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HDFC Bank Limited (HDB) Interest Coverage Ratio

Annual Interest Coverage Ratio:

1.52+0.02(+1.33%)
March 31, 2025

Summary

  • As of today, HDB annual interest coverage ratio is 1.52, with the most recent change of +0.02 (+1.33%) on March 31, 2025.
  • During the last 3 years, HDB annual interest coverage ratio has fallen by -0.35 (-18.72%).
  • HDB annual interest coverage ratio is now -18.72% below its all-time high of 1.87, reached on March 31, 2022.

Performance

HDB Interest Coverage Ratio Chart

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Quarterly Interest Coverage Ratio:

1.57+0.13(+9.03%)
September 30, 2025

Summary

  • As of today, HDB quarterly interest coverage ratio is 1.57, with the most recent change of +0.13 (+9.03%) on September 30, 2025.
  • Over the past year, HDB quarterly interest coverage ratio has increased by +0.04 (+2.61%).
  • HDB quarterly interest coverage ratio is now -20.30% below its all-time high of 1.97, reached on December 1, 2021.

Performance

HDB Quarterly Interest Coverage Ratio Chart

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Interest Coverage Ratio Formula

Interest Coverage Ratio =  
EBIT
Interest Expense

HDB Interest Coverage Ratio Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year+1.3%+2.6%
3Y3 Years-18.7%-13.7%
5Y5 Years-5.6%-7.1%

HDB Interest Coverage Ratio Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-18.7%+1.3%-14.2%+11.3%
5Y5-Year-18.7%+1.3%-20.3%+11.3%
All-TimeAll-Time-18.7%+10.9%-20.3%+15.4%

HDB Interest Coverage Ratio History

DateAnnualQuarterly
Sep 2025
-
1.57(+9.0%)
Jun 2025
-
1.44(-6.5%)
Mar 2025
1.52(+1.3%)
1.54(+2.0%)
Dec 2024
-
1.51(-1.3%)
Sep 2024
-
1.53(+1.3%)
Jun 2024
-
1.51(+7.1%)
Mar 2024
1.50(-16.2%)
1.41(-5.4%)
Dec 2023
-
1.49(-1.3%)
Sep 2023
-
1.51(-7.9%)
Jun 2023
-
1.64(-5.7%)
Mar 2023
1.79(-4.3%)
1.74(-4.9%)
Dec 2022
-
1.83(+0.5%)
Sep 2022
-
1.82(+2.2%)
Jun 2022
-
1.78(-6.3%)
Mar 2022
1.87(+8.7%)
-
Mar 2022
-
1.90(-3.6%)
Dec 2021
-
1.97(+6.5%)
Sep 2021
-
1.85(+5.7%)
Jun 2021
-
1.75(-2.8%)
Mar 2021
1.72(+6.8%)
1.80(-0.6%)
Dec 2020
-
1.81(+7.1%)
Sep 2020
-
1.69(+5.6%)
Jun 2020
-
1.60(-1.2%)
Mar 2020
1.61(-1.8%)
1.62(-1.2%)
Dec 2019
-
1.64(+1.9%)
Sep 2019
-
1.61(+1.3%)
Jun 2019
-
1.59(-5.4%)
Mar 2019
1.64(-1.8%)
1.68(+2.4%)
Dec 2018
-
1.64(+0.6%)
Sep 2018
-
1.63(+1.9%)
Jun 2018
-
1.60(-0.6%)
Mar 2018
1.67(+3.7%)
-
Mar 2017
1.61(+2.5%)
1.61
Mar 2016
1.57(-1.3%)
-
DateAnnualQuarterly
Mar 2015
1.59(+1.9%)
-
Mar 2014
1.56(+3.3%)
-
Mar 2013
1.51(0.0%)
-
Mar 2012
1.51(-7.4%)
-
Mar 2011
1.63(+3.8%)
-
Mar 2010
1.57(+14.6%)
-
Mar 2009
1.37(-6.8%)
-
Mar 2008
1.47(-3.3%)
-
Mar 2007
1.52(-7.9%)
-
Mar 2006
1.65(-5.2%)
1.61(-0.6%)
Dec 2005
-
1.62(-5.3%)
Sep 2005
-
1.71(0.0%)
Jun 2005
-
1.71(-7.1%)
Mar 2005
1.74(+9.4%)
1.84(+6.4%)
Dec 2004
-
1.73(+1.2%)
Sep 2004
-
1.71(+1.8%)
Jun 2004
-
1.68(-1.2%)
Mar 2004
1.59(+7.4%)
1.70(+6.3%)
Dec 2003
-
1.60(+3.2%)
Sep 2003
-
1.55(+1.3%)
Jun 2003
-
1.53(-1.3%)
Mar 2003
1.48(+5.7%)
1.55(+2.6%)
Dec 2002
-
1.51(+3.4%)
Sep 2002
-
1.46(+4.3%)
Jun 2002
-
1.40(-2.1%)
Mar 2002
1.40(-1.4%)
1.43(+2.9%)
Dec 2001
-
1.39(-0.7%)
Sep 2001
-
1.40(+2.9%)
Jun 2001
-
1.36
Mar 2001
1.42(-6.6%)
-
Mar 2000
1.52(+0.7%)
-
Mar 1999
1.51(-10.7%)
-
Mar 1998
1.69(+1.2%)
-
Mar 1997
1.67
-

FAQ

  • What is HDFC Bank Limited annual interest coverage ratio?
  • What is the all-time high annual interest coverage ratio for HDFC Bank Limited?
  • What is HDFC Bank Limited annual interest coverage ratio year-on-year change?
  • What is HDFC Bank Limited quarterly interest coverage ratio?
  • What is the all-time high quarterly interest coverage ratio for HDFC Bank Limited?
  • What is HDFC Bank Limited quarterly interest coverage ratio year-on-year change?

What is HDFC Bank Limited annual interest coverage ratio?

The current annual interest coverage ratio of HDB is 1.52

What is the all-time high annual interest coverage ratio for HDFC Bank Limited?

HDFC Bank Limited all-time high annual interest coverage ratio is 1.87

What is HDFC Bank Limited annual interest coverage ratio year-on-year change?

Over the past year, HDB annual interest coverage ratio has changed by +0.02 (+1.33%)

What is HDFC Bank Limited quarterly interest coverage ratio?

The current quarterly interest coverage ratio of HDB is 1.57

What is the all-time high quarterly interest coverage ratio for HDFC Bank Limited?

HDFC Bank Limited all-time high quarterly interest coverage ratio is 1.97

What is HDFC Bank Limited quarterly interest coverage ratio year-on-year change?

Over the past year, HDB quarterly interest coverage ratio has changed by +0.04 (+2.61%)
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