What is the current annual net margin of PNC?

As of today, PNC annual net margin is 20.39%

What is 1-year change in PNC annual net margin?

PNC annual net margin is up +16.71% year-over-year

What is 3-year change in PNC annual net margin?

PNC annual net margin is down -23.09% over the past 3 years

How far is PNC annual net margin from its all-time high?

PNC annual net margin is currently -30.93% below its historical high of 29.52% set on December 31, 2006

How does PNC annual net margin rank versus sector peers?

PNC annual net margin is higher than 69.75% of companies in Financial Services sector

When is PNC next annual earnings release?

The next annual earnings release for PNC is on January 15, 2027

What is the current quarterly net margin of PNC?

As of today, PNC quarterly net margin is 22.20%

What is PNC quarterly net margin most recent change?

PNC quarterly net margin was up +3.16% on September 30, 2026

What is 1-year change in PNC quarterly net margin?

PNC quarterly net margin is up +7.66% year-over-year

How far is PNC quarterly net margin from its all-time high?

PNC quarterly net margin is currently -67.94% below its historical high of 69.24% set on September 30, 2006

How does PNC quarterly net margin rank versus sector peers?

PNC quarterly net margin is higher than 68.13% of companies in Financial Services sector

When is PNC next earnings release?

The next earnings release for PNC is on January 15, 2027

PNC Net Margin History & Chart Since 1980

Annual Net Margin

20.39%2.92%+16.71%

December 31, 2025

Summary

Current Value: As of today, PNC annual net margin is 20.39%, up +16.71% on December 31, 2025
Historical Performance: PNC annual net margin is down -23.09% over the past 3 years, up +24.33% over the past 5 years
All-Time High Comparison: PNC annual net margin is currently -30.93% below its historical high of 29.52% set on December 31, 2006
3-Year Low Comparison: PNC annual net margin is +16.71% above its 3-year low of 17.47% reached on December 31, 2024
Sector Comparison: PNC annual net margin is higher than 69.75% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

PNC Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	20.39%	+16.7%	-23.1%	+24.3%	+16.4%
Quarterly Net Margin	Sep 30, 26	22.20%	+7.7%	+12.6%	-19.6%	+2.4%
Price	Oct 23, 26	$224.46	+23.4%	+104.6%	+3.9%	+315.2%
PE Ratio	Oct 23, 26	11.94	+1.7%	+56.7%	-27.6%	+39.0%
Annual Revenue	Dec 31, 25	$33.90B	+0.0%	+47.7%	+85.9%	+96.4%
Annual Net Income	Dec 31, 25	$6.95B	+17.5%	+14.3%	+132.6%	+130.0%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	24.88%	+29.9%	-23.6%	+32.3%	+1.6%

Net Margin Highs

PNC Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	26.51%	N/A	-23.1%
5Y	29.30%	Dec 31, 21	-30.4%
All	29.52%	Dec 31, 06	-30.9%

Net Margin Lows

PNC Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	17.47%	Dec 31, 24	+16.7%
5Y	16.40%	N/A	+24.3%
All	1.45%	Dec 31, 90	+1306.2%

Net Margin History

Year	Value	Change
2025	20.39%	+16.7%
2024	17.47%	-0.7%
2023	17.59%	-33.6%
2022	26.51%	-9.5%
2021	29.30%	+78.7%
2020	16.40%	-34.6%
2019	25.08%	-8.1%
2018	27.28%	-6.8%
2017	29.28%	+19.2%
2016	24.56%	-6.8%
2015	26.35%	+0.1%
2014	26.33%	+5.2%
2013	25.02%	+39.5%
2012	17.94%	-7.6%
2011	19.41%	+10.9%
2010	17.51%	+40.1%
2009	12.50%	+39.7%
2008	8.95%	-37.8%
2007	14.39%	-51.3%
2006	29.52%	+71.4%
2005	17.22%	-10.7%
2004	19.29%	+8.5%
2003	17.78%	-8.4%

Year	Value	Change
2002	19.42%	+229.7%
2001	5.89%	-63.0%
2000	15.93%	-5.9%
1999	16.93%	+20.5%
1998	14.05%	-8.4%
1997	15.34%	-2.0%
1996	15.66%	+134.4%
1995	6.68%	-48.7%
1994	13.02%	-27.5%
1993	17.97%	+39.3%
1992	12.90%	+47.9%
1991	8.72%	+501.4%
1990	1.45%	-82.2%
1989	8.13%	-29.7%
1988	11.57%	+52.0%
1987	7.61%	-37.0%
1986	12.07%	+15.1%
1985	10.49%	+9.8%
1984	9.55%	-0.6%
1983	9.61%	+18.2%
1982	8.13%	+4.9%
1981	7.75%	-8.7%
1980	8.49%	-

FAQ

What is the current annual net margin of PNC?: As of today, PNC annual net margin is 20.39%
What is 1-year change in PNC annual net margin?: PNC annual net margin is up +16.71% year-over-year
What is 3-year change in PNC annual net margin?: PNC annual net margin is down -23.09% over the past 3 years
How far is PNC annual net margin from its all-time high?: PNC annual net margin is currently -30.93% below its historical high of 29.52% set on December 31, 2006
How does PNC annual net margin rank versus sector peers?: PNC annual net margin is higher than 69.75% of companies in Financial Services sector
When is PNC next annual earnings release?: The next annual earnings release for PNC is on January 15, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

22.20%0.68%+3.16%

September 30, 2026

Summary

Current Value: As of today, PNC quarterly net margin is 22.20%, up +3.16% on September 30, 2026
Historical Performance: PNC quarterly net margin is up +7.66% year-over-year, up +12.63% over the past 3 years
All-Time High Comparison: PNC quarterly net margin is currently -67.94% below its historical high of 69.24% set on September 30, 2006
3-Year Low Comparison: PNC quarterly net margin is +107.87% above its 3-year low of 10.68% reached on December 31, 2023
Sector Comparison: PNC quarterly net margin is higher than 68.13% of companies in Financial Services sector

Performance

PNC Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	22.20%	+3.2%	+7.7%	+12.6%	-19.6%
Annual Net Margin	Dec 31, 25	20.39%	–	+16.7%	-23.1%	+24.3%
Price	Oct 23, 26	$224.46	-9.9%	+23.4%	+104.6%	+3.9%
PE Ratio	Oct 23, 26	11.94	-12.9%	+1.7%	+56.7%	-27.6%
Quarterly Revenue	Sep 30, 26	$9.39B	-1.1%	+7.0%	+18.6%	+75.0%
Quarterly Net Income	Sep 30, 26	$2.09B	+2.1%	+15.2%	+33.5%	+40.7%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	28.18%	+3.5%	+8.2%	+20.1%	-16.6%

Quarterly Net Margin Highs

PNC Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	22.97%	Dec 31, 25	-3.4%
3Y	22.97%	Dec 31, 25	-3.4%
5Y	32.37%	Mar 31, 22	-31.4%
All	69.24%	Sep 30, 06	-67.9%

Quarterly Net Margin Lows

PNC Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	20.32%	Mar 31, 26	+9.3%
3Y	10.68%	Dec 31, 23	+107.9%
5Y	10.68%	Dec 31, 23	+107.9%
All	-34.17%	Dec 31, 90	+165.0%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	22.20%	+3.2%
Jun 2026	21.52%	+5.9%
Mar 2026	20.32%	-11.5%
Dec 2025	22.97%	+11.4%
Sep 2025	20.62%	+5.3%
Jun 2025	19.58%	+5.4%
Mar 2025	18.58%	+1.0%
Dec 2024	18.39%	+6.3%
Sep 2024	17.30%	-6.2%
Jun 2024	18.45%	+17.4%
Mar 2024	15.72%	+47.2%
Dec 2023	10.68%	-45.8%
Sep 2023	19.71%	+2.6%
Jun 2023	19.21%	-12.3%
Mar 2023	21.91%	+5.5%
Dec 2022	20.76%	-25.1%
Sep 2022	27.71%	-3.8%
Jun 2022	28.81%	-11.0%
Mar 2022	32.37%	+27.3%
Dec 2021	25.42%	-7.9%
Sep 2021	27.60%	+19.6%
Jun 2021	23.08%	-46.6%
Mar 2021	43.25%	+34.6%
Dec 2020	32.13%	-5.6%
Sep 2020	34.04%	+302.9%
Jun 2020	-16.78%	-206.7%
Mar 2020	15.73%	-36.6%
Dec 2019	24.82%	+7.3%
Sep 2019	23.14%	+1.0%
Jun 2019	22.92%	-4.5%
Mar 2019	24.01%	+17.1%
Dec 2018	20.50%	-25.0%
Sep 2018	27.35%	-2.7%
Jun 2018	28.10%	+4.4%
Mar 2018	26.91%	-36.2%
Dec 2017	42.17%	+74.1%
Sep 2017	24.22%	+0.2%
Jun 2017	24.16%	-4.4%
Mar 2017	25.26%	+5.0%
Dec 2016	24.06%	-2.0%
Sep 2016	24.54%	-2.2%
Jun 2016	25.10%	+2.0%
Mar 2016	24.61%	-0.1%
Dec 2015	24.64%	-14.1%
Sep 2015	28.67%	+13.9%
Jun 2015	25.17%	-7.6%
Mar 2015	27.23%	+3.5%
Dec 2014	26.30%	+1.5%
Sep 2014	25.91%	-0.2%
Jun 2014	25.96%	-2.2%
Mar 2014	26.54%	+7.1%
Dec 2013	24.77%	-0.4%
Sep 2013	24.87%	-5.8%
Jun 2013	26.39%	+11.6%
Mar 2013	23.64%	+43.0%
Dec 2012	16.53%	-21.4%
Sep 2012	21.04%	+49.2%
Jun 2012	14.10%	-8.0%
Mar 2012	15.32%	+20.7%
Dec 2011	12.69%	-41.5%
Sep 2011	21.68%	-4.6%
Jun 2011	22.73%	+11.4%
Mar 2011	20.40%	+5.9%
Dec 2010	19.26%	-2.1%
Sep 2010	19.68%	+7.5%
Jun 2010	18.31%	+20.3%
Mar 2010	15.22%	-37.3%
Dec 2009	24.29%	+118.2%
Sep 2009	11.13%	+235.2%
Jun 2009	3.32%	-38.4%
Mar 2009	5.39%	+144.8%
Dec 2008	-12.04%	-209.6%
Sep 2008	10.99%	-43.0%
Jun 2008	19.29%	+41.4%
Mar 2008	13.64%	+106.7%

Month	Value	Change
Dec 2007	6.60%	-56.7%
Sep 2007	15.26%	-8.7%
Jun 2007	16.72%	-14.9%
Mar 2007	19.65%	+8.4%
Dec 2006	18.12%	-73.8%
Sep 2006	69.24%	+311.9%
Jun 2006	16.81%	+3.1%
Mar 2006	16.30%	-0.8%
Dec 2005	16.43%	-0.5%
Sep 2005	16.51%	+3.6%
Jun 2005	15.94%	-21.7%
Mar 2005	20.37%	+7.6%
Dec 2004	18.94%	+17.7%
Sep 2004	16.09%	-20.6%
Jun 2004	20.26%	-4.6%
Mar 2004	21.24%	+62.3%
Dec 2003	13.09%	-44.2%
Sep 2003	23.46%	+74.8%
Jun 2003	13.42%	-30.5%
Mar 2003	19.30%	-47.6%
Dec 2002	36.84%	+85.0%
Sep 2002	19.91%	-4.6%
Jun 2002	20.86%	-4.7%
Mar 2002	21.88%	+172.6%
Dec 2001	-30.14%	-270.4%
Sep 2001	17.69%	+2.3%
Jun 2001	17.29%	+14.8%
Mar 2001	15.06%	-7.7%
Dec 2000	16.31%	-1.9%
Sep 2000	16.62%	+3.2%
Jun 2000	16.11%	+0.8%
Mar 2000	15.99%	-14.6%
Dec 1999	18.72%	+3.8%
Sep 1999	18.04%	+1.8%
Jun 1999	17.72%	+5.0%
Mar 1999	16.87%	+20.5%
Dec 1998	14.00%	-4.3%
Sep 1998	14.63%	-4.4%
Jun 1998	15.30%	-0.8%
Mar 1998	15.43%	-33.0%
Dec 1997	23.04%	-5.0%
Sep 1997	24.24%	-1.1%
Jun 1997	24.50%	-2.2%
Mar 1997	25.05%	-3.9%
Dec 1996	26.08%	+6.7%
Sep 1996	24.44%	-6.7%
Jun 1996	26.19%	+2.0%
Mar 1996	25.67%	+8,656.7%
Dec 1995	-0.30%	-101.3%
Sep 1995	22.85%	+4.6%
Jun 1995	21.84%	+7.9%
Mar 1995	20.24%	+274.1%
Dec 1994	5.41%	-79.1%
Sep 1994	25.89%	-0.6%
Jun 1994	26.04%	-4.3%
Mar 1994	27.21%	+6.0%
Dec 1993	25.67%	-14.8%
Sep 1993	30.14%	+15.8%
Jun 1993	26.02%	+14.0%
Mar 1993	22.83%	+349.4%
Dec 1992	5.08%	-76.5%
Sep 1992	21.62%	+2.8%
Jun 1992	21.04%	+3.0%
Mar 1992	20.43%	+6.6%
Dec 1991	19.17%	+13.9%
Sep 1991	16.83%	-0.2%
Jun 1991	16.87%	+1.2%
Mar 1991	16.67%	+148.8%
Dec 1990	-34.17%	-414.9%
Sep 1990	10.85%	-49.9%
Jun 1990	21.67%	+44.1%
Mar 1990	15.04%	+5,271.4%
Dec 1989	0.28%	-99.0%
Sep 1989	26.85%	-

FAQ

What is the current quarterly net margin of PNC?: As of today, PNC quarterly net margin is 22.20%
What is PNC quarterly net margin most recent change?: PNC quarterly net margin was up +3.16% on September 30, 2026
What is 1-year change in PNC quarterly net margin?: PNC quarterly net margin is up +7.66% year-over-year
How far is PNC quarterly net margin from its all-time high?: PNC quarterly net margin is currently -67.94% below its historical high of 69.24% set on September 30, 2006
How does PNC quarterly net margin rank versus sector peers?: PNC quarterly net margin is higher than 68.13% of companies in Financial Services sector
When is PNC next earnings release?: The next earnings release for PNC is on January 15, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

PNC Official Website www.pnc.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/713676/000071367626000008/0000713676-26-000008-index.htm
PNC Profile on Yahoo Finance finance.yahoo.com/quote/PNC
PNC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pnc