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United Bankshares (UBSI)

Profile

Full Name

United Bankshares, Inc.

Ticker Symbol

UBSI

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

June 4, 1987

Indexes

Not included

Website

http://www.ubsi-inc.com

Employees

2553

Key Details

Price

$36.43(-0.90%)

Market cap

$5.18B(Mid cap)

Last Dividend

$0.37

TTM Dividend yield

4.06%

Annual revenue

$1.03B(-1.70% YoY)

Annual EPS

$2.75(+1.48% YoY)

PE ratio

13.54

Next earnings date

Jul 25, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $36.43
    UBSI price is $36.43

    30-Day Relative Volume

    3.27
    UBSI 30-day relative volume is 3.27

    Price Performance

    Price Most recent change

    -0.9%
    UBSI price was down -0.9% on Jun 27, 2025

    Price YTD change

    -2.98%
    UBSI price is down -2.98% since January 1st

    Price 1-year change

    +14.38%
    UBSI price is up +14.38% year-on-year

    Price 3-year change

    +2.5%
    UBSI price is up +2.5% over the past 3 years

    Price Range

    Price All-time high

    $49.35
    UBSI price is currently -26.18% below its historical high of $49.35

    Price 3-year low

    $25.35
    UBSI price is currently +43.71% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $5.18B
    UBSI market capitalization is $5.18 billion

    Market cap 3-year change

    +7.63%
    UBSI market capitalization is up +7.63% over the past 3 years

    Market cap All-time high

    $5.89B
    UBSI market capitalization is currently -12.20% below its historical high of $5.89 billion

    Market cap sector rank

    79.13%
    UBSI market capitalization is higher than 79.13% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +5.08%
    UBSI shares outstanding is up +5.08% year-on-year

    Shares Outstanding 3-Year Change

    +5%
    UBSI shares outstanding is up +5% over the past 3 years

    Technical Indicators

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    Beta

    0.87
    UBSI beta is 0.87

    200-day SMA

    $37.08
    UBSI price is currently -1.75% below its 200-day simple moving average

    50-day SMA

    $35.65
    UBSI price is currently +2.19% above its 50-day simple moving average

    RSI

    54.58
    UBSI 14-day relative strength index is 54.58

    Volume

    3.27
    UBSI 30-day relative volume is 3.27

    ATR

    $0.68
    UBSI average true range is $0.68

    10-day Historical Volatility

    27.28%
    UBSI 10-day historical volatility is 27.28%

    Dividend

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    Events

    Last Paid Dividend

    $0.37
    UBSI last dividend was $0.37 per share, with an ex-dividend date of June 13, 2025

    Next Dividend

    -
    UBSI next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $1.48
    UBSI annual dividend per share is $1.48

    Dividend per share Sector Rank

    73.06%
    UBSI annual dividend per share is higher than 73.06% of companies in Financial Services sector

    Dividend per share 1-Year Change

    +2.07%
    UBSI annual dividend per share is up +2.07% year-on-year

    Dividend per share 3-Year Change

    +4.96%
    UBSI annual dividend per share is up +4.96% over the past 3 years

    Dividend yield

    Dividend yield

    4.06%
    UBSI annual dividend yield is 4.06%

    Dividend yield Sector Rank

    45.12%
    UBSI annual dividend yield is higher than 45.12% of companies in Financial Services sector

    Other

    Payout ratio

    53.81%
    UBSI annual payout ratio is 53.81%

    Dividends paid

    $200.73M
    UBSI annual dividends paid is $200.73 million

    Free cash flow

    $433.33M
    UBSI annual free cash flow is $433.33 million

    Income Statement

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    Revenue

    Revenue

    $1.03B
    UBSI annual revenue is $1.03 billion

    Revenue Analysts estimate

    $1.20B
    UBSI annual revenue is currently -14.03% lower than the consensus analysts' forecast

    Revenue 1-year change

    -1.7%
    UBSI annual revenue is down -1.7% year-on-year

    Revenue Sector rank

    77.08%
    UBSI annual revenue is higher than 77.08% of companies in Financial Services sector

    EPS

    EPS

    $2.75
    UBSI annual earnings per share is $2.75

    EPS Analysts estimate

    $3.10
    UBSI annual earnings per share is currently -11.29% lower than the consensus analysts' forecast

    EPS 1-year change

    +1.48%
    UBSI annual earnings per share is up +1.48% year-on-year

    EPS Sector rank

    68.36%
    UBSI annual earnings per share is higher than 68.36% of companies in Financial Services sector

    Profit

    Gross profit

    -
    UBSI annual gross profit value is unknown

    Gross margin

    -
    UBSI annual gross profit margin value is unknown

    Operating profit

    -
    UBSI annual operating income value is unknown

    Operating margin

    -
    UBSI annual operating profit margin value is unknown

    Net income

    $373.00M
    UBSI annual net profit is $373.00 million

    Net margin

    36.23%
    UBSI annual net profit margin is 36.23%

    Expenses

    Total expenses

    -
    UBSI annual total expenses value is unknown

    Operating expenses

    $307.97M
    UBSI annual total operating expenses is $307.97 million

    Cost of goods sold

    -
    UBSI annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $307.97M
    UBSI annual SGA is $307.97 million

    Depreciation and amortization

    $10.40M
    UBSI annual depreciation & amortization is $10.40 million

    Interest expense

    -
    UBSI annual interest expense value is unknown

    Income tax

    $91.58M
    UBSI annual income tax is $91.58 million

    EBIT & EBITDA

    EBIT

    $1.06B
    UBSI annual earnings before interest & taxes is $1.06 billion

    EBITDA

    $1.07B
    UBSI annual EBITDA is $1.07 billion

    Balance Sheet

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    Assets

    Total assets

    $30.02B
    UBSI annual total assets is $30.02 billion

    Non current assets

    $27.13B
    UBSI annual long term assets is $27.13 billion

    Current assets

    $2.66B
    UBSI annual total current assets is $2.66 billion

    Cash and cash equivalents

    $2.29B
    UBSI annual cash & cash equivalents is $2.29 billion

    Accounts receivable

    $102.41M
    UBSI annual accounts receivable is $102.41 million

    Inventory

    -
    UBSI annual inventory value is unknown

    Liabilities

    Total liabilities

    $25.03B
    UBSI annual total liabilities is $25.03 billion

    Long term liabilities

    $24.62B
    UBSI annual total long term liabilities is $24.62 billion

    Current liabilities

    $176.09M
    UBSI annual total current liabilities is $176.09 million

    Accounts payable

    -
    UBSI annual accounts payable value is unknown

    Debt

    Total debt

    $627.19M
    UBSI annual total debt is $627.19 million

    Total debt 1-year change

    -66.67%
    UBSI annual total debt is down -66.67% year-on-year

    Long term debt

    $627.19M
    UBSI annual long term debt is $627.19 million

    Short term debt

    -
    UBSI annual short term debt value is unknown

    Equity & Capital

    Shareholders equity

    $4.99B
    UBSI annual stockholders equity is $4.99 billion

    Book value

    $4.99B
    UBSI annual book value is $4.99 billion

    Retained earnings

    $1.92B
    UBSI annual retained earnings is $1.92 billion

    Working capital

    $2.48B
    UBSI annual working capital is $2.48 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $445.45M
    UBSI annual cash flow from operations is $445.45 million

    Cash from operations 1-year change

    +2.35%
    UBSI annual cash flow from operations is up +2.35% year-on-year

    Cash from investing

    $571.49M
    UBSI annual cash flow from investing activities is $571.49 million

    Cash from investing 1-year change

    +1365.57%
    UBSI annual cash flow from investing activities is up +1365.57% year-on-year

    Cash from financing

    -$323.64M
    UBSI annual cash flow from financing activities is -$323.64 million

    Cash from financing 1-year change

    -523.1%
    UBSI annual cash flow from financing activities is down -523.1% year-on-year

    CAPEX

    CAPEX

    $12.13M
    UBSI annual capital expenditures is $12.13 million

    CAPEX 1-year change

    +3.77%
    UBSI annual capital expenditures is up +3.77% year-on-year

    Free Cash Flow

    Free cash flow

    $433.33M
    UBSI annual free cash flow is $433.33 million

    Free cash flow 1-year change

    +2.31%
    UBSI annual free cash flow is up +2.31% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    -
    UBSI annual gross profit margin value is unknown

    Operating margin

    -
    UBSI annual operating profit margin value is unknown

    Net margin

    36.23%
    UBSI annual net profit margin is 36.23%

    ROA & ROE

    ROA

    1.24%
    UBSI annual return on assets is 1.24%

    ROE

    7.64%
    UBSI annual return on equity is 7.64%

    Valuation

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    PE Ratio

    PE ratio

    13.54
    UBSI price to earnings ratio is 13.54

    PE ratio Sector rank

    44.28%
    UBSI price to earnings ratio is higher than 44.28% of companies in Financial Services sector

    PB Ratio

    PB ratio

    0.97
    UBSI price to book ratio is 0.97

    PB ratio Sector rank

    33.4%
    UBSI price to book ratio is higher than 33.4% of companies in Financial Services sector

    PS Ratio

    PS ratio

    4.86
    UBSI price to sales ratio is 4.86

    PS ratio Sector rank

    77.82%
    UBSI price to sales ratio is higher than 77.82% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $3.21B
    UBSI enterprise value is $3.21 billion

    Enterprise value Sector rank

    71.27%
    UBSI enterprise value is higher than 71.27% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    -
    UBSI EV/EBITDA value is unknown

    EV/EBITDA Sector rank

    -
    UBSI EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current ratio

    15.08
    UBSI annual current ratio is 15.08

    Quick ratio

    -
    UBSI annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.11
    UBSI annual debt to equity ratio is 0.11

    Interest coverage ratio

    -
    UBSI annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    -
    UBSI piotroski f-score value is unknown

    Altman Z-Score

    0.46
    UBSI altman z-score is 0.46

    Analyst ratings

    Recent major analysts updates

    Apr 28, 25 Keefe, Bruyette & Woods
    Market Perform
    Jan 27, 25 Stephens & Co.
    Equal-Weight
    Jan 27, 25 Keefe, Bruyette & Woods
    Market Perform
    Jul 26, 24 Stephens & Co.
    Equal-Weight
    Jul 26, 24 Keefe, Bruyette & Woods
    Market Perform
    Jul 26, 24 DA Davidson
    Neutral
    Jun 17, 24 Keefe, Bruyette & Woods
    Market Perform
    May 3, 24 Keefe, Bruyette & Woods
    Market Perform
    Apr 26, 24 Stephens & Co.
    Equal-Weight
    Jan 5, 24 Raymond James
    Outperform

    Institutional Ownership

    Screeners with UBSI included

    Growing Shares Outstanding
    Mid cap stocks
    US stocks
    Stocks below SMA 200
    Stocks recommended to hold
    Best performing stocks last 5 years
    NASDAQ Dividend Calendar
    Stocks with low PE ratio
    Stocks below analysts price target
    Companies with growing dividends
    • What is the ticker symbol for United Bankshares?
    • Does United Bankshares pay dividends?
    • What sector is United Bankshares in?
    • What industry is United Bankshares in?
    • What country is United Bankshares based in?
    • When did United Bankshares go public?
    • Is United Bankshares in the S&P 500?
    • Is United Bankshares in the NASDAQ 100?
    • Is United Bankshares in the Dow Jones?
    • When was United Bankshares's last earnings report?
    • When does United Bankshares report earnings?
    • Should I buy United Bankshares stock now?

    What is the ticker symbol for United Bankshares?

    The ticker symbol for United Bankshares is NASDAQ:UBSI

    Does United Bankshares pay dividends?

    Yes, United Bankshares pays dividends. The last payment was $0.37, with an ex-dividend date on June 13, 2025

    What sector is United Bankshares in?

    United Bankshares is in the Financial Services sector

    What industry is United Bankshares in?

    United Bankshares is in the Banks - Regional industry

    What country is United Bankshares based in?

    United Bankshares is headquartered in United States

    When did United Bankshares go public?

    United Bankshares's initial public offering (IPO) was on June 4, 1987

    Is United Bankshares in the S&P 500?

    No, United Bankshares is not included in the S&P 500 index

    Is United Bankshares in the NASDAQ 100?

    No, United Bankshares is not included in the NASDAQ 100 index

    Is United Bankshares in the Dow Jones?

    No, United Bankshares is not included in the Dow Jones index

    When was United Bankshares's last earnings report?

    United Bankshares's most recent earnings report was on Apr 24, 2025

    When does United Bankshares report earnings?

    The next expected earnings date for United Bankshares is Jul 25, 2025

    Should I buy United Bankshares stock now?

    As of today, analysts generally recommend a 'Hold' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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