Annual Interest Coverage Ratio
0.530.05-8.62%
Summary
- Current Value
- As of today, PFSI annual interest coverage ratio is 0.53, down -8.62% on
- Historical Performance
- PFSI annual interest coverage ratio is down -89.14% over the past 3 years, and down -84.64% over the past 5 years
- All-Time High Comparison
- PFSI annual interest coverage ratio is currently -98.73% below its historical high of 41.83 set on
- 3-Year Low Comparison
- PFSI annual interest coverage ratio is at its 3-year low
- Sector Comparison
- PFSI annual interest coverage ratio is higher than 7.22% of companies in Financial Services sector
Interest Coverage Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 0.53 | -8.6% | -89.1% | -84.6% | -98.7% | |
| Quarterly Interest Coverage Ratio | 1.95 | +32.6% | -43.8% | -90.1% | +102.8% | |
| Price | $146.19 | +46.9% | +146.3% | +155.0% | – | |
| Annual EBIT | $402.62M | +13.7% | -70.4% | -23.9% | +1118.5% | |
| Annual Interest Expense | $761.67M | +25.6% | +173.5% | +396.2% | +10000.0% | |
| Annual Debt To Equity | 3.77 | +53.9% | +17.4% | +24.8% | – | |
| Annual Current Ratio | 0.08 | -57.9% | +60.0% | – | – | |
| Annual Quick Ratio | 0.08 | -57.9% | +60.0% | – | – | |
| Piotroski F-Score | 4 | +33.3% | -50.0% | -20.0% | – | |
| Altman Z-Score | 0.15 | +66.7% | -68.8% | 0.0% | – |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 2.39 | N/A | -77.8% |
| 5Y | 12.83 | N/A | -95.9% |
| All | 41.83 | -98.7% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 0.53 | at low | |
| 5Y | 0.53 | at low | |
| All | 0.53 | at low |
Interest Coverage Ratio History
FAQ
What is the current annual interest coverage ratio of PFSI?
As of today, PFSI annual interest coverage ratio is 0.53
What is 1-year change in PFSI annual interest coverage ratio?
PFSI annual interest coverage ratio is down -8.62% year-over-year
What is 3-year change in PFSI annual interest coverage ratio?
PFSI annual interest coverage ratio is down -89.14% over the past 3 years
How far is PFSI annual interest coverage ratio from its all-time high?
PFSI annual interest coverage ratio is currently -98.73% below its historical high of 41.83 set on December 31, 2010
How does PFSI annual interest coverage ratio rank versus sector peers?
PFSI annual interest coverage ratio is higher than 7.22% of companies in Financial Services sector
When is PFSI next annual earnings release?
The next annual earnings release for PFSI is on
Quarterly Interest Coverage Ratio
1.950.61+45.52%
Summary
- Current Value
- As of today, PFSI quarterly interest coverage ratio is 1.95, up +45.52% on
- Historical Performance
- PFSI quarterly interest coverage ratio is up +32.65% year-over-year, and down -43.80% over the past 3 years
- All-Time High Comparison
- PFSI quarterly interest coverage ratio is currently -90.06% below its historical high of 19.61 set on
- 3-Year Low Comparison
- PFSI quarterly interest coverage ratio is +191.04% above its 3-year low of 0.67 reached on
- Sector Comparison
- PFSI quarterly interest coverage ratio is higher than 63.75% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 1.95 | +45.5% | +32.6% | -43.8% | -90.1% | |
| Annual Interest Coverage Ratio | 0.53 | – | -8.6% | -89.1% | -84.6% | |
| Price | $146.19 | +27.6% | +46.9% | +146.3% | +155.0% | |
| Quarterly EBIT | $486.27M | +62.3% | +66.3% | +86.6% | -36.6% | |
| Quarterly Interest Expense | $249.90M | +11.9% | +25.9% | +232.6% | +538.4% | |
| Quarterly Debt To Equity | 4.61 | +36.8% | +43.2% | +113.4% | +41.4% | |
| Quarterly Current Ratio | 0.10 | +11.1% | -16.7% | -71.4% | +25.0% | |
| Quarterly Quick Ratio | 0.10 | +11.1% | -16.7% | -71.4% | +25.0% | |
| Piotroski F-Score | 4 | +100.0% | +33.3% | -50.0% | -20.0% | |
| Altman Z-Score | 0.15 | +36.4% | +66.7% | -68.8% | 0.0% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 1.95 | at high | |
| 3Y | 1.95 | at high | |
| 5Y | 10.91 | N/A | -82.1% |
| All | 19.61 | -90.1% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 1.34 | +45.5% | |
| 3Y | 0.67 | +191.0% | |
| 5Y | 0.67 | +191.0% | |
| All | -68.48 | +102.8% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of PFSI?
As of today, PFSI quarterly interest coverage ratio is 1.95
What is PFSI quarterly interest coverage ratio most recent change?
PFSI quarterly interest coverage ratio was up +45.52% on September 30, 2025
What is 1-year change in PFSI quarterly interest coverage ratio?
PFSI quarterly interest coverage ratio is up +32.65% year-over-year
How far is PFSI quarterly interest coverage ratio from its all-time high?
PFSI quarterly interest coverage ratio is currently -90.06% below its historical high of 19.61 set on September 30, 2020
How does PFSI quarterly interest coverage ratio rank versus sector peers?
PFSI quarterly interest coverage ratio is higher than 63.75% of companies in Financial Services sector
When is PFSI next earnings release?
The next earnings release for PFSI is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- PFSI Official Website www.pennymac.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1745916/000110465925101260/0001104659-25-101260-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1745916/000155837025001148/0001558370-25-001148-index.htm
- PFSI Profile on Yahoo Finance finance.yahoo.com/quote/PFSI
- PFSI Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pfsi