United Community Banks, Inc. (UCB) Interest Coverage Ratio

Annual Interest Coverage Ratio

1.590.04+2.58%

Summary

Current Value
As of today, UCB annual interest coverage ratio is 1.59, up +2.58% on
Historical Performance
UCB annual interest coverage ratio is down -87.47% over the past 3 years, and down -58.91% over the past 5 years
All-Time High Comparison
UCB annual interest coverage ratio is currently -87.47% below its historical high of 12.69 set on
3-Year Low Comparison
UCB annual interest coverage ratio is +2.58% above its 3-year low of 1.55 reached on
Sector Comparison
UCB annual interest coverage ratio is higher than 52.96% of companies in Financial Services sector

Interest Coverage Ratio Chart

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Series
SUGGESTED SERIES

Performance

UCB Performance
MetricDateValue1Y3Y5Y15Y
Annual Interest Coverage Ratio1.59+2.6%-87.5%-58.9%+259.0%
Quarterly Interest Coverage Ratio1.98+38.5%-76.3%-63.7%+121.0%
Price$32.48+3.5%-7.5%+1.6%+245.5%
Annual EBIT$873.38M+34.0%+131.3%+171.2%+649.5%
Annual Interest Expense$550.37M+31.3%+1749.4%+560.6%+244.6%
Annual Debt To Equity0.14+27.3%+7.7%+7.7%-63.2%
Annual Current Ratio0.04-42.9%-81.0%-55.6%-69.2%
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Piotroski F-Score50.0%+25.0%0.0%+66.7%
Altman Z-Score-0.370.0%+11.9%-37.0%+22.9%

Interest Coverage Ratio Highs

UCB Annual Interest Coverage Ratio Highs Comparison
PeriodHighDateCurrent
3Y6.86N/A-76.8%
5Y12.69-87.5%
All12.69-87.5%

Interest Coverage Ratio Lows

UCB Annual Interest Coverage Ratio Lows Comparison
PeriodLowDateCurrent
3Y1.55+2.6%
5Y1.55+2.6%
All-3.96+140.2%

Interest Coverage Ratio History

YearValueChange
1.59+2.6%
1.55-77.4%
6.86-45.9%
12.69+168.9%
4.72+22.0%
3.87-14.4%
4.52-9.2%
4.98-33.1%
7.44+15.9%
6.42+24.4%
5.16-56.5%
11.85+446.1%
2.17+154.8%
-3.96-18.9%
-3.33-233.0%
-1.00-278.6%
YearValueChange
0.56-57.6%
1.32-13.2%
1.52-10.1%
1.69-13.8%
1.96+7.1%
1.83+10.9%
1.65+17.9%
1.40+18.6%
1.18-4.8%
1.24-5.3%
1.31-1.5%
1.33-3.6%
1.38+4.5%
1.32-9.6%
1.46+3.5%
1.41-

FAQ

  • What is the current annual interest coverage ratio of UCB?

    As of today, UCB annual interest coverage ratio is 1.59

  • What is 1-year change in UCB annual interest coverage ratio?

    UCB annual interest coverage ratio is up +2.58% year-over-year

  • What is 3-year change in UCB annual interest coverage ratio?

    UCB annual interest coverage ratio is down -87.47% over the past 3 years

  • How far is UCB annual interest coverage ratio from its all-time high?

    UCB annual interest coverage ratio is currently -87.47% below its historical high of 12.69 set on December 1, 2021

  • How does UCB annual interest coverage ratio rank versus sector peers?

    UCB annual interest coverage ratio is higher than 52.96% of companies in Financial Services sector

  • When is UCB next annual earnings release?

    The next annual earnings release for UCB is on

Interest Coverage Ratio Formula

Interest Coverage Ratio =  

Data Sources & References

  1. UCB Official Website www.ucbi.com
  2. Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/857855/000085785525000164/0000857855-25-000164-index.htm
  3. Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/857855/000085785525000057/0000857855-25-000057-index.htm
  4. UCB Profile on Yahoo Finance finance.yahoo.com/quote/UCB
  5. UCB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ucb