Annual Interest Coverage Ratio
Summary
- Current Value
- As of today, SLM annual interest coverage ratio is 5.05, down -2.13% on
- Historical Performance
- SLM annual interest coverage ratio is down -58.26% over the past 3 years, and down -35.01% over the past 5 years
- All-Time High Comparison
- SLM annual interest coverage ratio is currently -88.70% below its historical high of 44.71 set on
- 3-Year Low Comparison
- SLM annual interest coverage ratio is at its 3-year low
- Sector Comparison
- SLM annual interest coverage ratio is higher than 85.39% of companies in Financial Services sector
Interest Coverage Ratio Chart
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 5.05 | -2.1% | -58.3% | -35.0% | +250.7% | |
| Quarterly Interest Coverage Ratio | 5.21 | +39.3% | -31.4% | -45.3% | +219.6% | |
| Price | $27.70 | -0.8% | +66.3% | +112.4% | +472.8% | |
| Annual EBIT | $1.51B | +8.0% | -8.5% | +19.5% | -64.7% | |
| Annual Interest Expense | $298.09M | +10.4% | +119.4% | +83.9% | -90.0% | |
| Annual Debt To Equity | 2.98 | +7.2% | +8.0% | +112.9% | -90.3% | |
| Annual Current Ratio | - | – | – | – | – | |
| Annual Quick Ratio | - | – | – | – | – | |
| Piotroski F-Score | - | – | – | – | – | |
| - | – | – | – | – |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 8.12 | N/A | -37.8% |
| 5Y | 12.10 | -58.3% | |
| All | 44.71 | -88.7% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 5.05 | at low | |
| 5Y | 5.05 | at low | |
| All | 0.03 | >+9999.0% |
Interest Coverage Ratio History
| Year | Value | Change |
|---|---|---|
| 5.05 | -2.1% | |
| 5.16 | -36.5% | |
| 8.12 | -32.9% | |
| 12.10 | +13.4% | |
| 10.67 | +37.3% |
| Year | Value | Change |
|---|---|---|
| 7.77 | +9.3% | |
| 7.11 | -21.2% | |
| 9.02 | -44.7% | |
| 16.30 | -63.5% | |
| 44.71 | - |
FAQ
What is the current annual interest coverage ratio of SLM?
As of today, SLM annual interest coverage ratio is 5.05
What is 1-year change in SLM annual interest coverage ratio?
SLM annual interest coverage ratio is down -2.13% year-over-year
What is 3-year change in SLM annual interest coverage ratio?
SLM annual interest coverage ratio is down -58.26% over the past 3 years
How far is SLM annual interest coverage ratio from its all-time high?
SLM annual interest coverage ratio is currently -88.70% below its historical high of 44.71 set on December 31, 2015
How does SLM annual interest coverage ratio rank versus sector peers?
SLM annual interest coverage ratio is higher than 85.39% of companies in Financial Services sector
When is SLM next annual earnings release?
The next annual earnings release for SLM is on
Quarterly Interest Coverage Ratio
Summary
- Current Value
- As of today, SLM quarterly interest coverage ratio is 5.21, up +37.11% on
- Historical Performance
- SLM quarterly interest coverage ratio is up +39.30% year-over-year, and down -31.36% over the past 3 years
- All-Time High Comparison
- SLM quarterly interest coverage ratio is currently -97.72% below its historical high of 228.86 set on
- 3-Year Low Comparison
- SLM quarterly interest coverage ratio is +39.30% above its 3-year low of 3.74 reached on
- Sector Comparison
- SLM quarterly interest coverage ratio is higher than 89.25% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 5.21 | +37.1% | +39.3% | -31.4% | -45.3% | |
| Annual Interest Coverage Ratio | 5.05 | – | -2.1% | -58.3% | -35.0% | |
| Price | $27.70 | +2.4% | -0.8% | +66.3% | +112.4% | |
| Quarterly EBIT | $452.12M | +41.0% | +56.4% | +25.7% | +63.0% | |
| Quarterly Interest Expense | $86.84M | +3.0% | +12.4% | +83.1% | +198.1% | |
| Quarterly Debt To Equity | 2.92 | +8.2% | +3.2% | +4.7% | +29.8% | |
| Quarterly Current Ratio | - | – | – | – | – | |
| Quarterly Quick Ratio | - | – | – | – | – | |
| Piotroski F-Score | - | – | – | – | – | |
| - | – | – | – | – |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 6.14 | -15.2% | |
| 3Y | 6.83 | -23.7% | |
| 5Y | 19.83 | -73.7% | |
| All | 228.86 | -97.7% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 3.80 | +37.1% | |
| 3Y | 3.74 | +39.3% | |
| 5Y | 3.74 | +39.3% | |
| All | -1.91 | +372.8% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of SLM?
As of today, SLM quarterly interest coverage ratio is 5.21
What is SLM quarterly interest coverage ratio most recent change?
SLM quarterly interest coverage ratio was up +37.11% on September 30, 2025
What is 1-year change in SLM quarterly interest coverage ratio?
SLM quarterly interest coverage ratio is up +39.30% year-over-year
How far is SLM quarterly interest coverage ratio from its all-time high?
SLM quarterly interest coverage ratio is currently -97.72% below its historical high of 228.86 set on June 30, 2015
How does SLM quarterly interest coverage ratio rank versus sector peers?
SLM quarterly interest coverage ratio is higher than 89.25% of companies in Financial Services sector
When is SLM next earnings release?
The next earnings release for SLM is on
Interest Coverage Ratio Formula
Data Sources & References
- SLM Official Website www.salliemae.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1032033/000103203325000033/0001032033-25-000033-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1032033/000162828025006776/0001628280-25-006776-index.htm
- SLM Profile on Yahoo Finance finance.yahoo.com/quote/SLM
- SLM Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/slm
