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Arrow Financial Corporation (AROW) Operating Margin

Annual Operating Margin:

16.75%-2.82%(-14.41%)
December 31, 2024

Summary

  • As of today, AROW annual operating profit margin is 16.75%, with the most recent change of -2.82% (-14.41%) on December 31, 2024.
  • During the last 3 years, AROW annual operating margin has fallen by -26.79% (-61.53%).
  • AROW annual operating margin is now -61.53% below its all-time high of 43.54%, reached on December 31, 2021.

Performance

AROW Operating Margin Chart

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Quarterly Operating Margin:

26.64%+3.16%(+13.46%)
September 30, 2025

Summary

  • As of today, AROW quarterly operating profit margin is 26.64%, with the most recent change of +3.16% (+13.46%) on September 30, 2025.
  • Over the past year, AROW quarterly operating margin has increased by +6.60% (+32.93%).
  • AROW quarterly operating margin is now -42.20% below its all-time high of 46.09%, reached on March 31, 2021.

Performance

AROW Quarterly Operating Margin Chart

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Operating Margin Formula

Operating Profit Margin =  Operating Profit
Revenue
✕ 100%

AROW Operating Margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year-14.4%+32.9%
3Y3 Years-61.5%-28.1%
5Y5 Years-50.8%-30.7%

AROW Operating Margin Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-61.5%at low-28.1%+181.3%
5Y5-Year-61.5%at low-42.2%+181.3%
All-TimeAll-Time-61.5%+136.5%-42.2%+181.3%

AROW Operating Margin History

DateAnnualQuarterly
Sep 2025
-
26.64%(+13.5%)
Jun 2025
-
23.48%(+68.1%)
Mar 2025
-
13.97%(+47.5%)
Dec 2024
16.75%(-14.4%)
9.47%(-52.7%)
Sep 2024
-
20.04%(+2.5%)
Jun 2024
-
19.55%(+10.1%)
Mar 2024
-
17.76%(-1.9%)
Dec 2023
19.57%(-50.1%)
18.11%(-5.1%)
Sep 2023
-
19.08%(+17.1%)
Jun 2023
-
16.30%(-36.1%)
Mar 2023
-
25.52%(-29.3%)
Dec 2022
39.19%(-10.0%)
36.09%(-2.5%)
Sep 2022
-
37.03%(-8.6%)
Jun 2022
-
40.51%(-7.6%)
Mar 2022
-
43.85%(+18.3%)
Dec 2021
43.54%(+21.3%)
37.06%(-17.3%)
Sep 2021
-
44.83%(-2.1%)
Jun 2021
-
45.81%(-0.6%)
Mar 2021
-
46.09%(+7.1%)
Dec 2020
35.88%(+5.4%)
43.04%(+11.9%)
Sep 2020
-
38.45%(+15.4%)
Jun 2020
-
33.33%(+17.7%)
Mar 2020
-
28.32%(-18.2%)
Dec 2019
34.03%(-5.8%)
34.60%(-2.8%)
Sep 2019
-
35.59%(+8.0%)
Jun 2019
-
32.94%(+0.2%)
Mar 2019
-
32.88%(-1.3%)
Dec 2018
36.11%(+1.7%)
33.32%(-9.6%)
Sep 2018
-
36.85%(-3.7%)
Jun 2018
-
38.26%(+5.9%)
Mar 2018
-
36.13%(+5.8%)
Dec 2017
35.49%(-1.5%)
34.15%(-6.0%)
Sep 2017
-
36.34%(-0.5%)
Jun 2017
-
36.54%(+4.6%)
Mar 2017
-
34.93%(-0.3%)
Dec 2016
36.04%(+1.0%)
35.05%(-1.9%)
Sep 2016
-
35.72%(-1.6%)
Jun 2016
-
36.30%(-2.2%)
Mar 2016
-
37.12%(+1.0%)
Dec 2015
35.68%(+1.3%)
36.75%(+10.2%)
Sep 2015
-
33.35%(-9.5%)
Jun 2015
-
36.84%(+3.0%)
Mar 2015
-
35.77%(-6.3%)
Dec 2014
35.23%(+5.2%)
38.19%(+5.3%)
Sep 2014
-
36.26%(+8.6%)
Jun 2014
-
33.39%(+1.3%)
Mar 2014
-
32.97%(-6.6%)
Dec 2013
33.49%(+1.5%)
35.30%(+1.5%)
Sep 2013
-
34.77%(+9.2%)
Jun 2013
-
31.83%(-0.6%)
Mar 2013
-
32.02%(-3.5%)
Dec 2012
33.00%(+7.1%)
33.18%(-3.9%)
Sep 2012
-
34.53%(+2.9%)
Jun 2012
-
33.57%(+9.1%)
Mar 2012
-
30.78%(-3.0%)
Dec 2011
30.81%(+1.3%)
31.73%(+10.0%)
Sep 2011
-
28.85%(-12.1%)
Jun 2011
-
32.84%(+9.7%)
Mar 2011
-
29.93%(+57.0%)
Dec 2010
30.41%
19.06%(-37.3%)
Sep 2010
-
30.39%(-2.3%)
DateAnnualQuarterly
Jun 2010
-
31.10%(+2.2%)
Mar 2010
-
30.44%(+9.6%)
Dec 2009
27.91%(-0.5%)
27.77%(-3.1%)
Sep 2009
-
28.67%(+15.3%)
Jun 2009
-
24.87%(-10.0%)
Mar 2009
-
27.62%(-0.6%)
Dec 2008
28.05%(+16.6%)
27.78%(-11.2%)
Sep 2008
-
31.30%(+4.3%)
Jun 2008
-
30.00%(+24.1%)
Mar 2008
-
24.17%(+28.2%)
Dec 2007
24.05%(-2.8%)
18.85%(-23.2%)
Sep 2007
-
24.53%(+5.8%)
Jun 2007
-
23.19%(-0.0%)
Mar 2007
-
23.20%(-3.0%)
Dec 2006
24.74%(-19.4%)
23.91%(-5.5%)
Sep 2006
-
25.29%(-0.5%)
Jun 2006
-
25.42%(+1.4%)
Mar 2006
-
25.07%(-14.1%)
Dec 2005
30.71%(-11.8%)
29.18%(-6.7%)
Sep 2005
-
31.28%(+1.3%)
Jun 2005
-
30.87%(-2.5%)
Mar 2005
-
31.65%(-9.8%)
Dec 2004
34.83%(+5.1%)
35.07%(-2.1%)
Sep 2004
-
35.82%(+6.1%)
Jun 2004
-
33.76%(-2.6%)
Mar 2004
-
34.67%(+3.5%)
Dec 2003
33.13%(+3.5%)
33.50%(+4.2%)
Sep 2003
-
32.15%(-3.5%)
Jun 2003
-
33.32%(-0.6%)
Mar 2003
-
33.51%(-9.8%)
Dec 2002
32.00%(+24.4%)
37.15%(+14.3%)
Sep 2002
-
32.49%(+4.0%)
Jun 2002
-
31.25%(+4.4%)
Mar 2002
-
29.93%(+9.4%)
Dec 2001
25.73%(+17.8%)
27.37%(-0.0%)
Sep 2001
-
27.38%(+10.5%)
Jun 2001
-
24.78%(+18.3%)
Mar 2001
-
20.94%(-6.4%)
Dec 2000
21.85%(-9.8%)
22.38%(-6.1%)
Sep 2000
-
23.83%(+8.0%)
Jun 2000
-
22.07%(-2.3%)
Mar 2000
-
22.58%(-2.0%)
Dec 1999
24.22%(-0.2%)
23.03%(-10.7%)
Sep 1999
-
25.79%(+8.7%)
Jun 1999
-
23.72%(-2.4%)
Mar 1999
-
24.31%(+1.8%)
Dec 1998
24.28%(-5.2%)
23.87%(+2.4%)
Sep 1998
-
23.30%(-4.4%)
Jun 1998
-
24.37%(-5.0%)
Mar 1998
-
25.65%
Dec 1997
25.62%(+2.9%)
-
Dec 1996
24.91%(+21.4%)
-
Dec 1995
20.52%(+0.6%)
-
Dec 1994
20.39%(+45.2%)
-
Dec 1993
14.04%(+121.1%)
-
Dec 1992
6.35%(+113.8%)
-
Dec 1991
-45.87%(-548.4%)
-
Dec 1990
10.23%(-37.4%)
-
Dec 1989
16.33%(-31.1%)
-
Dec 1988
23.70%(+29.4%)
-
Dec 1987
18.31%
-

FAQ

  • What is Arrow Financial Corporation annual operating profit margin?
  • What is the all-time high annual operating margin for Arrow Financial Corporation?
  • What is Arrow Financial Corporation annual operating margin year-on-year change?
  • What is Arrow Financial Corporation quarterly operating profit margin?
  • What is the all-time high quarterly operating margin for Arrow Financial Corporation?
  • What is Arrow Financial Corporation quarterly operating margin year-on-year change?

What is Arrow Financial Corporation annual operating profit margin?

The current annual operating margin of AROW is 16.75%

What is the all-time high annual operating margin for Arrow Financial Corporation?

Arrow Financial Corporation all-time high annual operating profit margin is 43.54%

What is Arrow Financial Corporation annual operating margin year-on-year change?

Over the past year, AROW annual operating profit margin has changed by -2.82% (-14.41%)

What is Arrow Financial Corporation quarterly operating profit margin?

The current quarterly operating margin of AROW is 26.64%

What is the all-time high quarterly operating margin for Arrow Financial Corporation?

Arrow Financial Corporation all-time high quarterly operating profit margin is 46.09%

What is Arrow Financial Corporation quarterly operating margin year-on-year change?

Over the past year, AROW quarterly operating profit margin has changed by +6.60% (+32.93%)
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