What is the current annual operating margin of ZION?

As of today, ZION annual operating margin is 23.77%

What is 1-year change in ZION annual operating margin?

ZION annual operating margin is up +17.32% year-over-year

What is 3-year change in ZION annual operating margin?

ZION annual operating margin is down -31.50% over the past 3 years

How far is ZION annual operating margin from its all-time high?

ZION annual operating margin is currently -51.41% below its historical high of 48.92% set on December 31, 2021

How does ZION annual operating margin rank versus sector peers?

ZION annual operating margin is higher than 61.17% of companies in Financial Services sector

When is ZION next annual earnings release?

As of today, the next annual earnings release for ZION has not been scheduled

What is the current quarterly operating margin of ZION?

As of today, ZION quarterly operating margin is 39.45%

What is ZION quarterly operating margin most recent change?

ZION quarterly operating margin was up +58.75% on June 30, 2026

What is 1-year change in ZION quarterly operating margin?

ZION quarterly operating margin is up +56.92% year-over-year

How far is ZION quarterly operating margin from its all-time high?

ZION quarterly operating margin is currently -32.37% below its historical high of 58.33% set on June 30, 2021

How does ZION quarterly operating margin rank versus sector peers?

ZION quarterly operating margin is higher than 84.17% of companies in Financial Services sector

When is ZION next earnings release?

The next earnings release for ZION is on October 19, 2026

ZION Operating Margin History & Chart Since 1980

Annual Operating Margin

23.77%3.51%+17.32%

December 31, 2025

Summary

Current Value: As of today, ZION annual operating margin is 23.77%, up +17.32% on December 31, 2025
Historical Performance: ZION annual operating margin is down -31.50% over the past 3 years, up +4.25% over the past 5 years
All-Time High Comparison: ZION annual operating margin is currently -51.41% below its historical high of 48.92% set on December 31, 2021
3-Year Low Comparison: ZION annual operating margin is +24.19% above its 3-year low of 19.14% reached on December 31, 2023
Sector Comparison: ZION annual operating margin is higher than 61.17% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

ZION Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	23.77%	+17.3%	-31.5%	+4.3%	+303.7%
Quarterly Operating Margin	Jun 30, 26	39.45%	+56.9%	+103.3%	-32.4%	+105.5%
Price	Aug 11, 26	$71.12	+37.3%	+85.7%	+27.1%	+316.9%
PE Ratio	Aug 11, 26	9.06	-4.1%	+34.4%	+7.9%	–
Annual Revenue	Dec 31, 25	$4.94B	-1.0%	+48.9%	+67.8%	+73.7%
Annual Operating Profit	Dec 31, 25	$1.18B	+16.1%	+2.0%	+74.8%	+453.6%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	18.18%	+17.0%	-32.9%	+0.2%	+274.6%

Operating Margin Highs

ZION Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	34.70%	N/A	-31.5%
5Y	48.92%	Dec 31, 21	-51.4%
All	48.92%	Dec 31, 21	-51.4%

Operating Margin Lows

ZION Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	19.14%	Dec 31, 23	+24.2%
5Y	19.14%	Dec 31, 23	+24.2%
All	-44.75%	Dec 31, 09	+153.1%

Operating Margin History

Year	Value	Change
2025	23.77%	+17.3%
2024	20.26%	+5.9%
2023	19.14%	-44.8%
2022	34.70%	-29.1%
2021	48.92%	+114.6%
2020	22.80%	-29.7%
2019	32.42%	-14.0%
2018	37.70%	+10.2%
2017	34.20%	+20.6%
2016	28.35%	+39.6%
2015	20.31%	-27.6%
2014	28.06%	-0.1%
2013	28.10%	+12.5%
2012	24.98%	+22.7%
2011	20.36%	+274.5%
2010	-11.67%	+73.9%
2009	-44.75%	-525.8%
2008	10.51%	-55.9%
2007	23.85%	-14.7%
2006	27.96%	-12.6%
2005	31.98%	-1.9%
2004	32.59%	+1.4%
2003	32.14%	+15.4%

Year	Value	Change
2002	27.84%	+24.7%
2001	22.33%	+11.0%
2000	20.12%	-2.7%
1999	20.68%	-6.8%
1998	22.20%	-3.7%
1997	23.05%	-11.4%
1996	26.02%	+10.1%
1995	23.64%	+6.6%
1994	22.17%	-6.6%
1993	23.74%	+17.6%
1992	20.18%	+65.1%
1991	12.22%	+10.1%
1990	11.10%	+87.2%
1989	5.93%	+193.5%
1988	-6.34%	+47.6%
1987	-12.09%	-639.7%
1986	2.24%	-82.2%
1985	12.55%	+28.3%
1984	9.78%	-22.2%
1983	12.57%	+25.0%
1982	10.06%	-2.0%
1981	10.27%	-14.7%
1980	12.04%	-

FAQ

What is the current annual operating margin of ZION?: As of today, ZION annual operating margin is 23.77%
What is 1-year change in ZION annual operating margin?: ZION annual operating margin is up +17.32% year-over-year
What is 3-year change in ZION annual operating margin?: ZION annual operating margin is down -31.50% over the past 3 years
How far is ZION annual operating margin from its all-time high?: ZION annual operating margin is currently -51.41% below its historical high of 48.92% set on December 31, 2021
How does ZION annual operating margin rank versus sector peers?: ZION annual operating margin is higher than 61.17% of companies in Financial Services sector
When is ZION next annual earnings release?: As of today, the next annual earnings release for ZION has not been scheduled

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

39.45%14.60%+58.75%

June 30, 2026

Summary

Current Value: As of today, ZION quarterly operating margin is 39.45%, up +58.75% on June 30, 2026
Historical Performance: ZION quarterly operating margin is up +56.92% year-over-year, up +103.35% over the past 3 years
All-Time High Comparison: ZION quarterly operating margin is currently -32.37% below its historical high of 58.33% set on June 30, 2021
3-Year Low Comparison: ZION quarterly operating margin is +214.84% above its 3-year low of 12.53% reached on December 31, 2023
Sector Comparison: ZION quarterly operating margin is higher than 84.17% of companies in Financial Services sector

Performance

ZION Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Jun 30, 26	39.45%	+58.8%	+56.9%	+103.3%	-32.4%
Annual Operating Margin	Dec 31, 25	23.77%	–	+17.3%	-31.5%	+4.3%
Price	Aug 11, 26	$71.12	+17.0%	+37.3%	+85.7%	+27.1%
PE Ratio	Aug 11, 26	9.06	-4.1%	-4.1%	+34.4%	+7.9%
Quarterly Revenue	Jun 30, 26	$1.48B	+24.9%	+19.1%	+26.9%	+89.5%
Quarterly Operating Profit	Jun 30, 26	$583.00M	+98.3%	+86.9%	+158.0%	+28.1%
Quarterly Gross Margin	Jun 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Jun 30, 26	30.24%	+55.6%	+55.7%	+102.4%	-32.4%

Quarterly Operating Margin Highs

ZION Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	39.45%	Jun 30, 26	at high
3Y	39.45%	Jun 30, 26	at high
5Y	58.33%	N/A	-32.4%
All	58.33%	Jun 30, 21	-32.4%

Quarterly Operating Margin Lows

ZION Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	22.75%	Sep 30, 25	+73.4%
3Y	12.53%	Dec 31, 23	+214.8%
5Y	12.53%	Dec 31, 23	+214.8%
All	-59.20%	Jun 30, 09	+166.6%

Quarterly Operating Margin History

Month	Value	Change
Jun 2026	39.45%	+58.8%
Mar 2026	24.85%	-8.3%
Dec 2025	27.10%	+19.1%
Sep 2025	22.75%	-9.5%
Jun 2025	25.14%	+26.1%
Mar 2025	19.93%	-7.6%
Dec 2024	21.57%	-0.4%
Sep 2024	21.66%	+3.7%
Jun 2024	20.89%	+24.4%
Mar 2024	16.79%	+34.0%
Dec 2023	12.53%	-35.0%
Sep 2023	19.27%	-0.7%
Jun 2023	19.40%	+0.1%
Mar 2023	19.39%	-46.4%
Dec 2022	36.19%	+13.0%
Sep 2022	32.03%	-5.2%
Jun 2022	33.77%	-8.6%
Mar 2022	36.96%	+4.0%
Dec 2021	35.54%	-19.3%
Sep 2021	44.05%	-24.5%
Jun 2021	58.33%	+1.2%
Mar 2021	57.64%	+16.9%
Dec 2020	49.31%	+67.4%
Sep 2020	29.45%	+159.9%
Jun 2020	11.33%	+434.4%
Mar 2020	2.12%	-92.8%
Dec 2019	29.41%	-15.8%
Sep 2019	34.91%	+11.8%
Jun 2019	31.22%	-7.9%
Mar 2019	33.91%	-6.9%
Dec 2018	36.43%	-4.4%
Sep 2018	38.12%	+12.1%
Jun 2018	34.01%	-19.7%
Mar 2018	42.37%	+14.4%
Dec 2017	37.04%	+6.3%
Sep 2017	34.86%	-2.9%
Jun 2017	35.89%	+26.2%
Mar 2017	28.44%	-15.3%
Dec 2016	33.59%	+14.8%
Sep 2016	29.25%	+4.4%
Jun 2016	28.02%	+25.9%
Mar 2016	22.26%	-9.9%
Dec 2015	24.71%	+4.6%
Sep 2015	23.62%	+523.2%
Jun 2015	3.79%	-84.6%
Mar 2015	24.62%	+16.1%
Dec 2014	21.20%	-36.8%
Sep 2014	33.56%	+4.5%
Jun 2014	32.12%	+25.4%
Mar 2014	25.61%	-2.0%
Dec 2013	26.13%	-12.4%
Sep 2013	29.83%	+9.4%
Jun 2013	27.27%	-6.4%
Mar 2013	29.14%	+9.0%
Dec 2012	26.73%	-0.7%
Sep 2012	26.92%	+17.8%
Jun 2012	22.86%	-2.6%

Month	Value	Change
Mar 2012	23.47%	+3.3%
Dec 2011	22.72%	-13.0%
Sep 2011	26.12%	+36.0%
Jun 2011	19.20%	+42.5%
Mar 2011	13.47%	+211.1%
Dec 2010	-12.12%	-62.7%
Sep 2010	-7.45%	+55.1%
Jun 2010	-16.58%	-55.2%
Mar 2010	-10.68%	+65.6%
Dec 2009	-31.05%	+28.9%
Sep 2009	-43.70%	+26.2%
Jun 2009	-59.20%	-75.0%
Mar 2009	-33.83%	-462.0%
Dec 2008	-6.02%	-163.5%
Sep 2008	9.48%	-36.5%
Jun 2008	14.94%	-30.0%
Mar 2008	21.35%	+5.9%
Dec 2007	20.16%	-10.0%
Sep 2007	22.39%	-16.0%
Jun 2007	26.64%	-0.2%
Mar 2007	26.70%	+0.8%
Dec 2006	26.48%	-7.1%
Sep 2006	28.50%	+0.9%
Jun 2006	28.24%	-1.2%
Mar 2006	28.59%	-7.4%
Dec 2005	30.88%	-4.2%
Sep 2005	32.23%	-1.5%
Jun 2005	32.72%	+1.1%
Mar 2005	32.35%	+3.3%
Dec 2004	31.32%	-5.9%
Sep 2004	33.27%	-0.5%
Jun 2004	33.44%	-1.2%
Mar 2004	33.83%	+3.5%
Dec 2003	32.69%	-23.3%
Sep 2003	42.64%	+30.0%
Jun 2003	32.80%	+11.6%
Mar 2003	29.40%	+4.1%
Dec 2002	28.25%	-2.4%
Sep 2002	28.95%	+8.5%
Jun 2002	26.67%	+3.1%
Mar 2002	25.86%	+14.8%
Dec 2001	22.53%	-0.3%
Sep 2001	22.59%	+1.6%
Jun 2001	22.24%	+1.2%
Mar 2001	21.97%	+9.4%
Dec 2000	20.09%	-2.4%
Sep 2000	20.58%	+3.6%
Jun 2000	19.87%	-0.2%
Mar 2000	19.90%	+10.6%
Dec 1999	17.99%	-19.5%
Sep 1999	22.36%	+2.9%
Jun 1999	21.72%	+1.0%
Mar 1999	21.50%	+7.6%
Dec 1998	19.98%	-16.6%
Sep 1998	23.96%	+6.0%
Jun 1998	22.60%	+0.8%
Mar 1998	22.42%	-

FAQ

What is the current quarterly operating margin of ZION?: As of today, ZION quarterly operating margin is 39.45%
What is ZION quarterly operating margin most recent change?: ZION quarterly operating margin was up +58.75% on June 30, 2026
What is 1-year change in ZION quarterly operating margin?: ZION quarterly operating margin is up +56.92% year-over-year
How far is ZION quarterly operating margin from its all-time high?: ZION quarterly operating margin is currently -32.37% below its historical high of 58.33% set on June 30, 2021
How does ZION quarterly operating margin rank versus sector peers?: ZION quarterly operating margin is higher than 84.17% of companies in Financial Services sector
When is ZION next earnings release?: The next earnings release for ZION is on October 19, 2026

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

ZION Official Website www.zionsbancorporation.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/109380/000010938026000009/0000109380-26-000009-index.htm
ZION Profile on Yahoo Finance finance.yahoo.com/quote/ZION
ZION Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/zion