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Horace Mann Educators Corporation (HMN)

Profile

Full Name

Horace Mann Educators Corporation

Ticker

NYSE: HMN

Exchange

NYSE

Sector

Financial Services

Industry

Property & Casualty Insurance

Country

United States

IPO

November 15, 1991

Indexes

Not included

Website

https://www.horacemann.com

Employees

1750

Key Details

Price

$45.68(-2.79%)

Market cap

Last Dividend

$0.35

TTM Dividend yield

3.04%

Annual revenue

$1.60B(+6.92% YoY)

Annual EPS

$2.48(+127.52% YoY)

PE ratio

13.51

Next earnings date

Nov 3, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    See Full Chart & Historical Data

    Analyst ratings

    Price

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    Current Price

    $45.68
    HMN price is $45.68

    30-Day Relative Volume

    1.18
    HMN 30-day relative volume is 1.18

    Price Performance

    Price Most recent change

    -2.79%
    HMN price was down -2.79% on Sep 16, 2025

    Price YTD change

    +16.44%
    HMN price is up +16.44% since January 1st

    Price 1-year change

    +34.04%
    HMN price is up +34.04% year-on-year

    Price 3-year change

    +26.4%
    HMN price is up +26.4% over the past 3 years

    Price Range

    Price All-time high

    $47.81
    HMN price is currently -4.46% below its historical high of $47.81

    Price 3-year low

    $27.81
    HMN price is currently +64.26% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $1.86B
    HMN market capitalization is $1.86 billion

    Market cap 3-year change

    +25.77%
    HMN market capitalization is up +25.77% over the past 3 years

    Market cap All-time high

    $1.96B
    HMN market capitalization is currently -5.36% below its historical high of $1.96 billion

    Market cap sector rank

    68.47%
    HMN market capitalization is higher than 68.47% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -0.18%
    HMN shares outstanding is down -0.18% year-on-year

    Shares Outstanding 3-Year Change

    -0.49%
    HMN shares outstanding is down -0.49% over the past 3 years

    Technical Indicators

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    Beta

    0.49
    HMN beta is 0.49

    200-day SMA

    $41.78
    HMN price is currently +9.34% above its 200-day simple moving average

    50-day SMA

    $43.73
    HMN price is currently +4.45% above its 50-day simple moving average

    RSI

    50.97
    HMN 14-day relative strength index is 50.97

    Volume

    1.18
    HMN 30-day relative volume is 1.18

    ATR

    $0.86
    HMN average true range is $0.86

    10-day Historical Volatility

    23.18%
    HMN 10-day historical volatility is 23.18%

    Dividend

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    Events

    Last Paid Dividend

    $0.35
    HMN last dividend was $0.35 per share, with an ex-dividend date of September 16, 2025

    Next Dividend

    -
    HMN next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $1.36
    HMN annual dividend per share is $1.36

    Dividend per share Sector Rank

    68.4%
    HMN annual dividend per share is higher than 68.4% of companies in Financial Services sector

    Dividend per share 1-Year Change

    +3.03%
    HMN annual dividend per share is up +3.03% year-on-year

    Dividend per share 3-Year Change

    +9.68%
    HMN annual dividend per share is up +9.68% over the past 3 years

    Dividend yield

    Dividend yield

    2.98%
    HMN annual dividend yield is 2.98%

    Dividend yield Sector Rank

    32.91%
    HMN annual dividend yield is higher than 32.91% of companies in Financial Services sector

    Other

    Payout ratio

    -53.99%
    HMN annual payout ratio is -53.99%

    Dividends paid

    -$55.50M
    HMN annual dividends paid is -$55.50 million

    Free cash flow

    $452.10M
    HMN annual free cash flow is $452.10 million

    Income Statement

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    Revenue

    Revenue

    $1.60B
    HMN annual revenue is $1.60 billion

    Revenue Analysts estimate

    $1.69B
    HMN annual revenue is currently -5.49% lower than the consensus analysts' forecast

    Revenue 1-year change

    +6.92%
    HMN annual revenue is up +6.92% year-on-year

    Revenue Sector rank

    82.94%
    HMN annual revenue is higher than 82.94% of companies in Financial Services sector

    EPS

    EPS

    $2.48
    HMN annual earnings per share is $2.48

    EPS Analysts estimate

    $4.35
    HMN annual earnings per share is currently -43.02% lower than the consensus analysts' forecast

    EPS 1-year change

    +127.52%
    HMN annual earnings per share is up +127.52% year-on-year

    EPS Sector rank

    72.9%
    HMN annual earnings per share is higher than 72.9% of companies in Financial Services sector

    Profit

    Gross profit

    $0.00
    HMN annual gross profit is $0.00

    Gross margin

    0.00%
    HMN annual gross profit margin is 0.00%

    Operating profit

    $163.20M
    HMN annual operating income is $163.20 million

    Operating margin

    10.23%
    HMN annual operating profit margin is 10.23%

    Net income

    $102.80M
    HMN annual net profit is $102.80 million

    Net margin

    6.63%
    HMN annual net profit margin is 6.63%

    Expenses

    Total expenses

    $1.42B
    HMN annual total expenses is $1.42 billion

    Operating expenses

    -$163.20M
    HMN annual total operating expenses is -$163.20 million

    Cost of goods sold

    -
    HMN annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $0.00
    HMN annual SGA is $0.00

    Depreciation and amortization

    $26.40M
    HMN annual depreciation & amortization is $26.40 million

    Interest expense

    $34.60M
    HMN annual interest expense is $34.60 million

    Income tax

    $25.80M
    HMN annual income tax is $25.80 million

    EBIT & EBITDA

    EBIT

    $163.20M
    HMN annual earnings before interest & taxes is $163.20 million

    EBITDA

    $189.60M
    HMN annual EBITDA is $189.60 million

    Balance Sheet

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    Assets

    Total assets

    $12.17B
    HMN annual total assets is $12.17 billion

    Non current assets

    $9.97B
    HMN annual long term assets is $9.97 billion

    Current assets

    $771.30M
    HMN annual total current assets is $771.30 million

    Cash and cash equivalents

    $38.10M
    HMN annual cash & cash equivalents is $38.10 million

    Accounts receivable

    $424.80M
    HMN annual accounts receivable is $424.80 million

    Inventory

    -
    HMN annual inventory value is unknown

    Liabilities

    Total liabilities

    $10.88B
    HMN annual total liabilities is $10.88 billion

    Long term liabilities

    $4.14B
    HMN annual total long term liabilities is $4.14 billion

    Current liabilities

    -$1.87B
    HMN annual total current liabilities is -$1.87 billion

    Accounts payable

    -
    HMN annual accounts payable value is unknown

    Debt

    Total debt

    $547.00M
    HMN annual total debt is $547.00 million

    Total debt 1-year change

    +0.18%
    HMN annual total debt is up +0.18% year-on-year

    Long term debt

    $547.00M
    HMN annual long term debt is $547.00 million

    Short term debt

    $0.00
    HMN annual short term debt is $0.00

    Equity & Capital

    Shareholders equity

    $1.29B
    HMN annual stockholders equity is $1.29 billion

    Book value

    $1.29B
    HMN annual book value is $1.29 billion

    Retained earnings

    $1.55B
    HMN annual retained earnings is $1.55 billion

    Working capital

    $2.64B
    HMN annual working capital is $2.64 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $452.10M
    HMN annual cash flow from operations is $452.10 million

    Cash from operations 1-year change

    +49.65%
    HMN annual cash flow from operations is up +49.65% year-on-year

    Cash from investing

    -$135.80M
    HMN annual cash flow from investing activities is -$135.80 million

    Cash from investing 1-year change

    -26.44%
    HMN annual cash flow from investing activities is down -26.44% year-on-year

    Cash from financing

    -$307.90M
    HMN annual cash flow from financing activities is -$307.90 million

    Cash from financing 1-year change

    -48.17%
    HMN annual cash flow from financing activities is down -48.17% year-on-year

    CAPEX

    CAPEX

    $0.00
    HMN annual capital expenditures is $0.00

    CAPEX 1-year change

    0%
    HMN annual capital expenditures has remained unchanged year-on-year

    Free Cash Flow

    Free cash flow

    $452.10M
    HMN annual free cash flow is $452.10 million

    Free cash flow 1-year change

    +49.65%
    HMN annual free cash flow is up +49.65% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    0.00%
    HMN annual gross profit margin is 0.00%

    Operating margin

    10.23%
    HMN annual operating profit margin is 10.23%

    Net margin

    6.63%
    HMN annual net profit margin is 6.63%

    ROA & ROE

    ROA

    0.86%
    HMN annual return on assets is 0.86%

    ROE

    8.35%
    HMN annual return on equity is 8.35%

    Valuation

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    PE Ratio

    PE ratio

    13.51
    HMN price to earnings ratio is 13.51

    PE ratio Sector rank

    43.69%
    HMN price to earnings ratio is higher than 43.69% of companies in Financial Services sector

    PB Ratio

    PB ratio

    1.37
    HMN price to book ratio is 1.37

    PB ratio Sector rank

    58.11%
    HMN price to book ratio is higher than 58.11% of companies in Financial Services sector

    PS Ratio

    PS ratio

    1.13
    HMN price to sales ratio is 1.13

    PS ratio Sector rank

    20.54%
    HMN price to sales ratio is higher than 20.54% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $2.37B
    HMN enterprise value is $2.37 billion

    Enterprise value Sector rank

    68.39%
    HMN enterprise value is higher than 68.39% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    9.99
    HMN EV/EBITDA is 9.99

    EV/EBITDA Sector rank

    71.19%
    HMN EV/EBITDA is higher than 71.19% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current ratio

    -0.41
    HMN annual current ratio is -0.41

    Quick ratio

    -
    HMN annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.42
    HMN annual debt to equity ratio is 0.42

    Interest coverage ratio

    4.72
    HMN annual interest coverage ratio is 4.72

    Risk & Stability

    Piotroski F-Score

    6
    HMN piotroski f-score is 6

    Altman Z-Score

    0.72
    HMN altman z-score is 0.72

    Analyst ratings

    Recent major analysts updates

    Jul 28, 25 BMO Capital
    Outperform
    Jul 3, 25 Piper Sandler
    Neutral
    May 15, 25 Raymond James
    Strong Buy
    Feb 11, 25 Keefe, Bruyette & Woods
    Market Perform
    Feb 7, 25 Piper Sandler
    Neutral
    Feb 7, 25 JMP Securities
    Market Perform
    Nov 12, 24 Keefe, Bruyette & Woods
    Market Perform
    Nov 6, 24 Piper Sandler
    Neutral
    Oct 2, 24 Piper Sandler
    Neutral
    Aug 13, 24 Keefe, Bruyette & Woods
    Outperform

    Institutional Ownership

    Screeners with HMN included

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    • What is the ticker symbol for Horace Mann Educators Corporation?
    • Does Horace Mann Educators Corporation pay dividends?
    • What sector is Horace Mann Educators Corporation in?
    • What industry is Horace Mann Educators Corporation in?
    • What country is Horace Mann Educators Corporation based in?
    • When did Horace Mann Educators Corporation go public?
    • Is Horace Mann Educators Corporation in the S&P 500?
    • Is Horace Mann Educators Corporation in the NASDAQ 100?
    • Is Horace Mann Educators Corporation in the Dow Jones?
    • When was Horace Mann Educators Corporation's last earnings report?
    • When does Horace Mann Educators Corporation report earnings?

    What is the ticker symbol for Horace Mann Educators Corporation?

    The ticker symbol for Horace Mann Educators Corporation is NYSE:HMN

    Does Horace Mann Educators Corporation pay dividends?

    Yes, Horace Mann Educators Corporation pays dividends. The last payment was $0.35, with an ex-dividend date on September 16, 2025

    What sector is Horace Mann Educators Corporation in?

    Horace Mann Educators Corporation is in the Financial Services sector

    What industry is Horace Mann Educators Corporation in?

    Horace Mann Educators Corporation is in the Property & Casualty Insurance industry

    What country is Horace Mann Educators Corporation based in?

    Horace Mann Educators Corporation is headquartered in United States

    When did Horace Mann Educators Corporation go public?

    Horace Mann Educators Corporation's initial public offering (IPO) was on November 15, 1991

    Is Horace Mann Educators Corporation in the S&P 500?

    No, Horace Mann Educators Corporation is not included in the S&P 500 index

    Is Horace Mann Educators Corporation in the NASDAQ 100?

    No, Horace Mann Educators Corporation is not included in the NASDAQ 100 index

    Is Horace Mann Educators Corporation in the Dow Jones?

    No, Horace Mann Educators Corporation is not included in the Dow Jones index

    When was Horace Mann Educators Corporation's last earnings report?

    Horace Mann Educators Corporation's most recent earnings report was on August 6, 2025

    When does Horace Mann Educators Corporation report earnings?

    The next expected earnings date for Horace Mann Educators Corporation is November 3, 2025
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