Annual Interest Coverage Ratio
1.400.70-33.33%
Summary
- Current Value
- As of today, BFH annual interest coverage ratio is 1.40, down -33.33% on
- Historical Performance
- BFH annual interest coverage ratio is down -62.47% over the past 3 years, with unknown 5-year change
- All-Time High Comparison
- BFH annual interest coverage ratio is currently -62.47% below its historical high of 3.73 set on
- 3-Year Low Comparison
- BFH annual interest coverage ratio is at its 3-year low
- Sector Comparison
- BFH annual interest coverage ratio is higher than 36.12% of companies in Financial Services sector
Interest Coverage Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 1.40 | -33.3% | -62.5% | – | – | |
| Quarterly Interest Coverage Ratio | 1.93 | +65.0% | -20.3% | – | – | |
| Price | $79.98 | +34.1% | +94.5% | +28.0% | +40.8% | |
| Annual EBIT | $1.34B | -27.4% | -6.0% | +81.6% | +410.0% | |
| Annual Interest Expense | $960.00M | +9.2% | +150.7% | +100.0% | +100.0% | |
| Annual Debt To Equity | 1.86 | 0.0% | -48.8% | -86.9% | -84.4% | |
| Annual Current Ratio | 0.09 | -40.0% | -35.7% | -95.6% | -91.9% | |
| Annual Quick Ratio | - | – | – | – | – | |
| Piotroski F-Score | 6 | +20.0% | – | 0.0% | -14.3% | |
| Altman Z-Score | 0.17 | +21.4% | +200.0% | -55.3% | -85.1% |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 2.10 | -33.3% | |
| 5Y | 3.73 | -62.5% | |
| All | 3.73 | -62.5% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 1.40 | at low | |
| 5Y | 1.40 | at low | |
| All | 1.40 | at low |
Interest Coverage Ratio History
| Year | Value | Change |
|---|---|---|
| 1.40 | -33.3% | |
| 2.10 | +31.3% | |
| 1.60 | -57.1% |
| Year | Value | Change |
|---|---|---|
| 3.73 | +133.1% | |
| 1.60 | - |
FAQ
What is the current annual interest coverage ratio of BFH?
As of today, BFH annual interest coverage ratio is 1.40
What is 1-year change in BFH annual interest coverage ratio?
BFH annual interest coverage ratio is down -33.33% year-over-year
What is 3-year change in BFH annual interest coverage ratio?
BFH annual interest coverage ratio is down -62.47% over the past 3 years
How far is BFH annual interest coverage ratio from its all-time high?
BFH annual interest coverage ratio is currently -62.47% below its historical high of 3.73 set on December 31, 2021
How does BFH annual interest coverage ratio rank versus sector peers?
BFH annual interest coverage ratio is higher than 36.12% of companies in Financial Services sector
When is BFH next annual earnings release?
The next annual earnings release for BFH is on
Quarterly Interest Coverage Ratio
1.930.14+7.82%
Summary
- Current Value
- As of today, BFH quarterly interest coverage ratio is 1.93, up +7.82% on
- Historical Performance
- BFH quarterly interest coverage ratio is up +64.96% year-over-year, and down -20.25% over the past 3 years
- All-Time High Comparison
- BFH quarterly interest coverage ratio is currently -59.96% below its historical high of 4.82 set on
- 3-Year Low Comparison
- BFH quarterly interest coverage ratio is +3316.67% above its 3-year low of -0.06 reached on an earlier date
- Sector Comparison
- BFH quarterly interest coverage ratio is higher than 62.84% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 1.93 | +7.8% | +65.0% | -20.3% | – | |
| Annual Interest Coverage Ratio | 1.40 | – | -33.3% | -62.5% | – | |
| Price | $79.98 | +44.3% | +34.1% | +94.5% | +28.0% | |
| Quarterly EBIT | $406.00M | +3.0% | +45.0% | +26.1% | +130.8% | |
| Quarterly Interest Expense | $210.00M | -4.5% | -12.5% | +57.9% | +100.0% | |
| Quarterly Debt To Equity | 1.14 | -14.9% | -22.4% | -53.9% | -91.4% | |
| Quarterly Current Ratio | 1.50 | +18.1% | -67.1% | – | -13.8% | |
| Quarterly Quick Ratio | - | – | – | – | – | |
| Piotroski F-Score | 6 | 0.0% | +20.0% | – | 0.0% | |
| Altman Z-Score | 0.17 | +30.8% | +21.4% | +200.0% | -55.3% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 1.93 | at high | |
| 3Y | 3.93 | -50.9% | |
| 5Y | 4.82 | -60.0% | |
| All | 4.82 | -60.0% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 0.88 | N/A | +119.3% |
| 3Y | -0.06 | N/A | +3316.7% |
| 5Y | -0.06 | +3316.7% | |
| All | -0.06 | +3316.7% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of BFH?
As of today, BFH quarterly interest coverage ratio is 1.93
What is BFH quarterly interest coverage ratio most recent change?
BFH quarterly interest coverage ratio was up +7.82% on September 30, 2025
What is 1-year change in BFH quarterly interest coverage ratio?
BFH quarterly interest coverage ratio is up +64.96% year-over-year
How far is BFH quarterly interest coverage ratio from its all-time high?
BFH quarterly interest coverage ratio is currently -59.96% below its historical high of 4.82 set on March 31, 2022
How does BFH quarterly interest coverage ratio rank versus sector peers?
BFH quarterly interest coverage ratio is higher than 62.84% of companies in Financial Services sector
When is BFH next earnings release?
The next earnings release for BFH is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- BFH Official Website www.breadfinancial.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1101215/000110121525000173/0001101215-25-000173-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1101215/000110121525000031/0001101215-25-000031-index.htm
- BFH Profile on Yahoo Finance finance.yahoo.com/quote/BFH
- BFH Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bfh