What is the current annual net margin of BAC?

As of today, BAC annual net margin is 15.93%

What is 1-year change in BAC annual net margin?

BAC annual net margin is up +15.02% year-over-year

What is 3-year change in BAC annual net margin?

BAC annual net margin is down -33.12% over the past 3 years

How far is BAC annual net margin from its all-time high?

BAC annual net margin is currently -52.29% below its historical high of 33.39% set on December 31, 2021

How does BAC annual net margin rank versus sector peers?

BAC annual net margin is higher than 52.71% of companies in Financial Services sector

When is BAC next annual earnings release?

The next annual earnings release for BAC is on January 15, 2027

What is the current quarterly net margin of BAC?

As of today, BAC quarterly net margin is 14.51%

What is BAC quarterly net margin most recent change?

BAC quarterly net margin was down -19.88% on September 30, 2026

What is 1-year change in BAC quarterly net margin?

BAC quarterly net margin is down -15.93% year-over-year

How far is BAC quarterly net margin from its all-time high?

BAC quarterly net margin is currently -63.95% below its historical high of 40.25% set on June 30, 2021

How does BAC quarterly net margin rank versus sector peers?

BAC quarterly net margin is higher than 45.36% of companies in Financial Services sector

When is BAC next earnings release?

The next earnings release for BAC is on January 15, 2027

BAC Net Margin History & Chart Since 1980

Annual Net Margin

15.93%2.08%+15.02%

December 31, 2025

Summary

Current Value: As of today, BAC annual net margin is 15.93%, up +15.02% on December 31, 2025
Historical Performance: BAC annual net margin is down -33.12% over the past 3 years, down -15.49% over the past 5 years
All-Time High Comparison: BAC annual net margin is currently -52.29% below its historical high of 33.39% set on December 31, 2021
3-Year Low Comparison: BAC annual net margin is +15.02% above its 3-year low of 13.85% reached on December 31, 2024
Sector Comparison: BAC annual net margin is higher than 52.71% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

BAC Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	15.93%	+15.0%	-33.1%	-15.5%	+1020.8%
Quarterly Net Margin	Sep 30, 26	14.51%	-15.9%	-15.7%	-54.2%	-24.9%
Price	Oct 23, 26	$50.56	-2.3%	+97.7%	+6.3%	+682.7%
PE Ratio	Oct 23, 26	12.06	-14.5%	+68.2%	-15.3%	–
Annual Revenue	Dec 31, 25	$194.26B	-0.8%	+68.1%	+104.7%	+50.0%
Annual Net Income	Dec 31, 25	$30.51B	+13.1%	+10.8%	+70.5%	+1460.8%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	19.68%	+30.6%	-29.3%	-5.8%	+196.4%

Net Margin Highs

BAC Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	23.82%	N/A	-33.1%
5Y	33.39%	Dec 31, 21	-52.3%
All	33.39%	Dec 31, 21	-52.3%

Net Margin Lows

BAC Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	13.85%	Dec 31, 24	+15.0%
5Y	13.85%	Dec 31, 24	+15.0%
All	-1.73%	Dec 31, 10	+1020.8%

Net Margin History

Year	Value	Change
2025	15.93%	+15.0%
2024	13.85%	-8.6%
2023	15.15%	-36.4%
2022	23.82%	-28.7%
2021	33.39%	+77.1%
2020	18.85%	-21.8%
2019	24.09%	-6.3%
2018	25.72%	+41.9%
2017	18.13%	-6.5%
2016	19.40%	+15.1%
2015	16.86%	+227.4%
2014	5.15%	-55.8%
2013	11.66%	+173.7%
2012	4.26%	+215.6%
2011	1.35%	+178.0%
2010	-1.73%	-204.2%
2009	1.66%	-50.9%
2008	3.38%	-73.9%
2007	12.96%	-30.8%
2006	18.74%	-5.6%
2005	19.85%	-7.1%
2004	21.37%	-2.2%
2003	21.86%	+9.7%

Year	Value	Change
2002	19.92%	+54.9%
2001	12.86%	-1.2%
2000	13.01%	-14.8%
1999	15.27%	+53.2%
1998	9.97%	-29.6%
1997	14.16%	+4.4%
1996	13.56%	+13.6%
1995	11.94%	-7.3%
1994	12.88%	+2.9%
1993	12.52%	+8.7%
1992	11.52%	+562.1%
1991	1.74%	-68.2%
1990	5.47%	-40.2%
1989	9.15%	+2.6%
1988	8.92%	+31.6%
1987	6.78%	-21.7%
1986	8.66%	+1.9%
1985	8.50%	+17.1%
1984	7.26%	-1.4%
1983	7.36%	+3.5%
1982	7.11%	+25.4%
1981	5.67%	-11.5%
1980	6.41%	-

FAQ

What is the current annual net margin of BAC?: As of today, BAC annual net margin is 15.93%
What is 1-year change in BAC annual net margin?: BAC annual net margin is up +15.02% year-over-year
What is 3-year change in BAC annual net margin?: BAC annual net margin is down -33.12% over the past 3 years
How far is BAC annual net margin from its all-time high?: BAC annual net margin is currently -52.29% below its historical high of 33.39% set on December 31, 2021
How does BAC annual net margin rank versus sector peers?: BAC annual net margin is higher than 52.71% of companies in Financial Services sector
When is BAC next annual earnings release?: The next annual earnings release for BAC is on January 15, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

14.51%3.60%-19.88%

September 30, 2026

Summary

Current Value: As of today, BAC quarterly net margin is 14.51%, down -19.88% on September 30, 2026
Historical Performance: BAC quarterly net margin is down -15.93% year-over-year, down -15.69% over the past 3 years
All-Time High Comparison: BAC quarterly net margin is currently -63.95% below its historical high of 40.25% set on June 30, 2021
3-Year Low Comparison: BAC quarterly net margin is +106.11% above its 3-year low of 7.04% reached on December 31, 2023
Sector Comparison: BAC quarterly net margin is higher than 45.36% of companies in Financial Services sector

Performance

BAC Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	14.51%	-19.9%	-15.9%	-15.7%	-54.2%
Annual Net Margin	Dec 31, 25	15.93%	–	+15.0%	-33.1%	-15.5%
Price	Oct 23, 26	$50.56	-17.5%	-2.3%	+97.7%	+6.3%
PE Ratio	Oct 23, 26	12.06	-14.5%	-14.5%	+68.2%	-15.3%
Quarterly Revenue	Sep 30, 26	$47.77B	-4.7%	-2.6%	+5.4%	+96.9%
Quarterly Net Income	Sep 30, 26	$6.93B	-23.6%	-18.1%	-11.1%	-9.9%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	18.77%	-19.9%	-3.3%	+10.9%	-49.5%

Quarterly Net Margin Highs

BAC Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	18.11%	Jun 30, 26	-19.9%
3Y	18.11%	Jun 30, 26	-19.9%
5Y	31.71%	N/A	-54.2%
All	40.25%	Jun 30, 21	-64.0%

Quarterly Net Margin Lows

BAC Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	14.51%	Sep 30, 26	at low
3Y	7.04%	Dec 31, 23	+106.1%
5Y	7.04%	Dec 31, 23	+106.1%
All	-47.09%	Jun 30, 11	+130.8%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	14.51%	-19.9%
Jun 2026	18.11%	+2.1%
Mar 2026	17.73%	+10.3%
Dec 2025	16.08%	-6.8%
Sep 2025	17.26%	+20.3%
Jun 2025	14.35%	-4.8%
Mar 2025	15.08%	+8.6%
Dec 2024	13.88%	+4.1%
Sep 2024	13.33%	-3.8%
Jun 2024	13.85%	+2.5%
Mar 2024	13.51%	+91.9%
Dec 2023	7.04%	-59.1%
Sep 2023	17.21%	+2.0%
Jun 2023	16.87%	-13.0%
Mar 2023	19.40%	-2.5%
Dec 2022	19.89%	-16.5%
Sep 2022	23.82%	-0.2%
Jun 2022	23.86%	-15.2%
Mar 2022	28.14%	-1.5%
Dec 2021	28.58%	-9.9%
Sep 2021	31.71%	-21.2%
Jun 2021	40.25%	+22.3%
Mar 2021	32.91%	+34.6%
Dec 2020	24.45%	+21.0%
Sep 2020	20.21%	+41.7%
Jun 2020	14.26%	-2.1%
Mar 2020	14.56%	-38.8%
Dec 2019	23.78%	+17.6%
Sep 2019	20.22%	-19.4%
Jun 2019	25.08%	-2.7%
Mar 2019	25.77%	+2.0%
Dec 2018	25.27%	-4.3%
Sep 2018	26.40%	+4.4%
Jun 2018	25.28%	-0.5%
Mar 2018	25.41%	+165.8%
Dec 2017	9.56%	-55.7%
Sep 2017	21.57%	+11.7%
Jun 2017	19.31%	-9.3%
Mar 2017	21.30%	+2.9%
Dec 2016	20.69%	-0.1%
Sep 2016	20.71%	+13.3%
Jun 2016	18.28%	+51.8%
Mar 2016	12.04%	-16.7%
Dec 2015	14.45%	-26.4%
Sep 2015	19.62%	-4.9%
Jun 2015	20.63%	+55.6%
Mar 2015	13.26%	-8.2%
Dec 2014	14.44%	+1,588.7%
Sep 2014	-0.97%	-110.3%
Jun 2014	9.46%	+944.6%
Mar 2014	-1.12%	-107.8%
Dec 2013	14.41%	+34.5%
Sep 2013	10.71%	-32.7%
Jun 2013	15.92%	+177.8%
Mar 2013	5.73%	+67.1%
Dec 2012	3.43%	+148.6%
Sep 2012	1.38%	-85.5%
Jun 2012	9.52%	+296.7%
Mar 2012	2.40%	-69.5%
Dec 2011	7.87%	-59.3%
Sep 2011	19.32%	+141.0%
Jun 2011	-47.09%	-822.2%
Mar 2011	6.52%	+245.2%
Dec 2010	-4.49%	+80.1%
Sep 2010	-22.58%	-340.0%
Jun 2010	9.41%	+22.8%
Mar 2010	7.66%	+155.6%
Dec 2009	-13.77%	-326.3%
Sep 2009	-3.23%	-137.8%
Jun 2009	8.55%	-11.9%

Month	Value	Change
Mar 2009	9.70%	+278.6%
Dec 2008	-5.43%	-247.6%
Sep 2008	3.68%	-67.8%
Jun 2008	11.43%	+175.4%
Mar 2008	4.15%	+315.0%
Dec 2007	1.00%	-92.3%
Sep 2007	12.92%	-31.4%
Jun 2007	18.84%	+5.4%
Mar 2007	17.87%	-0.7%
Dec 2006	17.99%	-4.3%
Sep 2006	18.80%	-3.0%
Jun 2006	19.39%	+3.2%
Mar 2006	18.78%	+13.5%
Dec 2005	16.55%	-14.2%
Sep 2005	19.30%	-7.7%
Jun 2005	20.92%	-5.6%
Mar 2005	22.16%	+3.4%
Dec 2004	21.43%	-2.4%
Sep 2004	21.95%	-1.7%
Jun 2004	22.32%	+6.4%
Mar 2004	20.97%	-0.2%
Dec 2003	21.01%	-9.9%
Sep 2003	23.33%	+6.9%
Jun 2003	21.82%	+1.5%
Mar 2003	21.49%	+16.4%
Dec 2002	18.47%	-10.4%
Sep 2002	20.62%	+6.1%
Jun 2002	19.44%	-0.2%
Mar 2002	19.47%	-8.8%
Dec 2001	21.35%	+223.5%
Sep 2001	6.60%	-55.4%
Jun 2001	14.81%	+11.0%
Mar 2001	13.34%	+50.2%
Dec 2000	8.88%	-27.6%
Sep 2000	12.26%	-16.1%
Jun 2000	14.62%	-7.7%
Mar 2000	15.84%	+26.4%
Dec 1999	12.53%	-24.2%
Sep 1999	16.52%	+10.3%
Jun 1999	14.98%	-2.8%
Mar 1999	15.41%	+76.5%
Dec 1998	8.73%	+180.7%
Sep 1998	3.11%	-84.4%
Jun 1998	19.93%	+182.7%
Mar 1998	7.05%	-61.9%
Dec 1997	18.48%	-17.0%
Sep 1997	22.27%	-7.0%
Jun 1997	23.95%	+5.8%
Mar 1997	22.63%	+7.0%
Dec 1996	21.15%	-15.2%
Sep 1996	24.93%	+2.9%
Jun 1996	24.22%	+15.9%
Mar 1996	20.89%	-7.4%
Dec 1995	22.55%	-7.7%
Sep 1995	24.42%	+8.2%
Jun 1995	22.56%	+3.6%
Mar 1995	21.78%	+3.2%
Dec 1994	21.10%	-4.2%
Sep 1994	22.02%	-1.5%
Jun 1994	22.36%	+6.3%
Mar 1994	21.04%	+8.2%
Dec 1993	19.45%	-1.8%
Sep 1993	19.80%	+4.4%
Jun 1993	18.96%	-37.2%
Mar 1993	30.21%	+97.5%
Dec 1992	15.30%	-30.4%
Sep 1992	21.98%	+29.4%
Jun 1992	16.99%	-8.9%
Mar 1992	18.65%	-

FAQ

What is the current quarterly net margin of BAC?: As of today, BAC quarterly net margin is 14.51%
What is BAC quarterly net margin most recent change?: BAC quarterly net margin was down -19.88% on September 30, 2026
What is 1-year change in BAC quarterly net margin?: BAC quarterly net margin is down -15.93% year-over-year
How far is BAC quarterly net margin from its all-time high?: BAC quarterly net margin is currently -63.95% below its historical high of 40.25% set on June 30, 2021
How does BAC quarterly net margin rank versus sector peers?: BAC quarterly net margin is higher than 45.36% of companies in Financial Services sector
When is BAC next earnings release?: The next earnings release for BAC is on January 15, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

BAC Official Website www.bankofamerica.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/70858/000007085826000011/0000070858-26-000011-index.htm
BAC Profile on Yahoo Finance finance.yahoo.com/quote/BAC
BAC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bac