What is the current annual net margin of UFCS?

As of today, UFCS annual net margin is 4.94%

What is 1-year change in UFCS annual net margin?

UFCS annual net margin is up +282.29% year-over-year

What is 3-year change in UFCS annual net margin?

UFCS annual net margin is down -34.66% over the past 3 years

How far is UFCS annual net margin from its all-time high?

UFCS annual net margin is currently -71.67% below its historical high of 17.44% set on December 31, 2007

How does UFCS annual net margin rank versus sector peers?

UFCS annual net margin is higher than 23.58% of companies in Financial Services sector

When is UFCS next annual earnings release?

The next annual earnings release for UFCS is on February 10, 2026

What is the current quarterly net margin of UFCS?

As of today, UFCS quarterly net margin is 11.07%

What is UFCS quarterly net margin most recent change?

UFCS quarterly net margin was up +62.32% on September 30, 2025

What is 1-year change in UFCS quarterly net margin?

UFCS quarterly net margin is up +81.18% year-over-year

How far is UFCS quarterly net margin from its all-time high?

UFCS quarterly net margin is currently -50.07% below its historical high of 22.17% set on March 31, 2007

How does UFCS quarterly net margin rank versus sector peers?

UFCS quarterly net margin is higher than 31.84% of companies in Financial Services sector

When is UFCS next earnings release?

The next earnings release for UFCS is on February 10, 2026

UFCS Net Margin History & Chart Since 1980

Annual Net Margin

4.94%7.65%+282.29%

December 31, 2024

Summary

Current Value: As of today, UFCS annual net margin is 4.94%, up +282.29% on December 31, 2024
Historical Performance: UFCS annual net margin is down -34.66% over the past 3 years, and up +301.63% over the past 5 years
All-Time High Comparison: UFCS annual net margin is currently -71.67% below its historical high of 17.44% set on December 31, 2007
3-Year Low Comparison: UFCS annual net margin is +282.29% above its 3-year low of -2.71% reached on December 31, 2023
Sector Comparison: UFCS annual net margin is higher than 23.58% of companies in Financial Services sector

Net Margin Chart

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Performance

UFCS Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 24	4.94%	+282.3%	-34.7%	+301.6%	+371.4%
Quarterly Net Margin	Sep 30, 25	11.07%	+81.2%	+213.8%	+183.9%	+459.1%
Price	Jan 13, 26	$35.17	+38.8%	+16.9%	+14.5%	+62.4%
PE Ratio	Jan 13, 26	8.29	-21.9%	-84.0%	–	-31.1%
Annual Revenue	Dec 31, 24	$1.25B	+14.4%	+17.6%	+4.3%	+119.0%
Annual Net Income	Dec 31, 24	$61.96M	+308.6%	-23.1%	+318.1%	+693.4%
Annual Gross Margin	Dec 31, 24	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 24	6.73%	+302.1%	-28.3%	+377.3%	+228.2%

Net Margin Highs

UFCS Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	4.94%	Dec 31, 24	at high
5Y	7.56%	Dec 31, 21	-34.7%
All	17.44%	Dec 31, 07	-71.7%

Net Margin Lows

UFCS Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	-2.71%	Dec 31, 23	+282.3%
5Y	-10.55%	N/A	+146.8%
All	-10.55%	Dec 31, 20	+146.8%

Net Margin History

Year	Value	Change
2024	4.94%	+282.3%
2023	-2.71%	-277.1%
2022	1.53%	-79.8%
2021	7.56%	+171.7%
2020	-10.55%	-957.7%
2019	1.23%	+485.7%
2018	0.21%	-95.1%
2017	4.26%	-13.6%
2016	4.93%	-42.7%
2015	8.61%	+37.1%
2014	6.28%	-27.6%
2013	8.68%	+75.7%
2012	4.94%	>+9,900.0%
2011	0.00%	-100.0%
2010	8.04%	+541.8%
2009	-1.82%	+15.0%
2008	-2.14%	-112.3%
2007	17.44%	+25.9%
2006	13.85%	+848.6%
2005	1.46%	-88.7%
2004	12.95%	+35.0%
2003	9.59%	+141.6%
2002	3.97%	-22.0%

Year	Value	Change
2001	5.09%	+37.9%
2000	3.69%	-15.4%
1999	4.36%	-37.7%
1998	7.00%	-24.2%
1997	9.23%	+26.3%
1996	7.31%	-32.9%
1995	10.89%	+13.1%
1994	9.63%	+12.5%
1993	8.56%	+956.8%
1992	0.81%	-90.4%
1991	8.47%	-29.5%
1990	12.01%	+72.3%
1989	6.97%	-45.8%
1988	12.86%	-12.0%
1987	14.61%	+92.2%
1986	7.60%	+610.3%
1985	1.07%	+171.8%
1984	-1.49%	-152.8%
1983	2.82%	-57.9%
1982	6.70%	-20.0%
1981	8.37%	-3.7%
1980	8.69%	-

FAQ

What is the current annual net margin of UFCS?
As of today, UFCS annual net margin is 4.94%
What is 1-year change in UFCS annual net margin?
UFCS annual net margin is up +282.29% year-over-year
What is 3-year change in UFCS annual net margin?
UFCS annual net margin is down -34.66% over the past 3 years
How far is UFCS annual net margin from its all-time high?
UFCS annual net margin is currently -71.67% below its historical high of 17.44% set on December 31, 2007
How does UFCS annual net margin rank versus sector peers?
UFCS annual net margin is higher than 23.58% of companies in Financial Services sector
When is UFCS next annual earnings release?
The next annual earnings release for UFCS is on February 10, 2026

Quarterly Net Margin

11.07%4.25%+62.32%

September 30, 2025

Summary

Current Value: As of today, UFCS quarterly net margin is 11.07%, up +62.32% on September 30, 2025
Historical Performance: UFCS quarterly net margin is up +81.18% year-over-year, and up +213.77% over the past 3 years
All-Time High Comparison: UFCS quarterly net margin is currently -50.07% below its historical high of 22.17% set on March 31, 2007
3-Year Low Comparison: UFCS quarterly net margin is +152.44% above its 3-year low of -21.11% reached on June 30, 2023
Sector Comparison: UFCS quarterly net margin is higher than 31.84% of companies in Financial Services sector

Performance

UFCS Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 25	11.07%	+62.3%	+81.2%	+213.8%	+183.9%
Annual Net Margin	Dec 31, 24	4.94%	–	+282.3%	-34.7%	+301.6%
Price	Jan 13, 26	$35.17	+15.5%	+38.8%	+16.9%	+14.5%
PE Ratio	Jan 13, 26	8.29	+15.5%	-21.9%	-84.0%	–
Quarterly Revenue	Sep 30, 25	$354.02M	+5.2%	+9.6%	+49.8%	+25.5%
Quarterly Net Income	Sep 30, 25	$39.19M	+70.8%	+98.5%	+270.5%	+205.2%
Quarterly Gross Margin	Sep 30, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 25	14.63%	+50.2%	+72.1%	+216.3%	+202.8%

Quarterly Net Margin Highs

UFCS Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	11.07%	Sep 30, 25	at high
3Y	11.07%	Sep 30, 25	at high
5Y	21.19%	Dec 31, 21	-47.8%
All	22.17%	Mar 31, 07	-50.1%

Quarterly Net Margin Lows

UFCS Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	5.35%	Mar 31, 25	+106.9%
3Y	-21.11%	Jun 30, 23	+152.4%
5Y	-21.11%	Jun 30, 23	+152.4%
All	-40.79%	Mar 31, 20	+127.1%

Quarterly Net Margin History

Month	Value	Change
Sep 2025	11.07%	+62.3%
Jun 2025	6.82%	+27.5%
Mar 2025	5.35%	-43.3%
Dec 2024	9.44%	+54.5%
Sep 2024	6.11%	+771.4%
Jun 2024	-0.91%	-120.0%
Mar 2024	4.56%	-33.2%
Dec 2023	6.83%	+193.1%
Sep 2023	2.33%	+111.0%
Jun 2023	-21.11%	-8,219.2%
Mar 2023	0.26%	-96.4%
Dec 2022	7.18%	+173.8%
Sep 2022	-9.73%	-103.6%
Jun 2022	-4.78%	-141.3%
Mar 2022	11.57%	-45.4%
Dec 2021	21.19%	+649.0%
Sep 2021	-3.86%	-168.6%
Jun 2021	5.63%	-9.5%
Mar 2021	6.22%	+317.5%
Dec 2020	-2.86%	+78.3%
Sep 2020	-13.20%	-760.0%
Jun 2020	2.00%	+104.9%
Mar 2020	-40.79%	-416.3%
Dec 2019	-7.90%	-900.0%
Sep 2019	-0.79%	+42.8%
Jun 2019	-1.38%	-109.5%
Mar 2019	14.57%	+225.2%
Dec 2018	-11.64%	-407.1%
Sep 2018	3.79%	+6,216.7%
Jun 2018	0.06%	-99.3%
Mar 2018	8.12%	-51.0%
Dec 2017	16.56%	+333.9%
Sep 2017	-7.08%	>-9,900.0%
Jun 2017	0.04%	-99.5%
Mar 2017	7.40%	+62.6%
Dec 2016	4.55%	0.0%
Sep 2016	4.55%	+309.9%
Jun 2016	1.11%	-86.8%
Mar 2016	8.44%	-24.6%
Dec 2015	11.20%	+51.8%
Sep 2015	7.38%	+25.7%
Jun 2015	5.87%	-40.9%
Mar 2015	9.93%	-28.5%
Dec 2014	13.89%	+9,821.4%
Sep 2014	0.14%	-96.9%
Jun 2014	4.59%	-23.2%
Mar 2014	5.98%	-48.4%
Dec 2013	11.58%	+120.2%
Sep 2013	5.26%	-25.4%
Jun 2013	7.05%	-35.4%
Mar 2013	10.91%	+1,065.5%
Dec 2012	-1.13%	-126.7%
Sep 2012	4.23%	-42.6%
Jun 2012	7.37%	-25.6%
Mar 2012	9.90%	+12.2%
Dec 2011	8.82%	+445.9%
Sep 2011	-2.55%	+74.1%
Jun 2011	-9.85%	-344.4%
Mar 2011	4.03%	-47.7%
Dec 2010	7.70%	+288.9%
Sep 2010	1.98%	-79.0%
Jun 2010	9.41%	-28.5%
Mar 2010	13.17%	+1,006.7%
Dec 2009	1.19%	+117.7%
Sep 2009	-6.74%	-69.3%
Jun 2009	-3.98%	-267.9%
Mar 2009	2.37%	+123.9%
Dec 2008	-9.91%	+8.6%
Sep 2008	-10.84%	-984.0%
Jun 2008	-1.00%	-107.5%
Mar 2008	13.41%	-16.0%
Dec 2007	15.96%	+32.4%
Sep 2007	12.05%	-38.9%
Jun 2007	19.72%	-11.1%
Mar 2007	22.17%	+26.0%
Dec 2006	17.59%	+24.0%
Sep 2006	14.18%	-3.0%
Jun 2006	14.62%	+67.5%
Mar 2006	8.73%	+124.8%
Dec 2005	-35.20%	-762.9%
Sep 2005	5.31%	-69.3%
Jun 2005	17.30%	-18.6%
Mar 2005	21.25%	+79.0%
Dec 2004	11.87%	-14.2%

Month	Value	Change
Sep 2004	13.83%	+3.1%
Jun 2004	13.41%	+5.5%
Mar 2004	12.71%	+15.9%
Dec 2003	10.97%	+11.9%
Sep 2003	9.80%	+8.0%
Jun 2003	9.07%	+5.2%
Mar 2003	8.62%	+283.1%
Dec 2002	2.25%	+9.8%
Sep 2002	2.05%	-31.0%
Jun 2002	2.97%	-67.0%
Mar 2002	9.00%	-24.7%
Dec 2001	11.95%	+863.7%
Sep 2001	1.24%	+752.6%
Jun 2001	-0.19%	-102.0%
Mar 2001	9.44%	+155.8%
Dec 2000	3.69%	-44.0%
Sep 2000	6.59%	+608.6%
Jun 2000	0.93%	-72.4%
Mar 2000	3.37%	-36.4%
Dec 1999	5.30%	-24.7%
Sep 1999	7.04%	+935.3%
Jun 1999	0.68%	-81.9%
Mar 1999	3.75%	-23.8%
Dec 1998	4.92%	+298.4%
Sep 1998	-2.48%	-118.6%
Jun 1998	13.35%	+20.6%
Mar 1998	11.07%	-28.4%
Dec 1997	15.47%	+234.8%
Sep 1997	4.62%	-31.0%
Jun 1997	6.70%	-31.7%
Mar 1997	9.81%	+13.5%
Dec 1996	8.64%	+408.2%
Sep 1996	1.70%	-76.6%
Jun 1996	7.26%	-38.9%
Mar 1996	11.88%	-6.2%
Dec 1995	12.67%	+28.4%
Sep 1995	9.87%	-11.7%
Jun 1995	11.18%	+16.5%
Mar 1995	9.60%	-37.1%
Dec 1994	15.26%	+164.9%
Sep 1994	5.76%	-40.2%
Jun 1994	9.63%	+27.0%
Mar 1994	7.58%	-49.3%
Dec 1993	14.94%	+140.6%
Sep 1993	6.21%	+6.7%
Jun 1993	5.82%	-18.4%
Mar 1993	7.13%	+352.8%
Dec 1992	-2.82%	+72.3%
Sep 1992	-10.17%	-198.5%
Jun 1992	10.32%	+55.2%
Mar 1992	6.65%	-54.2%
Dec 1991	14.52%	+17.2%
Sep 1991	12.39%	+2,915.9%
Jun 1991	-0.44%	-108.7%
Mar 1991	5.05%	-70.0%
Dec 1990	16.82%	+124.3%
Sep 1990	7.50%	-30.1%
Jun 1990	10.73%	-17.6%
Mar 1990	13.02%	+162.0%
Dec 1989	4.97%	+14.0%
Sep 1989	4.36%	-39.8%
Jun 1989	7.24%	-36.1%
Mar 1989	11.33%	+6.8%
Dec 1988	10.61%	-22.3%
Sep 1988	13.65%	-1.5%
Jun 1988	13.86%	+4.5%
Mar 1988	13.26%	-15.5%
Dec 1987	15.70%	+75.2%
Sep 1987	8.96%	-29.8%
Jun 1987	12.76%	-7.6%
Mar 1987	13.81%	+363.4%
Dec 1986	2.98%	-57.7%
Sep 1986	7.05%	+584.5%
Jun 1986	1.03%	-8.0%
Mar 1986	1.12%	+117.4%
Dec 1985	-6.45%	-201.6%
Sep 1985	6.35%	+19.6%
Jun 1985	5.31%	+317.6%
Mar 1985	-2.44%	-131.4%
Dec 1984	7.76%	+1,992.7%
Sep 1984	-0.41%	+97.3%
Jun 1984	-15.02%	-326.7%
Mar 1984	-3.52%	-

FAQ

What is the current quarterly net margin of UFCS?
As of today, UFCS quarterly net margin is 11.07%
What is UFCS quarterly net margin most recent change?
UFCS quarterly net margin was up +62.32% on September 30, 2025
What is 1-year change in UFCS quarterly net margin?
UFCS quarterly net margin is up +81.18% year-over-year
How far is UFCS quarterly net margin from its all-time high?
UFCS quarterly net margin is currently -50.07% below its historical high of 22.17% set on March 31, 2007
How does UFCS quarterly net margin rank versus sector peers?
UFCS quarterly net margin is higher than 31.84% of companies in Financial Services sector
When is UFCS next earnings release?
The next earnings release for UFCS is on February 10, 2026

Net Margin Formula

Net Margin =

× 100%

Data Sources & References

UFCS Official Website www.ufginsurance.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/101199/000010119925000072/0000101199-25-000072-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/101199/000010119925000012/0000101199-25-000012-index.htm
UFCS Profile on Yahoo Finance finance.yahoo.com/quote/UFCS
UFCS Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ufcs