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CBU Net Margin

Annual Net Margin:

19.25%+1.86%(+10.70%)
December 31, 2024

Summary

  • As of today, CBU annual net profit margin is 19.25%, with the most recent change of +1.86% (+10.70%) on December 31, 2024.
  • During the last 3 years, CBU annual net margin has fallen by -10.62% (-35.55%).
  • CBU annual net margin is now -35.55% below its all-time high of 29.87%, reached on December 31, 2021.

Performance

1-Year Change

+10.7%

3-Year Change

-35.55%

5-Year Change

-29.67%

15-Year Change

-31.79%

CBU Net Margin Chart

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Highlights

Sector Percentile

67.89%
CBU annual net profit margin is higher than 67.89% of companies in Financial Services sector

Range

All-Time High

29.87%
CBU annual net profit margin is currently -35.55% below its historical high of 29.87%

3-Year Low

17.39%
CBU annual net profit margin is currently +10.70% above its 3-year low

Earnings dates

Last Annual Earnings Report Date

Dec 31, 2024
CBU previous annual earnings announcement was published on Dec 31, 2024

Next Annual Earnings Report Date

Jan 20, 2026
CBU next annual earnings announcement is scheduled for Jan 20, 2026

OtherCBUprofitability metrics

Annual Net Income

$181.74M
CBU annual net profit is $181.74 million

Annual Revenue

$943.90M
CBU annual revenue is $943.90 million

Annual Gross Margin

0.00%
CBU annual gross profit margin is 0.00%

Annual EPS

$3.44
CBU annual earnings per share is $3.44

Quarterly Net Margin:

21.43%+0.78%(+3.78%)
September 30, 2025

Summary

  • As of today, CBU quarterly net profit margin is 21.43%, with the most recent change of +0.78% (+3.78%) on September 30, 2025.
  • Over the past year, CBU quarterly net margin has increased by +3.22% (+17.68%).
  • CBU quarterly net margin is now -66.04% below its all-time high of 63.11%, reached on December 31, 2017.

Performance

3-Month Change

+3.78%

1-Year Change

+17.68%

3-Year Change

-20.04%

5-Year Change

-21.07%

CBU Quarterly Net Margin Chart

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Highlights

Sector Percentile

67.72%
CBU quarterly net profit margin is higher than 67.72% of companies in Financial Services sector

Range

All-Time High

63.11%
CBU quarterly net profit margin is currently -66.04% below its historical high of 63.11%

3-Year Low

4.14%
CBU quarterly net profit margin is currently +417.63% above its 3-year low

Earnings dates

Last Quarterly Earnings Report Date

Sep 30, 2025
CBU previous earnings announcement was published on Sep 30, 2025

Next Quarterly Earnings Report Date

Jan 20, 2026
CBU next earnings announcement is scheduled for Jan 20, 2026

OtherCBUprofitability metrics

Quarterly Net Income

$54.85M
CBU quarterly net profit is $54.85 million

Quarterly Revenue

$255.93M
CBU quarterly revenue is $255.93 million

Quarterly Gross Margin

0.00%
CBU quarterly gross profit margin is 0.00%

Quarterly EPS

$1.04
CBU quarterly earnings per share is $1.04

Net Margin Formula

Net Margin =  Net Income
Revenue ✕ 100%

Annual Net Margin

19.25%
CBU annual net profit margin is 19.25%

Annual Net Income

$181.74M
CBU annual net profit is $181.74 million

Annual Revenue

$943.90M
CBU annual revenue is $943.90 million

CBU Net Margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year+10.7%+17.7%
3Y3 Years-35.5%-20.0%
5Y5 Years-29.7%-21.1%

CBU Net Margin Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-35.5%+10.7%-23.2%+417.6%
5Y5-Year-35.5%+10.7%-36.5%+417.6%
All-TimeAll-Time-35.5%+494.1%-66.0%+417.6%

CBU Net Margin History

DateAnnualQuarterly
Sep 2025
-
21.43%(+3.8%)
Jun 2025
-
20.65%(+1.7%)
Mar 2025
-
20.30%(+0.7%)
Dec 2024
19.25%(+10.7%)
20.15%(+10.7%)
Sep 2024
-
18.21%(-12.1%)
Jun 2024
-
20.71%(+13.3%)
Mar 2024
-
18.28%(+2.1%)
Dec 2023
17.39%(-34.7%)
17.90%(-16.5%)
Sep 2023
-
21.43%(-11.9%)
Jun 2023
-
24.33%(+487.7%)
Mar 2023
-
4.14%(-85.2%)
Dec 2022
26.64%(-10.8%)
27.91%(+4.1%)
Sep 2022
-
26.80%(+15.0%)
Jun 2022
-
23.30%(-18.9%)
Mar 2022
-
28.73%(+7.5%)
Dec 2021
29.87%(+12.3%)
26.72%(-5.5%)
Sep 2021
-
28.27%(-8.5%)
Jun 2021
-
30.89%(-8.5%)
Mar 2021
-
33.76%(+12.3%)
Dec 2020
26.59%(-2.8%)
30.06%(+10.7%)
Sep 2020
-
27.15%(+16.0%)
Jun 2020
-
23.40%(-8.9%)
Mar 2020
-
25.69%(+4.1%)
Dec 2019
27.37%(-4.4%)
24.67%(-1.8%)
Sep 2019
-
25.12%(-13.2%)
Jun 2019
-
28.93%(+2.6%)
Mar 2019
-
28.20%(+10.5%)
Dec 2018
28.63%(+1.5%)
25.52%(-13.0%)
Sep 2018
-
29.34%(-2.5%)
Jun 2018
-
30.10%(+9.9%)
Mar 2018
-
27.39%(-56.6%)
Dec 2017
28.22%(+20.4%)
63.11%(+154.5%)
Sep 2017
-
24.80%(+92.2%)
Jun 2017
-
12.90%(-43.6%)
Mar 2017
-
22.86%(-27.7%)
Dec 2016
23.43%(-1.0%)
31.60%(+30.2%)
Sep 2016
-
24.27%(+3.8%)
Jun 2016
-
23.39%(+3.9%)
Mar 2016
-
22.51%(+14.3%)
Dec 2015
23.66%(-2.3%)
19.69%(-23.4%)
Sep 2015
-
25.70%(+1.5%)
Jun 2015
-
25.32%(+4.6%)
Mar 2015
-
24.21%(-0.4%)
Dec 2014
24.21%(+40.2%)
24.31%(+4.3%)
Sep 2014
-
23.31%(-7.2%)
Jun 2014
-
25.11%(+4.2%)
Mar 2014
-
24.10%(+75.0%)
Dec 2013
17.27%(-14.2%)
13.77%(-41.1%)
Sep 2013
-
23.36%(+18.8%)
Jun 2013
-
19.66%(+38.3%)
Mar 2013
-
14.22%(-25.2%)
Dec 2012
20.12%(-0.0%)
19.02%(+1.4%)
Sep 2012
-
18.76%(-15.5%)
Jun 2012
-
22.21%(+7.9%)
Mar 2012
-
20.58%(+1.4%)
Dec 2011
20.13%(+8.0%)
20.29%(-4.2%)
Sep 2011
-
21.18%(+9.8%)
Jun 2011
-
19.29%(-2.0%)
Mar 2011
-
19.68%(+5.3%)
Dec 2010
18.64%(+49.5%)
18.69%(-7.2%)
Sep 2010
-
20.13%(+6.7%)
Jun 2010
-
18.87%(+12.3%)
Mar 2010
-
16.80%(+49.9%)
Dec 2009
12.47%(-11.9%)
11.21%(-25.6%)
Sep 2009
-
15.06%(+35.9%)
Jun 2009
-
11.08%(-11.6%)
Mar 2009
-
12.54%(-12.4%)
Dec 2008
14.16%
14.31%(-1.4%)
Sep 2008
-
14.52%(+1.3%)
Jun 2008
-
14.34%(+6.3%)
DateAnnualQuarterly
Mar 2008
-
13.49%(-16.8%)
Dec 2007
13.42%(-0.8%)
16.22%(+22.3%)
Sep 2007
-
13.26%(+0.2%)
Jun 2007
-
13.23%(+2.8%)
Mar 2007
-
12.87%(+14.1%)
Dec 2006
13.53%(-25.4%)
11.28%(-24.4%)
Sep 2006
-
14.92%(+3.9%)
Jun 2006
-
14.36%(+1.9%)
Mar 2006
-
14.09%(+14.8%)
Dec 2005
18.14%(-7.0%)
12.27%(-40.1%)
Sep 2005
-
20.47%(+2.4%)
Jun 2005
-
20.00%(+2.2%)
Mar 2005
-
19.56%(+2.5%)
Dec 2004
19.51%(+10.5%)
19.09%(-9.6%)
Sep 2004
-
21.12%(+9.7%)
Jun 2004
-
19.25%(+4.3%)
Mar 2004
-
18.45%(+19.1%)
Dec 2003
17.66%(-4.9%)
15.49%(-25.6%)
Sep 2003
-
20.82%(+16.5%)
Jun 2003
-
17.87%(+2.8%)
Mar 2003
-
17.38%(+53.0%)
Dec 2002
18.57%(+66.8%)
11.36%(-39.0%)
Sep 2002
-
18.61%(+16.2%)
Jun 2002
-
16.02%(+5.2%)
Mar 2002
-
15.23%(+85.3%)
Dec 2001
11.13%(-20.4%)
8.22%(-42.1%)
Sep 2001
-
14.20%(+182.9%)
Jun 2001
-
5.02%(-56.8%)
Mar 2001
-
11.62%(-11.0%)
Dec 2000
13.99%(-5.2%)
13.05%(-4.6%)
Sep 2000
-
13.68%(-5.0%)
Jun 2000
-
14.40%(-3.7%)
Mar 2000
-
14.95%(-4.1%)
Dec 1999
14.76%(+33.0%)
15.59%(-1.0%)
Sep 1999
-
15.75%(+11.2%)
Jun 1999
-
14.16%(+6.0%)
Mar 1999
-
13.36%(+20.5%)
Dec 1998
11.10%(-7.7%)
11.09%(-5.7%)
Sep 1998
-
11.76%(+8.2%)
Jun 1998
-
10.87%(+0.9%)
Mar 1998
-
10.77%(-44.5%)
Dec 1997
12.02%(-9.4%)
19.42%(-6.6%)
Sep 1997
-
20.79%(-3.9%)
Jun 1997
-
21.64%(-2.3%)
Mar 1997
-
22.16%(+3.4%)
Dec 1996
13.26%(+4.0%)
21.43%(-6.4%)
Sep 1996
-
22.89%(+2.0%)
Jun 1996
-
22.44%(+10.1%)
Mar 1996
-
20.39%(+1.3%)
Dec 1995
12.75%(-15.9%)
20.13%(-2.7%)
Sep 1995
-
20.69%(-4.5%)
Jun 1995
-
21.67%(-8.7%)
Mar 1995
-
23.73%(+17.6%)
Dec 1994
15.16%(-6.0%)
20.18%(-12.6%)
Sep 1994
-
23.08%(-6.0%)
Jun 1994
-
24.55%(+1.2%)
Mar 1994
-
24.27%(+10.8%)
Dec 1993
16.12%(+31.9%)
21.90%(-6.3%)
Sep 1993
-
23.36%(-0.7%)
Jun 1993
-
23.53%(+1.9%)
Mar 1993
-
23.08%(+16.5%)
Dec 1992
12.22%(+112.9%)
19.81%(-6.6%)
Sep 1992
-
21.21%(+15.5%)
Jun 1992
-
18.37%(+15.1%)
Mar 1992
-
15.96%(+30.8%)
Dec 1991
5.74%(+77.2%)
-
Mar 1991
-
12.20%
Dec 1990
3.24%(-55.9%)
-
Dec 1989
7.35%(-1.5%)
-
Dec 1988
7.46%(-19.8%)
-
Dec 1987
9.30%
-

FAQ

  • What is Community Financial System, Inc. annual net profit margin?
  • What is the all-time high annual net margin for Community Financial System, Inc.?
  • What is Community Financial System, Inc. annual net margin year-on-year change?
  • What is Community Financial System, Inc. quarterly net profit margin?
  • What is the all-time high quarterly net margin for Community Financial System, Inc.?
  • What is Community Financial System, Inc. quarterly net margin year-on-year change?

What is Community Financial System, Inc. annual net profit margin?

The current annual net margin of CBU is 19.25%

What is the all-time high annual net margin for Community Financial System, Inc.?

Community Financial System, Inc. all-time high annual net profit margin is 29.87%

What is Community Financial System, Inc. annual net margin year-on-year change?

Over the past year, CBU annual net profit margin has changed by +1.86% (+10.70%)

What is Community Financial System, Inc. quarterly net profit margin?

The current quarterly net margin of CBU is 21.43%

What is the all-time high quarterly net margin for Community Financial System, Inc.?

Community Financial System, Inc. all-time high quarterly net profit margin is 63.11%

What is Community Financial System, Inc. quarterly net margin year-on-year change?

Over the past year, CBU quarterly net profit margin has changed by +3.22% (+17.68%)
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