What is the current annual net margin of BBVA?

As of today, BBVA annual net margin is 13.50%

What is 1-year change in BBVA annual net margin?

BBVA annual net margin is up +10.11% year-over-year

What is 3-year change in BBVA annual net margin?

BBVA annual net margin is down -5.92% over the past 3 years

How far is BBVA annual net margin from its all-time high?

BBVA annual net margin is currently -19.50% below its historical high of 16.77% set on December 31, 2007

How does BBVA annual net margin rank versus sector peers?

BBVA annual net margin is higher than 44.43% of companies in Financial Services sector

When is BBVA next annual earnings release?

The next annual earnings release for BBVA is on February 4, 2027

What is the current quarterly net margin of BBVA?

As of today, BBVA quarterly net margin is 29.09%

What is BBVA quarterly net margin most recent change?

BBVA quarterly net margin was up +103.28% on September 30, 2026

What is 1-year change in BBVA quarterly net margin?

BBVA quarterly net margin is up +117.58% year-over-year

How far is BBVA quarterly net margin from its all-time high?

BBVA quarterly net margin is currently -47.37% below its historical high of 55.27% set on June 30, 2006

How does BBVA quarterly net margin rank versus sector peers?

BBVA quarterly net margin is higher than 85.83% of companies in Financial Services sector

When is BBVA next earnings release?

The next earnings release for BBVA is on February 4, 2027

BBVA Net Margin History & Chart Since 1991

Annual Net Margin

13.50%1.24%+10.11%

December 31, 2025

Summary

Current Value: As of today, BBVA annual net margin is 13.50%, up +10.11% on December 31, 2025
Historical Performance: BBVA annual net margin is down -5.92% over the past 3 years, up +32.35% over the past 5 years
All-Time High Comparison: BBVA annual net margin is currently -19.50% below its historical high of 16.77% set on December 31, 2007
3-Year Low Comparison: BBVA annual net margin is +10.11% above its 3-year low of 12.26% reached on December 31, 2024
Sector Comparison: BBVA annual net margin is higher than 44.43% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

BBVA Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	13.50%	+10.1%	-5.9%	+32.4%	-12.4%
Quarterly Net Margin	Sep 30, 26	29.09%	+117.6%	+149.9%	+62.1%	+43.6%
Price	Nov 4, 26	$25.47	+27.2%	+208.3%	+267.0%	+196.8%
PE Ratio	Nov 4, 26	14.65	+45.0%	+137.4%	+59.8%	+118.7%
Annual Revenue	Dec 31, 25	$89.70B	-0.2%	+89.8%	+135.8%	+109.2%
Annual Net Income	Dec 31, 25	$12.11B	+9.9%	+78.6%	+212.2%	+83.2%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	59.82%	+116.7%	+75.0%	+77.3%	+213.0%

Net Margin Highs

BBVA Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	14.35%	N/A	-5.9%
5Y	14.35%	Dec 31, 22	-5.9%
All	16.77%	Dec 31, 07	-19.5%

Net Margin Lows

BBVA Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	12.26%	Dec 31, 24	+10.1%
5Y	10.20%	N/A	+32.4%
All	2.62%	Dec 31, 13	+415.3%

Net Margin History

Year	Value	Change
2025	13.50%	+10.1%
2024	12.26%	-3.2%
2023	12.66%	-11.8%
2022	14.35%	+2.1%
2021	14.05%	+37.7%
2020	10.20%	-14.4%
2019	11.92%	-11.2%
2018	13.43%	+29.5%
2017	10.37%	-2.4%
2016	10.63%	+34.4%
2015	7.91%	-7.8%
2014	8.58%	+227.5%
2013	2.62%	-47.0%
2012	4.94%	-48.5%
2011	9.60%	-37.7%
2010	15.42%	+15.4%
2009	13.36%	+2.6%
2008	13.02%	-22.4%

Year	Value	Change
2007	16.77%	+2.4%
2006	16.37%	+5.1%
2005	15.58%	+5.4%
2004	14.78%	-10.5%
2003	16.51%	+53.4%
2002	10.76%	-1.7%
2001	10.95%	-7.4%
2000	11.83%	+3.4%
1999	11.44%	+15.4%
1998	9.91%	+2.0%
1997	9.72%	+23.5%
1996	7.87%	+5.4%
1995	7.47%	-5.7%
1994	7.92%	+24.1%
1993	6.38%	-9.4%
1992	7.04%	-24.8%
1991	9.36%	-

FAQ

What is the current annual net margin of BBVA?: As of today, BBVA annual net margin is 13.50%
What is 1-year change in BBVA annual net margin?: BBVA annual net margin is up +10.11% year-over-year
What is 3-year change in BBVA annual net margin?: BBVA annual net margin is down -5.92% over the past 3 years
How far is BBVA annual net margin from its all-time high?: BBVA annual net margin is currently -19.50% below its historical high of 16.77% set on December 31, 2007
How does BBVA annual net margin rank versus sector peers?: BBVA annual net margin is higher than 44.43% of companies in Financial Services sector
When is BBVA next annual earnings release?: The next annual earnings release for BBVA is on February 4, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

29.09%14.78%+103.28%

September 30, 2026

Summary

Current Value: As of today, BBVA quarterly net margin is 29.09%, up +103.28% on September 30, 2026
Historical Performance: BBVA quarterly net margin is up +117.58% year-over-year, up +149.91% over the past 3 years
All-Time High Comparison: BBVA quarterly net margin is currently -47.37% below its historical high of 55.27% set on June 30, 2006
3-Year Low Comparison: BBVA quarterly net margin is +163.50% above its 3-year low of 11.04% reached on December 31, 2024
Sector Comparison: BBVA quarterly net margin is higher than 85.83% of companies in Financial Services sector

Performance

BBVA Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	29.09%	+103.3%	+117.6%	+149.9%	+62.1%
Annual Net Margin	Dec 31, 25	13.50%	–	+10.1%	-5.9%	+32.4%
Price	Nov 4, 26	$25.47	-9.4%	+27.2%	+208.3%	+267.0%
PE Ratio	Nov 4, 26	14.65	+17.4%	+45.0%	+137.4%	+59.8%
Quarterly Revenue	Sep 30, 26	$12.67B	-51.0%	-45.5%	-36.6%	+22.0%
Quarterly Net Income	Sep 30, 26	$3.69B	-0.5%	+18.5%	+58.4%	+97.8%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	43.10%	+41.9%	+51.5%	+44.0%	+25.3%

Quarterly Net Margin Highs

BBVA Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	29.09%	Sep 30, 26	at high
3Y	29.09%	Sep 30, 26	at high
5Y	29.09%	Sep 30, 26	at high
All	55.27%	Jun 30, 06	-47.4%

Quarterly Net Margin Lows

BBVA Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	12.78%	Dec 31, 25	+127.6%
3Y	11.04%	Dec 31, 24	+163.5%
5Y	11.04%	Dec 31, 24	+163.5%
All	-21.03%	Dec 31, 13	+238.3%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	29.09%	+103.3%
Jun 2026	14.31%	+0.2%
Mar 2026	14.28%	+11.7%
Dec 2025	12.78%	-4.4%
Sep 2025	13.37%	-19.0%
Jun 2025	16.51%	+21.4%
Mar 2025	13.60%	+23.2%
Dec 2024	11.04%	-20.2%
Sep 2024	13.83%	-1.5%
Jun 2024	14.04%	+20.5%
Mar 2024	11.65%	-6.9%
Dec 2023	12.51%	+7.5%
Sep 2023	11.64%	-19.2%
Jun 2023	14.40%	+2.7%
Mar 2023	14.02%	+6.3%
Dec 2022	13.19%	-17.3%
Sep 2022	15.95%	-0.5%
Jun 2022	16.03%	+11.8%
Mar 2022	14.34%	-9.4%
Dec 2021	15.83%	-11.8%
Sep 2021	17.95%	+111.4%
Jun 2021	8.49%	-37.6%
Mar 2021	13.60%	+9.0%
Dec 2020	12.48%	-25.0%
Sep 2020	16.64%	+122.2%
Jun 2020	7.49%	+46.0%
Mar 2020	5.13%	-55.1%
Dec 2019	11.42%	-13.0%
Sep 2019	13.13%	-5.6%
Jun 2019	13.91%	-40.6%
Mar 2019	23.42%	+95.5%
Dec 2018	11.98%	-38.9%
Sep 2018	19.60%	+31.7%
Jun 2018	14.88%	+0.8%
Mar 2018	14.76%	+126.7%
Dec 2017	6.51%	-71.9%
Sep 2017	23.14%	+3.1%
Jun 2017	22.44%	-3.9%
Mar 2017	23.36%	+49.6%
Dec 2016	15.62%	-22.8%
Sep 2016	20.24%	-12.3%
Jun 2016	23.09%	+36.8%
Mar 2016	16.88%	-13.0%
Dec 2015	19.40%	+237.6%
Sep 2015	-14.10%	-160.3%
Jun 2015	23.37%	-23.3%
Mar 2015	30.46%	+119.5%
Dec 2014	13.88%	-1.8%
Sep 2014	14.14%	-6.5%
Jun 2014	15.13%	+0.7%
Mar 2014	15.03%	+171.5%
Dec 2013	-21.03%	-398.3%
Sep 2013	7.05%	-52.7%
Jun 2013	14.91%	-27.1%
Mar 2013	20.44%	+618.8%
Dec 2012	-3.94%	-119.3%
Sep 2012	20.46%	-15.6%
Jun 2012	24.23%	+8.5%
Mar 2012	22.33%	>+9,900.0%

Month	Value	Change
Dec 2011	-0.03%	-100.1%
Sep 2011	20.26%	-21.2%
Jun 2011	25.70%	+2.4%
Mar 2011	25.10%	+171.4%
Dec 2010	9.25%	-51.6%
Sep 2010	19.13%	+3.3%
Jun 2010	18.51%	-53.7%
Mar 2010	39.96%	+3,344.8%
Dec 2009	1.16%	-96.1%
Sep 2009	29.70%	-3.8%
Jun 2009	30.86%	+12.2%
Mar 2009	27.51%	+5.5%
Dec 2008	26.08%	-16.6%
Sep 2008	31.28%	-2.3%
Jun 2008	32.00%	-2.4%
Mar 2008	32.78%	+0.5%
Dec 2007	32.62%	-3.3%
Sep 2007	33.75%	+0.3%
Jun 2007	33.66%	-17.0%
Mar 2007	40.57%	+403.3%
Dec 2006	8.06%	-75.4%
Sep 2006	32.79%	-40.7%
Jun 2006	55.27%	+83.3%
Mar 2006	30.15%	-5.7%
Dec 2005	31.96%	+6.1%
Sep 2005	30.13%	-7.7%
Jun 2005	32.63%	+8.8%
Mar 2005	30.00%	+10.9%
Dec 2004	27.05%	+0.6%
Sep 2004	26.90%	-12.3%
Jun 2004	30.67%	+10.4%
Mar 2004	27.77%	+102.0%
Dec 2003	13.75%	-26.4%
Sep 2003	18.69%	+24.5%
Jun 2003	15.01%	-1.6%
Mar 2003	15.25%	+275.6%
Dec 2002	4.06%	-69.0%
Sep 2002	13.10%	-11.8%
Jun 2002	14.85%	+0.3%
Mar 2002	14.81%	+111.0%
Dec 2001	7.02%	-36.9%
Sep 2001	11.12%	-15.1%
Jun 2001	13.10%	+5.1%
Mar 2001	12.46%	-10.5%
Jun 2000	13.92%	+12.3%
Mar 2000	12.40%	-41.3%
Dec 1999	21.12%	+30.3%
Sep 1999	16.21%	-6.2%
Jun 1999	17.28%	+77.0%
Mar 1999	9.76%	-45.4%
Dec 1998	17.89%	+41.5%
Sep 1998	12.64%	-13.5%
Jun 1998	14.62%	+44.5%
Mar 1998	10.12%	-67.4%
Dec 1997	31.04%	+172.0%
Sep 1997	11.41%	-17.5%
Jun 1997	13.83%	+12.7%
Mar 1997	12.27%	-

FAQ

What is the current quarterly net margin of BBVA?: As of today, BBVA quarterly net margin is 29.09%
What is BBVA quarterly net margin most recent change?: BBVA quarterly net margin was up +103.28% on September 30, 2026
What is 1-year change in BBVA quarterly net margin?: BBVA quarterly net margin is up +117.58% year-over-year
How far is BBVA quarterly net margin from its all-time high?: BBVA quarterly net margin is currently -47.37% below its historical high of 55.27% set on June 30, 2006
How does BBVA quarterly net margin rank versus sector peers?: BBVA quarterly net margin is higher than 85.83% of companies in Financial Services sector
When is BBVA next earnings release?: The next earnings release for BBVA is on February 4, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

BBVA Official Website www.bbva.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/842180/000162828026005674/0001628280-26-005674-index.htm
BBVA Profile on Yahoo Finance finance.yahoo.com/quote/BBVA
BBVA Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bbva