What is the current annual operating margin of FHN?

As of today, FHN annual operating margin is 25.68%

What is 1-year change in FHN annual operating margin?

FHN annual operating margin is up +28.59% year-over-year

What is 3-year change in FHN annual operating margin?

FHN annual operating margin is down -21.87% over the past 3 years

How far is FHN annual operating margin from its all-time high?

FHN annual operating margin is currently -35.77% below its historical high of 39.98% set on December 31, 2021

How does FHN annual operating margin rank versus sector peers?

FHN annual operating margin is higher than 64.58% of companies in Financial Services sector

When is FHN next annual earnings release?

The next annual earnings release for FHN is on January 13, 2027

What is the current quarterly operating margin of FHN?

As of today, FHN quarterly operating margin is -12.47%

What is FHN quarterly operating margin most recent change?

FHN quarterly operating margin was down -145.54% on September 30, 2026

What is 1-year change in FHN quarterly operating margin?

FHN quarterly operating margin is down -146.79% year-over-year

How far is FHN quarterly operating margin from its all-time high?

FHN quarterly operating margin is currently -125.20% below its historical high of 49.48% set on September 30, 2018

How does FHN quarterly operating margin rank versus sector peers?

FHN quarterly operating margin is higher than 10.74% of companies in Financial Services sector

When is FHN next earnings release?

The next earnings release for FHN is on January 13, 2027

FHN Operating Margin History & Chart Since 1987

Annual Operating Margin

25.68%5.71%+28.59%

December 31, 2025

Summary

Current Value: As of today, FHN annual operating margin is 25.68%, up +28.59% on December 31, 2025
Historical Performance: FHN annual operating margin is down -21.87% over the past 3 years, down -12.59% over the past 5 years
All-Time High Comparison: FHN annual operating margin is currently -35.77% below its historical high of 39.98% set on December 31, 2021
3-Year Low Comparison: FHN annual operating margin is +38.66% above its 3-year low of 18.52% reached on December 31, 2023
Sector Comparison: FHN annual operating margin is higher than 64.58% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

FHN Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	25.68%	+28.6%	-21.9%	-12.6%	+1177.6%
Quarterly Operating Margin	Sep 30, 26	-12.47%	-146.8%	-184.0%	-133.9%	-224.4%
Price	Oct 29, 26	$23.66	+14.2%	+124.9%	+39.4%	+224.6%
PE Ratio	Oct 29, 26	17.06	+36.0%	+170.8%	+77.2%	-62.3%
Annual Revenue	Dec 31, 25	$4.99B	-0.8%	+44.7%	+53.0%	+189.3%
Annual Operating Profit	Dec 31, 25	$1.28B	+27.4%	+13.0%	+33.6%	+3589.5%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	20.00%	+26.7%	-24.4%	-23.9%	+372.8%

Operating Margin Highs

FHN Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	32.87%	N/A	-21.9%
5Y	39.98%	Dec 31, 21	-35.8%
All	39.98%	Dec 31, 21	-35.8%

Operating Margin Lows

FHN Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	18.52%	Dec 31, 23	+38.7%
5Y	18.52%	Dec 31, 23	+38.7%
All	-18.55%	Dec 31, 09	+238.4%

Operating Margin History

Year	Value	Change
2025	25.68%	+28.6%
2024	19.97%	+7.8%
2023	18.52%	-43.7%
2022	32.87%	-17.8%
2021	39.98%	+36.1%
2020	29.38%	-2.8%
2019	30.22%	-15.2%
2018	35.65%	+24.9%
2017	28.55%	+2.8%
2016	27.76%	+19.9%
2015	23.16%	-8.6%
2014	25.34%	+3,859.4%
2013	0.64%	+109.2%
2012	-6.99%	-176.5%
2011	9.14%	+354.7%
2010	2.01%	+110.8%
2009	-18.55%	-162.0%
2008	-7.08%	-65.8%
2007	-4.27%	-144.5%
2006	9.60%	-48.9%

Year	Value	Change
2005	18.78%	-28.8%
2004	26.36%	-14.5%
2003	30.84%	+17.5%
2002	26.24%	+49.3%
2001	17.57%	+26.5%
2000	13.89%	-14.7%
1999	16.28%	-2.2%
1998	16.65%	-15.0%
1997	19.58%	+0.5%
1996	19.49%	+1.6%
1995	19.18%	-2.1%
1994	19.60%	-8.8%
1993	21.49%	+22.7%
1992	17.51%	+56.3%
1991	11.20%	+30.8%
1990	8.56%	+67.5%
1989	5.11%	-53.7%
1988	11.04%	+79.8%
1987	6.14%	-

FAQ

What is the current annual operating margin of FHN?: As of today, FHN annual operating margin is 25.68%
What is 1-year change in FHN annual operating margin?: FHN annual operating margin is up +28.59% year-over-year
What is 3-year change in FHN annual operating margin?: FHN annual operating margin is down -21.87% over the past 3 years
How far is FHN annual operating margin from its all-time high?: FHN annual operating margin is currently -35.77% below its historical high of 39.98% set on December 31, 2021
How does FHN annual operating margin rank versus sector peers?: FHN annual operating margin is higher than 64.58% of companies in Financial Services sector
When is FHN next annual earnings release?: The next annual earnings release for FHN is on January 13, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

-12.47%39.85%-145.54%

September 30, 2026

Summary

Current Value: As of today, FHN quarterly operating margin is -12.47%, down -145.54% on September 30, 2026
Historical Performance: FHN quarterly operating margin is down -146.79% year-over-year, down -184.03% over the past 3 years
All-Time High Comparison: FHN quarterly operating margin is currently -125.20% below its historical high of 49.48% set on September 30, 2018
3-Year Low Comparison: FHN quarterly operating margin is at its 3-year low
Sector Comparison: FHN quarterly operating margin is higher than 10.74% of companies in Financial Services sector

Performance

FHN Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	-12.47%	-145.5%	-146.8%	-184.0%	-133.9%
Annual Operating Margin	Dec 31, 25	25.68%	–	+28.6%	-21.9%	-12.6%
Price	Oct 29, 26	$23.66	-8.2%	+14.2%	+124.9%	+39.4%
PE Ratio	Oct 29, 26	17.06	+37.9%	+36.0%	+170.8%	+77.2%
Quarterly Revenue	Sep 30, 26	$778.00M	-37.4%	-39.7%	-37.6%	+1.0%
Quarterly Operating Profit	Sep 30, 26	-$97.00M	-128.5%	-128.2%	-152.4%	-134.3%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	-10.15%	-146.0%	-149.3%	-189.1%	-133.3%

Quarterly Operating Margin Highs

FHN Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	28.45%	Mar 31, 26	-143.8%
3Y	28.45%	Mar 31, 26	-143.8%
5Y	36.75%	N/A	-133.9%
All	49.48%	Sep 30, 18	-125.2%

Quarterly Operating Margin Lows

FHN Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	-12.47%	Sep 30, 26	at low
3Y	-12.47%	Sep 30, 26	at low
5Y	-12.47%	Sep 30, 26	at low
All	-59.03%	Jun 30, 12	+78.9%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	-12.47%	-145.5%
Jun 2026	27.38%	-3.8%
Mar 2026	28.45%	+5.0%
Dec 2025	27.09%	+1.7%
Sep 2025	26.65%	+6.3%
Jun 2025	25.06%	+6.3%
Mar 2025	23.57%	+30.4%
Dec 2024	18.07%	-14.2%
Sep 2024	21.05%	+5.7%
Jun 2024	19.92%	+1.9%
Mar 2024	19.54%	+40.4%
Dec 2023	13.92%	-6.2%
Sep 2023	14.84%	-8.5%
Jun 2023	16.22%	-45.9%
Mar 2023	29.99%	-7.4%
Dec 2022	32.40%	-11.6%
Sep 2022	36.67%	+36.5%
Jun 2022	26.86%	-19.9%
Mar 2022	33.52%	-7.5%
Dec 2021	36.24%	-1.4%
Sep 2021	36.75%	-23.0%
Jun 2021	47.73%	+16.1%
Mar 2021	41.10%	+21.6%
Dec 2020	33.80%	-20.5%
Sep 2020	42.49%	+180.1%
Jun 2020	15.17%	+210.9%
Mar 2020	4.88%	-83.0%
Dec 2019	28.78%	-6.5%
Sep 2019	30.77%	+4.8%
Jun 2019	29.36%	+7.2%
Mar 2019	27.40%	+3.6%
Dec 2018	26.46%	-46.5%
Sep 2018	49.48%	+72.7%
Jun 2018	28.65%	-9.0%
Mar 2018	31.47%	+129.5%
Dec 2017	13.71%	-52.4%
Sep 2017	28.80%	-7.6%
Jun 2017	31.16%	+22.5%
Mar 2017	25.43%	+1.0%
Dec 2016	25.17%	-7.6%
Sep 2016	27.24%	-20.3%
Jun 2016	34.16%	+47.2%
Mar 2016	23.21%	+37.1%
Dec 2015	16.93%	-22.5%
Sep 2015	21.85%	+56.9%
Jun 2015	13.93%	+132.2%
Mar 2015	-43.20%	-297.7%
Dec 2014	21.85%	+564.1%
Sep 2014	3.29%	-91.3%
Jun 2014	37.96%	+77.1%
Mar 2014	21.44%	+112.1%
Dec 2013	10.11%	+124.1%
Sep 2013	-41.95%	-342.2%
Jun 2013	17.32%	+1.8%
Mar 2013	17.01%	+89.8%
Dec 2012	8.96%	-4.1%
Sep 2012	9.34%	+115.8%
Jun 2012	-59.03%	-624.2%

Month	Value	Change
Mar 2012	11.26%	+14.3%
Dec 2011	9.85%	-1.7%
Sep 2011	10.02%	+160.3%
Jun 2011	3.85%	-68.9%
Mar 2011	12.37%	+296.5%
Dec 2010	3.12%	-62.2%
Sep 2010	8.26%	+93.9%
Jun 2010	4.26%	+152.1%
Mar 2010	-8.18%	-157.4%
Dec 2009	14.26%	+302.0%
Sep 2009	-7.06%	+81.5%
Jun 2009	-38.09%	-133.5%
Mar 2009	-16.31%	-23.3%
Dec 2008	-13.23%	+35.9%
Sep 2008	-20.63%	-277.8%
Jun 2008	-5.46%	-501.5%
Mar 2008	1.36%	+104.1%
Dec 2007	-33.09%	-3,312.6%
Sep 2007	1.03%	-84.3%
Jun 2007	6.57%	-34.8%
Mar 2007	10.08%	-13.8%
Dec 2006	11.70%	-2.7%
Sep 2006	12.02%	-25.5%
Jun 2006	16.14%	+1,351.2%
Mar 2006	-1.29%	-106.9%
Dec 2005	18.69%	-5.2%
Sep 2005	19.71%	+2.6%
Jun 2005	19.21%	-10.9%
Mar 2005	21.57%	-5.0%
Dec 2004	22.71%	-8.6%
Sep 2004	24.84%	-7.7%
Jun 2004	26.91%	-12.8%
Mar 2004	30.85%	+1,958.4%
Dec 2003	-1.66%	-107.4%
Sep 2003	22.48%	+6.7%
Jun 2003	21.06%	-10.4%
Mar 2003	23.50%	-0.5%
Dec 2002	23.62%	-9.6%
Sep 2002	26.12%	+12.5%
Jun 2002	23.21%	+210.3%
Mar 2002	7.48%	>+9,900.0%
Dec 2001	0.00%	-100.0%
Sep 2001	19.75%	-10.6%
Jun 2001	22.09%	+98.8%
Mar 2001	11.11%	-31.1%
Dec 2000	16.13%	+17.1%
Sep 2000	13.77%	-2.4%
Jun 2000	14.11%	+28.4%
Mar 2000	10.99%	-35.4%
Dec 1999	17.00%	-4.7%
Sep 1999	17.83%	+10.3%
Jun 1999	16.16%	+14.1%
Mar 1999	14.16%	-14.4%
Dec 1998	16.54%	-4.9%
Sep 1998	17.39%	+6.6%
Jun 1998	16.32%	+0.4%
Mar 1998	16.26%	-

FAQ

What is the current quarterly operating margin of FHN?: As of today, FHN quarterly operating margin is -12.47%
What is FHN quarterly operating margin most recent change?: FHN quarterly operating margin was down -145.54% on September 30, 2026
What is 1-year change in FHN quarterly operating margin?: FHN quarterly operating margin is down -146.79% year-over-year
How far is FHN quarterly operating margin from its all-time high?: FHN quarterly operating margin is currently -125.20% below its historical high of 49.48% set on September 30, 2018
How does FHN quarterly operating margin rank versus sector peers?: FHN quarterly operating margin is higher than 10.74% of companies in Financial Services sector
When is FHN next earnings release?: The next earnings release for FHN is on January 13, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

FHN Official Website www.firsthorizon.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/36966/000003696626000012/0000036966-26-000012-index.htm
FHN Profile on Yahoo Finance finance.yahoo.com/quote/FHN
FHN Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/fhn