Annual ROE:
22.96%+6.24%(+37.32%)Summary
- As of today, SYF annual return on equity is 22.96%, with the most recent change of +6.24% (+37.32%) on December 31, 2024.
 - During the last 3 years, SYF annual ROE has fallen by -9.07% (-28.32%).
 - SYF annual ROE is now -50.36% below its all-time high of 46.25%, reached on December 31, 2012.
 
Performance
SYF ROE Chart
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Highlights
Range
Earnings dates
Quarterly ROE:
21.50%+1.37%(+6.81%)Summary
- As of today, SYF quarterly return on equity is 21.50%, with the most recent change of +1.37% (+6.81%) on September 30, 2025.
 - Over the past year, SYF quarterly ROE has increased by +0.25% (+1.18%).
 - SYF quarterly ROE is now -40.76% below its all-time high of 36.29%, reached on March 31, 2014.
 
Performance
SYF Quarterly ROE Chart
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ROE Formula
ROE =  Net Income 
 Shareholders Equity ✕ 100%
Shareholders Equity ✕ 100%
SYF ROE Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly | 
|---|---|---|
| 1Y1 Year | +37.3% | +1.2% | 
| 3Y3 Years | -28.3% | -10.9% | 
| 5Y5 Years | -8.8% | +106.5% | 
SYF ROE Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | |
|---|---|---|---|---|---|
| 3Y | 3-Year | -28.3% | +37.3% | -10.9% | +29.0% | 
| 5Y | 5-Year | -28.3% | +130.3% | -31.2% | +106.5% | 
| All-Time | All-Time | -50.4% | +130.3% | -40.8% | +106.5% | 
SYF ROE History
| Date | Annual | Quarterly | 
|---|---|---|
| Sep 2025 | -  | 21.50%(+6.8%)  | 
| Jun 2025 | -  | 20.13%(+8.6%)  | 
| Mar 2025 | -  | 18.53%(-18.2%)  | 
| Dec 2024 | 22.96%(+37.3%)  | 22.64%(+6.5%)  | 
| Sep 2024 | -  | 21.25%(+1.7%)  | 
| Jun 2024 | -  | 20.90%(-0.8%)  | 
| Mar 2024 | -  | 21.07%(+26.4%)  | 
| Dec 2023 | 16.72%(-26.5%)  | 16.67%(-7.0%)  | 
| Sep 2023 | -  | 17.93%(-3.6%)  | 
| Jun 2023 | -  | 18.60%(-8.7%)  | 
| Mar 2023 | -  | 20.38%(-10.3%)  | 
| Dec 2022 | 22.74%(-29.0%)  | 22.73%(-5.8%)  | 
| Sep 2022 | -  | 24.12%(-10.3%)  | 
| Jun 2022 | -  | 26.90%(-10.5%)  | 
| Mar 2022 | -  | 30.07%(-3.2%)  | 
| Dec 2021 | 32.03%(+221.3%)  | 31.07%(-0.5%)  | 
| Sep 2021 | -  | 31.23%(+21.1%)  | 
| Jun 2021 | -  | 25.79%(+50.8%)  | 
| Mar 2021 | -  | 17.10%(+57.5%)  | 
| Dec 2020 | 9.97%(-60.4%)  | 10.86%(+4.3%)  | 
| Sep 2020 | -  | 10.41%(-32.4%)  | 
| Jun 2020 | -  | 15.41%(-24.6%)  | 
| Mar 2020 | -  | 20.43%(-19.0%)  | 
| Dec 2019 | 25.18%  | 25.21%(-2.8%)  | 
| Date | Annual | Quarterly | 
|---|---|---|
| Sep 2019 | -  | 25.94%(+10.3%)  | 
| Jun 2019 | -  | 23.52%(+4.3%)  | 
| Mar 2019 | -  | 22.56%(+16.0%)  | 
| Dec 2018 | 19.30%(+41.8%)  | 19.45%(+16.2%)  | 
| Sep 2018 | -  | 16.74%(+5.6%)  | 
| Jun 2018 | -  | 15.85%(+9.5%)  | 
| Mar 2018 | -  | 14.48%(+7.0%)  | 
| Dec 2017 | 13.61%(-19.0%)  | 13.53%(-9.3%)  | 
| Sep 2017 | -  | 14.91%(-3.2%)  | 
| Jun 2017 | -  | 15.41%(-1.3%)  | 
| Mar 2017 | -  | 15.61%(-6.1%)  | 
| Dec 2016 | 16.80%(-12.4%)  | 16.62%(-1.8%)  | 
| Sep 2016 | -  | 16.92%(-2.4%)  | 
| Jun 2016 | -  | 17.33%(-6.4%)  | 
| Mar 2016 | -  | 18.52%(-3.2%)  | 
| Dec 2015 | 19.18%(-25.3%)  | 19.13%(-3.9%)  | 
| Sep 2015 | -  | 19.91%(-9.4%)  | 
| Jun 2015 | -  | 21.97%(-8.3%)  | 
| Mar 2015 | -  | 23.96%(-11.8%)  | 
| Dec 2014 | 25.66%(-31.7%)  | 27.17%(-4.8%)  | 
| Sep 2014 | -  | 28.53%(-17.3%)  | 
| Jun 2014 | -  | 34.48%(-5.0%)  | 
| Mar 2014 | -  | 36.29%(+9.3%)  | 
| Dec 2013 | 37.55%(-18.8%)  | 33.20%  | 
| Dec 2012 | 46.25%  | -  | 
FAQ
- What is Synchrony Financial annual return on equity?
 - What is the all-time high annual ROE for Synchrony Financial?
 - What is Synchrony Financial annual ROE year-on-year change?
 - What is Synchrony Financial quarterly return on equity?
 - What is the all-time high quarterly ROE for Synchrony Financial?
 - What is Synchrony Financial quarterly ROE year-on-year change?
 
What is Synchrony Financial annual return on equity?
The current annual ROE of SYF is 22.96%
What is the all-time high annual ROE for Synchrony Financial?
Synchrony Financial all-time high annual return on equity is 46.25%
What is Synchrony Financial annual ROE year-on-year change?
Over the past year, SYF annual return on equity has changed by +6.24% (+37.32%)
What is Synchrony Financial quarterly return on equity?
The current quarterly ROE of SYF is 21.50%
What is the all-time high quarterly ROE for Synchrony Financial?
Synchrony Financial all-time high quarterly return on equity is 36.29%
What is Synchrony Financial quarterly ROE year-on-year change?
Over the past year, SYF quarterly return on equity has changed by +0.25% (+1.18%)