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Arrow Financial Corporation (AROW) Net Margin

Annual Net Margin:

13.32%-2.37%(-15.11%)
December 31, 2024

Summary

  • As of today, AROW annual net profit margin is 13.32%, with the most recent change of -2.37% (-15.11%) on December 31, 2024.
  • During the last 3 years, AROW annual net margin has fallen by -20.39% (-60.49%).
  • AROW annual net margin is now -60.49% below its all-time high of 33.71%, reached on December 31, 2021.

Performance

AROW Net Margin Chart

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Range

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Quarterly Net Margin:

20.58%+2.32%(+12.71%)
September 30, 2025

Summary

  • As of today, AROW quarterly net profit margin is 20.58%, with the most recent change of +2.32% (+12.71%) on September 30, 2025.
  • Over the past year, AROW quarterly net margin has increased by +4.99% (+32.01%).
  • AROW quarterly net margin is now -51.71% below its all-time high of 42.62%, reached on September 30, 1996.

Performance

AROW Quarterly Net Margin Chart

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Net Margin Formula

Net Margin =  Net Income
Revenue
✕ 100%

AROW Net Margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year-15.1%+32.0%
3Y3 Years-60.5%-28.9%
5Y5 Years-50.8%-32.9%

AROW Net Margin Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-60.5%at low-28.9%+153.8%
5Y5-Year-60.5%at low-43.7%+153.8%
All-TimeAll-Time-60.5%+133.3%-51.7%+105.0%

AROW Net Margin History

DateAnnualQuarterly
Sep 2025
-
20.58%(+12.7%)
Jun 2025
-
18.26%(+68.5%)
Mar 2025
-
10.84%(+33.7%)
Dec 2024
13.32%(-15.1%)
8.11%(-48.0%)
Sep 2024
-
15.59%(+1.2%)
Jun 2024
-
15.41%(+9.7%)
Mar 2024
-
14.05%(-5.8%)
Dec 2023
15.69%(-48.4%)
14.91%(-3.4%)
Sep 2023
-
15.43%(+19.7%)
Jun 2023
-
12.89%(-35.6%)
Mar 2023
-
20.01%(-28.7%)
Dec 2022
30.40%(-9.8%)
28.06%(-3.0%)
Sep 2022
-
28.94%(-7.3%)
Jun 2022
-
31.23%(-7.8%)
Mar 2022
-
33.89%(+18.2%)
Dec 2021
33.71%(+19.4%)
28.68%(-17.2%)
Sep 2021
-
34.64%(-0.4%)
Jun 2021
-
34.79%(-4.9%)
Mar 2021
-
36.58%(+9.7%)
Dec 2020
28.24%(+4.2%)
33.34%(+8.6%)
Sep 2020
-
30.69%(+17.8%)
Jun 2020
-
26.05%(+15.1%)
Mar 2020
-
22.63%(-17.6%)
Dec 2019
27.09%(-6.3%)
27.48%(-2.7%)
Sep 2019
-
28.24%(+7.9%)
Jun 2019
-
26.18%(-0.8%)
Mar 2019
-
26.39%(-1.2%)
Dec 2018
28.92%(+10.8%)
26.70%(-8.2%)
Sep 2018
-
29.08%(-5.9%)
Jun 2018
-
30.89%(+6.1%)
Mar 2018
-
29.11%(+4.2%)
Dec 2017
26.11%(+3.1%)
27.94%(+8.3%)
Sep 2017
-
25.80%(+0.2%)
Jun 2017
-
25.76%(+3.7%)
Mar 2017
-
24.84%(-0.6%)
Dec 2016
25.33%(+1.5%)
24.98%(-2.2%)
Sep 2016
-
25.53%(+1.5%)
Jun 2016
-
25.15%(-2.1%)
Mar 2016
-
25.68%(-1.5%)
Dec 2015
24.95%(+1.7%)
26.07%(+9.7%)
Sep 2015
-
23.76%(-6.3%)
Jun 2015
-
25.37%(+3.3%)
Mar 2015
-
24.55%(-6.7%)
Dec 2014
24.54%(+3.8%)
26.32%(+3.3%)
Sep 2014
-
25.49%(+9.4%)
Jun 2014
-
23.29%(+1.3%)
Mar 2014
-
22.98%(-7.3%)
Dec 2013
23.64%(+2.8%)
24.79%(+0.6%)
Sep 2013
-
24.65%(+8.3%)
Jun 2013
-
22.76%(+1.8%)
Mar 2013
-
22.36%(-4.8%)
Dec 2012
22.99%(+7.7%)
23.48%(-2.0%)
Sep 2012
-
23.95%(+4.2%)
Jun 2012
-
22.98%(+6.4%)
Mar 2012
-
21.59%(-2.4%)
Dec 2011
21.35%(+1.5%)
22.13%(+10.7%)
Sep 2011
-
19.99%(-11.9%)
Jun 2011
-
22.68%(+9.6%)
Mar 2011
-
20.70%(+1.3%)
Dec 2010
21.04%(+0.3%)
20.44%(-3.6%)
Sep 2010
-
21.20%(-0.9%)
Jun 2010
-
21.40%(+1.4%)
Mar 2010
-
21.10%(+8.7%)
Dec 2009
20.98%(+9.3%)
19.42%(-1.6%)
Sep 2009
-
19.74%(+2.6%)
Jun 2009
-
19.24%(-25.7%)
Mar 2009
-
25.91%(+41.0%)
Dec 2008
19.19%
18.38%(-1.3%)
DateAnnualQuarterly
Sep 2008
-
18.62%(-9.9%)
Jun 2008
-
20.67%(+8.2%)
Mar 2008
-
19.11%(+37.4%)
Dec 2007
16.85%(-4.1%)
13.91%(-19.8%)
Sep 2007
-
17.34%(+5.3%)
Jun 2007
-
16.46%(-1.1%)
Mar 2007
-
16.64%(-3.9%)
Dec 2006
17.57%(-17.9%)
17.32%(-0.5%)
Sep 2006
-
17.41%(-2.1%)
Jun 2006
-
17.78%(+1.0%)
Mar 2006
-
17.60%(-14.1%)
Dec 2005
21.41%(-10.3%)
20.50%(-5.2%)
Sep 2005
-
21.63%(+0.1%)
Jun 2005
-
21.61%(-1.6%)
Mar 2005
-
21.97%(-8.5%)
Dec 2004
23.86%(+4.8%)
24.00%(-1.9%)
Sep 2004
-
24.47%(+5.2%)
Jun 2004
-
23.26%(-1.9%)
Mar 2004
-
23.70%(+2.1%)
Dec 2003
22.77%(+4.2%)
23.22%(+3.5%)
Sep 2003
-
22.43%(-1.1%)
Jun 2003
-
22.68%(-0.3%)
Mar 2003
-
22.75%(-9.9%)
Dec 2002
21.85%(+22.8%)
25.24%(+12.7%)
Sep 2002
-
22.39%(+5.0%)
Jun 2002
-
21.32%(+3.7%)
Mar 2002
-
20.56%(+3.6%)
Dec 2001
17.80%(+10.6%)
19.84%(+7.4%)
Sep 2001
-
18.47%(+8.1%)
Jun 2001
-
17.09%(+8.2%)
Mar 2001
-
15.79%(-1.7%)
Dec 2000
16.10%(-4.7%)
16.07%(-1.2%)
Sep 2000
-
16.27%(+4.4%)
Jun 2000
-
15.59%(-1.3%)
Mar 2000
-
15.79%(-4.9%)
Dec 1999
16.89%(+1.9%)
16.60%(-4.6%)
Sep 1999
-
17.40%(+4.8%)
Jun 1999
-
16.60%(-2.1%)
Mar 1999
-
16.96%(-2.4%)
Dec 1998
16.58%(-4.9%)
17.37%(+7.6%)
Sep 1998
-
16.14%(+0.9%)
Jun 1998
-
16.00%(-4.9%)
Mar 1998
-
16.82%(-38.1%)
Dec 1997
17.44%(-45.6%)
-
Jun 1997
-
27.17%(-15.7%)
Mar 1997
-
32.22%(+18.6%)
Dec 1996
32.03%(+81.1%)
27.17%(-36.3%)
Sep 1996
-
42.62%(+75.4%)
Jun 1996
-
24.30%(-40.1%)
Mar 1996
-
40.54%(+80.9%)
Dec 1995
17.69%(-4.6%)
22.41%(+2.2%)
Sep 1995
-
21.93%(-27.5%)
Jun 1995
-
30.25%(+13.4%)
Dec 1994
18.54%(+38.3%)
-
Jun 1994
-
26.67%(+6.7%)
Mar 1994
-
25.00%(+15.2%)
Dec 1993
13.41%(+208.3%)
21.70%(+8.5%)
Sep 1993
-
20.00%(+9.5%)
Jun 1993
-
18.27%(-45.7%)
Mar 1993
-
33.66%(+228.4%)
Dec 1992
4.35%(+110.9%)
-
Dec 1991
-40.04%(-623.4%)
-26.21%(-298.4%)
Sep 1991
-
13.21%(+103.2%)
Jun 1991
-
-415.38%(>-9900.0%)
Mar 1991
-
1.82%
Dec 1990
7.65%(-33.5%)
-
Dec 1989
11.51%(-8.9%)
-
Dec 1988
12.64%(-3.6%)
-
Dec 1987
13.11%
-

FAQ

  • What is Arrow Financial Corporation annual net profit margin?
  • What is the all-time high annual net margin for Arrow Financial Corporation?
  • What is Arrow Financial Corporation annual net margin year-on-year change?
  • What is Arrow Financial Corporation quarterly net profit margin?
  • What is the all-time high quarterly net margin for Arrow Financial Corporation?
  • What is Arrow Financial Corporation quarterly net margin year-on-year change?

What is Arrow Financial Corporation annual net profit margin?

The current annual net margin of AROW is 13.32%

What is the all-time high annual net margin for Arrow Financial Corporation?

Arrow Financial Corporation all-time high annual net profit margin is 33.71%

What is Arrow Financial Corporation annual net margin year-on-year change?

Over the past year, AROW annual net profit margin has changed by -2.37% (-15.11%)

What is Arrow Financial Corporation quarterly net profit margin?

The current quarterly net margin of AROW is 20.58%

What is the all-time high quarterly net margin for Arrow Financial Corporation?

Arrow Financial Corporation all-time high quarterly net profit margin is 42.62%

What is Arrow Financial Corporation quarterly net margin year-on-year change?

Over the past year, AROW quarterly net profit margin has changed by +4.99% (+32.01%)
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