Annual FCF
$1.82B$116.00M-5.98%
Summary
- Current Value
- As of today, BFH annual free cash flow is $1.82B, down -5.98% on
- Historical Performance
- BFH annual free cash flow is up +24.95% over the past 3 years, and up +69.52% over the past 5 years
- All-Time High Comparison
- BFH annual free cash flow is currently -28.65% below its historical high of $2.56B set on
- 3-Year Low Comparison
- BFH annual free cash flow is +2.42% above its 3-year low of $1.78B reached on an earlier date
- Sector Comparison
- BFH annual free cash flow is higher than 92.15% of companies in Financial Services sector
Free Cash Flow Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Free Cash Flow | $1.82B | -6.0% | +24.9% | +69.5% | +496.8% | |
| Quarterly Free Cash Flow | $597.00M | +31.8% | -0.2% | +45.9% | +158.5% | |
| TTM Free Cash Flow | $1.98B | +1.5% | +22.9% | +77.2% | +188.8% | |
| Price | $79.98 | +34.1% | +94.5% | +28.0% | +40.8% | |
| Annual Cash From Operations | $1.86B | -6.4% | +20.5% | +52.7% | +418.7% | |
| Annual CAPEX | $36.00M | -25.0% | -57.1% | -74.7% | -32.0% | |
| Annual Dividends Paid | $43.00M | +2.4% | +2.4% | -66.3% | +100.0% | |
| Annual Net Income | $279.00M | -62.1% | -65.0% | -50.7% | +57.9% | |
| Annual Revenue | $4.79B | -3.1% | +31.0% | -14.2% | +143.7% |
Free Cash Flow Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | $1.94B | -6.0% | |
| 5Y | $1.94B | -6.0% | |
| All | $2.56B | -28.6% |
Free Cash Flow Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | $1.78B | N/A | +2.4% |
| 5Y | $1.46B | +24.9% | |
| All | -$78.75M | +2414.9% |
Free Cash Flow History
FAQ
What is the current annual free cash flow of BFH?
As of today, BFH annual free cash flow is $1.82B
What is 1-year change in BFH annual free cash flow?
BFH annual free cash flow is down -5.98% year-over-year
What is 3-year change in BFH annual free cash flow?
BFH annual free cash flow is up +24.95% over the past 3 years
How far is BFH annual free cash flow from its all-time high?
BFH annual free cash flow is currently -28.65% below its historical high of $2.56B set on December 31, 2018
How does BFH annual free cash flow rank versus sector peers?
BFH annual free cash flow is higher than 92.15% of companies in Financial Services sector
When is BFH next annual earnings release?
The next annual earnings release for BFH is on
Quarterly FCF
$597.00M$78.00M+15.03%
Summary
- Current Value
- As of today, BFH quarterly free cash flow is $597.00M, up +15.03% on
- Historical Performance
- BFH quarterly free cash flow is up +31.79% year-over-year, and down -0.17% over the past 3 years
- All-Time High Comparison
- BFH quarterly free cash flow is currently -23.58% below its historical high of $781.20M set on
- 3-Year Low Comparison
- BFH quarterly free cash flow is +77.15% above its 3-year low of $337.00M reached on
- Sector Comparison
- BFH quarterly free cash flow is higher than 90.90% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Free Cash Flow | $597.00M | +15.0% | +31.8% | -0.2% | +45.9% | |
| Annual Free Cash Flow | $1.82B | – | -6.0% | +24.9% | +69.5% | |
| TTM Free Cash Flow | $1.98B | +7.9% | +1.5% | +22.9% | +77.2% | |
| Price | $79.98 | +44.3% | +34.1% | +94.5% | +28.0% | |
| Quarterly Cash From Operations | $605.00M | +15.0% | +32.7% | -0.5% | +43.7% | |
| Quarterly CAPEX | $8.00M | +14.3% | +166.7% | -20.0% | -32.2% | |
| Quarterly Dividends Paid | $9.00M | -10.0% | -10.0% | -10.0% | -10.9% | |
| Quarterly Net Income | $188.00M | +35.3% | +6166.7% | +40.3% | +41.0% | |
| Quarterly Revenue | $1.18B | +3.0% | -3.1% | +6.2% | +12.4% |
Quarterly Free Cash Flow Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $597.00M | at high | |
| 3Y | $619.00M | -3.5% | |
| 5Y | $619.00M | -3.5% | |
| All | $781.20M | -23.6% |
Quarterly Free Cash Flow Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $388.00M | +53.9% | |
| 3Y | $337.00M | +77.2% | |
| 5Y | $193.30M | +208.8% | |
| All | -$335.60M | +277.9% |
Quarterly Free Cash Flow History
FAQ
What is the current quarterly free cash flow of BFH?
As of today, BFH quarterly free cash flow is $597.00M
What is BFH quarterly free cash flow most recent change?
BFH quarterly free cash flow was up +15.03% on September 30, 2025
What is 1-year change in BFH quarterly free cash flow?
BFH quarterly free cash flow is up +31.79% year-over-year
How far is BFH quarterly free cash flow from its all-time high?
BFH quarterly free cash flow is currently -23.58% below its historical high of $781.20M set on December 31, 2017
How does BFH quarterly free cash flow rank versus sector peers?
BFH quarterly free cash flow is higher than 90.90% of companies in Financial Services sector
When is BFH next earnings release?
The next earnings release for BFH is on
TTM FCF
$1.98B$144.00M+7.86%
Summary
- Current Value
- As of today, BFH TTM free cash flow is $1.98B, up +7.86% on
- Historical Performance
- BFH TTM free cash flow is up +1.49% year-over-year, and up +22.90% over the past 3 years
- All-Time High Comparison
- BFH TTM free cash flow is currently -26.86% below its historical high of $2.70B set on
- 3-Year Low Comparison
- BFH TTM free cash flow is +16.92% above its 3-year low of $1.69B reached on
- Sector Comparison
- BFH TTM free cash flow is higher than 90.50% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| TTM Free Cash Flow | $1.98B | +7.9% | +1.5% | +22.9% | +77.2% | |
| Annual Free Cash Flow | $1.82B | – | -6.0% | +24.9% | +69.5% | |
| Quarterly Free Cash Flow | $597.00M | +15.0% | +31.8% | -0.2% | +45.9% | |
| Price | $79.98 | +44.3% | +34.1% | +94.5% | +28.0% | |
| TTM Cash From Operations | $2.00B | +8.0% | +0.3% | +18.8% | +70.3% | |
| TTM CAPEX | $27.00M | +22.7% | -46.0% | -65.5% | -55.7% | |
| TTM Dividends Paid | $42.00M | -2.3% | 0.0% | -0.9% | -47.8% | |
| TTM Net Income | $476.00M | +63.6% | +51.1% | +13.9% | +46.3% | |
| TTM Revenue | $4.68B | -0.8% | -4.3% | +15.8% | -4.0% |
TTM Free Cash Flow Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $1.98B | at high | |
| 3Y | $2.11B | -6.5% | |
| 5Y | $2.11B | -6.5% | |
| All | $2.70B | -26.9% |
TTM Free Cash Flow Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $1.78B | +10.9% | |
| 3Y | $1.69B | +16.9% | |
| 5Y | $1.43B | +38.1% | |
| All | $9.41M | >+9999.0% |
TTM Free Cash Flow History
FAQ
What is the current TTM free cash flow of BFH?
As of today, BFH TTM free cash flow is $1.98B
What is BFH TTM free cash flow most recent change?
BFH TTM free cash flow was up +7.86% on September 30, 2025
What is 1-year change in BFH TTM free cash flow?
BFH TTM free cash flow is up +1.49% year-over-year
How far is BFH TTM free cash flow from its all-time high?
BFH TTM free cash flow is currently -26.86% below its historical high of $2.70B set on June 30, 2018
How does BFH TTM free cash flow rank versus sector peers?
BFH TTM free cash flow is higher than 90.50% of companies in Financial Services sector
When is BFH next earnings release?
The next earnings release for BFH is on
Free Cash Flow Formula
FCF = −
Data Sources & References
- BFH Official Website www.breadfinancial.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1101215/000110121525000173/0001101215-25-000173-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1101215/000110121525000031/0001101215-25-000031-index.htm
- BFH Profile on Yahoo Finance finance.yahoo.com/quote/BFH
- BFH Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bfh