Annual Interest Coverage Ratio
1.520.41-21.24%
Summary
- Current Value
- As of today, FBNC annual interest coverage ratio is 1.52, down -21.24% on
- Historical Performance
- FBNC annual interest coverage ratio is down -88.85% over the past 3 years, and down -65.69% over the past 5 years
- All-Time High Comparison
- FBNC annual interest coverage ratio is currently -88.85% below its historical high of 13.63 set on
- 3-Year Low Comparison
- FBNC annual interest coverage ratio is at its 3-year low
- Sector Comparison
- FBNC annual interest coverage ratio is higher than 45.23% of companies in Financial Services sector
Interest Coverage Ratio Chart
Add series to chart1/6
Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 1.52 | -21.2% | -88.8% | -65.7% | -49.3% | |
| Quarterly Interest Coverage Ratio | 1.62 | +10.2% | -90.6% | -80.9% | -8.5% | |
| Price | $60.95 | +39.2% | +54.2% | +66.8% | +278.6% | |
| Annual EBIT | $285.08M | +4.0% | +119.6% | +89.8% | +94.2% | |
| Annual Interest Expense | $186.97M | +31.6% | +1863.3% | +451.5% | +282.4% | |
| Annual Debt To Equity | 0.07 | -85.1% | 0.0% | -81.6% | -90.0% | |
| Annual Current Ratio | 0.06 | +100.0% | -25.0% | -66.7% | -76.0% | |
| Annual Quick Ratio | - | – | – | – | – | |
| Piotroski F-Score | 4 | -42.9% | 0.0% | -33.3% | -20.0% | |
| Altman Z-Score | -0.49 | +7.5% | +10.9% | -644.4% | -880.0% |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 12.50 | N/A | -87.8% |
| 5Y | 13.63 | -88.8% | |
| All | 13.63 | -88.8% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 1.52 | at low | |
| 5Y | 1.52 | at low | |
| All | -1.33 | +214.3% |
Interest Coverage Ratio History
FAQ
What is the current annual interest coverage ratio of FBNC?
As of today, FBNC annual interest coverage ratio is 1.52
What is 1-year change in FBNC annual interest coverage ratio?
FBNC annual interest coverage ratio is down -21.24% year-over-year
What is 3-year change in FBNC annual interest coverage ratio?
FBNC annual interest coverage ratio is down -88.85% over the past 3 years
How far is FBNC annual interest coverage ratio from its all-time high?
FBNC annual interest coverage ratio is currently -88.85% below its historical high of 13.63 set on December 31, 2021
How does FBNC annual interest coverage ratio rank versus sector peers?
FBNC annual interest coverage ratio is higher than 45.23% of companies in Financial Services sector
When is FBNC next annual earnings release?
As of today, the next annual earnings release for FBNC has not been scheduled
Quarterly Interest Coverage Ratio
1.620.62-27.68%
Summary
- Current Value
- As of today, FBNC quarterly interest coverage ratio is 1.62, down -27.68% on
- Historical Performance
- FBNC quarterly interest coverage ratio is up +10.20% year-over-year, and down -90.63% over the past 3 years
- All-Time High Comparison
- FBNC quarterly interest coverage ratio is currently -92.70% below its historical high of 22.19 set on
- 3-Year Low Comparison
- FBNC quarterly interest coverage ratio is +39.66% above its 3-year low of 1.16 reached on
- Sector Comparison
- FBNC quarterly interest coverage ratio is higher than 39.60% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 1.62 | -27.7% | +10.2% | -90.6% | -80.9% | |
| Annual Interest Coverage Ratio | 1.52 | – | -21.2% | -88.8% | -65.7% | |
| Price | $60.95 | +27.9% | +39.2% | +54.2% | +66.8% | |
| Quarterly EBIT | $67.67M | -24.7% | -4.6% | +32.4% | +101.5% | |
| Quarterly Interest Expense | $41.71M | +4.1% | -13.8% | +1311.1% | +954.6% | |
| Quarterly Debt To Equity | 0.07 | 0.0% | 0.0% | -72.0% | -22.2% | |
| Quarterly Current Ratio | 0.07 | -12.5% | -22.2% | +40.0% | -41.7% | |
| Quarterly Quick Ratio | - | – | – | – | – | |
| Piotroski F-Score | 4 | -20.0% | -42.9% | 0.0% | -33.3% | |
| Altman Z-Score | -0.49 | +5.8% | +7.5% | +10.9% | -644.4% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 2.24 | -27.7% | |
| 3Y | 6.52 | N/A | -75.2% |
| 5Y | 22.19 | -92.7% | |
| All | 22.19 | -92.7% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 1.16 | N/A | +39.7% |
| 3Y | 1.16 | +39.7% | |
| 5Y | 1.16 | +39.7% | |
| All | -10.49 | +115.4% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of FBNC?
As of today, FBNC quarterly interest coverage ratio is 1.62
What is FBNC quarterly interest coverage ratio most recent change?
FBNC quarterly interest coverage ratio was down -27.68% on September 30, 2025
What is 1-year change in FBNC quarterly interest coverage ratio?
FBNC quarterly interest coverage ratio is up +10.20% year-over-year
How far is FBNC quarterly interest coverage ratio from its all-time high?
FBNC quarterly interest coverage ratio is currently -92.70% below its historical high of 22.19 set on June 30, 2022
How does FBNC quarterly interest coverage ratio rank versus sector peers?
FBNC quarterly interest coverage ratio is higher than 39.60% of companies in Financial Services sector
When is FBNC next earnings release?
As of today, the next earnings release for FBNC has not been scheduled
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- FBNC Official Website localfirstbank.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/811589/000081158925000077/0000811589-25-000077-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/811589/000081158925000008/0000811589-25-000008-index.htm
- FBNC Profile on Yahoo Finance finance.yahoo.com/quote/FBNC
- FBNC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/fbnc