SSBK logo

SSBK

Profile

Full Name

Southern States Bancshares, Inc.

Ticker Symbol

SSBK

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

August 12, 2021

Indexes

Not included

Website

http://southernstatesbank.net

Employees

206

Key Details

Price

$31.58(+0.77%)

Market cap

$313.34M(Small cap)

Last Dividend

$0.09

TTM Dividend yield

1.14%

Annual revenue

$99.10M(+11.36% YoY)

Annual EPS

$3.67(+3.97% YoY)

PE ratio

8.60

Next earnings date

Apr 22, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$31.58
SSBK price is $31.58

30-Day Relative Volume

1.25
SSBK 30-day relative volume is 1.25

Price Performance

Price Most recent change

+0.77%
SSBK price was up +0.77% on Apr 17, 2025

Price YTD change

-5.19%
SSBK price is down -5.19% since January 1st

Price 1-year change

+35.13%
SSBK price is up +35.13% year-on-year

Price 3-year change

+36.12%
SSBK price is up +36.12% over the past 3 years

Price Range

Price All-time high

$39.16
SSBK price is currently -19.36% below its historical high of $39.16

Price 3-year low

$19.61
SSBK price is currently +61.04% above its 3-year low

Capitalization

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Market cap

Market cap

$313.34M
SSBK market capitalization is $313.34 million

Market cap 3-year change

+54.36%
SSBK market capitalization is up +54.36% over the past 3 years

Market cap All-time high

$383.93M
SSBK market capitalization is currently -18.39% below its historical high of $383.93 million

Market cap sector rank

40.65%
SSBK market capitalization is higher than 40.65% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+11.55%
SSBK shares outstanding is up +11.55% year-on-year

Shares Outstanding 3-Year Change

+13.4%
SSBK shares outstanding is up +13.4% over the past 3 years

Technical Indicators

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Beta

0.88
SSBK beta is 0.88

200-day SMA

$32.16
SSBK price is currently -1.81% below its 200-day simple moving average

50-day SMA

$32.41
SSBK price is currently -2.57% below its 50-day simple moving average

RSI

46.14
SSBK 14-day relative strength index is 46.14

Volume

1.25
SSBK 30-day relative volume is 1.25

ATR

$1.29
SSBK average true range is $1.29

10-day Historical Volatility

56.99%
SSBK 10-day historical volatility is 56.99%

Dividend

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Events

Last Paid Dividend

$0.09
SSBK last dividend was $0.09 per share, with an ex-dividend date of February 3, 2025

Next Dividend

-
SSBK next dividend has not yet been announced

Dividend per share

Dividend per share

$0.36
SSBK annual dividend per share is $0.36

Dividend per share Sector Rank

13%
SSBK annual dividend per share is higher than 13% of companies in Financial Services sector

Dividend per share 1-Year Change

0%
SSBK {parameterFullLabel} has remained unchanged year-on-year

Dividend per share 3-Year Change

+300%
SSBK annual dividend per share is up +300% over the past 3 years

Dividend yield

Dividend yield

1.14%
SSBK annual dividend yield is 1.14%

Dividend yield Sector Rank

7.2%
SSBK annual dividend yield is higher than 7.2% of companies in Financial Services sector

Other

Payout ratio

9.51%
SSBK annual payout ratio is 9.51%

Dividends paid

$3.32M
SSBK annual dividends paid is $3.32 million

Free cash flow

$38.15M
SSBK annual free cash flow is $38.15 million

Income Statement

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Revenue

Revenue

$99.10M
SSBK annual revenue is $99.10 million

Revenue Analysts estimate

$110.45M
SSBK annual revenue is currently -10.28% lower than the consensus analysts' forecast

Revenue 1-year change

+11.36%
SSBK annual revenue is up +11.36% year-on-year

Revenue Sector rank

45.49%
SSBK annual revenue is higher than 45.49% of companies in Financial Services sector

EPS

EPS

$3.67
SSBK annual earnings per share is $3.67

EPS Analysts estimate

$3.98
SSBK annual earnings per share is currently -7.67% lower than the consensus analysts' forecast

EPS 1-year change

+3.97%
SSBK annual earnings per share is up +3.97% year-on-year

EPS Sector rank

75.76%
SSBK annual earnings per share is higher than 75.76% of companies in Financial Services sector

Profit

Gross profit

-
SSBK annual gross profit value is unknown

Gross margin

-
SSBK annual gross profit margin value is unknown

Operating profit

-
SSBK annual operating income value is unknown

Operating margin

-
SSBK annual operating profit margin value is unknown

Net income

$34.87M
SSBK annual net profit is $34.87 million

Net margin

35.19%
SSBK annual net profit margin is 35.19%

Expenses

Total expenses

-
SSBK annual total expenses value is unknown

Operating expenses

$24.71M
SSBK annual total operating expenses is $24.71 million

Cost of goods sold

-
SSBK annual cost of goods sold value is unknown

Selling, general & administrative expenses

$26.22M
SSBK annual SGA is $26.22 million

Depreciation and amortization

$2.11M
SSBK annual depreciation & amortization is $2.11 million

Interest expense

-
SSBK annual interest expense value is unknown

Income tax

$10.72M
SSBK annual income tax is $10.72 million

EBIT & EBITDA

EBIT

$123.67M
SSBK annual earnings before interest & taxes is $123.67 million

EBITDA

$125.78M
SSBK annual EBITDA is $125.78 million

Balance Sheet

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Assets

Total assets

$2.85B
SSBK annual total assets is $2.85 billion

Non current assets

$2.54B
SSBK annual long term assets is $2.54 billion

Current assets

$467.21M
SSBK annual total current assets is $467.21 million

Cash and cash equivalents

$181.15M
SSBK annual cash & cash equivalents is $181.15 million

Accounts receivable

$10.11M
SSBK annual accounts receivable is $10.11 million

Inventory

-
SSBK annual inventory value is unknown

Liabilities

Total liabilities

$2.57B
SSBK annual total liabilities is $2.57 billion

Long term liabilities

$2.54B
SSBK annual total long term liabilities is $2.54 billion

Current liabilities

$2.17M
SSBK annual total current liabilities is $2.17 million

Accounts payable

$2.17M
SSBK annual accounts payable is $2.17 million

Debt

Total debt

$171.22M
SSBK annual total debt is $171.22 million

Total debt 1-year change

+36.25%
SSBK annual total debt is up +36.25% year-on-year

Long term debt

$131.22M
SSBK annual long term debt is $131.22 million

Short term debt

$40.00M
SSBK annual short term debt is $40.00 million

Equity & Capital

Shareholders equity

$279.89M
SSBK annual stockholders equity is $279.89 million

Book value

$279.89M
SSBK annual book value is $279.89 million

Retained earnings

$134.07M
SSBK annual retained earnings is $134.07 million

Working capital

$465.04M
SSBK annual working capital is $465.04 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$39.51M
SSBK annual cash flow from operations is $39.51 million

Cash from operations 1-year change

+0.39%
SSBK annual cash flow from operations is up +0.39% year-on-year

Cash from investing

-$54.86M
SSBK annual cash flow from investing activities is -$54.86 million

Cash from investing 1-year change

+82.79%
SSBK annual cash flow from investing activities is up +82.79% year-on-year

Cash from financing

$24.93M
SSBK annual cash flow from financing activities is $24.93 million

Cash from financing 1-year change

-93.1%
SSBK annual cash flow from financing activities is down -93.1% year-on-year

CAPEX

CAPEX

$1.36M
SSBK annual capital expenditures is $1.36 million

CAPEX 1-year change

+446.59%
SSBK annual capital expenditures is up +446.59% year-on-year

Free Cash Flow

Free cash flow

$38.15M
SSBK annual free cash flow is $38.15 million

Free cash flow 1-year change

-2.45%
SSBK annual free cash flow is down -2.45% year-on-year

Profitability Ratios

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Margins

Gross margin

-
SSBK annual gross profit margin value is unknown

Operating margin

-
SSBK annual operating profit margin value is unknown

Net margin

35.19%
SSBK annual net profit margin is 35.19%

ROA & ROE

ROA

1.32%
SSBK annual return on assets is 1.32%

ROE

14.09%
SSBK annual return on equity is 14.09%

Valuation

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PE Ratio

PE ratio

8.60
SSBK price to earnings ratio is 8.60

PE ratio Sector rank

14.54%
SSBK price to earnings ratio is higher than 14.54% of companies in Financial Services sector

PB Ratio

PB ratio

1.12
SSBK price to book ratio is 1.12

PB ratio Sector rank

53.76%
SSBK price to book ratio is higher than 53.76% of companies in Financial Services sector

PS Ratio

PS ratio

3.16
SSBK price to sales ratio is 3.16

PS ratio Sector rank

62.93%
SSBK price to sales ratio is higher than 62.93% of companies in Financial Services sector

Enterprise value

Enterprise value

$263.41M
SSBK enterprise value is $263.41 million

Enterprise value Sector rank

36.62%
SSBK enterprise value is higher than 36.62% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

2.09
SSBK EV/EBITDA is 2.09

EV/EBITDA Sector rank

33.8%
SSBK EV/EBITDA is higher than 33.8% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

215.11
SSBK annual current ratio is 215.11

Quick ratio

-
SSBK annual quick ratio value is unknown

Leverage

Debt to equity

0.47
SSBK annual debt to equity ratio is 0.47

Interest coverage ratio

-
SSBK annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
SSBK piotroski f-score value is unknown

Altman Z-Score

0.51
SSBK altman z-score is 0.51

Analyst ratings

Recent major analysts updates

Jul 23, 24 Keefe, Bruyette & Woods
Outperform
Mar 15, 24 Keefe, Bruyette & Woods
Outperform
Jan 23, 24 Keefe, Bruyette & Woods
Market Perform
Jul 25, 23 Keefe, Bruyette & Woods
Market Perform
Apr 6, 23 Keefe, Bruyette & Woods
Market Perform
Oct 7, 22 Keefe, Bruyette & Woods
Market Perform
Sep 9, 22 Truist Securities
Hold
Sep 7, 21 Truist Securities
Buy

Institutional Ownership

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  • What is the ticker symbol for Southern States Bancshares?
  • Does Southern States Bancshares pay dividends?
  • What sector is Southern States Bancshares in?
  • What industry is Southern States Bancshares in?
  • What country is Southern States Bancshares based in?
  • When did Southern States Bancshares go public?
  • Is Southern States Bancshares in the S&P 500?
  • Is Southern States Bancshares in the NASDAQ 100?
  • Is Southern States Bancshares in the Dow Jones?
  • When was Southern States Bancshares's last earnings report?
  • When does Southern States Bancshares report earnings?
  • Should I buy Southern States Bancshares stock now?

What is the ticker symbol for Southern States Bancshares?

The ticker symbol for Southern States Bancshares is NASDAQ:SSBK

Does Southern States Bancshares pay dividends?

Yes, Southern States Bancshares pays dividends. The last payment was $0.09, with an ex-dividend date on February 3, 2025

What sector is Southern States Bancshares in?

Southern States Bancshares is in the Financial Services sector

What industry is Southern States Bancshares in?

Southern States Bancshares is in the Banks - Regional industry

What country is Southern States Bancshares based in?

Southern States Bancshares is headquartered in United States

When did Southern States Bancshares go public?

Southern States Bancshares's initial public offering (IPO) was on August 12, 2021

Is Southern States Bancshares in the S&P 500?

No, Southern States Bancshares is not included in the S&P 500 index

Is Southern States Bancshares in the NASDAQ 100?

No, Southern States Bancshares is not included in the NASDAQ 100 index

Is Southern States Bancshares in the Dow Jones?

No, Southern States Bancshares is not included in the Dow Jones index

When was Southern States Bancshares's last earnings report?

Southern States Bancshares's most recent earnings report was on Jan 21, 2025

When does Southern States Bancshares report earnings?

The next expected earnings date for Southern States Bancshares is Apr 22, 2025

Should I buy Southern States Bancshares stock now?

As of today, analysts generally recommend a 'Strong buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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