What is the current annual net margin of TCBK?

As of today, TCBK annual net margin is 21.63%

What is 1-year change in TCBK annual net margin?

TCBK annual net margin is down -7.92% year-over-year

What is 3-year change in TCBK annual net margin?

TCBK annual net margin is down -37.30% over the past 3 years

How far is TCBK annual net margin from its all-time high?

TCBK annual net margin is currently -37.30% below its historical high of 34.50% set on December 31, 2021

How does TCBK annual net margin rank versus sector peers?

TCBK annual net margin is higher than 72.98% of companies in Financial Services sector

When is TCBK next annual earnings release?

The next annual earnings release for TCBK is on January 22, 2026

What is the current quarterly net margin of TCBK?

As of today, TCBK quarterly net margin is 24.65%

What is TCBK quarterly net margin most recent change?

TCBK quarterly net margin was up +19.43% on September 30, 2025

What is 1-year change in TCBK quarterly net margin?

TCBK quarterly net margin is up +13.54% year-over-year

How far is TCBK quarterly net margin from its all-time high?

TCBK quarterly net margin is currently -38.38% below its historical high of 40.00% set on March 31, 2021

How does TCBK quarterly net margin rank versus sector peers?

TCBK quarterly net margin is higher than 77.55% of companies in Financial Services sector

When is TCBK next earnings release?

The next earnings release for TCBK is on January 22, 2026

TCBK Net Margin History & Chart Since 1991

Annual Net Margin

21.63%1.86%-7.92%

December 31, 2024

Summary

Current Value: As of today, TCBK annual net margin is 21.63%, down -7.92% on December 31, 2024
Historical Performance: TCBK annual net margin is down -37.30% over the past 3 years, and down -23.38% over the past 5 years
All-Time High Comparison: TCBK annual net margin is currently -37.30% below its historical high of 34.50% set on December 31, 2021
3-Year Low Comparison: TCBK annual net margin is at its 3-year low
Sector Comparison: TCBK annual net margin is higher than 72.98% of companies in Financial Services sector

Net Margin Chart

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Series

Performance

TCBK Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 24	21.63%	-7.9%	-37.3%	-23.4%	+210.8%
Quarterly Net Margin	Sep 30, 25	24.65%	+13.5%	-25.9%	+12.8%	+100.0%
Price	Jan 21, 26	$50.61	+16.8%	+3.8%	+27.1%	+248.3%
PE Ratio	Jan 21, 26	14.27	+13.8%	+11.5%	-22.7%	-63.2%
Annual Revenue	Dec 31, 24	$530.99M	+6.2%	+55.7%	+62.8%	+270.8%
Annual Net Income	Dec 31, 24	$114.87M	-2.1%	-2.4%	+24.8%	+1053.1%
Annual Gross Margin	Dec 31, 24	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 24	29.21%	-9.3%	-39.5%	-24.9%	+166.5%

Net Margin Highs

TCBK Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	29.91%	N/A	-27.7%
5Y	34.50%	Dec 31, 21	-37.3%
All	34.50%	Dec 31, 21	-37.3%

Net Margin Lows

TCBK Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	21.63%	Dec 31, 24	at low
5Y	20.09%	N/A	+7.7%
All	4.39%	Dec 31, 10	+392.7%

Net Margin History

Year	Value	Change
2024	21.63%	-7.9%
2023	23.49%	-21.5%
2022	29.91%	-13.3%
2021	34.50%	+71.7%
2020	20.09%	-28.8%
2019	28.23%	+14.6%
2018	24.63%	+40.5%
2017	17.53%	-14.7%
2016	20.54%	+11.9%
2015	18.36%	+9.4%
2014	16.78%	-11.7%
2013	19.01%	+47.3%
2012	12.91%	+1.3%
2011	12.75%	+190.4%
2010	4.39%	-36.9%
2009	6.96%	-37.8%
2008	11.19%	-32.5%

Year	Value	Change
2007	16.59%	-9.3%
2006	18.30%	-4.4%
2005	19.14%	+4.1%
2004	18.39%	+5.5%
2003	17.43%	+3.9%
2002	16.77%	+17.0%
2001	14.33%	+1.9%
2000	14.06%	-0.5%
1999	14.13%	+25.7%
1998	11.24%	+33.0%
1997	8.45%	-35.5%
1996	13.10%	-3.4%
1995	13.56%	+11.7%
1994	12.14%	-18.8%
1993	14.95%	+15.4%
1992	12.95%	+17.5%
1991	11.02%	-

FAQ

What is the current annual net margin of TCBK?
As of today, TCBK annual net margin is 21.63%
What is 1-year change in TCBK annual net margin?
TCBK annual net margin is down -7.92% year-over-year
What is 3-year change in TCBK annual net margin?
TCBK annual net margin is down -37.30% over the past 3 years
How far is TCBK annual net margin from its all-time high?
TCBK annual net margin is currently -37.30% below its historical high of 34.50% set on December 31, 2021
How does TCBK annual net margin rank versus sector peers?
TCBK annual net margin is higher than 72.98% of companies in Financial Services sector
When is TCBK next annual earnings release?
The next annual earnings release for TCBK is on January 22, 2026

Quarterly Net Margin

24.65%4.01%+19.43%

September 30, 2025

Summary

Current Value: As of today, TCBK quarterly net margin is 24.65%, up +19.43% on September 30, 2025
Historical Performance: TCBK quarterly net margin is up +13.54% year-over-year, and down -25.95% over the past 3 years
All-Time High Comparison: TCBK quarterly net margin is currently -38.38% below its historical high of 40.00% set on March 31, 2021
3-Year Low Comparison: TCBK quarterly net margin is +24.75% above its 3-year low of 19.76% reached on December 31, 2023
Sector Comparison: TCBK quarterly net margin is higher than 77.55% of companies in Financial Services sector

Performance

TCBK Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 25	24.65%	+19.4%	+13.5%	-25.9%	+12.8%
Annual Net Margin	Dec 31, 24	21.63%	–	-7.9%	-37.3%	-23.4%
Price	Jan 21, 26	$50.61	+19.6%	+16.8%	+3.8%	+27.1%
PE Ratio	Jan 21, 26	14.27	+19.6%	+13.8%	+11.5%	-22.7%
Quarterly Revenue	Sep 30, 25	$137.99M	+3.4%	+3.1%	+23.0%	+71.3%
Quarterly Net Income	Sep 30, 25	$34.02M	+23.5%	+17.1%	-8.9%	+93.2%
Quarterly Gross Margin	Sep 30, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 25	33.69%	+18.9%	+14.4%	-26.6%	+11.9%

Quarterly Net Margin Highs

TCBK Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	24.65%	Sep 30, 25	at high
3Y	30.75%	Mar 31, 23	-19.8%
5Y	40.00%	Mar 31, 21	-38.4%
All	40.00%	Mar 31, 21	-38.4%

Quarterly Net Margin Lows

TCBK Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	20.26%	Mar 31, 25	+21.7%
3Y	19.76%	Dec 31, 23	+24.8%
5Y	19.76%	Dec 31, 23	+24.8%
All	0.00%	Sep 30, 10	N/A

Quarterly Net Margin History

Month	Value	Change
Sep 2025	24.65%	+19.4%
Jun 2025	20.64%	+1.9%
Mar 2025	20.26%	-7.1%
Dec 2024	21.80%	+0.4%
Sep 2024	21.71%	-0.6%
Jun 2024	21.85%	+3.3%
Mar 2024	21.15%	+7.0%
Dec 2023	19.76%	-17.0%
Sep 2023	23.80%	+17.5%
Jun 2023	20.25%	-34.1%
Mar 2023	30.75%	+0.8%
Dec 2022	30.51%	-8.4%
Sep 2022	33.29%	+9.8%
Jun 2022	30.31%	+25.6%
Mar 2022	24.13%	-25.2%
Dec 2021	32.24%	-0.2%
Sep 2021	32.31%	-3.8%
Jun 2021	33.60%	-16.0%
Mar 2021	40.00%	+51.1%
Dec 2020	26.47%	+21.1%
Sep 2020	21.85%	+131.7%
Jun 2020	9.43%	-54.1%
Mar 2020	20.56%	-26.2%
Dec 2019	27.87%	-1.1%
Sep 2019	28.18%	-0.3%
Jun 2019	28.26%	-1.4%
Mar 2019	28.65%	-0.6%
Dec 2018	28.81%	+36.9%
Sep 2018	21.05%	-15.2%
Jun 2018	24.83%	+6.1%
Mar 2018	23.40%	+365.2%
Dec 2017	5.03%	-75.1%
Sep 2017	20.22%	-13.8%
Jun 2017	23.45%	+7.1%
Mar 2017	21.90%	-0.2%
Dec 2016	21.95%	-1.5%
Sep 2016	22.28%	+27.3%
Jun 2016	17.50%	-13.8%
Mar 2016	20.30%	+9.7%
Dec 2015	18.51%	-11.5%
Sep 2015	20.91%	+11.8%
Jun 2015	18.70%	+24.1%
Mar 2015	15.07%	+23.1%
Dec 2014	12.24%	-43.9%
Sep 2014	21.82%	+62.7%
Jun 2014	13.41%	-35.2%
Mar 2014	20.70%	+39.9%
Dec 2013	14.80%	-25.8%
Sep 2013	19.95%	+13.4%
Jun 2013	17.59%	-25.2%
Mar 2013	23.52%	+81.5%
Dec 2012	12.96%	-5.5%
Sep 2012	13.71%	-0.4%
Jun 2012	13.76%	+25.0%
Mar 2012	11.01%	-32.6%
Dec 2011	16.33%	-1.1%
Sep 2011	16.51%	+94.9%
Jun 2011	8.47%	+2.2%
Mar 2011	8.29%	-6.9%
Dec 2010	8.90%	>+9,900.0%
Sep 2010	0.00%	-100.0%
Jun 2010	3.90%	-16.1%
Mar 2010	4.65%	-29.5%
Dec 2009	6.60%	+4.4%
Sep 2009	6.32%	-8.4%
Jun 2009	6.90%	-15.0%
Mar 2009	8.12%	-29.2%
Dec 2008	11.47%	-32.4%
Sep 2008	16.96%	+180.3%

Month	Value	Change
Jun 2008	6.05%	-43.2%
Mar 2008	10.66%	-26.5%
Dec 2007	14.51%	-16.1%
Sep 2007	17.29%	-0.1%
Jun 2007	17.31%	+0.1%
Mar 2007	17.29%	-4.6%
Dec 2006	18.12%	+1.2%
Sep 2006	17.91%	-1.9%
Jun 2006	18.26%	-3.8%
Mar 2006	18.98%	-5.6%
Dec 2005	20.10%	+7.8%
Sep 2005	18.65%	-1.7%
Jun 2005	18.98%	+1.3%
Mar 2005	18.74%	-1.1%
Dec 2004	18.94%	+3.0%
Sep 2004	18.38%	+4.2%
Jun 2004	17.64%	-5.2%
Mar 2004	18.61%	+3.7%
Dec 2003	17.94%	+0.6%
Sep 2003	17.84%	+3.7%
Jun 2003	17.21%	+3.5%
Mar 2003	16.62%	-1.4%
Dec 2002	16.86%	+1.6%
Sep 2002	16.60%	-1.2%
Jun 2002	16.81%	-0.1%
Mar 2002	16.83%	+4.5%
Dec 2001	16.11%	+9.4%
Sep 2001	14.73%	+14.0%
Jun 2001	12.92%	-5.2%
Mar 2001	13.63%	+17.6%
Dec 2000	11.59%	-5.4%
Sep 2000	12.25%	-13.5%
Jun 2000	14.16%	-24.3%
Mar 2000	18.70%	+27.4%
Dec 1999	14.68%	+2.2%
Sep 1999	14.37%	+4.3%
Jun 1999	13.78%	+1.0%
Mar 1999	13.64%	+12.0%
Dec 1998	12.18%	+4.9%
Sep 1998	11.61%	+9.7%
Jun 1998	10.58%	+0.2%
Mar 1998	10.56%	-20.1%
Dec 1997	13.22%	-1.7%
Sep 1997	13.45%	+35.7%
Jun 1997	9.91%	-35.0%
Mar 1997	15.24%	-25.3%
Dec 1996	20.41%	+6.6%
Sep 1996	19.15%	-0.9%
Jun 1996	19.32%	-2.3%
Mar 1996	19.77%	-6.7%
Sep 1995	21.18%	0.0%
Jun 1995	21.18%	+9.9%
Mar 1995	19.28%	-13.7%
Dec 1994	22.35%	+68.7%
Sep 1994	13.25%	-26.6%
Jun 1994	18.06%	-0.7%
Mar 1994	18.18%	+4.5%
Dec 1993	17.39%	-14.2%
Sep 1993	20.27%	-3.4%
Jun 1993	20.99%	-10.2%
Mar 1993	23.38%	+26.7%
Dec 1992	18.46%	-12.3%
Sep 1992	21.05%	-0.8%
Jun 1992	21.21%	+2.5%
Mar 1992	20.69%	+50.0%
Dec 1991	13.79%	-23.5%
Sep 1991	18.03%	-19.5%
Jun 1991	22.41%	+21.0%
Mar 1991	18.52%	-

FAQ

What is the current quarterly net margin of TCBK?
As of today, TCBK quarterly net margin is 24.65%
What is TCBK quarterly net margin most recent change?
TCBK quarterly net margin was up +19.43% on September 30, 2025
What is 1-year change in TCBK quarterly net margin?
TCBK quarterly net margin is up +13.54% year-over-year
How far is TCBK quarterly net margin from its all-time high?
TCBK quarterly net margin is currently -38.38% below its historical high of 40.00% set on March 31, 2021
How does TCBK quarterly net margin rank versus sector peers?
TCBK quarterly net margin is higher than 77.55% of companies in Financial Services sector
When is TCBK next earnings release?
The next earnings release for TCBK is on January 22, 2026

Net Margin Formula

Net Margin =

× 100%

Data Sources & References

TCBK Official Website www.tcbk.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/356171/000035617125000079/0000356171-25-000079-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/356171/000035617125000012/0000356171-25-000012-index.htm
TCBK Profile on Yahoo Finance finance.yahoo.com/quote/TCBK
TCBK Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/tcbk