UBSI logo

United Bankshares (UBSI) Company Overview

Profile

Full Name:

United Bankshares, Inc.

Sector:

Financial Services

Industry:

Banks - Regional

Country:

United States

IPO:

June 4, 1987

Indexes:

Not included

Website:

http://www.ubsi-inc.com

Description:

United Bankshares, Inc. is an American financial holding company. Its main activity is banking services, which are provided through its subsidiary United Bank. The bank offers a full range of commercial and retail banking services and products. It was registered in West Virginia in 1982. Among the banking services offered are: accepting deposits into current, savings, time, and money market accounts; providing and servicing personal and commercial loans; issuing loans for construction and real estate. Individual retirement accounts, safes, bank transfers, and other standard banking products and services are also offered. Services are provided, including through internet banking, which allows customers to perform various transactions using a computer, tablet, or mobile device.

Key Details

Price

$35.39

Market Cap

$5.06 B(Mid cap)

Last Dividend

$0.37

TTM Dividend Yield

4.18%

Annual Revenue

$1.05 B(-0.18% YoY)

Annual EPS

$2.75(+1.48% YoY)

PE Ratio

12.92

Annual ROE

7.64%

Annual Debt To Equity

0.14

Beta

1.07

Events Calendar

Earnings

Next earnings date:

Apr 25, 2025

Recent quarterly earnings:

Jan 24, 2025

Recent annual earnings:

Jan 24, 2025
Dividend

Next ex-dividend date:

N/A

Recent ex-dividend date:

Dec 13, 2024
Splits

Next split:

N/A

Recent split:

Mar 30, 1998

Analyst ratings

Recent major analysts updates

Jan 27, 25 Stephens & Co.
Equal-Weight
Jan 27, 25 Keefe, Bruyette & Woods
Market Perform
Jul 26, 24 Stephens & Co.
Equal-Weight
Jul 26, 24 Keefe, Bruyette & Woods
Market Perform
Jul 26, 24 DA Davidson
Neutral
Jun 17, 24 Keefe, Bruyette & Woods
Market Perform
May 3, 24 Keefe, Bruyette & Woods
Market Perform
Apr 26, 24 Stephens & Co.
Equal-Weight
Jan 5, 24 Raymond James
Outperform
Jul 31, 23 Piper Sandler
Neutral

Screeners with UBSI included

Growing Shares Outstanding
Mid cap stocks
US stocks
Stocks with high beta
Stocks below SMA 200
Stocks recommended to hold
Best performing stocks last 5 years
Stocks below analysts price target
Companies with growing dividends
All stocks

Market Data

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Price

Current Price

$35.39
UBSI price is $35.39

Price All-time High

$49.20
UBSI price is currently -28.07% below its historical high of $49.20

Price Analysts Target

$42.00
UBSI price is currently -15.74% lower than the consensus analysts' forecast

Price Most Recent Change

+0.06%
UBSI price was up +0.06% on Feb 25, 2025

Price YTD Change

-5.75%
UBSI price is down -5.75% since January 1st

Price 3-Year Change

-3.33%
UBSI price is down -3.33% over the past 3 years

Market cap

Market Cap

$5.06 B
UBSI market capitalization is $5.06 billion

Market Cap 3-Year Change

+1.18%
UBSI market capitalization is up +1.18% over the past 3 years

Market Cap All-time High

$5.89 B
UBSI market capitalization is currently -14.20% below its historical high of $5.89 billion

Market Cap Sector Rank

77.99%
UBSI market capitalization is higher than 77.99% of companies in Financial Services sector

Technical

Beta

1.07
UBSI beta is 1.07

200-day SMA

$36.93
UBSI price is currently -4.18% below its 200-day simple moving average

14-day RSI

32.13
UBSI 14-day relative strength index is 32.13

30-day Relative Volume

1.83
UBSI 30-day relative volume is 1.83

Dividend

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Events

Last Paid Dividend

$0.37
UBSI last dividend was $0.37 per share, with an ex-dividend date of December 13, 2024

Next Dividend

-
UBSI next dividend has not yet been announced

Dividend per share

Annual Dividend Per Share

$1.48
UBSI annual dividend per share is $1.48

Annual Dividend Per Share Sector Rank

74.63%
UBSI annual dividend per share is higher than 74.63% of companies in Financial Services sector

Annual Dividend Per Share 1-Year Change

+2.07%
UBSI annual dividend per share is up +2.07% year-on-year

Annual Dividend Per Share 3-Year Change

+4.96%
UBSI annual dividend per share is up +4.96% over the past 3 years

Dividend yield

Annual Dividend Yield

4.18%
UBSI annual dividend yield is 4.18%

Annual Dividend Yield Sector Rank

48.36%
UBSI annual dividend yield is higher than 48.36% of companies in Financial Services sector

Other

Annual Payout Ratio

-
UBSI annual payout ratio value is unknown

Annual Dividends Paid

-
UBSI annual dividends paid value is unknown

Annual FCF

-
UBSI annual free cash flow value is unknown

Profitability

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Revenue

Annual Revenue

$1.05 B
UBSI annual revenue is $1.05 billion

Annual Revenue Analysts Estimate

$1.16 B
UBSI annual revenue is currently -10.19% lower than the consensus analysts' forecast

Annual Revenue 1-Year Change

-0.18%
UBSI annual revenue is down -0.18% year-on-year

Annual Revenue Sector Rank

77.48%
UBSI annual revenue is higher than 77.48% of companies in Financial Services sector

Profit

Annual Gross Profit

-
UBSI annual gross profit value is unknown

Annual Gross Margin

-
UBSI annual gross profit margin value is unknown

Annual Operating Profit

-
UBSI annual operating income value is unknown

Annual Operating Margin

-
UBSI annual operating profit margin value is unknown

Annual Net Income

$373.00 M
UBSI annual net profit is $373.00 million

Annual Net Margin

35.67%
UBSI annual net profit margin is 35.67%

EPS

Annual EPS

$2.75
UBSI annual earnings per share is $2.75

Annual EPS Analysts Estimate

$2.84
UBSI annual earnings per share is currently -3.03% lower than the consensus analysts' forecast

Annual EPS 1-Year Change

+1.48%
UBSI annual earnings per share is up +1.48% year-on-year

Annual EPS Sector Rank

68.5%
UBSI annual earnings per share is higher than 68.5% of companies in Financial Services sector

ROA & ROE

Annual ROA

1.24%
UBSI annual return on assets is 1.24%

Annual ROE

7.64%
UBSI annual return on equity is 7.64%

EBIT & EBITDA

Annual EBIT

$1.06 B
UBSI annual earnings before interest & taxes is $1.06 billion

Annual EBITDA

-
UBSI annual EBITDA value is unknown

Valuation

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PE Ratio

PE Ratio

12.92
UBSI price to earnings ratio is 12.92

PE Ratio Sector Rank

44.65%
UBSI price to earnings ratio is higher than 44.65% of companies in Financial Services sector

PB Ratio

PB Ratio

1.01
UBSI price to book ratio is 1.01

PB Ratio Sector Rank

36%
UBSI price to book ratio is higher than 36% of companies in Financial Services sector

PS Ratio

PS Ratio

4.89
UBSI price to sales ratio is 4.89

PS Ratio Sector Rank

78.11%
UBSI price to sales ratio is higher than 78.11% of companies in Financial Services sector

Enterprise value

Enterprise Value

$3.57 B
UBSI enterprise value is $3.57 billion

Enterprise Value Sector Rank

74.07%
UBSI enterprise value is higher than 74.07% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

-
UBSI EV/EBITDA value is unknown

EV/EBITDA Sector Rank

-
UBSI EV/EBITDA is unknown

Financial Health

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Liquidity

Annual Current Ratio

29.83
UBSI annual current ratio is 29.83

Annual Quick Ratio

-
UBSI annual quick ratio value is unknown

Leverage

Annual Debt To Equity

0.14
UBSI annual debt to equity ratio is 0.14

Annual Interest Coverage Ratio

-
UBSI annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
UBSI piotroski f-score value is unknown

Altman Z-Score

-
UBSI altman z-score value is unknown

Balance Sheet

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Assets

Annual Total Assets

$30.02 B
UBSI annual total assets is $30.02 billion

Annual Non Current Assets

$27.23 B
UBSI annual long term assets is $27.23 billion

Annual Current Assets

$5.25 B
UBSI annual total current assets is $5.25 billion

Annual Cash & Cash Equivalents

$2.29 B
UBSI annual cash & cash equivalents is $2.29 billion

Equity

Annual Book Value

$4.99 B
UBSI annual book value is $4.99 billion

Annual Working Capital

$5.08 B
UBSI annual working capital is $5.08 billion

Liabilities

Annual Total Liabilities

$25.03 B
UBSI annual total liabilities is $25.03 billion

Annual Total Long Term Liabilities

$24.59 B
UBSI annual total long term liabilities is $24.59 billion

Annual Current Liabilities

$176.09 M
UBSI annual total current liabilities is $176.09 million

Annual Accounts Payable

-
UBSI annual accounts payable value is unknown

Debt

Annual Total Debt

$803.28 M
UBSI annual total debt is $803.28 million

Annual Total Debt 1-Year Change

-57.32%
UBSI annual total debt is down -57.32% year-on-year

Annual Long Term Debt

$627.19 M
UBSI annual long term debt is $627.19 million

Annual Short Term Debt

$176.09 M
UBSI annual short term debt is $176.09 million

Expenses

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Annual Total Expenses

-
UBSI annual total expenses value is unknown

Annual Operating Expenses

$311.61 M
UBSI annual total operating expenses is $311.61 million

Annual Cost Of Goods Sold

-
UBSI annual cost of goods sold value is unknown

Annual SGA

$307.97 M
UBSI annual SGA is $307.97 million

Annual D&A

-
UBSI annual depreciation & amortization value is unknown

Annual Interest Expense

-
UBSI annual interest expense value is unknown

Cash Flow

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Cashflow Activities

Annual CFO

-
UBSI annual cash flow from operations value is unknown

Annual CFO 1-Year Change

-
UBSI annual cash flow from operations 1-year change is unknown

Annual CFI

-
UBSI annual cash flow from investing activities value is unknown

Annual CFI 1-Year Change

-
UBSI annual cash flow from investing activities 1-year change is unknown

Annual CFF

-
UBSI annual cash flow from financing activities value is unknown

Annual CFF 1-Year Change

-
UBSI annual cash flow from financing activities 1-year change is unknown

Free CashFlow

Annual FCF

-
UBSI annual free cash flow value is unknown

Annual FCF 1-Year Change

-
UBSI annual free cash flow 1-year change is unknown

CAPEX

Annual CAPEX

-
UBSI annual capital expenditures value is unknown

Annual CAPEX 1-Year Change

-
UBSI annual capital expenditures 1-year change is unknown

Institutional Ownership

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FAQ

  • What is the ticker symbol for United Bankshares?
  • Does United Bankshares pay dividends?
  • What sector is United Bankshares in?
  • What industry is United Bankshares in?
  • What country is United Bankshares based in?
  • When did United Bankshares go public?
  • Is United Bankshares in the S&P 500?
  • Is United Bankshares in the NASDAQ 100?
  • Is United Bankshares in the Dow Jones?
  • When was United Bankshares's last earnings report?
  • When does United Bankshares report earnings?
  • Should I buy United Bankshares stock now?

What is the ticker symbol for United Bankshares?

The ticker symbol for United Bankshares is NASDAQ:UBSI

Does United Bankshares pay dividends?

Yes, United Bankshares pays dividends. The last payment was $0.37, with an ex-dividend date on December 13, 2024

What sector is United Bankshares in?

United Bankshares is in the Financial Services sector

What industry is United Bankshares in?

United Bankshares is in the Banks - Regional industry

What country is United Bankshares based in?

United Bankshares is headquartered in United States

When did United Bankshares go public?

United Bankshares's initial public offering (IPO) was on June 4, 1987

Is United Bankshares in the S&P 500?

No, United Bankshares is not included in the S&P 500 index

Is United Bankshares in the NASDAQ 100?

No, United Bankshares is not included in the NASDAQ 100 index

Is United Bankshares in the Dow Jones?

No, United Bankshares is not included in the Dow Jones index

When was United Bankshares's last earnings report?

United Bankshares's most recent earnings report was on Jan 24, 2025

When does United Bankshares report earnings?

The next expected earnings date for United Bankshares is Apr 25, 2025

Should I buy United Bankshares stock now?

As of today, analysts generally recommend a 'Hold' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions