FISI logo

Financial Institutions (FISI)

Profile

Full Name

Financial Institutions, Inc.

Ticker Symbol

FISI

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

June 25, 1999

Indexes

Not included

Website

http://financialinstitutionsinc.q4ir.com

Employees

598

Key Details

Price

$21.32(-0.51%)

Market cap

$428.06M(Small cap)

Last Dividend

$0.31

TTM Dividend yield

5.68%

Annual revenue

$114.53M(-46.02% YoY)

Annual EPS

-$2.75(-187.30% YoY)

PE ratio

-

Next earnings date

Apr 28, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Current Price

$21.32
FISI price is $21.32

30-Day Relative Volume

1.03
FISI 30-day relative volume is 1.03

Price Performance

Price Today change

-0.51%
FISI price is down -0.51% today

Price YTD change

-21.88%
FISI price is down -21.88% since January 1st

Price 1-year change

+24.75%
FISI price is up +24.75% year-on-year

Price 3-year change

-27.11%
FISI price is down -27.11% over the past 3 years

Price Range

Price All-time high

$38.85
FISI price is currently -45.12% below its historical high of $38.85

Price 3-year low

$13.84
FISI price is currently +54.05% above its 3-year low

Capitalization

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Market cap

Market cap

$428.06M
FISI market capitalization is $428.06 million

Market cap 3-year change

-4.34%
FISI market capitalization is down -4.34% over the past 3 years

Market cap All-time high

$594.87M
FISI market capitalization is currently -28.04% below its historical high of $594.87 million

Market cap sector rank

46.13%
FISI market capitalization is higher than 46.13% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+29.98%
FISI shares outstanding is up +29.98% year-on-year

Shares Outstanding 3-Year Change

+31.24%
FISI shares outstanding is up +31.24% over the past 3 years

Technical Indicators

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Beta

0.85
FISI beta is 0.85

200-day SMA

$25.47
FISI price is currently -16.29% below its 200-day simple moving average

50-day SMA

$26.33
FISI price is currently -19.04% below its 50-day simple moving average

RSI

27.45
FISI 14-day relative strength index is 27.45

Volume

1.03
FISI 30-day relative volume is 1.03

ATR

$1.48
FISI average true range is $1.48

10-day Historical Volatility

67.43%
FISI 10-day historical volatility is 67.43%

Dividend

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Events

Last Paid Dividend

$0.31
FISI last dividend was $0.31 per share, with an ex-dividend date of March 14, 2025

Next Dividend

-
FISI next dividend has not yet been announced

Dividend per share

Dividend per share

$1.20
FISI annual dividend per share is $1.20

Dividend per share Sector Rank

63.36%
FISI annual dividend per share is higher than 63.36% of companies in Financial Services sector

Dividend per share 1-Year Change

0%
FISI {parameterFullLabel} has remained unchanged year-on-year

Dividend per share 3-Year Change

+11.11%
FISI annual dividend per share is up +11.11% over the past 3 years

Dividend yield

Dividend yield

5.63%
FISI annual dividend yield is 5.63%

Dividend yield Sector Rank

57.61%
FISI annual dividend yield is higher than 57.61% of companies in Financial Services sector

Other

Payout ratio

-47.96%
FISI annual payout ratio is -47.96%

Dividends paid

$19.97M
FISI annual dividends paid is $19.97 million

Free cash flow

$72.15M
FISI annual free cash flow is $72.15 million

Income Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Revenue

Revenue

$114.53M
FISI annual revenue is $114.53 million

Revenue Analysts estimate

$238.61M
FISI annual revenue is currently -52.00% lower than the consensus analysts' forecast

Revenue 1-year change

-46.02%
FISI annual revenue is down -46.02% year-on-year

Revenue Sector rank

48.44%
FISI annual revenue is higher than 48.44% of companies in Financial Services sector

EPS

EPS

-$2.75
FISI annual earnings per share is -$2.75

EPS Analysts estimate

$3.28
FISI annual earnings per share is currently -183.76% lower than the consensus analysts' forecast

EPS 1-year change

-187.3%
FISI annual earnings per share is down -187.3% year-on-year

EPS Sector rank

3.36%
FISI annual earnings per share is higher than 3.36% of companies in Financial Services sector

Profit

Gross profit

-
FISI annual gross profit value is unknown

Gross margin

-
FISI annual gross profit margin value is unknown

Operating profit

-
FISI annual operating income value is unknown

Operating margin

-
FISI annual operating profit margin value is unknown

Net income

-$41.65M
FISI annual net profit is -$41.65 million

Net margin

-21.41%
FISI annual net profit margin is -21.41%

Expenses

Total expenses

-
FISI annual total expenses value is unknown

Operating expenses

$73.50M
FISI annual total operating expenses is $73.50 million

Cost of goods sold

-
FISI annual cost of goods sold value is unknown

Selling, general & administrative expenses

$72.98M
FISI annual SGA is $72.98 million

Depreciation and amortization

$7.67M
FISI annual depreciation & amortization is $7.67 million

Interest expense

-
FISI annual interest expense value is unknown

Income tax

-$20.60M
FISI annual income tax is -$20.60 million

EBIT & EBITDA

EBIT

$104.52M
FISI annual earnings before interest & taxes is $104.52 million

EBITDA

$112.19M
FISI annual EBITDA is $112.19 million

Balance Sheet

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Assets

Total assets

$6.12B
FISI annual total assets is $6.12 billion

Non current assets

$6.02B
FISI annual long term assets is $6.02 billion

Current assets

$87.32M
FISI annual total current assets is $87.32 million

Cash and cash equivalents

$87.32M
FISI annual cash & cash equivalents is $87.32 million

Accounts receivable

$23.75M
FISI annual accounts receivable is $23.75 million

Inventory

-
FISI annual inventory value is unknown

Liabilities

Total liabilities

$5.55B
FISI annual total liabilities is $5.55 billion

Long term liabilities

$5.35B
FISI annual total long term liabilities is $5.35 billion

Current liabilities

$99.00M
FISI annual total current liabilities is $99.00 million

Accounts payable

$25.86M
FISI annual accounts payable is $25.86 million

Debt

Total debt

$256.61M
FISI annual total debt is $256.61 million

Total debt 1-year change

-25.26%
FISI annual total debt is down -25.26% year-on-year

Long term debt

$157.60M
FISI annual long term debt is $157.60 million

Short term debt

$99.00M
FISI annual short term debt is $99.00 million

Equity & Capital

Shareholders equity

$568.98M
FISI annual stockholders equity is $568.98 million

Book value

$568.82M
FISI annual book value is $568.82 million

Retained earnings

$388.67M
FISI annual retained earnings is $388.67 million

Working capital

-$11.68M
FISI annual working capital is -$11.68 million

Cash Flow Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Cashflow Activities

Cash from operations

$77.13M
FISI annual cash flow from operations is $77.13 million

Cash from operations 1-year change

+607.98%
FISI annual cash flow from operations is up +607.98% year-on-year

Cash from investing

-$8.23M
FISI annual cash flow from investing activities is -$8.23 million

Cash from investing 1-year change

+97.35%
FISI annual cash flow from investing activities is up +97.35% year-on-year

Cash from financing

-$106.02M
FISI annual cash flow from financing activities is -$106.02 million

Cash from financing 1-year change

-136.16%
FISI annual cash flow from financing activities is down -136.16% year-on-year

CAPEX

CAPEX

$4.97M
FISI annual capital expenditures is $4.97 million

CAPEX 1-year change

+66.24%
FISI annual capital expenditures is up +66.24% year-on-year

Free Cash Flow

Free cash flow

$72.15M
FISI annual free cash flow is $72.15 million

Free cash flow 1-year change

+813.1%
FISI annual free cash flow is up +813.1% year-on-year

Profitability Ratios

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Margins

Gross margin

-
FISI annual gross profit margin value is unknown

Operating margin

-
FISI annual operating profit margin value is unknown

Net margin

-21.41%
FISI annual net profit margin is -21.41%

ROA & ROE

ROA

-0.68%
FISI annual return on assets is -0.68%

ROE

-8.14%
FISI annual return on equity is -8.14%

Valuation

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

PE Ratio

PE ratio

-
FISI price to earnings ratio value is unknown

PE ratio Sector rank

-
FISI price to earnings ratio is unknown

PB Ratio

PB ratio

0.75
FISI price to book ratio is 0.75

PB ratio Sector rank

24.69%
FISI price to book ratio is higher than 24.69% of companies in Financial Services sector

PS Ratio

PS ratio

3.74
FISI price to sales ratio is 3.74

PS ratio Sector rank

72.13%
FISI price to sales ratio is higher than 72.13% of companies in Financial Services sector

Enterprise value

Enterprise value

$597.34M
FISI enterprise value is $597.34 million

Enterprise value Sector rank

48.62%
FISI enterprise value is higher than 48.62% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

5.32
FISI EV/EBITDA is 5.32

EV/EBITDA Sector rank

64.21%
FISI EV/EBITDA is higher than 64.21% of companies in Financial Services sector

Financial Health

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Liquidity

Current ratio

0.88
FISI annual current ratio is 0.88

Quick ratio

-
FISI annual quick ratio value is unknown

Leverage

Debt to equity

0.17
FISI annual debt to equity ratio is 0.17

Interest coverage ratio

-
FISI annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
FISI piotroski f-score value is unknown

Altman Z-Score

0.21
FISI altman z-score is 0.21

Analyst ratings

Recent major analysts updates

Mar 11, 25 Stephens & Co.
Equal-Weight
Feb 3, 25 Keefe, Bruyette & Woods
Outperform
Jan 31, 25 Stephens & Co.
Equal-Weight
Dec 4, 24 Keefe, Bruyette & Woods
Market Perform
Jul 29, 24 Keefe, Bruyette & Woods
Market Perform
Apr 5, 24 Keefe, Bruyette & Woods
Market Perform
Apr 2, 24 Keefe, Bruyette & Woods
Market Perform
Mar 25, 24 Piper Sandler
Neutral
Jul 13, 23 Stephens & Co.
Equal-Weight
May 1, 23 Keefe, Bruyette & Woods
Market Perform

Institutional Ownership

Similar stocks

GNTY logo
Guaranty Bancshares (GNTY)
CCNE logo
CNB Financial (CCNE)
GBLI logo
Global Indemnity Group LLC (GBLI)
BHB logo
Bar Harbor Bankshares (BHB)
CBNK logo
Capital Bancorp (CBNK)
Northpointe Bancshares (NPB)
ITIC logo
Investors Title (ITIC)
PGC logo
Peapack-Gladstone Financial (PGC)
EBTC logo
Enterprise Bancorp (EBTC)
  • What is the ticker symbol for Financial Institutions?
  • Does Financial Institutions pay dividends?
  • What sector is Financial Institutions in?
  • What industry is Financial Institutions in?
  • What country is Financial Institutions based in?
  • When did Financial Institutions go public?
  • Is Financial Institutions in the S&P 500?
  • Is Financial Institutions in the NASDAQ 100?
  • Is Financial Institutions in the Dow Jones?
  • When was Financial Institutions's last earnings report?
  • When does Financial Institutions report earnings?
  • Should I buy Financial Institutions stock now?

What is the ticker symbol for Financial Institutions?

The ticker symbol for Financial Institutions is NASDAQ:FISI

Does Financial Institutions pay dividends?

Yes, Financial Institutions pays dividends. The last payment was $0.31, with an ex-dividend date on March 14, 2025

What sector is Financial Institutions in?

Financial Institutions is in the Financial Services sector

What industry is Financial Institutions in?

Financial Institutions is in the Banks - Regional industry

What country is Financial Institutions based in?

Financial Institutions is headquartered in United States

When did Financial Institutions go public?

Financial Institutions's initial public offering (IPO) was on June 25, 1999

Is Financial Institutions in the S&P 500?

No, Financial Institutions is not included in the S&P 500 index

Is Financial Institutions in the NASDAQ 100?

No, Financial Institutions is not included in the NASDAQ 100 index

Is Financial Institutions in the Dow Jones?

No, Financial Institutions is not included in the Dow Jones index

When was Financial Institutions's last earnings report?

Financial Institutions's most recent earnings report was on Jan 30, 2025

When does Financial Institutions report earnings?

The next expected earnings date for Financial Institutions is Apr 28, 2025

Should I buy Financial Institutions stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
On this page