What is the current annual payout ratio of TOWN?

As of today, TOWN annual payout ratio is 46.10%

What is 1-year change in TOWN annual payout ratio?

TOWN annual payout ratio is up +0.20% year-over-year

What is 3-year change in TOWN annual payout ratio?

TOWN annual payout ratio is up +87.63% over the past 3 years

How far is TOWN annual payout ratio from its all-time high?

TOWN annual payout ratio is currently -24.33% below its historical high of 60.92% set on December 31, 2009

How does TOWN annual payout ratio rank versus sector peers?

TOWN annual payout ratio is higher than 68.27% of companies in Financial Services sector

When is TOWN next annual earnings release?

The next annual earnings release for TOWN is on January 21, 2026

What is TOWN next ex-dividend date?

As of today, the next dividend for TOWN has not been scheduled

What is the current TTM payout ratio of TOWN?

As of today, TOWN TTM payout ratio is 47.23%

What is TOWN TTM payout ratio most recent change?

TOWN TTM payout ratio remained unchanged on January 14, 2026

What is 1-year change in TOWN TTM payout ratio?

TOWN TTM payout ratio is up +1.77% year-over-year

How far is TOWN TTM payout ratio from its all-time high?

TOWN TTM payout ratio is currently -29.05% below its historical high of 66.57% set on December 18, 2006

How does TOWN TTM payout ratio rank versus sector peers?

TOWN TTM payout ratio is higher than 86.91% of companies in Financial Services sector

When is TOWN next earnings release?

The next earnings release for TOWN is on January 21, 2026

What is TOWN next ex-dividend date?

As of today, the next dividend for TOWN has not been scheduled

What is the current quarterly payout ratio of TOWN?

As of today, TOWN quarterly payout ratio is 51.80%

What is TOWN quarterly payout ratio most recent change?

TOWN quarterly payout ratio was up +8.14% on September 30, 2025

What is 1-year change in TOWN quarterly payout ratio?

TOWN quarterly payout ratio is up +19.16% year-over-year

How far is TOWN quarterly payout ratio from its all-time high?

TOWN quarterly payout ratio is currently -66.56% below its historical high of 154.91% set on December 31, 2007

How does TOWN quarterly payout ratio rank versus sector peers?

TOWN quarterly payout ratio is higher than 87.92% of companies in Financial Services sector

When is TOWN next earnings release?

The next earnings release for TOWN is on January 21, 2026

What is TOWN next ex-dividend date?

As of today, the next dividend for TOWN has not been scheduled

TowneBank (TOWN) Payout Ratio History & Chart Since 2002

Annual Payout Ratio

46.10%0.09%+0.20%

December 31, 2024

Summary

Current Value: As of today, TOWN annual payout ratio is 46.10%, up +0.20% on December 31, 2024
Historical Performance: TOWN annual payout ratio is up +87.63% over the past 3 years, and up +34.13% over the past 5 years
All-Time High Comparison: TOWN annual payout ratio is currently -24.33% below its historical high of 60.92% set on December 31, 2009
3-Year Low Comparison: TOWN annual payout ratio is +39.95% above its 3-year low of 32.94% reached on an earlier date
Sector Comparison: TOWN annual payout ratio is higher than 68.27% of companies in Financial Services sector

Payout Ratio Chart

Performance

TOWN Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Payout Ratio	Dec 31, 24	46.10%	+0.2%	+87.6%	+34.1%	-24.3%
Quarterly Payout Ratio	Sep 30, 25	51.80%	+19.2%	+57.0%	+100.4%	-11.1%
TTM Payout Ratio	Jan 14, 26	47.23%	+1.8%	+38.1%	+31.9%	+4.8%
Price	Jan 14, 26	$34.38	+2.7%	+9.4%	+33.2%	+109.3%
Annual Dividend Yield	Jan 14, 26	2.91%	-2.7%	+2.8%	+4.3%	+49.2%
Annual Dividends Paid	Dec 31, 24	$75.02M	+5.1%	+35.7%	+51.9%	+360.3%
Annual Dividend Per Share	Dec 31, 24	$1.00	+2.0%	+28.2%	+42.9%	+212.5%
Annual Free Cash Flow	Dec 31, 24	$81.09M	-30.8%	-83.4%	+253.7%	+311.9%
Annual Revenue	Dec 31, 24	$1.02B	+8.5%	+42.9%	+52.4%	+355.7%
Annual EPS	Dec 31, 24	$2.15	+4.5%	-27.5%	+11.9%	+235.8%

Payout Ratio Highs

TOWN Annual Payout Ratio Highs Comparison
Period	High	Date	Current
3Y	46.10%	Dec 31, 24	at high
5Y	46.10%	Dec 31, 24	at high
All	60.92%	Dec 31, 09	-24.3%

Payout Ratio Lows

TOWN Annual Payout Ratio Lows Comparison
Period	Low	Date	Current
3Y	32.94%	N/A	+40.0%
5Y	24.57%	Dec 31, 21	+87.6%
All	7.67%	Dec 31, 03	+501.0%

Payout Ratio History

Year	Value	Change
2024	46.10%	+0.2%
2023	46.01%	+39.7%
2022	32.94%	+34.1%
2021	24.57%	-20.3%
2020	30.83%	-10.3%
2019	34.37%	+5.6%
2018	32.56%	-12.3%
2017	37.11%	-12.2%
2016	42.29%	+26.3%
2015	33.48%	-6.2%
2014	35.70%	+16.7%

Year	Value	Change
2013	30.59%	-38.8%
2012	49.97%	-5.5%
2011	52.88%	-7.2%
2010	56.96%	-6.5%
2009	60.92%	+57.7%
2008	38.62%	-30.6%
2007	55.66%	+123.8%
2006	24.87%	+52.1%
2005	16.35%	+76.6%
2004	9.26%	+20.7%
2003	7.67%	-

FAQ

What is the current annual payout ratio of TOWN?
As of today, TOWN annual payout ratio is 46.10%
What is 1-year change in TOWN annual payout ratio?
TOWN annual payout ratio is up +0.20% year-over-year
What is 3-year change in TOWN annual payout ratio?
TOWN annual payout ratio is up +87.63% over the past 3 years
How far is TOWN annual payout ratio from its all-time high?
TOWN annual payout ratio is currently -24.33% below its historical high of 60.92% set on December 31, 2009
How does TOWN annual payout ratio rank versus sector peers?
TOWN annual payout ratio is higher than 68.27% of companies in Financial Services sector
When is TOWN next annual earnings release?
The next annual earnings release for TOWN is on January 21, 2026
What is TOWN next ex-dividend date?
As of today, the next dividend for TOWN has not been scheduled

TTM Payout Ratio

47.23%0.00%0.00%

January 14, 2026

Summary

Current Value: As of today, TOWN TTM payout ratio is 47.23%, unchanged on January 14, 2026
Historical Performance: TOWN TTM payout ratio is up +1.77% year-over-year, and up +38.10% over the past 3 years
All-Time High Comparison: TOWN TTM payout ratio is currently -29.05% below its historical high of 66.57% set on December 18, 2006
3-Year Low Comparison: TOWN TTM payout ratio is +38.10% above its 3-year low of 34.20% reached on January 14, 2023
Sector Comparison: TOWN TTM payout ratio is higher than 86.91% of companies in Financial Services sector

Performance

TOWN Performance
Metric	Date	Value	3M	1Y	3Y	5Y
TTM Payout Ratio	Jan 14, 26	47.23%	+1.9%	+1.8%	+38.1%	+31.9%
Quarterly Payout Ratio	Sep 30, 25	51.80%	+8.1%	+19.2%	+57.0%	+100.4%
Annual Payout Ratio	Dec 31, 24	46.10%	–	+0.2%	+87.6%	+34.1%
Price	Jan 14, 26	$34.38	+1.2%	+2.7%	+9.4%	+33.2%
TTM Dividend Yield	Jan 14, 26	3.08%	+0.7%	+3.0%	+8.8%	+10.4%
TTM Dividends Paid	Sep 30, 25	$76.75M	+2.1%	+2.4%	+26.8%	+46.3%
TTM Dividend Per Share	Jan 14, 26	$1.06	+1.9%	+6.0%	+19.1%	+47.2%
TTM Free Cash Flow	Sep 30, 25	$198.55M	+100.1%	+647.9%	-50.8%	+544.3%
TTM Revenue	Sep 30, 25	$1.08B	+2.6%	+7.6%	+49.0%	+48.9%
TTM EPS	Sep 30, 25	$2.24	-2.7%	+12.7%	-10.7%	+24.4%

TTM Payout Ratio Highs

TOWN TTM Payout Ratio Highs Comparison
Period	High	Date	Current
1Y	47.23%	Dec 26, 25	at high
3Y	50.20%	Sep 30, 24	-5.9%
5Y	50.20%	Sep 30, 24	-5.9%
All	66.57%	Dec 18, 06	-29.1%

TTM Payout Ratio Lows

TOWN TTM Payout Ratio Lows Comparison
Period	Low	Date	Current
1Y	42.34%	Mar 31, 25	+11.6%
3Y	34.20%	Jan 14, 23	+38.1%
5Y	24.47%	Sep 30, 21	+93.0%
All	0.00%	May 5, 99	N/A

TTM Payout Ratio History

Month	Value	Change
Jan 2026	47.23%	+1.9%
Sep 2025	46.34%	+4.8%
Jun 2025	44.21%	+4.4%
Mar 2025	42.34%	-8.8%
Dec 2024	46.41%	-7.5%
Sep 2024	50.20%	+1.4%
Jun 2024	49.53%	-0.6%
Mar 2024	49.85%	+4.7%
Dec 2023	47.60%	+14.8%
Sep 2023	41.46%	+6.1%
Jun 2023	39.06%	+5.7%
Mar 2023	36.95%	+8.0%
Dec 2022	34.20%	-0.0%
Sep 2022	34.21%	+3.8%
Jun 2022	32.97%	+9.0%
Mar 2022	30.25%	+15.1%
Dec 2021	26.28%	+7.4%
Sep 2021	24.47%	-4.5%
Jun 2021	25.62%	-7.6%
Mar 2021	27.72%	-22.6%
Dec 2020	35.80%	-10.3%
Sep 2020	39.89%	+2.5%
Jun 2020	38.92%	+0.1%
Mar 2020	38.89%	+6.8%
Dec 2019	36.42%	+3.7%
Sep 2019	35.11%	+3.6%
Jun 2019	33.90%	+3.3%
Mar 2019	32.81%	-0.9%
Dec 2018	33.12%	-13.3%
Sep 2018	38.22%	-2.9%
Jun 2018	39.37%	-0.9%
Mar 2018	39.72%	+1.5%
Dec 2017	39.13%	+9.7%
Sep 2017	35.68%	-1.2%
Jun 2017	36.10%	-18.9%
Mar 2017	44.52%	+1.4%
Dec 2016	43.90%	-3.7%
Sep 2016	45.61%	-2.3%
Jun 2016	46.69%	+24.3%
Mar 2016	37.57%	-2.7%
Dec 2015	38.61%	-1.5%
Sep 2015	39.18%	+1.8%
Jun 2015	38.48%	+0.3%
Mar 2015	38.35%	+4.6%
Dec 2014	36.68%	+8.8%
Sep 2014	33.72%	-2.3%
Jun 2014	34.50%	+4.2%

Month	Value	Change
Mar 2014	33.12%	+0.9%
Dec 2013	32.84%	+2.0%
Sep 2013	32.19%	+3.5%
Jun 2013	31.11%	-2.4%
Mar 2013	31.89%	-1.1%
Dec 2012	32.25%	-0.8%
Sep 2012	32.52%	-9.3%
Jun 2012	35.85%	-9.3%
Mar 2012	39.53%	-6.1%
Dec 2011	42.11%	-5.1%
Sep 2011	44.38%	+1.4%
Jun 2011	43.78%	-2.4%
Mar 2011	44.86%	-0.4%
Dec 2010	45.05%	-2.7%
Sep 2010	46.32%	+1.4%
Jun 2010	45.67%	-0.0%
Mar 2010	45.68%	-8.5%
Dec 2009	49.95%	-1.5%
Sep 2009	50.71%	+9.2%
Jun 2009	46.43%	+11.3%
Mar 2009	41.73%	+12.7%
Dec 2008	37.04%	+7.9%
Sep 2008	34.33%	-1.1%
Jun 2008	34.70%	-1.0%
Mar 2008	35.06%	-2.1%
Dec 2007	35.83%	-39.4%
Sep 2007	59.17%	+14.9%
Jun 2007	51.50%	+19.7%
Mar 2007	43.01%	-31.4%
Dec 2006	62.74%	+117.2%
Sep 2006	28.89%	-4.9%
Jun 2006	30.37%	-5.8%
Mar 2006	32.24%	+75.7%
Dec 2005	18.35%	-6.7%
Sep 2005	19.66%	-5.1%
Jun 2005	20.71%	-38.9%
Mar 2005	33.88%	+159.8%
Dec 2004	13.04%	-14.0%
Sep 2004	15.17%	-4.9%
Jun 2004	15.96%	+92.8%
Mar 2004	8.28%	-3.2%
Dec 2003	8.55%	+3.3%
Sep 2003	8.28%	-6.2%
Jun 2003	8.83%	>+9,900.0%
Sep 2002	0.00%	0.0%
Jun 2002	0.00%	-

FAQ

What is the current TTM payout ratio of TOWN?
As of today, TOWN TTM payout ratio is 47.23%
What is TOWN TTM payout ratio most recent change?
TOWN TTM payout ratio remained unchanged on January 14, 2026
What is 1-year change in TOWN TTM payout ratio?
TOWN TTM payout ratio is up +1.77% year-over-year
How far is TOWN TTM payout ratio from its all-time high?
TOWN TTM payout ratio is currently -29.05% below its historical high of 66.57% set on December 18, 2006
How does TOWN TTM payout ratio rank versus sector peers?
TOWN TTM payout ratio is higher than 86.91% of companies in Financial Services sector
When is TOWN next earnings release?
The next earnings release for TOWN is on January 21, 2026
What is TOWN next ex-dividend date?
As of today, the next dividend for TOWN has not been scheduled

Quarterly Payout Ratio

51.80%3.90%+8.14%

September 30, 2025

Summary

Current Value: As of today, TOWN quarterly payout ratio is 51.80%, up +8.14% on September 30, 2025
Historical Performance: TOWN quarterly payout ratio is up +19.16% year-over-year, and up +57.02% over the past 3 years
All-Time High Comparison: TOWN quarterly payout ratio is currently -66.56% below its historical high of 154.91% set on December 31, 2007
3-Year Low Comparison: TOWN quarterly payout ratio is +44.05% above its 3-year low of 35.96% reached on an earlier date
Sector Comparison: TOWN quarterly payout ratio is higher than 87.92% of companies in Financial Services sector

Performance

TOWN Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Payout Ratio	Sep 30, 25	51.80%	+8.1%	+19.2%	+57.0%	+100.4%
Annual Payout Ratio	Dec 31, 24	46.10%	–	+0.2%	+87.6%	+34.1%
TTM Payout Ratio	Jan 14, 26	47.23%	+1.9%	+1.8%	+38.1%	+31.9%
Price	Jan 14, 26	$34.38	+1.2%	+2.7%	+9.4%	+33.2%
TTM Dividend Yield	Jan 14, 26	3.08%	+0.7%	+3.0%	+8.8%	+10.4%
Quarterly Dividends Paid	Sep 30, 25	$20.36M	+8.2%	+8.6%	+21.8%	+55.3%
TTM Dividend Per Share	Jan 14, 26	$1.06	+1.9%	+6.0%	+19.1%	+47.2%
Quarterly Free Cash Flow	Sep 30, 25	$41.25M	+197.1%	+171.0%	+135.9%	+44.9%
Quarterly Revenue	Sep 30, 25	$285.30M	+2.7%	+10.6%	+43.3%	+38.4%
Quarterly EPS	Sep 30, 25	$0.51	-1.3%	-11.0%	-26.2%	+7.1%

Quarterly Payout Ratio Highs

TOWN Quarterly Payout Ratio Highs Comparison
Period	High	Date	Current
1Y	51.80%	Sep 30, 25	at high
3Y	65.55%	Dec 31, 23	-21.0%
5Y	65.55%	Dec 31, 23	-21.0%
All	154.91%	Dec 31, 07	-66.6%

Quarterly Payout Ratio Lows

TOWN Quarterly Payout Ratio Lows Comparison
Period	Low	Date	Current
1Y	36.97%	Mar 31, 25	+40.1%
3Y	35.96%	N/A	+44.0%
5Y	18.18%	Mar 31, 21	+184.9%
All	0.00%	Jun 30, 02	N/A

Quarterly Payout Ratio History

Month	Value	Change
Sep 2025	51.80%	+8.1%
Jun 2025	47.90%	+29.6%
Mar 2025	36.97%	-18.4%
Dec 2024	45.32%	+4.3%
Sep 2024	43.47%	-0.1%
Jun 2024	43.51%	-18.6%
Mar 2024	53.42%	-18.5%
Dec 2023	65.55%	+56.9%
Sep 2023	41.78%	+5.5%
Jun 2023	39.61%	-9.3%
Mar 2023	43.66%	+21.4%
Dec 2022	35.96%	+9.0%
Sep 2022	32.99%	+6.8%
Jun 2022	30.88%	-3.4%
Mar 2022	31.96%	-8.3%
Dec 2021	34.84%	+26.7%
Sep 2021	27.49%	+21.9%
Jun 2021	22.55%	+24.0%
Mar 2021	18.18%	-24.8%
Dec 2020	24.16%	-6.5%
Sep 2020	25.85%	-26.6%
Jun 2020	35.21%	-25.3%
Mar 2020	47.11%	+27.9%
Dec 2019	36.83%	+11.6%
Sep 2019	32.99%	+3.8%
Jun 2019	31.78%	-12.2%
Mar 2019	36.21%	+12.8%
Dec 2018	32.09%	+9.8%
Sep 2018	29.23%	-8.7%
Jun 2018	32.03%	-17.9%
Mar 2018	39.00%	-40.9%
Dec 2017	66.00%	+115.3%
Sep 2017	30.66%	-2.4%
Jun 2017	31.40%	-11.2%
Mar 2017	35.38%	-13.6%
Dec 2016	40.94%	+30.4%
Sep 2016	31.39%	-69.5%
Jun 2016	102.80%	+209.0%
Mar 2016	33.27%	+9.6%
Dec 2015	30.35%	-9.3%
Sep 2015	33.46%	+2.6%
Jun 2015	32.60%	-12.5%
Mar 2015	37.27%	-29.7%
Dec 2014	53.02%	+68.0%
Sep 2014	31.56%	-3.2%
Jun 2014	32.60%	+1.6%

Month	Value	Change
Mar 2014	32.08%	-13.6%
Dec 2013	37.12%	-1.9%
Sep 2013	37.85%	+7.4%
Jun 2013	35.24%	+187.7%
Mar 2013	12.25%	-82.2%
Dec 2012	68.93%	+64.5%
Sep 2012	41.91%	-1.8%
Jun 2012	42.69%	-8.5%
Mar 2012	46.68%	+18.9%
Dec 2011	39.26%	-29.1%
Sep 2011	55.37%	-17.9%
Jun 2011	67.45%	+26.5%
Mar 2011	53.32%	-4.5%
Dec 2010	55.82%	-4.2%
Sep 2010	58.24%	-3.4%
Jun 2010	60.28%	+12.0%
Mar 2010	53.81%	-13.1%
Dec 2009	61.93%	+8.7%
Sep 2009	56.97%	-11.7%
Jun 2009	64.51%	+16.5%
Mar 2009	55.38%	-10.1%
Dec 2008	61.62%	+100.6%
Sep 2008	30.72%	-5.9%
Jun 2008	32.63%	+0.3%
Mar 2008	32.54%	-79.0%
Dec 2007	154.91%	+78.7%
Sep 2007	86.69%	+166.1%
Jun 2007	32.58%	-74.9%
Mar 2007	129.83%	>+9,900.0%
Dec 2006	0.00%	0.0%
Sep 2006	0.00%	0.0%
Jun 2006	0.00%	-100.0%
Mar 2006	120.78%	>+9,900.0%
Dec 2005	0.02%	>+9,900.0%
Sep 2005	0.00%	0.0%
Jun 2005	0.00%	-100.0%
Mar 2005	69.35%	>+9,900.0%
Dec 2004	0.00%	0.0%
Sep 2004	0.00%	-100.0%
Jun 2004	0.15%	-99.7%
Mar 2004	57.62%	>+9,900.0%
Dec 2003	0.00%	0.0%
Sep 2003	0.00%	-100.0%
Jun 2003	28.57%	>+9,900.0%
Sep 2002	0.00%	0.0%
Jun 2002	0.00%	-

FAQ

What is the current quarterly payout ratio of TOWN?
As of today, TOWN quarterly payout ratio is 51.80%
What is TOWN quarterly payout ratio most recent change?
TOWN quarterly payout ratio was up +8.14% on September 30, 2025
What is 1-year change in TOWN quarterly payout ratio?
TOWN quarterly payout ratio is up +19.16% year-over-year
How far is TOWN quarterly payout ratio from its all-time high?
TOWN quarterly payout ratio is currently -66.56% below its historical high of 154.91% set on December 31, 2007
How does TOWN quarterly payout ratio rank versus sector peers?
TOWN quarterly payout ratio is higher than 87.92% of companies in Financial Services sector
When is TOWN next earnings release?
The next earnings release for TOWN is on January 21, 2026
What is TOWN next ex-dividend date?
As of today, the next dividend for TOWN has not been scheduled

Payout Ratio Formula

Payout Ratio =

Dividend Per Share

× 100%

Data Sources & References

TOWN Official Website www.townebank.com
TOWN Profile on Yahoo Finance finance.yahoo.com/quote/TOWN
TOWN Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/town