What is the current annual net margin of AFG?

As of today, AFG annual net margin is 10.30%

What is 1-year change in AFG annual net margin?

AFG annual net margin is down -3.92% year-over-year

What is 3-year change in AFG annual net margin?

AFG annual net margin is down -22.32% over the past 3 years

How far is AFG annual net margin from its all-time high?

AFG annual net margin is currently -40.67% below its historical high of 17.36% set on December 31, 2021

How does AFG annual net margin rank versus sector peers?

AFG annual net margin is higher than 35.01% of companies in Financial Services sector

When is AFG next annual earnings release?

The next annual earnings release for AFG is on February 2, 2027

What is the current quarterly net margin of AFG?

As of today, AFG quarterly net margin is 10.92%

What is AFG quarterly net margin most recent change?

AFG quarterly net margin was down -12.29% on September 30, 2026

What is 1-year change in AFG quarterly net margin?

AFG quarterly net margin is up +16.92% year-over-year

How far is AFG quarterly net margin from its all-time high?

AFG quarterly net margin is currently -61.17% below its historical high of 28.12% set on December 31, 1992

How does AFG quarterly net margin rank versus sector peers?

AFG quarterly net margin is higher than 34.27% of companies in Financial Services sector

When is AFG next earnings release?

The next earnings release for AFG is on February 2, 2027

AFG Net Margin History & Chart Since 1980

Annual Net Margin

10.30%0.42%-3.92%

December 31, 2025

Summary

Current Value: As of today, AFG annual net margin is 10.30%, down -3.92% on December 31, 2025
Historical Performance: AFG annual net margin is down -22.32% over the past 3 years, up +85.25% over the past 5 years
All-Time High Comparison: AFG annual net margin is currently -40.67% below its historical high of 17.36% set on December 31, 2021
3-Year Low Comparison: AFG annual net margin is at its 3-year low
Sector Comparison: AFG annual net margin is higher than 35.01% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

AFG Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	10.30%	-3.9%	-22.3%	+85.3%	+9.8%
Quarterly Net Margin	Sep 30, 26	10.92%	+16.9%	+32.7%	-17.0%	+35.0%
Price	Nov 6, 26	$154.55	+9.3%	+40.0%	+8.1%	+331.6%
PE Ratio	Nov 6, 26	12.60	-15.0%	+15.9%	+138.6%	+22.3%
Annual Revenue	Dec 31, 25	$8.12B	-1.9%	+19.8%	+43.7%	+80.0%
Annual Net Income	Dec 31, 25	$842.00M	-5.1%	-6.2%	+168.2%	+99.0%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	14.11%	+1.2%	+1.6%	+161.3%	-18.4%

Net Margin Highs

AFG Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	13.26%	N/A	-22.3%
5Y	17.36%	Dec 31, 21	-40.7%
All	17.36%	Dec 31, 21	-40.7%

Net Margin Lows

AFG Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	10.30%	Dec 31, 25	at low
5Y	5.56%	N/A	+85.3%
All	-0.30%	Dec 31, 00	+3533.3%

Net Margin History

Year	Value	Change
2025	10.30%	-3.9%
2024	10.72%	-2.7%
2023	11.02%	-16.9%
2022	13.26%	-23.6%
2021	17.36%	+212.2%
2020	5.56%	-48.3%
2019	10.75%	+45.3%
2018	7.40%	+5.6%
2017	7.01%	-32.3%
2016	10.35%	+75.7%
2015	5.89%	-17.4%
2014	7.13%	-19.8%
2013	8.89%	+6.1%
2012	8.38%	+24.9%
2011	6.71%	-28.5%
2010	9.38%	-20.0%
2009	11.73%	+178.0%
2008	4.22%	-54.0%
2007	9.17%	-14.7%
2006	10.75%	+81.0%
2005	5.94%	-44.9%
2004	10.79%	+6.5%
2003	10.13%	+152.0%

Year	Value	Change
2002	4.02%	+436.0%
2001	0.75%	+350.0%
2000	-0.30%	-105.4%
1999	5.58%	+20.0%
1998	4.65%	-27.1%
1997	6.38%	-19.1%
1996	7.89%	+49.7%
1995	5.27%	>+9,900.0%
1994	0.05%	-99.7%
1993	15.13%	+337.3%
1992	3.46%	-8.9%
1991	3.80%	-16.3%
1990	4.54%	-55.0%
1989	10.09%	+66.0%
1988	6.08%	+148.2%
1987	2.45%	-62.1%
1986	6.46%	+44.8%
1985	4.46%	-33.7%
1984	6.73%	+762.8%
1983	0.78%	-81.2%
1982	4.15%	-17.7%
1981	5.04%	+8.4%
1980	4.65%	-

FAQ

What is the current annual net margin of AFG?: As of today, AFG annual net margin is 10.30%
What is 1-year change in AFG annual net margin?: AFG annual net margin is down -3.92% year-over-year
What is 3-year change in AFG annual net margin?: AFG annual net margin is down -22.32% over the past 3 years
How far is AFG annual net margin from its all-time high?: AFG annual net margin is currently -40.67% below its historical high of 17.36% set on December 31, 2021
How does AFG annual net margin rank versus sector peers?: AFG annual net margin is higher than 35.01% of companies in Financial Services sector
When is AFG next annual earnings release?: The next annual earnings release for AFG is on February 2, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

10.92%1.53%-12.29%

September 30, 2026

Summary

Current Value: As of today, AFG quarterly net margin is 10.92%, down -12.29% on September 30, 2026
Historical Performance: AFG quarterly net margin is up +16.92% year-over-year, up +32.69% over the past 3 years
All-Time High Comparison: AFG quarterly net margin is currently -61.17% below its historical high of 28.12% set on December 31, 1992
3-Year Low Comparison: AFG quarterly net margin is +42.37% above its 3-year low of 7.67% reached on September 30, 2024
Sector Comparison: AFG quarterly net margin is higher than 34.27% of companies in Financial Services sector

Performance

AFG Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	10.92%	-12.3%	+16.9%	+32.7%	-17.0%
Annual Net Margin	Dec 31, 25	10.30%	–	-3.9%	-22.3%	+85.3%
Price	Nov 6, 26	$154.55	+5.3%	+9.3%	+40.0%	+8.1%
PE Ratio	Nov 6, 26	12.60	-1.7%	-15.0%	+15.9%	+138.6%
Quarterly Revenue	Sep 30, 26	$2.54B	+27.4%	+10.2%	+18.0%	+52.5%
Quarterly Net Income	Sep 30, 26	$282.00M	+13.7%	+31.2%	+59.3%	+28.8%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	13.28%	-12.4%	+18.0%	+27.0%	+9.9%

Quarterly Net Margin Highs

AFG Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	14.65%	Dec 31, 25	-25.5%
3Y	14.65%	Dec 31, 25	-25.5%
5Y	21.40%	Dec 31, 21	-49.0%
All	28.12%	Dec 31, 92	-61.2%

Quarterly Net Margin Lows

AFG Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	9.34%	N/A	+16.9%
3Y	7.67%	Sep 30, 24	+42.4%
5Y	7.67%	Sep 30, 24	+42.4%
All	-15.62%	Mar 31, 94	+169.9%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	10.92%	-12.3%
Jun 2026	12.45%	+18.5%
Mar 2026	10.51%	-28.3%
Dec 2025	14.65%	+56.9%
Sep 2025	9.34%	+3.5%
Jun 2025	9.02%	+7.9%
Mar 2025	8.36%	-29.9%
Dec 2024	11.93%	+55.5%
Sep 2024	7.67%	-30.8%
Jun 2024	11.08%	-13.9%
Mar 2024	12.87%	+2.1%
Dec 2023	12.61%	+53.2%
Sep 2023	8.23%	-25.5%
Jun 2023	11.04%	-12.4%
Mar 2023	12.60%	-12.9%
Dec 2022	14.47%	+70.8%
Sep 2022	8.47%	-25.8%
Jun 2022	11.41%	-42.7%
Mar 2022	19.93%	-6.9%
Dec 2021	21.40%	+62.6%
Sep 2021	13.16%	-20.1%
Jun 2021	16.48%	-11.7%
Mar 2021	18.66%	+12.8%
Dec 2020	16.54%	+191.2%
Sep 2020	5.68%	-20.0%
Jun 2020	7.10%	+150.9%
Mar 2020	-13.95%	-252.3%
Dec 2019	9.16%	+33.1%
Sep 2019	6.88%	-36.9%
Jun 2019	10.91%	-33.0%
Mar 2019	16.28%	+871.6%
Dec 2018	-2.11%	-120.4%
Sep 2018	10.32%	-11.1%
Jun 2018	11.61%	+29.6%
Mar 2018	8.96%	-3.1%
Dec 2017	9.25%	+1,416.4%
Sep 2017	0.61%	-93.2%
Jun 2017	8.92%	-9.9%
Mar 2017	9.90%	-56.0%
Dec 2016	22.51%	+236.5%
Sep 2016	6.69%	+67.3%
Jun 2016	4.00%	-43.7%
Mar 2016	7.10%	-11.0%
Dec 2015	7.98%	+101.0%
Sep 2015	3.97%	-59.1%
Jun 2015	9.70%	+464.0%
Mar 2015	1.72%	-79.0%
Dec 2014	8.19%	+42.2%
Sep 2014	5.76%	-3.8%
Jun 2014	5.99%	-32.5%
Mar 2014	8.88%	-26.5%
Dec 2013	12.08%	+77.9%
Sep 2013	6.79%	+0.4%
Jun 2013	6.76%	-31.3%
Mar 2013	9.84%	+522.8%
Dec 2012	1.58%	-89.7%
Sep 2012	15.27%	+104.4%
Jun 2012	7.47%	-7.8%
Mar 2012	8.10%	-18.2%
Dec 2011	9.90%	+22.4%
Sep 2011	8.09%	+195.3%
Jun 2011	2.74%	-47.1%
Mar 2011	5.18%	-45.5%
Dec 2010	9.50%	-3.7%
Sep 2010	9.87%	+3.8%
Jun 2010	9.51%	+11.8%
Mar 2010	8.51%	-28.1%
Dec 2009	11.83%	+7.9%
Sep 2009	10.96%	+4.2%
Jun 2009	10.52%	+27.8%
Mar 2009	8.23%	+142.8%
Dec 2008	3.39%	+135.4%
Sep 2008	1.44%	-75.0%
Jun 2008	5.77%	-27.9%
Mar 2008	8.00%	-7.3%
Dec 2007	8.63%	-14.5%
Sep 2007	10.09%	+46.0%
Jun 2007	6.91%	-38.9%
Mar 2007	11.31%	-12.7%
Dec 2006	12.96%	+47.9%
Sep 2006	8.76%	-16.3%
Jun 2006	10.46%	-4.2%
Mar 2006	10.92%	+16.3%
Dec 2005	9.39%	+636.6%
Sep 2005	-1.75%	-119.2%
Jun 2005	9.11%	+20.2%

Month	Value	Change
Mar 2005	7.58%	-28.7%
Dec 2004	10.63%	-31.1%
Sep 2004	15.42%	+113.3%
Jun 2004	7.23%	-21.4%
Mar 2004	9.20%	-66.5%
Dec 2003	27.45%	+330.9%
Sep 2003	6.37%	+25.9%
Jun 2003	5.06%	+41.3%
Mar 2003	3.58%	-33.9%
Dec 2002	5.42%	+55.7%
Sep 2002	3.48%	+74.9%
Jun 2002	1.99%	-61.2%
Mar 2002	5.13%	+26.0%
Dec 2001	4.07%	+188.5%
Sep 2001	-4.60%	-412.9%
Jun 2001	1.47%	-38.0%
Mar 2001	2.37%	+130.8%
Dec 2000	-7.69%	-586.6%
Sep 2000	-1.12%	-202.8%
Jun 2000	1.09%	-78.6%
Mar 2000	5.09%	+179.7%
Dec 1999	1.82%	-47.7%
Sep 1999	3.48%	-49.3%
Jun 1999	6.86%	-24.6%
Mar 1999	9.10%	+391.7%
Dec 1998	-3.12%	-143.8%
Sep 1998	7.12%	+35.6%
Jun 1998	5.25%	-35.6%
Mar 1998	8.15%	+109.0%
Dec 1997	3.90%	+51.2%
Sep 1997	2.58%	-58.3%
Jun 1997	6.19%	-7.3%
Mar 1997	6.68%	+3,281.0%
Dec 1996	-0.21%	-102.2%
Sep 1996	9.73%	+107.5%
Jun 1996	4.69%	-34.3%
Mar 1996	7.14%	+2.0%
Dec 1995	7.00%	+32.3%
Sep 1995	5.29%	+58.9%
Jun 1995	3.33%	-11.4%
Mar 1995	3.76%	+16.8%
Dec 1994	3.22%	-41.2%
Sep 1994	5.48%	+69.7%
Jun 1994	3.23%	+120.7%
Mar 1994	-15.62%	-304.2%
Dec 1993	7.65%	-59.6%
Sep 1993	18.95%	+7.8%
Jun 1993	17.58%	+91.9%
Mar 1993	9.16%	-67.4%
Dec 1992	28.12%	+825.0%
Sep 1992	3.04%	+26.7%
Jun 1992	2.40%	+73.9%
Mar 1992	1.38%	-92.8%
Dec 1991	19.14%	+527.5%
Sep 1991	3.05%	+4.1%
Jun 1991	2.93%	-15.8%
Mar 1991	3.48%	-4.1%
Dec 1990	3.63%	-23.6%
Sep 1990	4.75%	+0.8%
Jun 1990	4.71%	-8.4%
Mar 1990	5.14%	-4.8%
Dec 1989	5.40%	-13.3%
Sep 1989	6.23%	+2.8%
Jun 1989	6.06%	-77.6%
Mar 1989	27.02%	+555.8%
Dec 1988	4.12%	-60.8%
Sep 1988	10.51%	+67.9%
Jun 1988	6.26%	-5.9%
Mar 1988	6.65%	+416.7%
Dec 1987	-2.10%	-137.8%
Sep 1987	5.55%	+49.2%
Jun 1987	3.72%	+12.7%
Mar 1987	3.30%	-74.3%
Dec 1986	12.82%	+349.8%
Sep 1986	2.85%	-51.5%
Jun 1986	5.88%	+45.5%
Mar 1986	4.04%	-1.0%
Dec 1985	4.08%	+88.0%
Sep 1985	2.17%	-49.8%
Jun 1985	4.32%	-34.6%
Mar 1985	6.61%	+20.4%
Dec 1984	5.49%	-5.2%
Sep 1984	5.79%	-39.4%
Jun 1984	9.56%	+64.0%
Mar 1984	5.83%	-

FAQ

What is the current quarterly net margin of AFG?: As of today, AFG quarterly net margin is 10.92%
What is AFG quarterly net margin most recent change?: AFG quarterly net margin was down -12.29% on September 30, 2026
What is 1-year change in AFG quarterly net margin?: AFG quarterly net margin is up +16.92% year-over-year
How far is AFG quarterly net margin from its all-time high?: AFG quarterly net margin is currently -61.17% below its historical high of 28.12% set on December 31, 1992
How does AFG quarterly net margin rank versus sector peers?: AFG quarterly net margin is higher than 34.27% of companies in Financial Services sector
When is AFG next earnings release?: The next earnings release for AFG is on February 2, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

AFG Official Website www.afginc.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1042046/000119312526036749/0001193125-26-036749-index.htm
AFG Profile on Yahoo Finance finance.yahoo.com/quote/AFG
AFG Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/afg