What is the current annual net margin of PGR?

As of today, PGR annual net margin is 11.26%

What is 1-year change in PGR annual net margin?

PGR annual net margin is up +79.01% year-over-year

What is 3-year change in PGR annual net margin?

PGR annual net margin is up +60.17% over the past 3 years

How far is PGR annual net margin from its all-time high?

PGR annual net margin is currently -22.13% below its historical high of 14.46% set on December 1, 1980

How does PGR annual net margin rank versus sector peers?

PGR annual net margin is higher than 41.25% of companies in Financial Services sector

When is PGR next annual earnings release?

The next annual earnings release for PGR is on January 28, 2026

What is the current quarterly net margin of PGR?

As of today, PGR quarterly net margin is 11.62%

What is PGR quarterly net margin most recent change?

PGR quarterly net margin was down -19.53% on September 30, 2025

What is 1-year change in PGR quarterly net margin?

PGR quarterly net margin is down -1.86% year-over-year

How far is PGR quarterly net margin from its all-time high?

PGR quarterly net margin is currently -28.84% below its historical high of 16.33% set on June 30, 2020

How does PGR quarterly net margin rank versus sector peers?

PGR quarterly net margin is higher than 34.22% of companies in Financial Services sector

When is PGR next earnings release?

The next earnings release for PGR is on January 28, 2026

PGR Net Margin History & Chart Since 1980

Annual Net Margin

11.26%4.97%+79.01%

December 31, 2024

Summary

Current Value: As of today, PGR annual net margin is 11.26%, up +79.01% on December 31, 2024
Historical Performance: PGR annual net margin is up +60.17% over the past 3 years, and up +10.28% over the past 5 years
All-Time High Comparison: PGR annual net margin is currently -22.13% below its historical high of 14.46% set on December 1, 1980
3-Year Low Comparison: PGR annual net margin is +671.23% above its 3-year low of 1.46% reached on an earlier date
Sector Comparison: PGR annual net margin is higher than 41.25% of companies in Financial Services sector

Net Margin Chart

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Series

Performance

PGR Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 24	11.26%	+79.0%	+60.2%	+10.3%	+54.9%
Quarterly Net Margin	Sep 30, 25	11.62%	-1.9%	+1097.9%	-16.9%	+67.2%
Price	Jan 13, 26	$209.70	-11.1%	+56.9%	+120.9%	+994.5%
PE Ratio	Jan 13, 26	11.49	-29.7%	-89.9%	+17.1%	-3.5%
Annual Revenue	Dec 31, 24	$75.34B	+21.4%	+58.0%	+93.2%	+417.7%
Annual Net Income	Dec 31, 24	$8.48B	+117.3%	+153.1%	+113.1%	+701.9%
Annual Gross Margin	Dec 31, 24	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 24	14.59%	+75.2%	+57.0%	+6.3%	+25.2%

Net Margin Highs

PGR Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	11.26%	Dec 31, 24	at high
5Y	13.38%	N/A	-15.8%
All	14.46%	Dec 1, 80	-22.1%

Net Margin Lows

PGR Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	1.46%	N/A	+671.2%
5Y	1.46%	Dec 31, 22	+671.2%
All	-0.55%	Dec 31, 08	+2147.3%

Net Margin History

Year	Value	Change
2024	11.26%	+79.0%
2023	6.29%	+330.8%
2022	1.46%	-79.2%
2021	7.03%	-47.5%
2020	13.38%	+31.0%
2019	10.21%	+24.5%
2018	8.20%	+37.6%
2017	5.96%	+32.2%
2016	4.51%	-27.7%
2015	6.24%	-5.6%
2014	6.61%	+3.0%
2013	6.42%	+21.4%
2012	5.29%	-19.2%
2011	6.55%	-8.4%
2010	7.15%	-1.7%
2009	7.27%	+1,421.8%
2008	-0.55%	-106.8%
2007	8.06%	-27.7%
2006	11.15%	+14.4%
2005	9.75%	-18.5%
2004	11.96%	+13.5%
2003	10.54%	+46.6%
2002	7.19%	+30.7%

Year	Value	Change
2001	5.50%	+708.8%
2000	0.68%	-85.9%
1999	4.82%	-44.1%
1998	8.63%	-0.6%
1997	8.68%	-3.8%
1996	9.02%	+8.4%
1995	8.32%	-26.8%
1994	11.36%	-16.9%
1993	13.67%	+70.2%
1992	8.03%	+265.0%
1991	2.20%	-67.6%
1990	6.79%	+21.3%
1989	5.60%	-36.4%
1988	8.81%	+4.1%
1987	8.46%	-4.3%
1986	8.84%	+22.6%
1985	7.21%	+59.2%
1984	4.53%	-45.0%
1983	8.23%	+2,107.3%
1982	-0.41%	-106.3%
1981	6.50%	-55.0%
1980	14.46%	-

FAQ

What is the current annual net margin of PGR?
As of today, PGR annual net margin is 11.26%
What is 1-year change in PGR annual net margin?
PGR annual net margin is up +79.01% year-over-year
What is 3-year change in PGR annual net margin?
PGR annual net margin is up +60.17% over the past 3 years
How far is PGR annual net margin from its all-time high?
PGR annual net margin is currently -22.13% below its historical high of 14.46% set on December 1, 1980
How does PGR annual net margin rank versus sector peers?
PGR annual net margin is higher than 41.25% of companies in Financial Services sector
When is PGR next annual earnings release?
The next annual earnings release for PGR is on January 28, 2026

Quarterly Net Margin

11.62%2.82%-19.53%

September 30, 2025

Summary

Current Value: As of today, PGR quarterly net margin is 11.62%, down -19.53% on September 30, 2025
Historical Performance: PGR quarterly net margin is down -1.86% year-over-year, and up +1097.94% over the past 3 years
All-Time High Comparison: PGR quarterly net margin is currently -28.84% below its historical high of 16.33% set on June 30, 2020
3-Year Low Comparison: PGR quarterly net margin is +416.44% above its 3-year low of 2.25% reached on June 30, 2023
Sector Comparison: PGR quarterly net margin is higher than 34.22% of companies in Financial Services sector

Performance

PGR Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 25	11.62%	-19.5%	-1.9%	+1097.9%	-16.9%
Annual Net Margin	Dec 31, 24	11.26%	–	+79.0%	+60.2%	+10.3%
Price	Jan 13, 26	$209.70	-11.3%	-11.1%	+56.9%	+120.9%
PE Ratio	Jan 13, 26	11.49	-11.3%	-29.7%	-89.9%	+17.1%
Quarterly Revenue	Sep 30, 25	$22.50B	+2.3%	+14.2%	+76.2%	+105.6%
Quarterly Net Income	Sep 30, 25	$2.62B	-17.6%	+12.1%	+2007.2%	+70.8%
Quarterly Gross Margin	Sep 30, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 25	15.08%	-18.1%	-1.4%	+836.6%	-16.6%

Quarterly Net Margin Highs

PGR Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	14.44%	Jun 30, 25	-19.5%
3Y	14.44%	Jun 30, 25	-19.5%
5Y	14.76%	N/A	-21.3%
All	16.33%	Jun 30, 20	-28.8%

Quarterly Net Margin Lows

PGR Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	11.62%	Sep 30, 25	at low
3Y	2.25%	Jun 30, 23	+416.4%
5Y	-4.72%	Jun 30, 22	+346.2%
All	-18.83%	Sep 30, 08	+161.7%

Quarterly Net Margin History

Month	Value	Change
Sep 2025	11.62%	-19.5%
Jun 2025	14.44%	+14.8%
Mar 2025	12.58%	+8.2%
Dec 2024	11.63%	-1.8%
Sep 2024	11.84%	+47.1%
Jun 2024	8.05%	-40.5%
Mar 2024	13.53%	+15.0%
Dec 2023	11.77%	+63.2%
Sep 2023	7.21%	+220.4%
Jun 2023	2.25%	-28.1%
Mar 2023	3.13%	-49.0%
Dec 2022	6.14%	+533.0%
Sep 2022	0.97%	+120.6%
Jun 2022	-4.72%	-278.1%
Mar 2022	2.65%	-65.6%
Dec 2021	7.71%	+671.0%
Sep 2021	1.00%	-84.9%
Jun 2021	6.64%	-48.7%
Mar 2021	12.94%	-12.3%
Dec 2020	14.76%	+5.5%
Sep 2020	13.99%	-14.3%
Jun 2020	16.33%	+117.7%
Mar 2020	7.50%	-25.1%
Dec 2019	10.01%	+13.0%
Sep 2019	8.86%	-14.6%
Jun 2019	10.37%	-11.0%
Mar 2019	11.65%	+259.6%
Dec 2018	3.24%	-70.4%
Sep 2018	10.96%	+25.3%
Jun 2018	8.75%	-11.0%
Mar 2018	9.83%	+20.5%
Dec 2017	8.16%	+157.4%
Sep 2017	3.17%	-43.9%
Jun 2017	5.65%	-17.0%
Mar 2017	6.81%	+4.8%
Dec 2016	6.50%	+87.3%
Sep 2016	3.47%	+3.6%
Jun 2016	3.35%	-28.1%
Mar 2016	4.66%	-28.2%
Dec 2015	6.49%	+19.3%
Sep 2015	5.44%	-22.1%
Jun 2015	6.98%	+15.4%
Mar 2015	6.05%	-15.5%
Dec 2014	7.16%	+15.1%
Sep 2014	6.22%	+0.3%
Jun 2014	6.20%	-9.2%
Mar 2014	6.83%	+5.1%
Dec 2013	6.50%	+26.5%
Sep 2013	5.14%	-27.3%
Jun 2013	7.07%	+1.6%
Mar 2013	6.96%	+19.6%
Dec 2012	5.82%	-7.2%
Sep 2012	6.27%	+117.0%
Jun 2012	2.89%	-53.8%
Mar 2012	6.25%	-4.4%
Dec 2011	6.54%	+65.2%
Sep 2011	3.96%	-37.5%
Jun 2011	6.34%	-32.0%
Mar 2011	9.33%	+19.6%
Dec 2010	7.80%	+12.2%
Sep 2010	6.95%	+20.7%
Jun 2010	5.76%	-28.6%
Mar 2010	8.07%	+3.3%
Dec 2009	7.81%	+4.7%
Sep 2009	7.46%	+7.6%
Jun 2009	6.93%	+10.0%
Mar 2009	6.30%	+51.8%
Dec 2008	4.15%	+122.0%
Sep 2008	-18.83%	-412.3%
Jun 2008	6.03%	-8.4%
Mar 2008	6.58%	+0.8%
Dec 2007	6.53%	-18.9%
Sep 2007	8.05%	+4.4%
Jun 2007	7.71%	-21.9%
Mar 2007	9.87%	-9.1%
Dec 2006	10.86%	-1.4%
Sep 2006	11.01%	+1.9%
Jun 2006	10.80%	-9.5%
Mar 2006	11.93%	+52.6%
Dec 2005	7.82%	-7.2%
Sep 2005	8.43%	-23.1%
Jun 2005	10.96%	-7.3%
Mar 2005	11.82%	+5.8%
Dec 2004	11.17%	-1.3%

Month	Value	Change
Sep 2004	11.32%	-1.4%
Jun 2004	11.48%	-18.2%
Mar 2004	14.04%	+24.8%
Dec 2003	11.25%	+8.3%
Sep 2003	10.39%	+6.1%
Jun 2003	9.79%	-7.4%
Mar 2003	10.57%	+71.0%
Dec 2002	6.18%	-16.4%
Sep 2002	7.39%	+3.9%
Jun 2002	7.11%	-16.6%
Mar 2002	8.53%	+37.4%
Dec 2001	6.21%	+19.9%
Sep 2001	5.18%	-7.2%
Jun 2001	5.58%	+13.9%
Mar 2001	4.90%	+79.5%
Dec 2000	2.73%	-18.8%
Sep 2000	3.36%	+495.3%
Jun 2000	-0.85%	+70.8%
Mar 2000	-2.91%	-1,312.5%
Dec 1999	0.24%	-94.9%
Sep 1999	4.67%	-36.7%
Jun 1999	7.38%	-1.2%
Mar 1999	7.47%	+27.5%
Dec 1998	5.86%	-40.9%
Sep 1998	9.91%	+7.6%
Jun 1998	9.21%	-3.8%
Mar 1998	9.57%	+20.1%
Dec 1997	7.97%	-17.5%
Sep 1997	9.66%	+5.8%
Jun 1997	9.13%	+15.3%
Mar 1997	7.92%	-19.0%
Dec 1996	9.78%	+8.9%
Sep 1996	8.98%	-2.8%
Jun 1996	9.24%	+16.5%
Mar 1996	7.93%	-6.5%
Dec 1995	8.48%	+5.2%
Sep 1995	8.06%	+0.6%
Jun 1995	8.01%	-8.5%
Mar 1995	8.75%	-42.4%
Dec 1994	15.18%	+48.5%
Sep 1994	10.22%	+0.3%
Jun 1994	10.19%	+10.6%
Mar 1994	9.21%	-12.1%
Dec 1993	10.48%	-34.6%
Sep 1993	16.02%	-0.6%
Jun 1993	16.12%	+35.9%
Mar 1993	11.86%	+55.8%
Dec 1992	7.61%	-29.8%
Sep 1992	10.84%	+37.0%
Jun 1992	7.91%	-15.2%
Mar 1992	9.33%	+358.4%
Dec 1991	-3.61%	-224.9%
Sep 1991	2.89%	+11.2%
Jun 1991	2.60%	-64.3%
Mar 1991	7.28%	+687.1%
Dec 1990	-1.24%	-123.8%
Sep 1990	5.20%	-51.1%
Jun 1990	10.64%	+32.7%
Mar 1990	8.02%	+8,811.1%
Dec 1989	0.09%	-98.7%
Sep 1989	6.68%	-25.0%
Jun 1989	8.91%	+38.1%
Mar 1989	6.45%	-2.1%
Dec 1988	6.59%	-19.6%
Sep 1988	8.20%	+7.0%
Jun 1988	7.66%	-28.1%
Mar 1988	10.65%	+33.8%
Dec 1987	7.96%	-17.4%
Sep 1987	9.64%	+1.0%
Jun 1987	9.54%	-1.5%
Mar 1987	9.69%	+592.1%
Dec 1986	1.40%	-79.8%
Sep 1986	6.94%	-38.7%
Jun 1986	11.32%	+23.6%
Mar 1986	9.16%	+69.0%
Dec 1985	5.42%	+60.8%
Sep 1985	3.37%	-35.1%
Jun 1985	5.19%	-17.0%
Mar 1985	6.25%	+23.8%
Dec 1984	5.05%	+53.0%
Sep 1984	3.30%	-60.0%
Jun 1984	8.25%	+8.7%
Mar 1984	7.59%	-

FAQ

What is the current quarterly net margin of PGR?
As of today, PGR quarterly net margin is 11.62%
What is PGR quarterly net margin most recent change?
PGR quarterly net margin was down -19.53% on September 30, 2025
What is 1-year change in PGR quarterly net margin?
PGR quarterly net margin is down -1.86% year-over-year
How far is PGR quarterly net margin from its all-time high?
PGR quarterly net margin is currently -28.84% below its historical high of 16.33% set on June 30, 2020
How does PGR quarterly net margin rank versus sector peers?
PGR quarterly net margin is higher than 34.22% of companies in Financial Services sector
When is PGR next earnings release?
The next earnings release for PGR is on January 28, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

PGR Official Website www.progressive.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/80661/000008066125000126/0000080661-25-000126-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/80661/000008066125000007/0000080661-25-000007-index.htm
PGR Profile on Yahoo Finance finance.yahoo.com/quote/PGR
PGR Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pgr