What is the current annual net margin of KMPR?

As of today, KMPR annual net margin is 6.85%

What is 1-year change in KMPR annual net margin?

KMPR annual net margin is up +223.65% year-over-year

What is 3-year change in KMPR annual net margin?

KMPR annual net margin is up +411.36% over the past 3 years

How far is KMPR annual net margin from its all-time high?

KMPR annual net margin is currently -72.03% below its historical high of 24.49% set on December 31, 1998

How does KMPR annual net margin rank versus sector peers?

KMPR annual net margin is higher than 27.06% of companies in Financial Services sector

When is KMPR next annual earnings release?

The next annual earnings release for KMPR is on February 4, 2026

What is the current quarterly net margin of KMPR?

As of today, KMPR quarterly net margin is -1.95%

What is KMPR quarterly net margin most recent change?

KMPR quarterly net margin was down -134.33% on September 30, 2025

What is 1-year change in KMPR quarterly net margin?

KMPR quarterly net margin is down -131.91% year-over-year

How far is KMPR quarterly net margin from its all-time high?

KMPR quarterly net margin is currently -105.71% below its historical high of 34.13% set on June 30, 2001

How does KMPR quarterly net margin rank versus sector peers?

KMPR quarterly net margin is higher than 12.12% of companies in Financial Services sector

When is KMPR next earnings release?

The next earnings release for KMPR is on February 4, 2026

KMPR Net Margin History & Chart Since 1988

Annual Net Margin

6.85%12.39%+223.65%

December 31, 2024

Summary

Current Value: As of today, KMPR annual net margin is 6.85%, up +223.65% on December 31, 2024
Historical Performance: KMPR annual net margin is up +411.36% over the past 3 years, and down -35.26% over the past 5 years
All-Time High Comparison: KMPR annual net margin is currently -72.03% below its historical high of 24.49% set on December 31, 1998
3-Year Low Comparison: KMPR annual net margin is +223.65% above its 3-year low of -5.54% reached on December 31, 2023
Sector Comparison: KMPR annual net margin is higher than 27.06% of companies in Financial Services sector

Net Margin Chart

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Series

Performance

KMPR Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 24	6.85%	+223.7%	+411.4%	-35.3%	+22.1%
Quarterly Net Margin	Sep 30, 25	-1.95%	-131.9%	+64.3%	-121.6%	-136.7%
Price	Jan 28, 26	$38.38	-42.6%	-31.3%	-45.4%	+42.8%
PE Ratio	Jan 28, 26	10.02	-26.5%	–	-12.3%	+11.3%
Annual Revenue	Dec 31, 24	$4.64B	-6.1%	-20.0%	-8.1%	+58.2%
Annual Net Income	Dec 31, 24	$312.50M	+214.8%	+359.3%	-41.0%	+92.7%
Annual Gross Margin	Dec 31, 24	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 24	11.20%	+10000.0%	+4580.0%	-33.0%	-8.6%

Net Margin Highs

KMPR Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	6.85%	Dec 31, 24	at high
5Y	7.92%	N/A	-13.5%
All	24.49%	Dec 31, 98	-72.0%

Net Margin Lows

KMPR Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	-5.54%	Dec 31, 23	+223.7%
5Y	-5.54%	Dec 31, 23	+223.7%
All	-5.54%	Dec 31, 23	+223.7%

Net Margin History

Year	Value	Change
2024	6.85%	+223.6%
2023	-5.54%	-5.3%
2022	-5.26%	-139.1%
2021	-2.20%	-127.8%
2020	7.92%	-25.1%
2019	10.58%	+105.0%
2018	5.16%	+13.9%
2017	4.53%	+576.1%
2016	0.67%	-81.7%
2015	3.66%	-29.8%
2014	5.21%	-41.9%
2013	8.97%	+113.6%
2012	4.20%	+40.5%
2011	2.99%	-57.2%
2010	6.99%	+24.6%
2009	5.61%	+619.4%
2008	-1.08%	-115.3%
2007	7.08%	-28.6%
2006	9.91%	+9.7%

Year	Value	Change
2005	9.03%	+6.0%
2004	8.52%	+84.0%
2003	4.63%	+1,386.1%
2002	-0.36%	-102.4%
2001	15.03%	+222.5%
2000	4.66%	-57.9%
1999	11.08%	-54.8%
1998	24.49%	+223.1%
1997	7.58%	-10.0%
1996	8.42%	-16.6%
1995	10.09%	-4.9%
1994	10.61%	+50.5%
1993	7.05%	-19.7%
1992	8.78%	-18.3%
1991	10.75%	+3.3%
1990	10.41%	+12.5%
1989	9.25%	-43.9%
1988	16.49%	-

FAQ

What is the current annual net margin of KMPR?
As of today, KMPR annual net margin is 6.85%
What is 1-year change in KMPR annual net margin?
KMPR annual net margin is up +223.65% year-over-year
What is 3-year change in KMPR annual net margin?
KMPR annual net margin is up +411.36% over the past 3 years
How far is KMPR annual net margin from its all-time high?
KMPR annual net margin is currently -72.03% below its historical high of 24.49% set on December 31, 1998
How does KMPR annual net margin rank versus sector peers?
KMPR annual net margin is higher than 27.06% of companies in Financial Services sector
When is KMPR next annual earnings release?
The next annual earnings release for KMPR is on February 4, 2026

Quarterly Net Margin

-1.95%7.63%-134.33%

September 30, 2025

Summary

Current Value: As of today, KMPR quarterly net margin is -1.95%, down -134.33% on September 30, 2025
Historical Performance: KMPR quarterly net margin is down -131.91% year-over-year, and up +64.29% over the past 3 years
All-Time High Comparison: KMPR quarterly net margin is currently -105.71% below its historical high of 34.13% set on June 30, 2001
3-Year Low Comparison: KMPR quarterly net margin is +84.00% above its 3-year low of -12.19% reached on September 30, 2023
Sector Comparison: KMPR quarterly net margin is higher than 12.12% of companies in Financial Services sector

Performance

KMPR Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 25	-1.95%	-134.3%	-131.9%	+64.3%	-121.6%
Annual Net Margin	Dec 31, 24	6.85%	–	+223.7%	+411.4%	-35.3%
Price	Jan 28, 26	$38.38	-15.3%	-42.6%	-31.3%	-45.4%
PE Ratio	Jan 28, 26	10.02	-15.2%	-26.5%	–	-12.3%
Quarterly Revenue	Sep 30, 25	$1.24B	+1.1%	+5.2%	-9.3%	-8.3%
Quarterly Net Income	Sep 30, 25	-$24.20M	-134.7%	-133.5%	+67.7%	-119.8%
Quarterly Gross Margin	Sep 30, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 25	0.16%	-98.1%	-98.8%	+113.7%	-98.9%

Quarterly Net Margin Highs

KMPR Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	8.13%	Mar 31, 25	-124.0%
3Y	8.13%	Mar 31, 25	-124.0%
5Y	9.08%	Mar 31, 21	-121.5%
All	34.13%	Jun 30, 01	-105.7%

Quarterly Net Margin Lows

KMPR Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	-1.95%	Sep 30, 25	at low
3Y	-12.19%	Sep 30, 23	+84.0%
5Y	-12.19%	Sep 30, 23	+84.0%
All	-12.19%	Sep 30, 23	+84.0%

Quarterly Net Margin History

Month	Value	Change
Sep 2025	-1.95%	-134.3%
Jun 2025	5.68%	-30.1%
Mar 2025	8.13%	+1.0%
Dec 2024	8.05%	+31.8%
Sep 2024	6.11%	-7.1%
Jun 2024	6.58%	+7.3%
Mar 2024	6.13%	+41.9%
Dec 2023	4.32%	+135.4%
Sep 2023	-12.19%	-58.7%
Jun 2023	-7.68%	-23.9%
Mar 2023	-6.20%	-60.2%
Dec 2022	-3.87%	+29.1%
Sep 2022	-5.46%	-7.5%
Jun 2022	-5.08%	+18.8%
Mar 2022	-6.26%	+11.5%
Dec 2021	-7.07%	-36.8%
Sep 2021	-5.17%	-24.9%
Jun 2021	-4.14%	-145.6%
Mar 2021	9.08%	+29.7%
Dec 2020	7.00%	-22.4%
Sep 2020	9.02%	-11.5%
Jun 2020	10.19%	+97.9%
Mar 2020	5.15%	-46.8%
Dec 2019	9.68%	-6.2%
Sep 2019	10.32%	+8.6%
Jun 2019	9.50%	-23.8%
Mar 2019	12.47%	+2,610.9%
Dec 2018	0.46%	-94.0%
Sep 2018	7.67%	+52.2%
Jun 2018	5.04%	-34.2%
Mar 2018	7.66%	+50.5%
Dec 2017	5.09%	-25.7%
Sep 2017	6.85%	+28.5%
Jun 2017	5.33%	>+9,900.0%
Mar 2017	-0.05%	-101.1%
Dec 2016	4.45%	+258.9%
Sep 2016	-2.80%	-530.8%
Jun 2016	0.65%	+303.1%
Mar 2016	-0.32%	-268.4%
Dec 2015	0.19%	-96.9%
Sep 2015	6.19%	+38.2%
Jun 2015	4.48%	+67.2%
Mar 2015	2.68%	-75.9%
Dec 2014	11.11%	+1,148.3%
Sep 2014	0.89%	-48.0%
Jun 2014	1.71%	-73.1%
Mar 2014	6.36%	-31.5%
Dec 2013	9.28%	-20.1%
Sep 2013	11.62%	+110.9%
Jun 2013	5.51%	-42.5%
Mar 2013	9.58%	+3,521.4%
Dec 2012	-0.28%	-103.3%
Sep 2012	8.56%	+3,192.3%
Jun 2012	0.26%	-95.6%
Mar 2012	5.97%	+41.5%
Dec 2011	4.22%	+580.6%
Sep 2011	0.62%	+369.6%
Jun 2011	-0.23%	-102.7%
Mar 2011	8.58%	-6.4%
Dec 2010	9.17%	+72.4%
Sep 2010	5.32%	-8.7%
Jun 2010	5.83%	-20.9%
Mar 2010	7.37%	-18.4%
Dec 2009	9.03%	+13.3%
Sep 2009	7.97%	+48.7%
Jun 2009	5.36%	+702.2%
Mar 2009	-0.89%	+68.8%
Dec 2008	-2.85%	+50.3%
Sep 2008	-5.74%	-1,025.8%
Jun 2008	0.62%	-84.0%
Mar 2008	3.88%	+431.5%
Dec 2007	0.73%	-90.7%
Sep 2007	7.83%	-1.5%
Jun 2007	7.95%	-14.9%

Month	Value	Change
Mar 2007	9.34%	+15.9%
Dec 2006	8.06%	-27.1%
Sep 2006	11.05%	+22.2%
Jun 2006	9.04%	+4.0%
Mar 2006	8.69%	-23.8%
Dec 2005	11.41%	+279.1%
Sep 2005	3.01%	-69.6%
Jun 2005	9.89%	+8.8%
Mar 2005	9.09%	-5.8%
Dec 2004	9.65%	+32.9%
Sep 2004	7.26%	-11.9%
Jun 2004	8.24%	+25.6%
Mar 2004	6.56%	+11.9%
Dec 2003	5.86%	+2.8%
Sep 2003	5.70%	+86.3%
Jun 2003	3.06%	+58.5%
Mar 2003	1.93%	+450.9%
Dec 2002	-0.55%	+82.0%
Sep 2002	-3.05%	-463.1%
Jun 2002	0.84%	-53.3%
Mar 2002	1.80%	+176.3%
Dec 2001	-2.36%	-159.7%
Sep 2001	3.95%	-88.4%
Jun 2001	34.13%	+861.4%
Mar 2001	3.55%	-40.8%
Dec 2000	6.00%	+789.7%
Sep 2000	-0.87%	-117.5%
Jun 2000	4.97%	-43.1%
Mar 2000	8.74%	-33.0%
Dec 1999	13.04%	+25.5%
Sep 1999	10.39%	+20.7%
Jun 1999	8.61%	-29.5%
Mar 1999	12.21%	+12.8%
Dec 1998	10.82%	-8.4%
Dec 1997	11.81%	+22.1%
Sep 1997	9.67%	+3,019.4%
Jun 1997	0.31%	-96.5%
Mar 1997	8.82%	-14.8%
Dec 1996	10.35%	+2.9%
Sep 1996	10.06%	+30.3%
Jun 1996	7.72%	+15.7%
Mar 1996	6.67%	-75.5%
Dec 1995	27.19%	+42.2%
Sep 1995	19.12%	+969.1%
Jun 1995	-2.20%	-116.4%
Mar 1995	13.38%	+4.1%
Dec 1994	12.85%	-6.2%
Sep 1994	13.70%	+68.1%
Jun 1994	8.15%	+9.0%
Mar 1994	7.48%	+438.1%
Dec 1993	1.39%	-68.3%
Sep 1993	4.38%	-58.5%
Jun 1993	10.56%	-6.9%
Mar 1993	11.34%	+1,743.5%
Dec 1992	-0.69%	-104.7%
Sep 1992	14.76%	+69.7%
Jun 1992	8.70%	-27.0%
Mar 1992	11.92%	-12.0%
Dec 1991	13.55%	+29.2%
Sep 1991	10.49%	+128.0%
Jun 1991	4.60%	-66.7%
Mar 1991	13.82%	-1.0%
Dec 1990	13.96%	+11.3%
Sep 1990	12.54%	+91.5%
Jun 1990	6.55%	-23.6%
Mar 1990	8.57%	+9.5%
Dec 1989	7.83%	-35.8%
Sep 1989	12.20%	+156.8%
Jun 1989	4.75%	-61.4%
Mar 1989	12.31%	-25.5%
Dec 1988	16.52%	+0.2%
Sep 1988	16.49%	0.0%
Jun 1988	16.49%	0.0%
Mar 1988	16.49%	-

FAQ

What is the current quarterly net margin of KMPR?
As of today, KMPR quarterly net margin is -1.95%
What is KMPR quarterly net margin most recent change?
KMPR quarterly net margin was down -134.33% on September 30, 2025
What is 1-year change in KMPR quarterly net margin?
KMPR quarterly net margin is down -131.91% year-over-year
How far is KMPR quarterly net margin from its all-time high?
KMPR quarterly net margin is currently -105.71% below its historical high of 34.13% set on June 30, 2001
How does KMPR quarterly net margin rank versus sector peers?
KMPR quarterly net margin is higher than 12.12% of companies in Financial Services sector
When is KMPR next earnings release?
The next earnings release for KMPR is on February 4, 2026

Net Margin Formula

Net Margin =

× 100%

Data Sources & References

KMPR Official Website www.kemper.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/860748/000086074825000214/0000860748-25-000214-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/860748/000086074825000053/0000860748-25-000053-index.htm
KMPR Profile on Yahoo Finance finance.yahoo.com/quote/KMPR
KMPR Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/kmpr