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Old Second Bancorp (OSBC)

Profile

Full Name

Old Second Bancorp, Inc.

Ticker Symbol

OSBC

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

November 16, 1993

Indexes

Not included

Website

http://www.oldsecond.com

Employees

877

Key Details

Price

$17.74(+0.23%)

Market cap

$799.30M(Small cap)

Last Dividend

$0.06

TTM Dividend yield

1.30%

Annual revenue

$279.90M(-0.39% YoY)

Annual EPS

$1.87(-7.43% YoY)

PE ratio

9.69

Next earnings date

Jul 17, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    See Full Chart & Historical Data

    Analyst ratings

    Price

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    Current Price

    $17.74
    OSBC price is $17.74

    30-Day Relative Volume

    1.03
    OSBC 30-day relative volume is 1.03

    Price Performance

    Price Today change

    +0.23%
    OSBC price is up +0.23% today

    Price YTD change

    -0.22%
    OSBC price is down -0.22% since January 1st

    Price 1-year change

    +19.78%
    OSBC price is up +19.78% year-on-year

    Price 3-year change

    +32.59%
    OSBC price is up +32.59% over the past 3 years

    Price Range

    Price All-time high

    $35.31
    OSBC price is currently -49.76% below its historical high of $35.31

    Price 3-year low

    $10.79
    OSBC price is currently +64.41% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $799.30M
    OSBC market capitalization is $799.30 million

    Market cap 3-year change

    +34.06%
    OSBC market capitalization is up +34.06% over the past 3 years

    Market cap All-time high

    $870.55M
    OSBC market capitalization is currently -8.18% below its historical high of $870.55 million

    Market cap sector rank

    56.78%
    OSBC market capitalization is higher than 56.78% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +0.47%
    OSBC shares outstanding is up +0.47% year-on-year

    Shares Outstanding 3-Year Change

    +1.34%
    OSBC shares outstanding is up +1.34% over the past 3 years

    Technical Indicators

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    Beta

    0.83
    OSBC beta is 0.83

    200-day SMA

    $17.12
    OSBC price is currently +3.63% above its 200-day simple moving average

    50-day SMA

    $16.59
    OSBC price is currently +6.96% above its 50-day simple moving average

    RSI

    66.78
    OSBC 14-day relative strength index is 66.78

    Volume

    1.03
    OSBC 30-day relative volume is 1.03

    ATR

    $0.40
    OSBC average true range is $0.40

    10-day Historical Volatility

    17.76%
    OSBC 10-day historical volatility is 17.76%

    Dividend

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    Events

    Last Paid Dividend

    $0.06
    OSBC last dividend was $0.06 per share, with an ex-dividend date of April 25, 2025

    Next Dividend

    -
    OSBC next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $0.21
    OSBC annual dividend per share is $0.21

    Dividend per share Sector Rank

    5.41%
    OSBC annual dividend per share is higher than 5.41% of companies in Financial Services sector

    Dividend per share 1-Year Change

    +5%
    OSBC annual dividend per share is up +5% year-on-year

    Dividend per share 3-Year Change

    +31.25%
    OSBC annual dividend per share is up +31.25% over the past 3 years

    Dividend yield

    Dividend yield

    1.18%
    OSBC annual dividend yield is 1.18%

    Dividend yield Sector Rank

    9.02%
    OSBC annual dividend yield is higher than 9.02% of companies in Financial Services sector

    Other

    Payout ratio

    11.04%
    OSBC annual payout ratio is 11.04%

    Dividends paid

    $9.41M
    OSBC annual dividends paid is $9.41 million

    Free cash flow

    $120.75M
    OSBC annual free cash flow is $120.75 million

    Income Statement

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    Revenue

    Revenue

    $279.90M
    OSBC annual revenue is $279.90 million

    Revenue Analysts estimate

    $278.13M
    OSBC annual revenue is currently +0.64% higher than the consensus analysts' forecast

    Revenue 1-year change

    -0.39%
    OSBC annual revenue is down -0.39% year-on-year

    Revenue Sector rank

    61.88%
    OSBC annual revenue is higher than 61.88% of companies in Financial Services sector

    EPS

    EPS

    $1.87
    OSBC annual earnings per share is $1.87

    EPS Analysts estimate

    $1.84
    OSBC annual earnings per share is currently +1.52% higher than the consensus analysts' forecast

    EPS 1-year change

    -7.43%
    OSBC annual earnings per share is down -7.43% year-on-year

    EPS Sector rank

    57.95%
    OSBC annual earnings per share is higher than 57.95% of companies in Financial Services sector

    Profit

    Gross profit

    -
    OSBC annual gross profit value is unknown

    Gross margin

    -
    OSBC annual gross profit margin value is unknown

    Operating profit

    -
    OSBC annual operating income value is unknown

    Operating margin

    -
    OSBC annual operating profit margin value is unknown

    Net income

    $85.26M
    OSBC annual net profit is $85.26 million

    Net margin

    30.46%
    OSBC annual net profit margin is 30.46%

    Expenses

    Total expenses

    -
    OSBC annual total expenses value is unknown

    Operating expenses

    $105.52M
    OSBC annual total operating expenses is $105.52 million

    Cost of goods sold

    -
    OSBC annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $103.08M
    OSBC annual SGA is $103.08 million

    Depreciation and amortization

    $9.16M
    OSBC annual depreciation & amortization is $9.16 million

    Interest expense

    -
    OSBC annual interest expense value is unknown

    Income tax

    $27.69M
    OSBC annual income tax is $27.69 million

    EBIT & EBITDA

    EBIT

    $169.22M
    OSBC annual earnings before interest & taxes is $169.22 million

    EBITDA

    $178.38M
    OSBC annual EBITDA is $178.38 million

    Balance Sheet

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    Assets

    Total assets

    $5.65B
    OSBC annual total assets is $5.65 billion

    Non current assets

    $4.88B
    OSBC annual long term assets is $4.88 billion

    Current assets

    $1.75B
    OSBC annual total current assets is $1.75 billion

    Cash and cash equivalents

    $99.33M
    OSBC annual cash & cash equivalents is $99.33 million

    Accounts receivable

    -
    OSBC annual accounts receivable value is unknown

    Inventory

    -
    OSBC annual inventory value is unknown

    Liabilities

    Total liabilities

    $4.98B
    OSBC annual total liabilities is $4.98 billion

    Long term liabilities

    $4.85B
    OSBC annual total long term liabilities is $4.85 billion

    Current liabilities

    $56.66M
    OSBC annual total current liabilities is $56.66 million

    Accounts payable

    -
    OSBC annual accounts payable value is unknown

    Debt

    Total debt

    $105.24M
    OSBC annual total debt is $105.24 million

    Total debt 1-year change

    -78.53%
    OSBC annual total debt is down -78.53% year-on-year

    Long term debt

    $85.24M
    OSBC annual long term debt is $85.24 million

    Short term debt

    $20.00M
    OSBC annual short term debt is $20.00 million

    Equity & Capital

    Shareholders equity

    $671.03M
    OSBC annual stockholders equity is $671.03 million

    Book value

    $671.03M
    OSBC annual book value is $671.03 million

    Retained earnings

    $469.17M
    OSBC annual retained earnings is $469.17 million

    Working capital

    $1.70B
    OSBC annual working capital is $1.70 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $131.53M
    OSBC annual cash flow from operations is $131.53 million

    Cash from operations 1-year change

    +13%
    OSBC annual cash flow from operations is up +13% year-on-year

    Cash from investing

    $322.70M
    OSBC annual cash flow from investing activities is $322.70 million

    Cash from investing 1-year change

    +99.75%
    OSBC annual cash flow from investing activities is up +99.75% year-on-year

    Cash from financing

    -$455.05M
    OSBC annual cash flow from financing activities is -$455.05 million

    Cash from financing 1-year change

    -55.31%
    OSBC annual cash flow from financing activities is down -55.31% year-on-year

    CAPEX

    CAPEX

    $10.79M
    OSBC annual capital expenditures is $10.79 million

    CAPEX 1-year change

    -12.84%
    OSBC annual capital expenditures is down -12.84% year-on-year

    Free Cash Flow

    Free cash flow

    $120.75M
    OSBC annual free cash flow is $120.75 million

    Free cash flow 1-year change

    +16.07%
    OSBC annual free cash flow is up +16.07% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    -
    OSBC annual gross profit margin value is unknown

    Operating margin

    -
    OSBC annual operating profit margin value is unknown

    Net margin

    30.46%
    OSBC annual net profit margin is 30.46%

    ROA & ROE

    ROA

    1.50%
    OSBC annual return on assets is 1.50%

    ROE

    13.66%
    OSBC annual return on equity is 13.66%

    Valuation

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    PE Ratio

    PE ratio

    9.69
    OSBC price to earnings ratio is 9.69

    PE ratio Sector rank

    13.24%
    OSBC price to earnings ratio is higher than 13.24% of companies in Financial Services sector

    PB Ratio

    PB ratio

    1.15
    OSBC price to book ratio is 1.15

    PB ratio Sector rank

    46.6%
    OSBC price to book ratio is higher than 46.6% of companies in Financial Services sector

    PS Ratio

    PS ratio

    2.83
    OSBC price to sales ratio is 2.83

    PS ratio Sector rank

    44.08%
    OSBC price to sales ratio is higher than 44.08% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $628.44M
    OSBC enterprise value is $628.44 million

    Enterprise value Sector rank

    50.43%
    OSBC enterprise value is higher than 50.43% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    3.62
    OSBC EV/EBITDA is 3.62

    EV/EBITDA Sector rank

    48.84%
    OSBC EV/EBITDA is higher than 48.84% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current ratio

    30.94
    OSBC annual current ratio is 30.94

    Quick ratio

    -
    OSBC annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.16
    OSBC annual debt to equity ratio is 0.16

    Interest coverage ratio

    -
    OSBC annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    -
    OSBC piotroski f-score value is unknown

    Altman Z-Score

    0.72
    OSBC altman z-score is 0.72

    Analyst ratings

    Recent major analysts updates

    Apr 25, 25 Stephens & Co.
    Overweight
    Apr 25, 25 Keefe, Bruyette & Woods
    Outperform
    Feb 27, 25 Keefe, Bruyette & Woods
    Outperform
    Feb 26, 25 Stephens & Co.
    Overweight
    Jan 23, 25 Stephens & Co.
    Overweight
    Oct 18, 24 Piper Sandler
    Overweight
    Sep 25, 24 DA Davidson
    Neutral
    Sep 17, 24 Raymond James
    Outperform
    Jul 19, 24 Piper Sandler
    Overweight
    Jul 19, 24 DA Davidson
    Buy

    Institutional Ownership

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    • What is the ticker symbol for Old Second Bancorp?
    • Does Old Second Bancorp pay dividends?
    • What sector is Old Second Bancorp in?
    • What industry is Old Second Bancorp in?
    • What country is Old Second Bancorp based in?
    • When did Old Second Bancorp go public?
    • Is Old Second Bancorp in the S&P 500?
    • Is Old Second Bancorp in the NASDAQ 100?
    • Is Old Second Bancorp in the Dow Jones?
    • When was Old Second Bancorp's last earnings report?
    • When does Old Second Bancorp report earnings?
    • Should I buy Old Second Bancorp stock now?

    What is the ticker symbol for Old Second Bancorp?

    The ticker symbol for Old Second Bancorp is NASDAQ:OSBC

    Does Old Second Bancorp pay dividends?

    Yes, Old Second Bancorp pays dividends. The last payment was $0.06, with an ex-dividend date on April 25, 2025

    What sector is Old Second Bancorp in?

    Old Second Bancorp is in the Financial Services sector

    What industry is Old Second Bancorp in?

    Old Second Bancorp is in the Banks - Regional industry

    What country is Old Second Bancorp based in?

    Old Second Bancorp is headquartered in United States

    When did Old Second Bancorp go public?

    Old Second Bancorp's initial public offering (IPO) was on November 16, 1993

    Is Old Second Bancorp in the S&P 500?

    No, Old Second Bancorp is not included in the S&P 500 index

    Is Old Second Bancorp in the NASDAQ 100?

    No, Old Second Bancorp is not included in the NASDAQ 100 index

    Is Old Second Bancorp in the Dow Jones?

    No, Old Second Bancorp is not included in the Dow Jones index

    When was Old Second Bancorp's last earnings report?

    Old Second Bancorp's most recent earnings report was on Apr 24, 2025

    When does Old Second Bancorp report earnings?

    The next expected earnings date for Old Second Bancorp is Jul 17, 2025

    Should I buy Old Second Bancorp stock now?

    As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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