LOB logo

Live Oak Bancshares (LOB)

Profile

Full Name

Live Oak Bancshares, Inc.

Ticker Symbol

LOB

Exchange

NYSE

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

July 23, 2015

Indexes

Not included

Website

http://www.liveoak.bank

Employees

1008

Key Details

Price

$23.48(-1.14%)

Market cap

Last Dividend

$0.03

TTM Dividend yield

0.51%

Annual revenue

$492.82M(+13.66% YoY)

Annual EPS

$1.69(+3.05% YoY)

PE ratio

13.89

Next earnings date

Apr 23, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$23.48
LOB price is $23.48

30-Day Relative Volume

0.72
LOB 30-day relative volume is 0.72

Price Performance

Price Most recent change

-1.14%
LOB price was down -1.14% on Apr 11, 2025

Price YTD change

-40.63%
LOB price is down -40.63% since January 1st

Price 1-year change

-38.5%
LOB price is down -38.5% year-on-year

Price 3-year change

-49.45%
LOB price is down -49.45% over the past 3 years

Price Range

Price All-time high

$99.89
LOB price is currently -76.49% below its historical high of $99.89

Price 3-year low

$17.30
LOB price is currently +35.68% above its 3-year low

Capitalization

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Market cap

Market cap

$1.07B
LOB market capitalization is $1.07 billion

Market cap 3-year change

-47.37%
LOB market capitalization is down -47.37% over the past 3 years

Market cap All-time high

$4.24B
LOB market capitalization is currently -74.78% below its historical high of $4.24 billion

Market cap sector rank

60.16%
LOB market capitalization is higher than 60.16% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+1.45%
LOB shares outstanding is up +1.45% year-on-year

Shares Outstanding 3-Year Change

+4.11%
LOB shares outstanding is up +4.11% over the past 3 years

Technical Indicators

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Beta

1.17
LOB beta is 1.17

200-day SMA

$39.39
LOB price is currently -40.39% below its 200-day simple moving average

50-day SMA

$29.87
LOB price is currently -21.39% below its 50-day simple moving average

RSI

32.85
LOB 14-day relative strength index is 32.85

Volume

0.72
LOB 30-day relative volume is 0.72

ATR

$1.48
LOB average true range is $1.48

10-day Historical Volatility

87.43%
LOB 10-day historical volatility is 87.43%

Dividend

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Events

Last Paid Dividend

$0.03
LOB last dividend was $0.03 per share, with an ex-dividend date of February 25, 2025

Next Dividend

-
LOB next dividend has not yet been announced

Dividend per share

Dividend per share

$0.12
LOB annual dividend per share is $0.12

Dividend per share Sector Rank

2.75%
LOB annual dividend per share is higher than 2.75% of companies in Financial Services sector

Dividend per share 1-Year Change

0%
LOB {parameterFullLabel} has remained unchanged year-on-year

Dividend per share 3-Year Change

0%
LOB {parameterFullLabel} has remained unchanged over the past 3 years

Dividend yield

Dividend yield

0.51%
LOB annual dividend yield is 0.51%

Dividend yield Sector Rank

1.69%
LOB annual dividend yield is higher than 1.69% of companies in Financial Services sector

Other

Payout ratio

6.98%
LOB annual payout ratio is 6.98%

Dividends paid

$5.41M
LOB annual dividends paid is $5.41 million

Free cash flow

$487.16M
LOB annual free cash flow is $487.16 million

Income Statement

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Revenue

Revenue

$492.82M
LOB annual revenue is $492.82 million

Revenue Analysts estimate

$574.20M
LOB annual revenue is currently -14.17% lower than the consensus analysts' forecast

Revenue 1-year change

+13.66%
LOB annual revenue is up +13.66% year-on-year

Revenue Sector rank

68.66%
LOB annual revenue is higher than 68.66% of companies in Financial Services sector

EPS

EPS

$1.69
LOB annual earnings per share is $1.69

EPS Analysts estimate

$2.33
LOB annual earnings per share is currently -27.57% lower than the consensus analysts' forecast

EPS 1-year change

+3.05%
LOB annual earnings per share is up +3.05% year-on-year

EPS Sector rank

53.92%
LOB annual earnings per share is higher than 53.92% of companies in Financial Services sector

Profit

Gross profit

-
LOB annual gross profit value is unknown

Gross margin

-
LOB annual gross profit margin value is unknown

Operating profit

-
LOB annual operating income value is unknown

Operating margin

-
LOB annual operating profit margin value is unknown

Net income

$77.47M
LOB annual net profit is $77.47 million

Net margin

15.72%
LOB annual net profit margin is 15.72%

Expenses

Total expenses

-
LOB annual total expenses value is unknown

Operating expenses

$205.25M
LOB annual total operating expenses is $205.25 million

Cost of goods sold

-
LOB annual cost of goods sold value is unknown

Selling, general & administrative expenses

$205.25M
LOB annual SGA is $205.25 million

Depreciation and amortization

$23.28M
LOB annual depreciation & amortization is $23.28 million

Interest expense

-
LOB annual interest expense value is unknown

Income tax

$11.82M
LOB annual income tax is $11.82 million

EBIT & EBITDA

EBIT

$525.70M
LOB annual earnings before interest & taxes is $525.70 million

EBITDA

$548.98M
LOB annual EBITDA is $548.98 million

Balance Sheet

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Assets

Total assets

$12.94B
LOB annual total assets is $12.94 billion

Non current assets

$12.33B
LOB annual long term assets is $12.33 billion

Current assets

$1.86B
LOB annual total current assets is $1.86 billion

Cash and cash equivalents

$609.05M
LOB annual cash & cash equivalents is $609.05 million

Accounts receivable

-
LOB annual accounts receivable value is unknown

Inventory

-
LOB annual inventory value is unknown

Liabilities

Total liabilities

$11.94B
LOB annual total liabilities is $11.94 billion

Long term liabilities

$11.87B
LOB annual total long term liabilities is $11.87 billion

Current liabilities

-
LOB annual total current liabilities value is unknown

Accounts payable

-
LOB annual accounts payable value is unknown

Debt

Total debt

$112.82M
LOB annual total debt is $112.82 million

Total debt 1-year change

+383.09%
LOB annual total debt is up +383.09% year-on-year

Long term debt

$112.82M
LOB annual long term debt is $112.82 million

Short term debt

-
LOB annual short term debt value is unknown

Equity & Capital

Shareholders equity

$999.03M
LOB annual stockholders equity is $999.03 million

Book value

$999.03M
LOB annual book value is $999.03 million

Retained earnings

$715.77M
LOB annual retained earnings is $715.77 million

Working capital

-
LOB annual working capital value is unknown

Cash Flow Statement

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Cashflow Activities

Cash from operations

$536.47M
LOB annual cash flow from operations is $536.47 million

Cash from operations 1-year change

-13.48%
LOB annual cash flow from operations is down -13.48% year-on-year

Cash from investing

-$2.08B
LOB annual cash flow from investing activities is -$2.08 billion

Cash from investing 1-year change

-17.14%
LOB annual cash flow from investing activities is down -17.14% year-on-year

Cash from financing

$1.57B
LOB annual cash flow from financing activities is $1.57 billion

Cash from financing 1-year change

+18.79%
LOB annual cash flow from financing activities is up +18.79% year-on-year

CAPEX

CAPEX

$49.31M
LOB annual capital expenditures is $49.31 million

CAPEX 1-year change

+5.27%
LOB annual capital expenditures is up +5.27% year-on-year

Free Cash Flow

Free cash flow

$487.16M
LOB annual free cash flow is $487.16 million

Free cash flow 1-year change

-15.02%
LOB annual free cash flow is down -15.02% year-on-year

Profitability Ratios

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Margins

Gross margin

-
LOB annual gross profit margin value is unknown

Operating margin

-
LOB annual operating profit margin value is unknown

Net margin

15.72%
LOB annual net profit margin is 15.72%

ROA & ROE

ROA

0.64%
LOB annual return on assets is 0.64%

ROE

8.13%
LOB annual return on equity is 8.13%

Valuation

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PE Ratio

PE ratio

13.89
LOB price to earnings ratio is 13.89

PE ratio Sector rank

59.68%
LOB price to earnings ratio is higher than 59.68% of companies in Financial Services sector

PB Ratio

PB ratio

1.07
LOB price to book ratio is 1.07

PB ratio Sector rank

52.49%
LOB price to book ratio is higher than 52.49% of companies in Financial Services sector

PS Ratio

PS ratio

2.17
LOB price to sales ratio is 2.17

PS ratio Sector rank

36.7%
LOB price to sales ratio is higher than 36.7% of companies in Financial Services sector

Enterprise value

Enterprise value

$574.19M
LOB enterprise value is $574.19 million

Enterprise value Sector rank

48.29%
LOB enterprise value is higher than 48.29% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

1.05
LOB EV/EBITDA is 1.05

EV/EBITDA Sector rank

27.27%
LOB EV/EBITDA is higher than 27.27% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

-
LOB annual current ratio value is unknown

Quick ratio

-
LOB annual quick ratio value is unknown

Leverage

Debt to equity

0.11
LOB annual debt to equity ratio is 0.11

Interest coverage ratio

-
LOB annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
LOB piotroski f-score value is unknown

Altman Z-Score

-
LOB altman z-score value is unknown

Analyst ratings

Recent major analysts updates

Jan 24, 25 Keefe, Bruyette & Woods
Market Perform
Oct 28, 24 Truist Securities
Buy
Oct 25, 24 Piper Sandler
Neutral
Sep 20, 24 Truist Securities
Buy
Jul 29, 24 Truist Securities
Buy
Jul 29, 24 Piper Sandler
Neutral
Jul 26, 24 Keefe, Bruyette & Woods
Market Perform
Jul 8, 24 Truist Securities
Buy
Jun 27, 24 JP Morgan
Overweight
Apr 26, 24 Truist Securities
Buy

Institutional Ownership

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  • What is the ticker symbol for Live Oak Bancshares?
  • Does Live Oak Bancshares pay dividends?
  • What sector is Live Oak Bancshares in?
  • What industry is Live Oak Bancshares in?
  • What country is Live Oak Bancshares based in?
  • When did Live Oak Bancshares go public?
  • Is Live Oak Bancshares in the S&P 500?
  • Is Live Oak Bancshares in the NASDAQ 100?
  • Is Live Oak Bancshares in the Dow Jones?
  • When was Live Oak Bancshares's last earnings report?
  • When does Live Oak Bancshares report earnings?
  • Should I buy Live Oak Bancshares stock now?

What is the ticker symbol for Live Oak Bancshares?

The ticker symbol for Live Oak Bancshares is NYSE:LOB

Does Live Oak Bancshares pay dividends?

Yes, Live Oak Bancshares pays dividends. The last payment was $0.03, with an ex-dividend date on February 25, 2025

What sector is Live Oak Bancshares in?

Live Oak Bancshares is in the Financial Services sector

What industry is Live Oak Bancshares in?

Live Oak Bancshares is in the Banks - Regional industry

What country is Live Oak Bancshares based in?

Live Oak Bancshares is headquartered in United States

When did Live Oak Bancshares go public?

Live Oak Bancshares's initial public offering (IPO) was on July 23, 2015

Is Live Oak Bancshares in the S&P 500?

No, Live Oak Bancshares is not included in the S&P 500 index

Is Live Oak Bancshares in the NASDAQ 100?

No, Live Oak Bancshares is not included in the NASDAQ 100 index

Is Live Oak Bancshares in the Dow Jones?

No, Live Oak Bancshares is not included in the Dow Jones index

When was Live Oak Bancshares's last earnings report?

Live Oak Bancshares's most recent earnings report was on Jan 22, 2025

When does Live Oak Bancshares report earnings?

The next expected earnings date for Live Oak Bancshares is Apr 23, 2025

Should I buy Live Oak Bancshares stock now?

As of today, analysts generally recommend a 'Hold' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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