What is the current annual free cash flow of SPNS?

As of today, SPNS annual free cash flow is $72.21M

What is 1-year change in SPNS annual free cash flow?

SPNS annual free cash flow is up +2.93% year-over-year

What is 3-year change in SPNS annual free cash flow?

SPNS annual free cash flow is up +5.12% over the past 3 years

How far is SPNS annual free cash flow from its all-time high?

SPNS annual free cash flow vs all-time high is unknown

When is SPNS next annual earnings release?

The next annual earnings release for SPNS is on February 18, 2026

What is the current quarterly free cash flow of SPNS?

As of today, SPNS quarterly free cash flow is $9.75M

What is SPNS quarterly free cash flow most recent change?

SPNS quarterly free cash flow was up +1261.69% on September 30, 2025

What is 1-year change in SPNS quarterly free cash flow?

SPNS quarterly free cash flow is down -3.89% year-over-year

How far is SPNS quarterly free cash flow from its all-time high?

SPNS quarterly free cash flow vs all-time high is unknown

When is SPNS next earnings release?

The next earnings release for SPNS is on February 18, 2026

What is the current TTM free cash flow of SPNS?

As of today, SPNS TTM free cash flow is $71.85M

What is SPNS TTM free cash flow most recent change?

SPNS TTM free cash flow was down -0.55% on September 30, 2025

What is 1-year change in SPNS TTM free cash flow?

SPNS TTM free cash flow is up +6.32% year-over-year

How far is SPNS TTM free cash flow from its all-time high?

SPNS TTM free cash flow vs all-time high is unknown

When is SPNS next earnings release?

The next earnings release for SPNS is on February 18, 2026

SPNS Free Cash Flow History & Chart Since 1996

Annual FCF

$72.21M$2.06M+2.93%

December 31, 2024

Summary

Current Value: As of today, SPNS annual free cash flow is $72.21M, up +2.93% on December 31, 2024
Historical Performance: SPNS annual free cash flow is up +5.12% over the past 3 years, and up +47.32% over the past 5 years
All-Time High Comparison: SPNS annual free cash flow vs all-time high is unknown
3-Year Low Comparison: SPNS annual free cash flow vs 3-year low value is unknown

Free Cash Flow Chart

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Series

Performance

SPNS Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Free Cash Flow	Dec 31, 24	$72.21M	+2.9%	+5.1%	+47.3%	+658.4%
Quarterly Free Cash Flow	Sep 30, 25	$9.75M	-3.9%	+498.6%	-34.1%	–
TTM Free Cash Flow	Sep 30, 25	$71.85M	+6.3%	+52.8%	+44.4%	–
Price	Dec 17, 25	$43.45	+69.1%	+104.8%	+38.0%	+1382.9%
Annual Cash From Operations	Dec 31, 24	$82.23M	+3.5%	+2.1%	+24.3%	+507.4%
Annual CAPEX	Dec 31, 24	$10.01M	+8.0%	-15.5%	-41.6%	+149.3%
Annual Dividends Paid	Dec 31, 24	$31.82M	+13.1%	+57.1%	+189.1%	+100.0%
Annual Net Income	Dec 31, 24	$72.32M	+15.0%	+52.8%	+173.0%	+1621.5%
Annual Revenue	Dec 31, 24	$542.38M	+5.4%	+17.6%	+66.5%	+1087.0%

Free Cash Flow Highs

SPNS Annual Free Cash Flow Highs Comparison
Period	High	Date	Current
3Y	$72.21M	Dec 31, 24	N/A
5Y	$72.21M	Dec 31, 24	N/A
All	$72.21M	Dec 31, 24	N/A

Free Cash Flow Lows

SPNS Annual Free Cash Flow Lows Comparison
Period	Low	Date	Current
3Y	$34.73M	N/A	N/A
5Y	$34.73M	Dec 31, 22	N/A
All	-$24.80M	Dec 31, 00	N/A

Free Cash Flow History

Year	Value	Change
2024	$72.21M	+2.9%
2023	$70.16M	+102.0%
2022	$34.73M	-49.4%
2021	$68.69M	+46.1%
2020	$47.01M	-4.1%
2019	$49.02M	+137.7%
2018	$20.63M	+1,847.7%
2017	$1.06M	-93.3%
2016	$15.83M	-49.9%
2015	$31.59M	+125.7%
2014	$14.00M	+80.7%
2013	$7.75M	-44.7%
2012	$14.00M	+338.1%
2011	$3.20M	-47.3%
2010	$6.06M	-36.4%

Year	Value	Change
2009	$9.52M	+5.8%
2008	$9.00M	+29.9%
2007	$6.93M	+713.7%
2006	-$1.13M	-1,636.9%
2005	-$65.00K	+98.1%
2004	-$3.43M	-630.9%
2003	-$469.00K	-111.9%
2002	$3.94M	+226.1%
2001	-$3.13M	+87.4%
2000	-$24.80M	-1,026.6%
1999	-$2.20M	-114.5%
1998	$15.20M	+860.0%
1997	-$2.00M	+20.0%
1996	-$2.50M	-

FAQ

What is the current annual free cash flow of SPNS?
As of today, SPNS annual free cash flow is $72.21M
What is 1-year change in SPNS annual free cash flow?
SPNS annual free cash flow is up +2.93% year-over-year
What is 3-year change in SPNS annual free cash flow?
SPNS annual free cash flow is up +5.12% over the past 3 years
How far is SPNS annual free cash flow from its all-time high?
SPNS annual free cash flow vs all-time high is unknown
When is SPNS next annual earnings release?
The next annual earnings release for SPNS is on February 18, 2026

Quarterly FCF

$9.75M$10.59M+1,261.69%

September 30, 2025

Summary

Current Value: As of today, SPNS quarterly free cash flow is $9.75M, up +1261.69% on September 30, 2025
Historical Performance: SPNS quarterly free cash flow is down -3.89% year-over-year, and up +498.56% over the past 3 years
All-Time High Comparison: SPNS quarterly free cash flow vs all-time high is unknown
3-Year Low Comparison: SPNS quarterly free cash flow vs 3-year low value is unknown

Performance

SPNS Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Free Cash Flow	Sep 30, 25	$9.75M	+1261.7%	-3.9%	+498.6%	-34.1%
Annual Free Cash Flow	Dec 31, 24	$72.21M	–	+2.9%	+5.1%	+47.3%
TTM Free Cash Flow	Sep 30, 25	$71.85M	-0.6%	+6.3%	+52.8%	+44.4%
Price	Dec 17, 25	$43.45	+1.0%	+69.1%	+104.8%	+38.0%
Quarterly Cash From Operations	Sep 30, 25	$12.24M	+510.7%	-6.9%	+200.3%	-29.5%
Quarterly CAPEX	Sep 30, 25	$2.49M	-12.5%	-17.1%	+1.7%	-3.5%
Quarterly Dividends Paid	Sep 30, 25	$1.51M	-95.9%	-89.3%	-87.5%	+178.5%
Quarterly Net Income	Sep 30, 25	$14.38M	-0.1%	-21.6%	+4.6%	+50.8%
Quarterly Revenue	Sep 30, 25	$152.32M	+7.6%	+11.2%	+28.0%	+56.0%

Quarterly Free Cash Flow Highs

SPNS Quarterly Free Cash Flow Highs Comparison
Period	High	Date	Current
1Y	$39.90M	N/A	N/A
3Y	$39.90M	Dec 31, 24	N/A
5Y	$39.90M	Dec 31, 24	N/A
All	$39.90M	Dec 31, 24	N/A

Quarterly Free Cash Flow Lows

SPNS Quarterly Free Cash Flow Lows Comparison
Period	Low	Date	Current
1Y	-$839.40K	Jun 30, 25	N/A
3Y	-$839.40K	Jun 30, 25	N/A
5Y	-$839.40K	Jun 30, 25	N/A
All	-$8.97M	Mar 31, 17	N/A

Quarterly Free Cash Flow History

Month	Value	Change
Sep 2025	$9.75M	+1,261.7%
Jun 2025	-$839.40K	-103.6%
Mar 2025	$23.04M	-42.2%
Dec 2024	$39.90M	+293.2%
Sep 2024	$10.15M	+73.1%
Jun 2024	$5.86M	-64.0%
Mar 2024	$16.30M	-53.8%
Dec 2023	$35.27M	+3,105.9%
Sep 2023	$1.10M	-90.5%
Jun 2023	$11.63M	-41.0%
Mar 2023	$19.70M	+64.8%
Dec 2022	$11.95M	+633.6%
Sep 2022	$1.63M	-56.3%
Jun 2022	$3.72M	-76.9%
Mar 2022	$16.13M	-36.8%
Dec 2021	$25.54M	+119.3%
Sep 2021	$11.65M	-51.2%
Jun 2021	$23.86M	+156.5%
Mar 2021	$9.30M	-44.9%
Dec 2020	$16.87M	+14.1%
Sep 2020	$14.79M	+13.0%
Jun 2020	$13.09M	+247.1%
Mar 2020	$3.77M	-79.2%
Dec 2019	$18.11M	+74.6%
Sep 2019	$10.37M	-20.2%
Jun 2019	$13.00M	+52.7%

Month	Value	Change
Mar 2019	$8.52M	-14.1%
Dec 2018	$9.92M	+141.7%
Sep 2018	$4.10M	+461.4%
Jun 2018	-$1.14M	-115.9%
Mar 2018	$7.14M	+503.9%
Dec 2017	$1.18M	+130.1%
Sep 2017	-$3.92M	-132.7%
Jun 2017	$12.00M	+233.8%
Mar 2017	-$8.97M	>-9,900.0%
Dec 2016	-$23.00K	-101.5%
Sep 2016	$1.51M	-87.5%
Jun 2016	$12.02M	+417.5%
Mar 2016	$2.32M	-75.8%
Dec 2015	$9.58M	+143.7%
Sep 2015	$3.93M	-53.2%
Jun 2015	$8.40M	-13.3%
Mar 2015	$9.68M	+159.7%
Dec 2014	$3.73M	+41.5%
Sep 2014	$2.63M	-25.9%
Jun 2014	$3.55M	-13.0%
Mar 2014	$4.08M	-15.9%
Dec 2013	$4.86M	+343.2%
Sep 2013	-$2.00M	-162.4%
Jun 2013	$3.20M	+90.7%
Mar 2013	$1.68M	-

FAQ

What is the current quarterly free cash flow of SPNS?
As of today, SPNS quarterly free cash flow is $9.75M
What is SPNS quarterly free cash flow most recent change?
SPNS quarterly free cash flow was up +1261.69% on September 30, 2025
What is 1-year change in SPNS quarterly free cash flow?
SPNS quarterly free cash flow is down -3.89% year-over-year
How far is SPNS quarterly free cash flow from its all-time high?
SPNS quarterly free cash flow vs all-time high is unknown
When is SPNS next earnings release?
The next earnings release for SPNS is on February 18, 2026

TTM FCF

$71.85M$395.00K-0.55%

September 30, 2025

Summary

Current Value: As of today, SPNS TTM free cash flow is $71.85M, down -0.55% on September 30, 2025
Historical Performance: SPNS TTM free cash flow is up +6.32% year-over-year, and up +52.79% over the past 3 years
All-Time High Comparison: SPNS TTM free cash flow vs all-time high is unknown
3-Year Low Comparison: SPNS TTM free cash flow vs 3-year low value is unknown

Performance

SPNS Performance
Metric	Date	Value	3M	1Y	3Y	5Y
TTM Free Cash Flow	Sep 30, 25	$71.85M	-0.6%	+6.3%	+52.8%	+44.4%
Annual Free Cash Flow	Dec 31, 24	$72.21M	–	+2.9%	+5.1%	+47.3%
Quarterly Free Cash Flow	Sep 30, 25	$9.75M	+1261.7%	-3.9%	+498.6%	-34.1%
Price	Dec 17, 25	$43.45	+1.0%	+69.1%	+104.8%	+38.0%
TTM Cash From Operations	Sep 30, 25	$81.85M	-1.1%	+6.2%	+42.5%	+37.3%
TTM CAPEX	Sep 30, 25	$10.00M	-4.9%	+5.0%	-3.9%	+1.3%
TTM Dividends Paid	Sep 30, 25	$40.87M	-23.6%	+37.3%	+8.2%	+423.8%
TTM Net Income	Sep 30, 25	$64.67M	-5.8%	-9.5%	+21.4%	+97.8%
TTM Revenue	Sep 30, 25	$564.33M	+2.8%	+4.7%	+18.9%	+53.4%

TTM Free Cash Flow Highs

SPNS TTM Free Cash Flow Highs Comparison
Period	High	Date	Current
1Y	$78.95M	Mar 31, 25	N/A
3Y	$78.95M	Mar 31, 25	N/A
5Y	$78.95M	Mar 31, 25	N/A
All	$78.95M	Mar 31, 25	N/A

TTM Free Cash Flow Lows

SPNS TTM Free Cash Flow Lows Comparison
Period	Low	Date	Current
1Y	$71.85M	Sep 30, 25	N/A
3Y	$33.43M	N/A	N/A
5Y	$33.43M	Dec 31, 22	N/A
All	-$912.00K	Sep 30, 17	N/A

TTM Free Cash Flow History

Month	Value	Change
Sep 2025	$71.85M	-0.5%
Jun 2025	$72.25M	-8.5%
Mar 2025	$78.95M	+9.3%
Dec 2024	$72.21M	+6.8%
Sep 2024	$67.58M	+15.5%
Jun 2024	$58.53M	-9.0%
Mar 2024	$64.30M	-5.0%
Dec 2023	$67.69M	+52.5%
Sep 2023	$44.38M	-1.2%
Jun 2023	$44.91M	+21.4%
Mar 2023	$37.00M	+10.7%
Dec 2022	$33.43M	-28.9%
Sep 2022	$47.02M	-17.6%
Jun 2022	$57.04M	-26.1%
Mar 2022	$77.18M	+9.7%
Dec 2021	$70.35M	+14.1%
Sep 2021	$61.68M	-4.9%
Jun 2021	$64.82M	+19.9%
Mar 2021	$54.05M	+11.4%
Dec 2020	$48.52M	-2.5%
Sep 2020	$49.76M	+9.8%
Jun 2020	$45.34M	+0.2%
Mar 2020	$45.25M	-9.5%
Dec 2019	$50.00M	+19.6%
Sep 2019	$41.80M	+17.6%
Jun 2019	$35.54M	+66.1%

Month	Value	Change
Mar 2019	$21.40M	+6.9%
Dec 2018	$20.02M	+77.4%
Sep 2018	$11.29M	+246.1%
Jun 2018	$3.26M	-80.1%
Mar 2018	$16.40M	+5,496.2%
Dec 2017	$293.00K	+132.1%
Sep 2017	-$912.00K	-120.2%
Jun 2017	$4.52M	-0.5%
Mar 2017	$4.54M	-71.3%
Dec 2016	$15.83M	-37.8%
Sep 2016	$25.43M	-8.7%
Jun 2016	$27.86M	+15.0%
Mar 2016	$24.23M	-23.3%
Dec 2015	$31.59M	+22.7%
Sep 2015	$25.74M	+5.3%
Jun 2015	$24.44M	+24.7%
Mar 2015	$19.60M	+40.0%
Dec 2014	$14.00M	-7.5%
Sep 2014	$15.13M	+44.1%
Jun 2014	$10.50M	+3.4%
Mar 2014	$10.15M	+31.0%
Dec 2013	$7.75M	+168.4%
Sep 2013	$2.89M	-40.9%
Jun 2013	$4.88M	+190.7%
Mar 2013	$1.68M	-

FAQ

What is the current TTM free cash flow of SPNS?
As of today, SPNS TTM free cash flow is $71.85M
What is SPNS TTM free cash flow most recent change?
SPNS TTM free cash flow was down -0.55% on September 30, 2025
What is 1-year change in SPNS TTM free cash flow?
SPNS TTM free cash flow is up +6.32% year-over-year
How far is SPNS TTM free cash flow from its all-time high?
SPNS TTM free cash flow vs all-time high is unknown
When is SPNS next earnings release?
The next earnings release for SPNS is on February 18, 2026

Free Cash Flow Formula

FCF = −

Data Sources & References

SPNS Official Website www.sapiens.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/885740/000121390025109516/0001213900-25-109516-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/885740/000101376225003193/0001013762-25-003193-index.htm
SPNS Profile on Yahoo Finance finance.yahoo.com/quote/SPNS
SPNS Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/spns