NBTB logo

NBT Bancorp (NBTB)

Profile

Full Name

NBT Bancorp Inc.

Ticker Symbol

NBTB

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

March 17, 1992

Indexes

Not included

Website

http://www.nbtbancorp.com

Employees

2083

Key Details

Price

$38.60(-0.18%)

Market cap

Last Dividend

$0.34

TTM Dividend yield

3.47%

Annual revenue

$574.44M(+10.94% YoY)

Annual EPS

$2.97(+12.08% YoY)

PE ratio

13.04

Next earnings date

Apr 24, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$38.60
NBTB price is $38.60

30-Day Relative Volume

0.68
NBTB 30-day relative volume is 0.68

Price Performance

Price Today change

-0.18%
NBTB price is down -0.18% today

Price YTD change

-19.18%
NBTB price is down -19.18% since January 1st

Price 1-year change

+13.56%
NBTB price is up +13.56% year-on-year

Price 3-year change

+9.1%
NBTB price is up +9.1% over the past 3 years

Price Range

Price All-time high

$52.44
NBTB price is currently -26.39% below its historical high of $52.44

Price 3-year low

$27.53
NBTB price is currently +40.21% above its 3-year low

Capitalization

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Market cap

Market cap

$1.82B
NBTB market capitalization is $1.82 billion

Market cap 3-year change

+19.92%
NBTB market capitalization is up +19.92% over the past 3 years

Market cap All-time high

$2.47B
NBTB market capitalization is currently -26.12% below its historical high of $2.47 billion

Market cap sector rank

67.23%
NBTB market capitalization is higher than 67.23% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+0.21%
NBTB shares outstanding is up +0.21% year-on-year

Shares Outstanding 3-Year Change

+9.91%
NBTB shares outstanding is up +9.91% over the past 3 years

Technical Indicators

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Beta

0.78
NBTB beta is 0.78

200-day SMA

$45.88
NBTB price is currently -15.87% below its 200-day simple moving average

50-day SMA

$44.85
NBTB price is currently -13.94% below its 50-day simple moving average

RSI

30.47
NBTB 14-day relative strength index is 30.47

Volume

0.68
NBTB 30-day relative volume is 0.68

ATR

$1.79
NBTB average true range is $1.79

10-day Historical Volatility

50.99%
NBTB 10-day historical volatility is 50.99%

Dividend

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Events

Last Paid Dividend

$0.34
NBTB last dividend was $0.34 per share, with an ex-dividend date of March 3, 2025

Next Dividend

-
NBTB next dividend has not yet been announced

Dividend per share

Dividend per share

$1.30
NBTB annual dividend per share is $1.30

Dividend per share Sector Rank

67.27%
NBTB annual dividend per share is higher than 67.27% of companies in Financial Services sector

Dividend per share 1-Year Change

+4.84%
NBTB annual dividend per share is up +4.84% year-on-year

Dividend per share 3-Year Change

+18.18%
NBTB annual dividend per share is up +18.18% over the past 3 years

Dividend yield

Dividend yield

3.37%
NBTB annual dividend yield is 3.37%

Dividend yield Sector Rank

31.18%
NBTB annual dividend yield is higher than 31.18% of companies in Financial Services sector

Other

Payout ratio

44.27%
NBTB annual payout ratio is 44.27%

Dividends paid

$62.26M
NBTB annual dividends paid is $62.26 million

Free cash flow

$176.82M
NBTB annual free cash flow is $176.82 million

Income Statement

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Revenue

Revenue

$574.44M
NBTB annual revenue is $574.44 million

Revenue Analysts estimate

$685.85M
NBTB annual revenue is currently -16.24% lower than the consensus analysts' forecast

Revenue 1-year change

+10.94%
NBTB annual revenue is up +10.94% year-on-year

Revenue Sector rank

70.79%
NBTB annual revenue is higher than 70.79% of companies in Financial Services sector

EPS

EPS

$2.97
NBTB annual earnings per share is $2.97

EPS Analysts estimate

$3.42
NBTB annual earnings per share is currently -13.24% lower than the consensus analysts' forecast

EPS 1-year change

+12.08%
NBTB annual earnings per share is up +12.08% year-on-year

EPS Sector rank

69.81%
NBTB annual earnings per share is higher than 69.81% of companies in Financial Services sector

Profit

Gross profit

-
NBTB annual gross profit value is unknown

Gross margin

-
NBTB annual gross profit margin value is unknown

Operating profit

-
NBTB annual operating income value is unknown

Operating margin

-
NBTB annual operating profit margin value is unknown

Net income

$140.64M
NBTB annual net profit is $140.64 million

Net margin

24.38%
NBTB annual net profit margin is 24.38%

Expenses

Total expenses

-
NBTB annual total expenses value is unknown

Operating expenses

$239.40M
NBTB annual total operating expenses is $239.40 million

Cost of goods sold

-
NBTB annual cost of goods sold value is unknown

Selling, general & administrative expenses

$232.49M
NBTB annual SGA is $232.49 million

Depreciation and amortization

$27.50M
NBTB annual depreciation & amortization is $27.50 million

Interest expense

-
NBTB annual interest expense value is unknown

Income tax

$38.82M
NBTB annual income tax is $38.82 million

EBIT & EBITDA

EBIT

$391.01M
NBTB annual earnings before interest & taxes is $391.01 million

EBITDA

$418.50M
NBTB annual EBITDA is $418.50 million

Balance Sheet

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Assets

Total assets

$13.79B
NBTB annual total assets is $13.79 billion

Non current assets

$13.20B
NBTB annual long term assets is $13.20 billion

Current assets

$1.86B
NBTB annual total current assets is $1.86 billion

Cash and cash equivalents

$284.06M
NBTB annual cash & cash equivalents is $284.06 million

Accounts receivable

-
NBTB annual accounts receivable value is unknown

Inventory

-
NBTB annual inventory value is unknown

Liabilities

Total liabilities

$12.26B
NBTB annual total liabilities is $12.26 billion

Long term liabilities

$11.80B
NBTB annual total long term liabilities is $11.80 billion

Current liabilities

$162.94M
NBTB annual total current liabilities is $162.94 million

Accounts payable

-
NBTB annual accounts payable value is unknown

Debt

Total debt

$268.04M
NBTB annual total debt is $268.04 million

Total debt 1-year change

-50.7%
NBTB annual total debt is down -50.7% year-on-year

Long term debt

$252.04M
NBTB annual long term debt is $252.04 million

Short term debt

$16.00M
NBTB annual short term debt is $16.00 million

Equity & Capital

Shareholders equity

$1.53B
NBTB annual stockholders equity is $1.53 billion

Book value

$1.53B
NBTB annual book value is $1.53 billion

Retained earnings

$1.10B
NBTB annual retained earnings is $1.10 billion

Working capital

$1.70B
NBTB annual working capital is $1.70 billion

Cash Flow Statement

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Cashflow Activities

Cash from operations

$188.57M
NBTB annual cash flow from operations is $188.57 million

Cash from operations 1-year change

+19.76%
NBTB annual cash flow from operations is up +19.76% year-on-year

Cash from investing

-$399.16M
NBTB annual cash flow from investing activities is -$399.16 million

Cash from investing 1-year change

-802.55%
NBTB annual cash flow from investing activities is down -802.55% year-on-year

Cash from financing

$289.46M
NBTB annual cash flow from financing activities is $289.46 million

Cash from financing 1-year change

+374.65%
NBTB annual cash flow from financing activities is up +374.65% year-on-year

CAPEX

CAPEX

$11.74M
NBTB annual capital expenditures is $11.74 million

CAPEX 1-year change

+26.89%
NBTB annual capital expenditures is up +26.89% year-on-year

Free Cash Flow

Free cash flow

$176.82M
NBTB annual free cash flow is $176.82 million

Free cash flow 1-year change

+19.31%
NBTB annual free cash flow is up +19.31% year-on-year

Profitability Ratios

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Margins

Gross margin

-
NBTB annual gross profit margin value is unknown

Operating margin

-
NBTB annual operating profit margin value is unknown

Net margin

24.38%
NBTB annual net profit margin is 24.38%

ROA & ROE

ROA

1.04%
NBTB annual return on assets is 1.04%

ROE

9.53%
NBTB annual return on equity is 9.53%

Valuation

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PE Ratio

PE ratio

13.04
NBTB price to earnings ratio is 13.04

PE ratio Sector rank

54.96%
NBTB price to earnings ratio is higher than 54.96% of companies in Financial Services sector

PB Ratio

PB ratio

1.20
NBTB price to book ratio is 1.20

PB ratio Sector rank

59.39%
NBTB price to book ratio is higher than 59.39% of companies in Financial Services sector

PS Ratio

PS ratio

3.18
NBTB price to sales ratio is 3.18

PS ratio Sector rank

64.94%
NBTB price to sales ratio is higher than 64.94% of companies in Financial Services sector

Enterprise value

Enterprise value

$1.81B
NBTB enterprise value is $1.81 billion

Enterprise value Sector rank

65.72%
NBTB enterprise value is higher than 65.72% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

4.32
NBTB EV/EBITDA is 4.32

EV/EBITDA Sector rank

57.55%
NBTB EV/EBITDA is higher than 57.55% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

11.41
NBTB annual current ratio is 11.41

Quick ratio

-
NBTB annual quick ratio value is unknown

Leverage

Debt to equity

0.27
NBTB annual debt to equity ratio is 0.27

Interest coverage ratio

-
NBTB annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
NBTB piotroski f-score value is unknown

Altman Z-Score

0.48
NBTB altman z-score is 0.48

Analyst ratings

Recent major analysts updates

Dec 12, 24 DA Davidson
Neutral
Dec 4, 24 Keefe, Bruyette & Woods
Market Perform
Sep 10, 24 Stephens & Co.
Equal-Weight
Jul 23, 24 Stephens & Co.
Overweight
Apr 24, 24 Keefe, Bruyette & Woods
Market Perform
Apr 23, 24 Stephens & Co.
Overweight
Mar 21, 24 Janney Montgomery Scott
Buy
Feb 14, 24 Stephens & Co.
Overweight
Jan 25, 24 Piper Sandler
Overweight
Jan 25, 24 Keefe, Bruyette & Woods
Market Perform

Institutional Ownership

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  • What is the ticker symbol for NBT Bancorp?
  • Does NBT Bancorp pay dividends?
  • What sector is NBT Bancorp in?
  • What industry is NBT Bancorp in?
  • What country is NBT Bancorp based in?
  • When did NBT Bancorp go public?
  • Is NBT Bancorp in the S&P 500?
  • Is NBT Bancorp in the NASDAQ 100?
  • Is NBT Bancorp in the Dow Jones?
  • When was NBT Bancorp's last earnings report?
  • When does NBT Bancorp report earnings?
  • Should I buy NBT Bancorp stock now?

What is the ticker symbol for NBT Bancorp?

The ticker symbol for NBT Bancorp is NASDAQ:NBTB

Does NBT Bancorp pay dividends?

Yes, NBT Bancorp pays dividends. The last payment was $0.34, with an ex-dividend date on March 3, 2025

What sector is NBT Bancorp in?

NBT Bancorp is in the Financial Services sector

What industry is NBT Bancorp in?

NBT Bancorp is in the Banks - Regional industry

What country is NBT Bancorp based in?

NBT Bancorp is headquartered in United States

When did NBT Bancorp go public?

NBT Bancorp's initial public offering (IPO) was on March 17, 1992

Is NBT Bancorp in the S&P 500?

No, NBT Bancorp is not included in the S&P 500 index

Is NBT Bancorp in the NASDAQ 100?

No, NBT Bancorp is not included in the NASDAQ 100 index

Is NBT Bancorp in the Dow Jones?

No, NBT Bancorp is not included in the Dow Jones index

When was NBT Bancorp's last earnings report?

NBT Bancorp's most recent earnings report was on Jan 27, 2025

When does NBT Bancorp report earnings?

The next expected earnings date for NBT Bancorp is Apr 24, 2025

Should I buy NBT Bancorp stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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