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First Bancorp (FBNC) Interest Coverage Ratio

Annual Interest Coverage Ratio:

1.52-0.41(-21.24%)
December 31, 2024

Summary

  • As of today, FBNC annual interest coverage ratio is 1.52, with the most recent change of -0.41 (-21.24%) on December 31, 2024.
  • During the last 3 years, FBNC annual interest coverage ratio has fallen by -12.11 (-88.85%).
  • FBNC annual interest coverage ratio is now -88.85% below its all-time high of 13.63, reached on December 31, 2021.

Performance

FBNC Interest Coverage Ratio Chart

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Highlights

Range

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Quarterly Interest Coverage Ratio:

1.62-0.62(-27.68%)
September 30, 2025

Summary

  • As of today, FBNC quarterly interest coverage ratio is 1.62, with the most recent change of -0.62 (-27.68%) on September 30, 2025.
  • Over the past year, FBNC quarterly interest coverage ratio has increased by +0.15 (+10.20%).
  • FBNC quarterly interest coverage ratio is now -92.70% below its all-time high of 22.19, reached on June 30, 2022.

Performance

FBNC Quarterly Interest Coverage Ratio Chart

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Interest Coverage Ratio Formula

Interest Coverage Ratio =  
EBIT
Interest Expense

FBNC Interest Coverage Ratio Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year-21.2%+10.2%
3Y3 Years-88.8%-90.6%
5Y5 Years-65.7%-80.9%

FBNC Interest Coverage Ratio Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-88.8%at low-90.6%+39.7%
5Y5-Year-88.8%at low-92.7%+39.7%
All-TimeAll-Time-88.8%+214.3%-92.7%+115.4%

FBNC Interest Coverage Ratio History

DateAnnualQuarterly
Sep 2025
-
1.62(-27.7%)
Jun 2025
-
2.24(+2.8%)
Mar 2025
-
2.18(+87.9%)
Dec 2024
1.52(-21.2%)
1.16(-21.1%)
Sep 2024
-
1.47(-16.9%)
Jun 2024
-
1.77(+6.0%)
Mar 2024
-
1.67(-9.7%)
Dec 2023
1.93(-84.6%)
1.85(-5.6%)
Sep 2023
-
1.96(-6.2%)
Jun 2023
-
2.09(+17.4%)
Mar 2023
-
1.78(-72.7%)
Dec 2022
12.50(-8.3%)
6.52(-62.3%)
Sep 2022
-
17.29(-22.1%)
Jun 2022
-
22.19(+10.3%)
Mar 2022
-
20.12(+217.4%)
Dec 2021
13.63(+117.4%)
6.34(-65.3%)
Sep 2021
-
18.29(+10.0%)
Jun 2021
-
16.63(+19.4%)
Mar 2021
-
13.93(+38.3%)
Dec 2020
6.27(+41.5%)
10.07(+18.6%)
Sep 2020
-
8.49(+66.1%)
Jun 2020
-
5.11(+23.7%)
Mar 2020
-
4.13(-0.7%)
Dec 2019
4.43(-23.2%)
4.16(-10.9%)
Sep 2019
-
4.67(+3.5%)
Jun 2019
-
4.51(+3.4%)
Mar 2019
-
4.36(-14.0%)
Dec 2018
5.77(-9.1%)
5.07(-5.8%)
Sep 2018
-
5.38(-14.6%)
Jun 2018
-
6.30(-7.6%)
Mar 2018
-
6.82(+18.2%)
Dec 2017
6.35(-2.9%)
5.77(-15.4%)
Sep 2017
-
6.82(+1.2%)
Jun 2017
-
6.74(+8.5%)
Mar 2017
-
6.21(-14.9%)
Dec 2016
6.54(-6.0%)
7.30(+43.1%)
Sep 2016
-
5.10(-30.1%)
Jun 2016
-
7.30(+13.4%)
Mar 2016
-
6.44(-6.4%)
Dec 2015
6.96(+22.3%)
6.88(-3.5%)
Sep 2015
-
7.13(+6.1%)
Jun 2015
-
6.72(-5.2%)
Mar 2015
-
7.09(+5.0%)
Dec 2014
5.69(+43.0%)
6.75(+29.8%)
Sep 2014
-
5.20(-10.7%)
Jun 2014
-
5.82(+14.8%)
Mar 2014
-
5.07(+6.3%)
Dec 2013
3.98(+399.2%)
4.77(-6.3%)
Sep 2013
-
5.09(+26.9%)
Jun 2013
-
4.01(+62.3%)
Mar 2013
-
2.47(+123.5%)
Dec 2012
-1.33(-170.4%)
-10.49(-511.4%)
Sep 2012
-
2.55(+23.2%)
Jun 2012
-
2.07(+376.0%)
Mar 2012
-
-0.75(-160.5%)
Dec 2011
1.89(+28.6%)
1.24(-25.7%)
Sep 2011
-
1.67(-14.4%)
Jun 2011
-
1.95(-23.5%)
Mar 2011
-
2.55(+522.0%)
DateAnnualQuarterly
Dec 2010
1.47(-51.0%)
0.41(-76.8%)
Sep 2010
-
1.77(+1.1%)
Jun 2010
-
1.75(-0.6%)
Mar 2010
-
1.76(+1.7%)
Dec 2009
3.00(+91.1%)
1.73(-2.8%)
Sep 2009
-
1.78(-69.6%)
Jun 2009
-
5.86(+285.5%)
Mar 2009
-
1.52(-2.6%)
Dec 2008
1.57(+4.7%)
1.56(-6.0%)
Sep 2008
-
1.66(+7.8%)
Jun 2008
-
1.54(+0.7%)
Mar 2008
-
1.53(+0.7%)
Dec 2007
1.50(-3.8%)
1.52(+0.7%)
Sep 2007
-
1.51(+0.7%)
Jun 2007
-
1.50(+2.0%)
Mar 2007
-
1.47(-2.0%)
Dec 2006
1.56(-22.0%)
1.50(+3.4%)
Sep 2006
-
1.45(-9.9%)
Jun 2006
-
1.61(-7.5%)
Mar 2006
-
1.74(-7.4%)
Dec 2005
2.00(-20.0%)
1.88(-7.4%)
Sep 2005
-
2.03(+2.0%)
Jun 2005
-
1.99(-7.9%)
Mar 2005
-
2.16(-8.5%)
Dec 2004
2.50(-3.5%)
2.36(-7.1%)
Sep 2004
-
2.54(-1.2%)
Jun 2004
-
2.57(-0.4%)
Mar 2004
-
2.58(-3.4%)
Dec 2003
2.59(+22.7%)
2.67(-4.0%)
Sep 2003
-
2.78(+10.8%)
Jun 2003
-
2.51(+3.3%)
Mar 2003
-
2.43(+7.0%)
Dec 2002
2.11(+32.7%)
2.27(+2.7%)
Sep 2002
-
2.21(+10.5%)
Jun 2002
-
2.00(+8.1%)
Mar 2002
-
1.85(+12.1%)
Dec 2001
1.59(+10.4%)
1.65(+0.6%)
Sep 2001
-
1.64(+7.2%)
Jun 2001
-
1.53(-0.6%)
Mar 2001
-
1.54(-5.5%)
Dec 2000
1.44(-11.1%)
1.63(+75.3%)
Sep 2000
-
0.93(-40.0%)
Jun 2000
-
1.55(-3.1%)
Mar 2000
-
1.60(+1.3%)
Dec 1999
1.62(+0.6%)
1.58(-4.2%)
Sep 1999
-
1.65(-0.6%)
Jun 1999
-
1.66(+3.1%)
Mar 1999
-
1.61(-0.6%)
Dec 1998
1.61(-4.2%)
1.62(+1.3%)
Sep 1998
-
1.60(-0.6%)
Jun 1998
-
1.61(0.0%)
Mar 1998
-
1.61
Dec 1997
1.68(+1.2%)
-
Dec 1996
1.66(+33.9%)
-
Dec 1995
1.24(-25.3%)
-
Dec 1994
1.66(+3.1%)
-
Dec 1993
1.61(+10.3%)
-
Dec 1992
1.46(+15.9%)
-
Dec 1991
1.26
-

FAQ

  • What is First Bancorp annual interest coverage ratio?
  • What is the all-time high annual interest coverage ratio for First Bancorp?
  • What is First Bancorp annual interest coverage ratio year-on-year change?
  • What is First Bancorp quarterly interest coverage ratio?
  • What is the all-time high quarterly interest coverage ratio for First Bancorp?
  • What is First Bancorp quarterly interest coverage ratio year-on-year change?

What is First Bancorp annual interest coverage ratio?

The current annual interest coverage ratio of FBNC is 1.52

What is the all-time high annual interest coverage ratio for First Bancorp?

First Bancorp all-time high annual interest coverage ratio is 13.63

What is First Bancorp annual interest coverage ratio year-on-year change?

Over the past year, FBNC annual interest coverage ratio has changed by -0.41 (-21.24%)

What is First Bancorp quarterly interest coverage ratio?

The current quarterly interest coverage ratio of FBNC is 1.62

What is the all-time high quarterly interest coverage ratio for First Bancorp?

First Bancorp all-time high quarterly interest coverage ratio is 22.19

What is First Bancorp quarterly interest coverage ratio year-on-year change?

Over the past year, FBNC quarterly interest coverage ratio has changed by +0.15 (+10.20%)
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