Annual Working Capital
-$7.77B$3.14B-67.80%
Summary
- Current Value
- As of today, BFH annual working capital is -$7.77B, down -67.80% on
- Historical Performance
- BFH annual working capital is up +7.84% over the past 3 years, and down -163.47% over the past 5 years
- All-Time High Comparison
- BFH annual working capital is currently -153.36% below its historical high of $14.56B set on
- 3-Year Low Comparison
- BFH annual working capital is +27.51% above its 3-year low of -$10.72B reached on an earlier date
- Sector Comparison
- BFH annual working capital is higher than 10.75% of companies in Financial Services sector
Working Capital Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Working Capital | -$7.77B | -67.8% | +7.8% | -163.5% | -3485.3% | |
| Quarterly Working Capital | $1.26B | -53.4% | – | -84.0% | -58.7% | |
| Price | $81.25 | +37.1% | +97.6% | +36.6% | +43.0% | |
| Annual Current Assets | $782.00M | -5.8% | -42.5% | -96.8% | -66.9% | |
| Annual Current Liabilities | $8.55B | +56.6% | -12.7% | -28.0% | +301.4% | |
| Annual Current Ratio | 0.09 | -40.0% | -35.7% | -95.6% | -91.9% | |
| Annual Quick Ratio | - | – | – | – | – | |
| Annual Shareholders Equity | $3.05B | +4.6% | +46.3% | +92.1% | +1018.5% | |
| Market Cap | $4B | +27.3% | +80.6% | +25.4% | +26.9% |
Working Capital Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | -$4.63B | -67.8% | |
| 5Y | -$4.63B | -67.8% | |
| All | $14.56B | -153.4% |
Working Capital Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -$10.72B | N/A | +27.5% |
| 5Y | -$10.72B | +27.5% | |
| All | -$10.72B | +27.5% |
Working Capital History
FAQ
What is the current annual working capital of BFH?
As of today, BFH annual working capital is -$7.77B
What is 1-year change in BFH annual working capital?
BFH annual working capital is down -67.80% year-over-year
What is 3-year change in BFH annual working capital?
BFH annual working capital is up +7.84% over the past 3 years
How far is BFH annual working capital from its all-time high?
BFH annual working capital is currently -153.36% below its historical high of $14.56B set on December 31, 2017
How does BFH annual working capital rank versus sector peers?
BFH annual working capital is higher than 10.75% of companies in Financial Services sector
When is BFH next annual earnings release?
The next annual earnings release for BFH is on
Quarterly Working Capital
$1.26B$443.00M+53.96%
Summary
- Current Value
- As of today, BFH quarterly working capital is $1.26B, up +53.96% on
- Historical Performance
- BFH quarterly working capital is down -53.36% year-over-year, with unknown 3-year change
- All-Time High Comparison
- BFH quarterly working capital is currently -92.85% below its historical high of $17.67B set on
- 3-Year Low Comparison
- BFH quarterly working capital is +111.79% above its 3-year low of -$10.72B reached on an earlier date
- Sector Comparison
- BFH quarterly working capital is higher than 91.26% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Working Capital | $1.26B | +54.0% | -53.4% | – | -84.0% | |
| Annual Working Capital | -$7.77B | – | -67.8% | +7.8% | -163.5% | |
| Price | $81.25 | +47.7% | +37.1% | +97.6% | +36.6% | |
| Quarterly Current Assets | $3.78B | -1.0% | +8.9% | +5.5% | -79.8% | |
| Quarterly Current Liabilities | $2.52B | -16.1% | +230.5% | – | -76.6% | |
| Quarterly Current Ratio | 1.50 | +18.1% | -67.1% | – | -13.8% | |
| Quarterly Quick Ratio | - | – | – | – | – | |
| Quarterly Shareholders Equity | $3.32B | +4.8% | +6.6% | +38.3% | +150.8% | |
| Market Cap | $4B | +46.4% | +27.3% | +80.6% | +25.4% |
Quarterly Working Capital Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $1.26B | at high | |
| 3Y | $2.71B | -53.4% | |
| 5Y | $9.21B | N/A | -86.3% |
| All | $17.67B | -92.8% |
Quarterly Working Capital Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -$7.77B | N/A | +116.3% |
| 3Y | -$10.72B | N/A | +111.8% |
| 5Y | -$10.72B | +111.8% | |
| All | -$10.72B | +111.8% |
Quarterly Working Capital History
FAQ
What is the current quarterly working capital of BFH?
As of today, BFH quarterly working capital is $1.26B
What is BFH quarterly working capital most recent change?
BFH quarterly working capital was up +53.96% on September 30, 2025
What is 1-year change in BFH quarterly working capital?
BFH quarterly working capital is down -53.36% year-over-year
How far is BFH quarterly working capital from its all-time high?
BFH quarterly working capital is currently -92.85% below its historical high of $17.67B set on June 30, 2019
How does BFH quarterly working capital rank versus sector peers?
BFH quarterly working capital is higher than 91.26% of companies in Financial Services sector
When is BFH next earnings release?
The next earnings release for BFH is on
Working Capital Formula
Working Capital = −
Data Sources & References
- BFH Official Website www.breadfinancial.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1101215/000110121525000173/0001101215-25-000173-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1101215/000110121525000031/0001101215-25-000031-index.htm
- BFH Profile on Yahoo Finance finance.yahoo.com/quote/BFH
- BFH Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bfh