Annual Interest Coverage Ratio
Summary
- Current Value
- As of today, ECPG annual interest coverage ratio is 0.63, up +472.73% on
- Historical Performance
- ECPG annual interest coverage ratio is down -86.82% over the past 3 years, and down -66.31% over the past 5 years
- All-Time High Comparison
- ECPG annual interest coverage ratio is currently -89.52% below its historical high of 6.01 set on
- 3-Year Low Comparison
- ECPG annual interest coverage ratio is +472.73% above its 3-year low of 0.11 reached on
- Sector Comparison
- ECPG annual interest coverage ratio is higher than 7.88% of companies in Financial Services sector
Interest Coverage Ratio Chart
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 0.63 | +472.7% | -86.8% | -66.3% | -85.5% | |
| Quarterly Interest Coverage Ratio | 2.37 | +18.5% | -42.5% | +6.3% | -37.8% | |
| Price | $55.97 | +21.2% | +9.8% | +66.4% | +134.2% | |
| Annual EBIT | $156.33M | +623.3% | -74.2% | -62.7% | +123.6% | |
| Annual Interest Expense | $249.91M | +28.0% | +97.1% | +11.4% | +1446.5% | |
| Annual Debt To Equity | 4.79 | +35.3% | +90.1% | +39.6% | +283.2% | |
| Annual Current Ratio | 1.05 | +15.4% | +200.0% | +425.0% | +123.4% | |
| Annual Quick Ratio | 1.05 | +15.4% | +200.0% | +425.0% | +123.4% | |
| Piotroski F-Score | 4 | -20.0% | -20.0% | -42.9% | -33.3% | |
| Altman Z-Score | 0.84 | +3.7% | -32.3% | -14.3% | -57.8% |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 3.20 | N/A | -80.3% |
| 5Y | 4.78 | -86.8% | |
| All | 6.01 | -89.5% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 0.11 | +472.7% | |
| 5Y | 0.11 | +472.7% | |
| All | -2.77 | +122.7% |
Interest Coverage Ratio History
FAQ
What is the current annual interest coverage ratio of ECPG?
As of today, ECPG annual interest coverage ratio is 0.63
What is 1-year change in ECPG annual interest coverage ratio?
ECPG annual interest coverage ratio is up +472.73% year-over-year
What is 3-year change in ECPG annual interest coverage ratio?
ECPG annual interest coverage ratio is down -86.82% over the past 3 years
How far is ECPG annual interest coverage ratio from its all-time high?
ECPG annual interest coverage ratio is currently -89.52% below its historical high of 6.01 set on December 31, 2012
How does ECPG annual interest coverage ratio rank versus sector peers?
ECPG annual interest coverage ratio is higher than 7.88% of companies in Financial Services sector
When is ECPG next annual earnings release?
The next annual earnings release for ECPG is on
Quarterly Interest Coverage Ratio
Summary
- Current Value
- As of today, ECPG quarterly interest coverage ratio is 2.37, up +14.49% on
- Historical Performance
- ECPG quarterly interest coverage ratio is up +18.50% year-over-year, and down -42.48% over the past 3 years
- All-Time High Comparison
- ECPG quarterly interest coverage ratio is currently -79.06% below its historical high of 11.32 set on
- 3-Year Low Comparison
- ECPG quarterly interest coverage ratio is +615.22% above its 3-year low of -0.46 reached on
- Sector Comparison
- ECPG quarterly interest coverage ratio is higher than 77.23% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 2.37 | +14.5% | +18.5% | -42.5% | +6.3% | |
| Annual Interest Coverage Ratio | 0.63 | – | +472.7% | -86.8% | -66.3% | |
| Price | $55.97 | +29.9% | +21.2% | +9.8% | +66.4% | |
| Quarterly EBIT | $171.56M | +14.1% | +28.6% | +215.2% | +27.7% | |
| Quarterly Interest Expense | $72.46M | -0.0% | +8.8% | +448.3% | +20.2% | |
| Quarterly Debt To Equity | 4.13 | -6.8% | +21.8% | +82.7% | +42.9% | |
| Quarterly Current Ratio | 0.93 | -17.0% | -30.1% | -1.1% | -10.6% | |
| Quarterly Quick Ratio | 0.93 | -17.0% | -30.1% | -1.1% | -10.6% | |
| Piotroski F-Score | 4 | -20.0% | -20.0% | -20.0% | -42.9% | |
| Altman Z-Score | 0.84 | +5.0% | +3.7% | -32.3% | -14.3% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 2.37 | at high | |
| 3Y | 2.37 | at high | |
| 5Y | 11.32 | -79.1% | |
| All | 11.32 | -79.1% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -0.46 | N/A | +615.2% |
| 3Y | -0.46 | +615.2% | |
| 5Y | -0.46 | +615.2% | |
| All | -10.87 | +121.8% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of ECPG?
As of today, ECPG quarterly interest coverage ratio is 2.37
What is ECPG quarterly interest coverage ratio most recent change?
ECPG quarterly interest coverage ratio was up +14.49% on September 30, 2025
What is 1-year change in ECPG quarterly interest coverage ratio?
ECPG quarterly interest coverage ratio is up +18.50% year-over-year
How far is ECPG quarterly interest coverage ratio from its all-time high?
ECPG quarterly interest coverage ratio is currently -79.06% below its historical high of 11.32 set on March 31, 2022
How does ECPG quarterly interest coverage ratio rank versus sector peers?
ECPG quarterly interest coverage ratio is higher than 77.23% of companies in Financial Services sector
When is ECPG next earnings release?
The next earnings release for ECPG is on
Interest Coverage Ratio Formula
Data Sources & References
- ECPG Official Website www.encorecapital.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1084961/000108496125000116/0001084961-25-000116-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1084961/000108496125000011/0001084961-25-000011-index.htm
- ECPG Profile on Yahoo Finance finance.yahoo.com/quote/ECPG
- ECPG Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ecpg
