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Southern States Bancshares, Inc. (SSBK)

Profile

Full Name

Southern States Bancshares, Inc.

Ticker

NASDAQ: SSBK

Exchange

NASDAQ

Sector

Financial Services

Industry

Regional Banks

Country

United States

IPO

August 12, 2021

Indexes

Not included

Website

http://southernstatesbank.net

Employees

206

Key Details

Price

$36.37

Market cap

$361.07M(Small cap)

Last Dividend

$0.09

TTM Dividend yield

0.99%

Annual revenue

$99.10M(+11.36% YoY)

Annual EPS

$3.67(+3.97% YoY)

PE ratio

9.57

Next earnings date

N/A

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    See Full Chart & Historical Data

    Analyst ratings

    Price

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    Current Price

    $36.37
    SSBK price is $36.37

    30-Day Relative Volume

    0.00
    SSBK 30-day relative volume is 0.00

    Price Performance

    Price Most recent change

    -
    SSBK price change on Jul 2, 2025 is unknown

    Price YTD change

    +9.19%
    SSBK price is up +9.19% since January 1st

    Price 1-year change

    +8.53%
    SSBK price is up +8.53% year-on-year

    Price 3-year change

    +57.58%
    SSBK price is up +57.58% over the past 3 years

    Price Range

    Price All-time high

    $39.16
    SSBK price is currently -7.12% below its historical high of $39.16

    Price 3-year low

    $19.61
    SSBK price is currently +85.47% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $361.07M
    SSBK market capitalization is $361.07 million

    Market cap 3-year change

    +79.99%
    SSBK market capitalization is up +79.99% over the past 3 years

    Market cap All-time high

    $383.93M
    SSBK market capitalization is currently -5.96% below its historical high of $383.93 million

    Market cap sector rank

    -
    SSBK market capitalization is unknown

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +11.44%
    SSBK shares outstanding is up +11.44% year-on-year

    Shares Outstanding 3-Year Change

    +14.22%
    SSBK shares outstanding is up +14.22% over the past 3 years

    Technical Indicators

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    Beta

    0.92
    SSBK beta is 0.92

    200-day SMA

    $33.38
    SSBK price is currently +8.96% above its 200-day simple moving average

    50-day SMA

    $34.86
    SSBK price is currently +4.32% above its 50-day simple moving average

    RSI

    61.78
    SSBK 14-day relative strength index is 61.78

    Volume

    0.00
    SSBK 30-day relative volume is 0.00

    ATR

    $0.21
    SSBK average true range is $0.21

    10-day Historical Volatility

    23.44%
    SSBK 10-day historical volatility is 23.44%

    Dividend

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    Events

    Last Paid Dividend

    $0.09
    SSBK last dividend was $0.09 per share, with an ex-dividend date of May 1, 2025

    Next Dividend

    -
    SSBK next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $0.36
    SSBK annual dividend per share is $0.36

    Dividend per share Sector Rank

    -
    SSBK annual dividend per share is unknown

    Dividend per share 1-Year Change

    0%
    SSBK annual dividend per share has remained unchanged year-on-year

    Dividend per share 3-Year Change

    +300%
    SSBK annual dividend per share is up +300% over the past 3 years

    Dividend yield

    Dividend yield

    0.99%
    SSBK annual dividend yield is 0.99%

    Dividend yield Sector Rank

    -
    SSBK annual dividend yield is unknown

    Other

    Payout ratio

    9.51%
    SSBK annual payout ratio is 9.51%

    Dividends paid

    $3.32M
    SSBK annual dividends paid is $3.32 million

    Free cash flow

    $38.15M
    SSBK annual free cash flow is $38.15 million

    Income Statement

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    Revenue

    Revenue

    $99.10M
    SSBK annual revenue is $99.10 million

    Revenue Analysts estimate

    $109.40M
    SSBK annual revenue is currently -9.42% lower than the consensus analysts' forecast

    Revenue 1-year change

    +11.36%
    SSBK annual revenue is up +11.36% year-on-year

    Revenue Sector rank

    -
    SSBK annual revenue is unknown

    EPS

    EPS

    $3.67
    SSBK annual earnings per share is $3.67

    EPS Analysts estimate

    $4.10
    SSBK annual earnings per share is currently -10.49% lower than the consensus analysts' forecast

    EPS 1-year change

    +3.97%
    SSBK annual earnings per share is up +3.97% year-on-year

    EPS Sector rank

    -
    SSBK annual earnings per share is unknown

    Profit

    Gross profit

    -
    SSBK annual gross profit value is unknown

    Gross margin

    -
    SSBK annual gross profit margin value is unknown

    Operating profit

    -
    SSBK annual operating income value is unknown

    Operating margin

    -
    SSBK annual operating profit margin value is unknown

    Net income

    $34.87M
    SSBK annual net profit is $34.87 million

    Net margin

    35.19%
    SSBK annual net profit margin is 35.19%

    Expenses

    Total expenses

    -
    SSBK annual total expenses value is unknown

    Operating expenses

    $24.71M
    SSBK annual total operating expenses is $24.71 million

    Cost of goods sold

    -
    SSBK annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $26.22M
    SSBK annual SGA is $26.22 million

    Depreciation and amortization

    $2.11M
    SSBK annual depreciation & amortization is $2.11 million

    Interest expense

    -
    SSBK annual interest expense value is unknown

    Income tax

    $10.72M
    SSBK annual income tax is $10.72 million

    EBIT & EBITDA

    EBIT

    $123.67M
    SSBK annual earnings before interest & taxes is $123.67 million

    EBITDA

    $125.78M
    SSBK annual EBITDA is $125.78 million

    Balance Sheet

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    Assets

    Total assets

    $2.85B
    SSBK annual total assets is $2.85 billion

    Non current assets

    $2.54B
    SSBK annual long term assets is $2.54 billion

    Current assets

    $467.21M
    SSBK annual total current assets is $467.21 million

    Cash and cash equivalents

    $181.15M
    SSBK annual cash & cash equivalents is $181.15 million

    Accounts receivable

    $10.11M
    SSBK annual accounts receivable is $10.11 million

    Inventory

    -
    SSBK annual inventory value is unknown

    Liabilities

    Total liabilities

    $2.57B
    SSBK annual total liabilities is $2.57 billion

    Long term liabilities

    $2.54B
    SSBK annual total long term liabilities is $2.54 billion

    Current liabilities

    $2.17M
    SSBK annual total current liabilities is $2.17 million

    Accounts payable

    $2.17M
    SSBK annual accounts payable is $2.17 million

    Debt

    Total debt

    $171.22M
    SSBK annual total debt is $171.22 million

    Total debt 1-year change

    +36.25%
    SSBK annual total debt is up +36.25% year-on-year

    Long term debt

    $131.22M
    SSBK annual long term debt is $131.22 million

    Short term debt

    $40.00M
    SSBK annual short term debt is $40.00 million

    Equity & Capital

    Shareholders equity

    $279.89M
    SSBK annual stockholders equity is $279.89 million

    Book value

    $279.89M
    SSBK annual book value is $279.89 million

    Retained earnings

    $134.07M
    SSBK annual retained earnings is $134.07 million

    Working capital

    $465.04M
    SSBK annual working capital is $465.04 million

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $39.51M
    SSBK annual cash flow from operations is $39.51 million

    Cash from operations 1-year change

    +0.39%
    SSBK annual cash flow from operations is up +0.39% year-on-year

    Cash from investing

    -$54.86M
    SSBK annual cash flow from investing activities is -$54.86 million

    Cash from investing 1-year change

    +82.79%
    SSBK annual cash flow from investing activities is up +82.79% year-on-year

    Cash from financing

    $24.93M
    SSBK annual cash flow from financing activities is $24.93 million

    Cash from financing 1-year change

    -93.1%
    SSBK annual cash flow from financing activities is down -93.1% year-on-year

    CAPEX

    CAPEX

    $1.36M
    SSBK annual capital expenditures is $1.36 million

    CAPEX 1-year change

    +446.59%
    SSBK annual capital expenditures is up +446.59% year-on-year

    Free Cash Flow

    Free cash flow

    $38.15M
    SSBK annual free cash flow is $38.15 million

    Free cash flow 1-year change

    -2.45%
    SSBK annual free cash flow is down -2.45% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    -
    SSBK annual gross profit margin value is unknown

    Operating margin

    -
    SSBK annual operating profit margin value is unknown

    Net margin

    35.19%
    SSBK annual net profit margin is 35.19%

    ROA & ROE

    ROA

    1.32%
    SSBK annual return on assets is 1.32%

    ROE

    14.09%
    SSBK annual return on equity is 14.09%

    Valuation

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    PE Ratio

    PE ratio

    9.57
    SSBK price to earnings ratio is 9.57

    PE ratio Sector rank

    -
    SSBK price to earnings ratio is unknown

    PB Ratio

    PB ratio

    1.24
    SSBK price to book ratio is 1.24

    PB ratio Sector rank

    -
    SSBK price to book ratio is unknown

    PS Ratio

    PS ratio

    3.49
    SSBK price to sales ratio is 3.49

    PS ratio Sector rank

    -
    SSBK price to sales ratio is unknown

    Enterprise value

    Enterprise value

    $319.46M
    SSBK enterprise value is $319.46 million

    Enterprise value Sector rank

    -
    SSBK enterprise value is unknown

    EV/EBITDA

    EV/EBITDA

    2.47
    SSBK EV/EBITDA is 2.47

    EV/EBITDA Sector rank

    -
    SSBK EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current ratio

    215.11
    SSBK annual current ratio is 215.11

    Quick ratio

    -
    SSBK annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.47
    SSBK annual debt to equity ratio is 0.47

    Interest coverage ratio

    -
    SSBK annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    -
    SSBK piotroski f-score value is unknown

    Altman Z-Score

    0.52
    SSBK altman z-score is 0.52

    Analyst ratings

    Recent major analysts updates

    Jul 23, 24 Keefe, Bruyette & Woods
    Outperform
    Mar 15, 24 Keefe, Bruyette & Woods
    Outperform
    Jan 23, 24 Keefe, Bruyette & Woods
    Market Perform
    Jul 25, 23 Keefe, Bruyette & Woods
    Market Perform
    Apr 6, 23 Keefe, Bruyette & Woods
    Market Perform
    Oct 7, 22 Keefe, Bruyette & Woods
    Market Perform
    Sep 9, 22 Truist Securities
    Hold
    Sep 7, 21 Truist Securities
    Buy

    Institutional Ownership

    Screeners with SSBK included

    Stocks above SMA 50
    • What is the ticker symbol for Southern States Bancshares, Inc.?
    • Does Southern States Bancshares, Inc. pay dividends?
    • What sector is Southern States Bancshares, Inc. in?
    • What industry is Southern States Bancshares, Inc. in?
    • What country is Southern States Bancshares, Inc. based in?
    • When did Southern States Bancshares, Inc. go public?
    • Is Southern States Bancshares, Inc. in the S&P 500?
    • Is Southern States Bancshares, Inc. in the NASDAQ 100?
    • Is Southern States Bancshares, Inc. in the Dow Jones?
    • When was Southern States Bancshares, Inc.'s last earnings report?
    • When does Southern States Bancshares, Inc. report earnings?

    What is the ticker symbol for Southern States Bancshares, Inc.?

    The ticker symbol for Southern States Bancshares, Inc. is NASDAQ:SSBK

    Does Southern States Bancshares, Inc. pay dividends?

    Yes, Southern States Bancshares, Inc. pays dividends. The last payment was $0.09, with an ex-dividend date on May 1, 2025

    What sector is Southern States Bancshares, Inc. in?

    Southern States Bancshares, Inc. is in the Financial Services sector

    What industry is Southern States Bancshares, Inc. in?

    Southern States Bancshares, Inc. is in the Regional Banks industry

    What country is Southern States Bancshares, Inc. based in?

    Southern States Bancshares, Inc. is headquartered in United States

    When did Southern States Bancshares, Inc. go public?

    Southern States Bancshares, Inc.'s initial public offering (IPO) was on August 12, 2021

    Is Southern States Bancshares, Inc. in the S&P 500?

    No, Southern States Bancshares, Inc. is not included in the S&P 500 index

    Is Southern States Bancshares, Inc. in the NASDAQ 100?

    No, Southern States Bancshares, Inc. is not included in the NASDAQ 100 index

    Is Southern States Bancshares, Inc. in the Dow Jones?

    No, Southern States Bancshares, Inc. is not included in the Dow Jones index

    When was Southern States Bancshares, Inc.'s last earnings report?

    Southern States Bancshares, Inc.'s most recent earnings report was on July 22, 2025

    When does Southern States Bancshares, Inc. report earnings?

    The date for Southern States Bancshares, Inc.'s next earnings report has not been announced yet
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