9%)
Jun 1999
-
-
9.98%(+27.0%)
Mar 1999
-
-
7.86%(-2.1%)
Dec 1998
8.37%(+17.4%)
-
8.03%(-9.1%)
Sep 1998
-
-
8.83%(-44.8%)
Jun 1998
-
-
16.00%(>+9900.0%)
Mar 1998
-
-
0.00%
Dec 1997
7.13%(+16.7%)
-
-
Dec 1996
6.11%(-11.6%)
-
-
Dec 1995
6.91%(+61.1%)
-
-
Dec 1994
4.29%(-7.5%)
-
-
Dec 1993
4.64%
-
-

FAQ

  • What is United Community Banks, Inc. annual payout ratio?
  • What is the all-time high annual payout ratio for United Community Banks, Inc.?
  • What is United Community Banks, Inc. annual payout ratio year-on-year change?
  • What is United Community Banks, Inc. TTM payout ratio?
  • What is the all-time high TTM payout ratio for United Community Banks, Inc.?
  • What is UCB TTM payout ratio year-to-date change?
  • What is United Community Banks, Inc. TTM payout ratio year-on-year change?
  • What is United Community Banks, Inc. quarterly payout ratio?
  • What is the all-time high quarterly payout ratio for United Community Banks, Inc.?
  • What is United Community Banks, Inc. quarterly payout ratio year-on-year change?

What is United Community Banks, Inc. annual payout ratio?

The current annual payout ratio of UCB is 47.27%

What is the all-time high annual payout ratio for United Community Banks, Inc.?

United Community Banks, Inc. all-time high annual payout ratio is 59.90%

What is United Community Banks, Inc. annual payout ratio year-on-year change?

Over the past year, UCB annual payout ratio has changed by -12.63% (-21.09%)

What is United Community Banks, Inc. TTM payout ratio?

The current TTM payout ratio of UCB is 44.04%

What is the all-time high TTM payout ratio for United Community Banks, Inc.?

United Community Banks, Inc. all-time high TTM payout ratio is 61.37%

What is UCB TTM payout ratio year-to-date change?

United Community Banks, Inc. TTM payout ratio has changed by -2.04% (-4.43%) since the beginning of the year

What is United Community Banks, Inc. TTM payout ratio year-on-year change?

Over the past year, UCB TTM payout ratio has changed by -16.68% (-27.47%)

What is United Community Banks, Inc. quarterly payout ratio?

The current quarterly payout ratio of UCB is 39.15%

What is the all-time high quarterly payout ratio for United Community Banks, Inc.?

United Community Banks, Inc. all-time high quarterly payout ratio is 209.13%

What is United Community Banks, Inc. quarterly payout ratio year-on-year change?

Over the past year, UCB quarterly payout ratio has changed by -5.13% (-11.59%)
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