What is the current annual net margin of ZION?

As of today, ZION annual net margin is 18.18%

What is 1-year change in ZION annual net margin?

ZION annual net margin is up +16.99% year-over-year

What is 3-year change in ZION annual net margin?

ZION annual net margin is down -32.87% over the past 3 years

How far is ZION annual net margin from its all-time high?

ZION annual net margin is currently -51.89% below its historical high of 37.79% set on December 31, 2021

How does ZION annual net margin rank versus sector peers?

ZION annual net margin is higher than 63.27% of companies in Financial Services sector

When is ZION next annual earnings release?

As of today, the next annual earnings release for ZION has not been scheduled

What is the current quarterly net margin of ZION?

As of today, ZION quarterly net margin is 19.44%

What is ZION quarterly net margin most recent change?

ZION quarterly net margin was down -6.45% on March 31, 2026

What is 1-year change in ZION quarterly net margin?

ZION quarterly net margin is up +38.76% year-over-year

How far is ZION quarterly net margin from its all-time high?

ZION quarterly net margin is currently -56.68% below its historical high of 44.88% set on March 31, 2021

How does ZION quarterly net margin rank versus sector peers?

ZION quarterly net margin is higher than 63.19% of companies in Financial Services sector

When is ZION next earnings release?

The next earnings release for ZION is on July 20, 2026

ZION Net Margin History & Chart Since 1980

Annual Net Margin

18.18%2.64%+16.99%

December 31, 2025

Summary

Current Value: As of today, ZION annual net margin is 18.18%, up +16.99% on December 31, 2025
Historical Performance: ZION annual net margin is down -32.87% over the past 3 years, up +0.17% over the past 5 years
All-Time High Comparison: ZION annual net margin is currently -51.89% below its historical high of 37.79% set on December 31, 2021
3-Year Low Comparison: ZION annual net margin is +24.86% above its 3-year low of 14.56% reached on December 31, 2023
Sector Comparison: ZION annual net margin is higher than 63.27% of companies in Financial Services sector

Net Margin Chart

Performance

ZION Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	18.18%	+17.0%	-32.9%	+0.2%	+274.6%
Quarterly Net Margin	Mar 31, 26	19.44%	+38.8%	+3.7%	-56.7%	+154.4%
Price	Jul 17, 26	$72.27	+28.1%	+130.4%	+45.7%	+211.9%
PE Ratio	Jul 17, 26	11.24	+9.2%	+103.6%	+51.1%	–
Annual Revenue	Dec 31, 25	$4.94B	-1.0%	+48.9%	+67.8%	+73.7%
Annual Net Income	Dec 31, 25	$888.00M	+14.4%	-1.2%	+66.0%	+399.6%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	23.77%	+17.3%	-31.5%	+4.3%	+303.7%

Net Margin Highs

ZION Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	27.08%	N/A	-32.9%
5Y	37.79%	Dec 31, 21	-51.9%
All	37.79%	Dec 31, 21	-51.9%

Net Margin Lows

ZION Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	14.56%	Dec 31, 23	+24.9%
5Y	14.56%	Dec 31, 23	+24.9%
All	-37.12%	Dec 31, 09	+149.0%

Net Margin History

Year	Value	Change
2025	18.18%	+17.0%
2024	15.54%	+6.7%
2023	14.56%	-46.2%
2022	27.08%	-28.3%
2021	37.79%	+108.2%
2020	18.15%	-27.2%
2019	24.94%	-13.8%
2018	28.92%	+34.8%
2017	21.45%	+13.6%
2016	18.88%	+33.9%
2015	14.10%	-15.4%
2014	16.66%	+57.5%
2013	10.58%	-21.1%
2012	13.41%	+13.7%
2011	11.79%	+213.3%
2010	-10.41%	+72.0%
2009	-37.12%	-384.6%
2008	-7.66%	-157.8%
2007	13.26%	-24.9%
2006	17.66%	-13.3%
2005	20.36%	-3.1%
2004	21.02%	+15.4%
2003	18.21%	+8.1%

Year	Value	Change
2002	16.84%	+19.9%
2001	14.04%	+64.8%
2000	8.52%	-30.4%
1999	12.24%	-2.2%
1998	12.52%	-15.5%
1997	14.82%	-13.7%
1996	17.18%	+9.3%
1995	15.72%	+5.2%
1994	14.94%	+0.5%
1993	14.86%	+9.6%
1992	13.56%	+60.5%
1991	8.45%	+9.2%
1990	7.74%	+78.3%
1989	4.34%	+168.2%
1988	-6.36%	-25.9%
1987	-5.05%	-173.7%
1986	6.85%	-33.2%
1985	10.25%	+16.0%
1984	8.84%	-11.7%
1983	10.01%	+19.6%
1982	8.37%	+5.7%
1981	7.92%	-14.9%
1980	9.31%	-

FAQ

What is the current annual net margin of ZION?
As of today, ZION annual net margin is 18.18%
What is 1-year change in ZION annual net margin?
ZION annual net margin is up +16.99% year-over-year
What is 3-year change in ZION annual net margin?
ZION annual net margin is down -32.87% over the past 3 years
How far is ZION annual net margin from its all-time high?
ZION annual net margin is currently -51.89% below its historical high of 37.79% set on December 31, 2021
How does ZION annual net margin rank versus sector peers?
ZION annual net margin is higher than 63.27% of companies in Financial Services sector
When is ZION next annual earnings release?
As of today, the next annual earnings release for ZION has not been scheduled

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

19.44%1.34%-6.45%

March 31, 2026

Summary

Current Value: As of today, ZION quarterly net margin is 19.44%, down -6.45% on March 31, 2026
Historical Performance: ZION quarterly net margin is up +38.76% year-over-year, up +3.74% over the past 3 years
All-Time High Comparison: ZION quarterly net margin is currently -56.68% below its historical high of 44.88% set on March 31, 2021
3-Year Low Comparison: ZION quarterly net margin is +86.21% above its 3-year low of 10.44% reached on December 31, 2023
Sector Comparison: ZION quarterly net margin is higher than 63.19% of companies in Financial Services sector

Performance

ZION Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Mar 31, 26	19.44%	-6.5%	+38.8%	+3.7%	-56.7%
Annual Net Margin	Dec 31, 25	18.18%	–	+17.0%	-32.9%	+0.2%
Price	Jul 17, 26	$72.27	+15.2%	+28.1%	+130.4%	+45.7%
PE Ratio	Jul 17, 26	11.24	+15.3%	+9.2%	+103.6%	+51.1%
Quarterly Revenue	Mar 31, 26	$1.18B	-5.4%	-1.3%	+9.2%	+65.9%
Quarterly Net Income	Mar 31, 26	$230.00M	-11.5%	+36.9%	+13.3%	-28.1%
Quarterly Gross Margin	Mar 31, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Mar 31, 26	24.85%	-8.3%	+24.7%	+28.2%	-56.9%

Quarterly Net Margin Highs

ZION Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	20.78%	Dec 31, 25	-6.5%
3Y	20.78%	Dec 31, 25	-6.5%
5Y	44.74%	N/A	-56.5%
All	44.88%	Mar 31, 21	-56.7%

Quarterly Net Margin Lows

ZION Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	17.48%	Sep 30, 25	+11.2%
3Y	10.44%	Dec 31, 23	+86.2%
5Y	10.44%	Dec 31, 23	+86.2%
All	-106.86%	Mar 31, 09	+118.2%

Quarterly Net Margin History

Month	Value	Change
Mar 2026	19.44%	-6.4%
Dec 2025	20.78%	+18.9%
Sep 2025	17.48%	-10.0%
Jun 2025	19.42%	+38.6%
Mar 2025	14.01%	-18.0%
Dec 2024	17.09%	+3.1%
Sep 2024	16.58%	+3.9%
Jun 2024	15.95%	+27.7%
Mar 2024	12.49%	+19.6%
Dec 2023	10.44%	-29.0%
Sep 2023	14.71%	-1.5%
Jun 2023	14.94%	-20.3%
Mar 2023	18.74%	-33.9%
Dec 2022	28.33%	+14.4%
Sep 2022	24.77%	-5.1%
Jun 2022	26.10%	-10.4%
Mar 2022	29.13%	+4.0%
Dec 2021	28.01%	-16.9%
Sep 2021	33.71%	-24.7%
Jun 2021	44.74%	-0.3%
Mar 2021	44.88%	+16.3%
Dec 2020	38.60%	+61.9%
Sep 2020	23.84%	+165.5%
Jun 2020	8.98%	+353.5%
Mar 2020	1.98%	-91.2%
Dec 2019	22.53%	-15.9%
Sep 2019	26.79%	+11.5%
Jun 2019	24.02%	-8.5%
Mar 2019	26.24%	-6.8%
Dec 2018	28.14%	-2.9%
Sep 2018	28.98%	+10.0%
Jun 2018	26.34%	-19.5%
Mar 2018	32.74%	+86.9%
Dec 2017	17.52%	-23.7%
Sep 2017	22.96%	-5.6%
Jun 2017	24.31%	+13.2%
Mar 2017	21.48%	-2.1%
Dec 2016	21.94%	+8.2%
Sep 2016	20.28%	+9.0%
Jun 2016	18.61%	+22.7%
Mar 2016	15.17%	-11.6%
Dec 2015	17.17%	-0.6%
Sep 2015	17.27%	+455.3%
Jun 2015	3.11%	-80.8%
Mar 2015	16.20%	+17.3%
Dec 2014	13.81%	-17.0%
Sep 2014	16.64%	-17.9%
Jun 2014	20.26%	+23.0%
Mar 2014	16.47%	+340.8%
Dec 2013	-6.84%	-137.4%
Sep 2013	18.31%	+38.0%
Jun 2013	13.27%	-25.3%
Mar 2013	17.76%	+97.3%
Dec 2012	9.00%	-47.2%
Sep 2012	17.05%	+22.1%
Jun 2012	13.96%	+0.8%
Mar 2012	13.85%	+2.1%
Dec 2011	13.56%	-13.4%
Sep 2011	15.65%	+48.3%
Jun 2011	10.55%	+38.1%
Mar 2011	7.64%	+173.3%
Dec 2010	-10.43%	-62.2%
Sep 2010	-6.43%	+59.6%
Jun 2010	-15.90%	-76.9%
Mar 2010	-8.99%	+57.5%
Dec 2009	-21.16%	-6.7%
Sep 2009	-19.84%	>-9,900.0%
Jun 2009	0.05%	+100.0%
Mar 2009	-106.86%	-88.2%
Dec 2008	-56.79%	-1,303.2%
Sep 2008	4.72%	-39.3%
Jun 2008	7.78%	-30.2%
Mar 2008	11.15%	+130.4%
Dec 2007	4.84%	-67.4%

Month	Value	Change
Sep 2007	14.86%	-13.1%
Jun 2007	17.10%	+2.3%
Mar 2007	16.72%	+1.0%
Dec 2006	16.55%	-11.3%
Sep 2006	18.66%	+6.1%
Jun 2006	17.59%	-1.5%
Mar 2006	17.86%	-7.3%
Dec 2005	19.26%	-7.0%
Sep 2005	20.72%	-0.8%
Jun 2005	20.89%	+0.2%
Mar 2005	20.84%	+0.5%
Dec 2004	20.74%	-2.0%
Sep 2004	21.17%	-1.6%
Jun 2004	21.51%	-2.9%
Mar 2004	22.15%	+4.7%
Dec 2003	21.16%	+82.9%
Sep 2003	11.57%	-40.7%
Jun 2003	19.52%	+2.8%
Mar 2003	18.99%	+5.0%
Dec 2002	18.09%	+27.0%
Sep 2002	14.24%	-17.4%
Jun 2002	17.24%	-0.7%
Mar 2002	17.37%	+18.2%
Dec 2001	14.70%	+7.7%
Sep 2001	13.65%	-4.7%
Jun 2001	14.33%	+5.8%
Mar 2001	13.55%	+3.9%
Dec 2000	13.04%	-0.8%
Sep 2000	13.14%	+1.9%
Jun 2000	12.89%	+296.2%
Mar 2000	-6.57%	-183.1%
Dec 1999	7.91%	-45.2%
Sep 1999	14.44%	+1.6%
Jun 1999	14.21%	+2.8%
Mar 1999	13.82%	+57.8%
Dec 1998	8.76%	-41.8%
Sep 1998	15.04%	+4.4%
Jun 1998	14.41%	-3.0%
Mar 1998	14.85%	-44.1%
Dec 1997	26.56%	+9.8%
Sep 1997	24.20%	-6.5%
Jun 1997	25.88%	-1.0%
Mar 1997	26.15%	+7.6%
Dec 1996	24.30%	-10.7%
Sep 1996	27.22%	-2.4%
Jun 1996	27.89%	+1.2%
Mar 1996	27.56%	+8.8%
Dec 1995	25.32%	-7.1%
Sep 1995	27.26%	+3.7%
Jun 1995	26.28%	+13.7%
Mar 1995	23.12%	-4.6%
Dec 1994	24.23%	-1.4%
Sep 1994	24.58%	+0.7%
Jun 1994	24.40%	+20.4%
Mar 1994	20.26%	-15.1%
Dec 1993	23.86%	+6.7%
Sep 1993	22.37%	-12.5%
Jun 1993	25.56%	+44.1%
Mar 1993	17.74%	-29.3%
Dec 1992	25.09%	+9.4%
Sep 1992	22.94%	+18.4%
Jun 1992	19.38%	+27.2%
Mar 1992	15.23%	-4.2%
Dec 1991	15.90%	+7.3%
Sep 1991	14.82%	-4.5%
Jun 1991	15.52%	+4.5%
Mar 1991	14.85%	-7.8%
Dec 1990	16.11%	+6.4%
Sep 1990	15.14%	+10.7%
Jun 1990	13.68%	-6.5%
Mar 1990	14.63%	-3.6%
Dec 1989	15.18%	+14.1%
Sep 1989	13.30%	+30.4%
Jun 1989	10.20%	-

FAQ

What is the current quarterly net margin of ZION?
As of today, ZION quarterly net margin is 19.44%
What is ZION quarterly net margin most recent change?
ZION quarterly net margin was down -6.45% on March 31, 2026
What is 1-year change in ZION quarterly net margin?
ZION quarterly net margin is up +38.76% year-over-year
How far is ZION quarterly net margin from its all-time high?
ZION quarterly net margin is currently -56.68% below its historical high of 44.88% set on March 31, 2021
How does ZION quarterly net margin rank versus sector peers?
ZION quarterly net margin is higher than 63.19% of companies in Financial Services sector
When is ZION next earnings release?
The next earnings release for ZION is on July 20, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

ZION Official Website www.zionsbancorporation.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/109380/000010938026000009/0000109380-26-000009-index.htm
ZION Profile on Yahoo Finance finance.yahoo.com/quote/ZION
ZION Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/zion