OFG logo

OFG Bancorp (OFG)

Profile

Full Name

OFG Bancorp

Ticker Symbol

OFG

Exchange

NYSE

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

March 26, 1987

Indexes

Not included

Website

http://www.ofgbancorp.com

Employees

2246

Key Details

Price

$34.63(-1.27%)

Market cap

Last Dividend

$0.30

TTM Dividend yield

3.03%

Annual revenue

$660.94M(+3.25% YoY)

Annual EPS

$4.23(+10.44% YoY)

PE ratio

8.21

Next earnings date

Apr 23, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$34.63
OFG price is $34.63

30-Day Relative Volume

0.61
OFG 30-day relative volume is 0.61

Price Performance

Price Today change

-1.27%
OFG price is down -1.27% today

Price YTD change

-18.16%
OFG price is down -18.16% since January 1st

Price 1-year change

-0.22%
OFG price is down -0.22% year-on-year

Price 3-year change

+34.87%
OFG price is up +34.87% over the past 3 years

Price Range

Price All-time high

$47.66
OFG price is currently -27.33% below its historical high of $47.66

Price 3-year low

$22.34
OFG price is currently +55.04% above its 3-year low

Capitalization

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Market cap

Market cap

$1.57B
OFG market capitalization is $1.57 billion

Market cap 3-year change

+25.78%
OFG market capitalization is up +25.78% over the past 3 years

Market cap All-time high

$2.18B
OFG market capitalization is currently -27.91% below its historical high of $2.18 billion

Market cap sector rank

65.43%
OFG market capitalization is higher than 65.43% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

-3.86%
OFG shares outstanding is down -3.86% year-on-year

Shares Outstanding 3-Year Change

-6.74%
OFG shares outstanding is down -6.74% over the past 3 years

Technical Indicators

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Beta

0.89
OFG beta is 0.89

200-day SMA

$42.34
OFG price is currently -18.19% below its 200-day simple moving average

50-day SMA

$40.76
OFG price is currently -15.02% below its 50-day simple moving average

RSI

31.16
OFG 14-day relative strength index is 31.16

Volume

0.61
OFG 30-day relative volume is 0.61

ATR

$1.75
OFG average true range is $1.75

10-day Historical Volatility

63.54%
OFG 10-day historical volatility is 63.54%

Dividend

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Events

Last Paid Dividend

$0.30
OFG last dividend was $0.30 per share, with an ex-dividend date of March 31, 2025

Next Dividend

-
OFG next dividend has not yet been announced

Dividend per share

Dividend per share

$0.97
OFG annual dividend per share is $0.97

Dividend per share Sector Rank

52.59%
OFG annual dividend per share is higher than 52.59% of companies in Financial Services sector

Dividend per share 1-Year Change

+10.23%
OFG annual dividend per share is up +10.23% year-on-year

Dividend per share 3-Year Change

+142.5%
OFG annual dividend per share is up +142.5% over the past 3 years

Dividend yield

Dividend yield

2.80%
OFG annual dividend yield is 2.80%

Dividend yield Sector Rank

23.15%
OFG annual dividend yield is higher than 23.15% of companies in Financial Services sector

Other

Payout ratio

23.03%
OFG annual payout ratio is 23.03%

Dividends paid

$45.65M
OFG annual dividends paid is $45.65 million

Free cash flow

$210.79M
OFG annual free cash flow is $210.79 million

Income Statement

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Revenue

Revenue

$660.94M
OFG annual revenue is $660.94 million

Revenue Analysts estimate

$717.29M
OFG annual revenue is currently -7.86% lower than the consensus analysts' forecast

Revenue 1-year change

+3.25%
OFG annual revenue is up +3.25% year-on-year

Revenue Sector rank

72.14%
OFG annual revenue is higher than 72.14% of companies in Financial Services sector

EPS

EPS

$4.23
OFG annual earnings per share is $4.23

EPS Analysts estimate

$4.07
OFG annual earnings per share is currently +3.87% higher than the consensus analysts' forecast

EPS 1-year change

+10.44%
OFG annual earnings per share is up +10.44% year-on-year

EPS Sector rank

78.56%
OFG annual earnings per share is higher than 78.56% of companies in Financial Services sector

Profit

Gross profit

-
OFG annual gross profit value is unknown

Gross margin

-
OFG annual gross profit margin value is unknown

Operating profit

-
OFG annual operating income value is unknown

Operating margin

-
OFG annual operating profit margin value is unknown

Net income

$198.17M
OFG annual net profit is $198.17 million

Net margin

29.98%
OFG annual net profit margin is 29.98%

Expenses

Total expenses

-
OFG annual total expenses value is unknown

Operating expenses

$180.68M
OFG annual total operating expenses is $180.68 million

Cost of goods sold

-
OFG annual cost of goods sold value is unknown

Selling, general & administrative expenses

$180.68M
OFG annual SGA is $180.68 million

Depreciation and amortization

$26.79M
OFG annual depreciation & amortization is $26.79 million

Interest expense

-
OFG annual interest expense value is unknown

Income tax

$55.58M
OFG annual income tax is $55.58 million

EBIT & EBITDA

EBIT

$415.58M
OFG annual earnings before interest & taxes is $415.58 million

EBITDA

$442.37M
OFG annual EBITDA is $442.37 million

Balance Sheet

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Assets

Total assets

$11.50B
OFG annual total assets is $11.50 billion

Non current assets

$10.72B
OFG annual long term assets is $10.72 billion

Current assets

$3.07B
OFG annual total current assets is $3.07 billion

Cash and cash equivalents

$591.14M
OFG annual cash & cash equivalents is $591.14 million

Accounts receivable

$71.67M
OFG annual accounts receivable is $71.67 million

Inventory

-
OFG annual inventory value is unknown

Liabilities

Total liabilities

$10.25B
OFG annual total liabilities is $10.25 billion

Long term liabilities

$9.99B
OFG annual total long term liabilities is $9.99 billion

Current liabilities

$75.22M
OFG annual total current liabilities is $75.22 million

Accounts payable

-
OFG annual accounts payable value is unknown

Debt

Total debt

$347.34M
OFG annual total debt is $347.34 million

Total debt 1-year change

+54.51%
OFG annual total debt is up +54.51% year-on-year

Long term debt

$347.34M
OFG annual long term debt is $347.34 million

Short term debt

-
OFG annual short term debt value is unknown

Equity & Capital

Shareholders equity

$1.25B
OFG annual stockholders equity is $1.25 billion

Book value

$1.25B
OFG annual book value is $1.25 billion

Retained earnings

$771.99M
OFG annual retained earnings is $771.99 million

Working capital

$3.00B
OFG annual working capital is $3.00 billion

Cash Flow Statement

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Cashflow Activities

Cash from operations

$252.50M
OFG annual cash flow from operations is $252.50 million

Cash from operations 1-year change

-14.6%
OFG annual cash flow from operations is down -14.6% year-on-year

Cash from investing

-$335.98M
OFG annual cash flow from investing activities is -$335.98 million

Cash from investing 1-year change

+76.08%
OFG annual cash flow from investing activities is up +76.08% year-on-year

Cash from financing

-$73.56M
OFG annual cash flow from financing activities is -$73.56 million

Cash from financing 1-year change

-105.63%
OFG annual cash flow from financing activities is down -105.63% year-on-year

CAPEX

CAPEX

$41.71M
OFG annual capital expenditures is $41.71 million

CAPEX 1-year change

+133.59%
OFG annual capital expenditures is up +133.59% year-on-year

Free Cash Flow

Free cash flow

$210.79M
OFG annual free cash flow is $210.79 million

Free cash flow 1-year change

-24.12%
OFG annual free cash flow is down -24.12% year-on-year

Profitability Ratios

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Margins

Gross margin

-
OFG annual gross profit margin value is unknown

Operating margin

-
OFG annual operating profit margin value is unknown

Net margin

29.98%
OFG annual net profit margin is 29.98%

ROA & ROE

ROA

1.73%
OFG annual return on assets is 1.73%

ROE

16.19%
OFG annual return on equity is 16.19%

Valuation

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PE Ratio

PE ratio

8.21
OFG price to earnings ratio is 8.21

PE ratio Sector rank

13.85%
OFG price to earnings ratio is higher than 13.85% of companies in Financial Services sector

PB Ratio

PB ratio

1.25
OFG price to book ratio is 1.25

PB ratio Sector rank

60.86%
OFG price to book ratio is higher than 60.86% of companies in Financial Services sector

PS Ratio

PS ratio

2.38
OFG price to sales ratio is 2.38

PS ratio Sector rank

42.29%
OFG price to sales ratio is higher than 42.29% of companies in Financial Services sector

Enterprise value

Enterprise value

$1.33B
OFG enterprise value is $1.33 billion

Enterprise value Sector rank

60.93%
OFG enterprise value is higher than 60.93% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

3.00
OFG EV/EBITDA is 3.00

EV/EBITDA Sector rank

44.22%
OFG EV/EBITDA is higher than 44.22% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

40.85
OFG annual current ratio is 40.85

Quick ratio

-
OFG annual quick ratio value is unknown

Leverage

Debt to equity

0.26
OFG annual debt to equity ratio is 0.26

Interest coverage ratio

-
OFG annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
OFG piotroski f-score value is unknown

Altman Z-Score

0.68
OFG altman z-score is 0.68

Analyst ratings

Recent major analysts updates

Apr 9, 25 Wells Fargo
Equal-Weight
Jan 23, 25 Wells Fargo
Overweight
Jan 23, 25 Keefe, Bruyette & Woods
Outperform
Jan 6, 25 Wells Fargo
Overweight
Dec 4, 24 Keefe, Bruyette & Woods
Outperform
Dec 3, 24 Wells Fargo
Overweight
Oct 17, 24 Piper Sandler
Overweight
Jul 22, 24 Wells Fargo
Overweight
Apr 10, 24 Wells Fargo
Overweight
Jan 29, 24 Wells Fargo
Overweight

Institutional Ownership

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  • What is the ticker symbol for OFG Bancorp?
  • Does OFG Bancorp pay dividends?
  • What sector is OFG Bancorp in?
  • What industry is OFG Bancorp in?
  • What country is OFG Bancorp based in?
  • When did OFG Bancorp go public?
  • Is OFG Bancorp in the S&P 500?
  • Is OFG Bancorp in the NASDAQ 100?
  • Is OFG Bancorp in the Dow Jones?
  • When was OFG Bancorp's last earnings report?
  • When does OFG Bancorp report earnings?
  • Should I buy OFG Bancorp stock now?

What is the ticker symbol for OFG Bancorp?

The ticker symbol for OFG Bancorp is NYSE:OFG

Does OFG Bancorp pay dividends?

Yes, OFG Bancorp pays dividends. The last payment was $0.30, with an ex-dividend date on March 31, 2025

What sector is OFG Bancorp in?

OFG Bancorp is in the Financial Services sector

What industry is OFG Bancorp in?

OFG Bancorp is in the Banks - Regional industry

What country is OFG Bancorp based in?

OFG Bancorp is headquartered in United States

When did OFG Bancorp go public?

OFG Bancorp's initial public offering (IPO) was on March 26, 1987

Is OFG Bancorp in the S&P 500?

No, OFG Bancorp is not included in the S&P 500 index

Is OFG Bancorp in the NASDAQ 100?

No, OFG Bancorp is not included in the NASDAQ 100 index

Is OFG Bancorp in the Dow Jones?

No, OFG Bancorp is not included in the Dow Jones index

When was OFG Bancorp's last earnings report?

OFG Bancorp's most recent earnings report was on Jan 22, 2025

When does OFG Bancorp report earnings?

The next expected earnings date for OFG Bancorp is Apr 23, 2025

Should I buy OFG Bancorp stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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