What is the current annual operating margin of TFC?

As of today, TFC annual operating margin is 20.86%

What is 1-year change in TFC annual operating margin?

TFC annual operating margin is up +1164.29% year-over-year

What is 3-year change in TFC annual operating margin?

TFC annual operating margin is down -34.83% over the past 3 years

How far is TFC annual operating margin from its all-time high?

TFC annual operating margin is currently -45.09% below its historical high of 37.99% set on December 31, 2021

How does TFC annual operating margin rank versus sector peers?

TFC annual operating margin is higher than 50.20% of companies in Financial Services sector

When is TFC next annual earnings release?

The next annual earnings release for TFC is on January 20, 2027

What is the current quarterly operating margin of TFC?

As of today, TFC quarterly operating margin is 14.64%

What is TFC quarterly operating margin most recent change?

TFC quarterly operating margin was down -38.41% on September 30, 2026

What is 1-year change in TFC quarterly operating margin?

TFC quarterly operating margin is down -34.67% year-over-year

How far is TFC quarterly operating margin from its all-time high?

TFC quarterly operating margin is currently -84.70% below its historical high of 95.70% set on December 31, 2000

How does TFC quarterly operating margin rank versus sector peers?

TFC quarterly operating margin is higher than 29.93% of companies in Financial Services sector

When is TFC next earnings release?

The next earnings release for TFC is on January 20, 2027

TFC Operating Margin History & Chart Since 1984

Annual Operating Margin

20.86%22.82%+1,164.29%

December 31, 2025

Summary

Current Value: As of today, TFC annual operating margin is 20.86%, up +1164.29% on December 31, 2025
Historical Performance: TFC annual operating margin is down -34.83% over the past 3 years, down -22.77% over the past 5 years
All-Time High Comparison: TFC annual operating margin is currently -45.09% below its historical high of 37.99% set on December 31, 2021
3-Year Low Comparison: TFC annual operating margin is +1164.29% above its 3-year low of -1.96% reached on December 31, 2024
Sector Comparison: TFC annual operating margin is higher than 50.20% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

TFC Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	20.86%	+1164.3%	-34.8%	-22.8%	+114.6%
Quarterly Operating Margin	Sep 30, 26	14.64%	-34.7%	-18.0%	-62.7%	-29.5%
Price	Oct 28, 26	$48.42	+10.3%	+75.3%	-23.7%	+102.5%
PE Ratio	Oct 28, 26	12.49	+6.1%	+80.0%	-16.6%	-18.0%
Annual Revenue	Dec 31, 25	$30.51B	+24.6%	+19.3%	+25.4%	+177.3%
Annual Operating Profit	Dec 31, 25	$6.35B	+1420.0%	-22.4%	-3.3%	+493.9%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	17.44%	+9788.9%	-28.9%	-5.6%	+124.7%

Operating Margin Highs

TFC Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	32.01%	N/A	-34.8%
5Y	37.99%	Dec 31, 21	-45.1%
All	37.99%	Dec 31, 21	-45.1%

Operating Margin Lows

TFC Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	-1.96%	Dec 31, 24	+1164.3%
5Y	-1.96%	Dec 31, 24	+1164.3%
All	-1.96%	Dec 31, 24	+1164.3%

Operating Margin History

Year	Value	Change
2025	20.86%	+1,164.3%
2024	-1.96%	-110.4%
2023	18.76%	-41.4%
2022	32.01%	-15.7%
2021	37.99%	+40.7%
2020	27.01%	-9.8%
2019	29.95%	-7.4%
2018	32.34%	+2.2%
2017	31.63%	-1.4%
2016	32.09%	+0.6%
2015	31.89%	-5.6%
2014	33.77%	+13.2%
2013	29.82%	+10.0%
2012	27.12%	+52.6%
2011	17.77%	+82.8%
2010	9.72%	-4.7%
2009	10.20%	-48.8%
2008	19.92%	-18.5%
2007	24.43%	-7.5%
2006	26.41%	-15.1%
2005	31.09%	-11.0%

Year	Value	Change
2004	34.92%	+3.0%
2003	33.89%	+7.9%
2002	31.41%	+34.9%
2001	23.28%	+13.9%
2000	20.44%	-17.7%
1999	24.85%	+0.4%
1998	24.75%	+7.8%
1997	22.95%	+4.5%
1996	21.96%	+47.5%
1995	14.89%	-41.1%
1994	25.29%	-2.4%
1993	25.92%	+30.5%
1992	19.86%	+59.9%
1991	12.42%	+39.4%
1990	8.91%	-16.8%
1989	10.71%	-9.7%
1988	11.86%	-1.8%
1987	12.08%	+65.9%
1986	7.28%	-9.2%
1985	8.02%	+0.5%
1984	7.98%	-

FAQ

What is the current annual operating margin of TFC?: As of today, TFC annual operating margin is 20.86%
What is 1-year change in TFC annual operating margin?: TFC annual operating margin is up +1164.29% year-over-year
What is 3-year change in TFC annual operating margin?: TFC annual operating margin is down -34.83% over the past 3 years
How far is TFC annual operating margin from its all-time high?: TFC annual operating margin is currently -45.09% below its historical high of 37.99% set on December 31, 2021
How does TFC annual operating margin rank versus sector peers?: TFC annual operating margin is higher than 50.20% of companies in Financial Services sector
When is TFC next annual earnings release?: The next annual earnings release for TFC is on January 20, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

14.64%9.13%-38.41%

September 30, 2026

Summary

Current Value: As of today, TFC quarterly operating margin is 14.64%, down -38.41% on September 30, 2026
Historical Performance: TFC quarterly operating margin is down -34.67% year-over-year, down -17.98% over the past 3 years
All-Time High Comparison: TFC quarterly operating margin is currently -84.70% below its historical high of 95.70% set on December 31, 2000
3-Year Low Comparison: TFC quarterly operating margin is +103.26% above its 3-year low of -448.40% reached on June 30, 2024
Sector Comparison: TFC quarterly operating margin is higher than 29.93% of companies in Financial Services sector

Performance

TFC Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	14.64%	-38.4%	-34.7%	-18.0%	-62.7%
Annual Operating Margin	Dec 31, 25	20.86%	–	+1164.3%	-34.8%	-22.8%
Price	Oct 28, 26	$48.42	-7.4%	+10.3%	+75.3%	-23.7%
PE Ratio	Oct 28, 26	12.49	+4.0%	+6.1%	+80.0%	-16.6%
Quarterly Revenue	Sep 30, 26	$6.11B	-19.9%	-22.3%	-20.5%	+4.4%
Quarterly Operating Profit	Sep 30, 26	$895.00M	-50.7%	-49.3%	-34.8%	-61.1%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	13.07%	-35.7%	-29.1%	-9.4%	-55.1%

Quarterly Operating Margin Highs

TFC Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	23.77%	Jun 30, 26	-38.4%
3Y	23.77%	Jun 30, 26	-38.4%
5Y	39.25%	N/A	-62.7%
All	95.70%	Dec 31, 00	-84.7%

Quarterly Operating Margin Lows

TFC Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	14.64%	Sep 30, 26	at low
3Y	-448.40%	Jun 30, 24	+103.3%
5Y	-448.40%	Jun 30, 24	+103.3%
All	-448.40%	Jun 30, 24	+103.3%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	14.64%	-38.4%
Jun 2026	23.77%	+4.0%
Mar 2026	22.86%	+12.9%
Dec 2025	20.24%	-9.7%
Sep 2025	22.41%	+10.1%
Jun 2025	20.36%	-5.0%
Mar 2025	21.43%	+7.4%
Dec 2024	19.96%	+1.7%
Sep 2024	19.62%	+104.4%
Jun 2024	-448.40%	-2,546.3%
Mar 2024	18.33%	+40.0%
Dec 2023	13.09%	-26.7%
Sep 2023	17.85%	-6.1%
Jun 2023	19.00%	-25.2%
Mar 2023	25.41%	-11.1%
Dec 2022	28.57%	-9.3%
Sep 2022	31.50%	-5.2%
Jun 2022	33.22%	+8.8%
Mar 2022	30.54%	-20.5%
Dec 2021	38.41%	-2.1%
Sep 2021	39.25%	-5.4%
Jun 2021	41.51%	+25.7%
Mar 2021	33.01%	+2.8%
Dec 2020	32.12%	+17.5%
Sep 2020	27.33%	+8.4%
Jun 2020	25.21%	+6.4%
Mar 2020	23.70%	-9.5%
Dec 2019	26.20%	-17.8%
Sep 2019	31.87%	-3.4%
Jun 2019	32.99%	+3.6%
Mar 2019	31.85%	-3.0%
Dec 2018	32.84%	+2.3%
Sep 2018	32.09%	-1.1%
Jun 2018	32.44%	+1.4%
Mar 2018	31.99%	+11.4%
Dec 2017	28.72%	-12.3%
Sep 2017	32.75%	-0.6%
Jun 2017	32.96%	+2.3%
Mar 2017	32.23%	+4.6%
Dec 2016	30.80%	-6.0%
Sep 2016	32.75%	-0.1%
Jun 2016	32.78%	+2.4%
Mar 2016	32.01%	+2.9%
Dec 2015	31.12%	-4.4%
Sep 2015	32.56%	+6.5%
Jun 2015	30.57%	-8.7%
Mar 2015	33.47%	-9.8%
Dec 2014	37.09%	+6.4%
Sep 2014	34.87%	+20.9%
Jun 2014	28.84%	-16.3%
Mar 2014	34.46%	+3.0%
Dec 2013	33.47%	+21.2%
Sep 2013	27.61%	-11.1%
Jun 2013	31.04%	+14.0%
Mar 2013	27.24%	-3.3%
Dec 2012	28.16%	+4.4%
Sep 2012	26.97%	-5.4%
Jun 2012	28.50%	+14.7%

Month	Value	Change
Mar 2012	24.85%	+23.8%
Dec 2011	20.08%	-3.3%
Sep 2011	20.76%	+20.1%
Jun 2011	17.28%	+47.9%
Mar 2011	11.68%	+34.4%
Dec 2010	8.69%	-8.0%
Sep 2010	9.45%	-11.8%
Jun 2010	10.71%	+7.1%
Mar 2010	10.00%	+32.6%
Dec 2009	7.54%	+22.8%
Sep 2009	6.14%	-21.4%
Jun 2009	7.81%	-56.7%
Mar 2009	18.04%	+23.1%
Dec 2008	14.66%	-27.9%
Sep 2008	20.32%	-0.5%
Jun 2008	20.42%	-13.3%
Mar 2008	23.56%	+6.6%
Dec 2007	22.11%	-12.3%
Sep 2007	25.21%	+1.1%
Jun 2007	24.94%	-2.2%
Mar 2007	25.49%	+10.0%
Dec 2006	23.17%	-11.2%
Sep 2006	26.10%	-6.0%
Jun 2006	27.76%	-3.1%
Mar 2006	28.66%	-1.4%
Dec 2005	29.08%	-7.6%
Sep 2005	31.48%	+0.6%
Jun 2005	31.29%	-4.8%
Mar 2005	32.86%	-7.4%
Dec 2004	35.50%	-2.4%
Sep 2004	36.39%	+2.8%
Jun 2004	35.41%	+11.0%
Mar 2004	31.89%	-55.1%
Dec 2003	71.05%	+67.6%
Sep 2003	42.39%	+19.7%
Jun 2003	35.41%	+6.4%
Mar 2003	33.29%	-10.9%
Dec 2002	37.36%	+24.0%
Sep 2002	30.14%	+0.6%
Jun 2002	29.96%	+8.4%
Mar 2002	27.64%	-38.8%
Dec 2001	45.17%	+191.6%
Sep 2001	15.49%	+308.5%
Jun 2001	-7.43%	-131.6%
Mar 2001	23.48%	-75.5%
Dec 2000	95.70%	>+9,900.0%
Sep 2000	-0.62%	-102.9%
Jun 2000	21.55%	+14.1%
Mar 2000	18.89%	-40.4%
Dec 1999	31.71%	+67.9%
Sep 1999	18.89%	-25.3%
Jun 1999	25.30%	+11.5%
Mar 1999	22.69%	-18.7%
Dec 1998	27.91%	+13.7%
Sep 1998	24.55%	+1.0%
Jun 1998	24.31%	+9.5%
Mar 1998	22.21%	-

FAQ

What is the current quarterly operating margin of TFC?: As of today, TFC quarterly operating margin is 14.64%
What is TFC quarterly operating margin most recent change?: TFC quarterly operating margin was down -38.41% on September 30, 2026
What is 1-year change in TFC quarterly operating margin?: TFC quarterly operating margin is down -34.67% year-over-year
How far is TFC quarterly operating margin from its all-time high?: TFC quarterly operating margin is currently -84.70% below its historical high of 95.70% set on December 31, 2000
How does TFC quarterly operating margin rank versus sector peers?: TFC quarterly operating margin is higher than 29.93% of companies in Financial Services sector
When is TFC next earnings release?: The next earnings release for TFC is on January 20, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

TFC Official Website www.truist.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/92230/000009223026000023/0000092230-26-000023-index.htm
TFC Profile on Yahoo Finance finance.yahoo.com/quote/TFC
TFC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/tfc