Annual Interest Coverage Ratio
2.010.16-7.37%
Summary
- Current Value
- As of today, ENVA annual interest coverage ratio is 2.01, down -7.37% on
- Historical Performance
- ENVA annual interest coverage ratio is down -62.78% over the past 3 years, and down -38.72% over the past 5 years
- All-Time High Comparison
- ENVA annual interest coverage ratio is currently -71.73% below its historical high of 7.11 set on
- 3-Year Low Comparison
- ENVA annual interest coverage ratio is at its 3-year low
- Sector Comparison
- ENVA annual interest coverage ratio is higher than 69.62% of companies in Financial Services sector
Interest Coverage Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 2.01 | -7.4% | -62.8% | -38.7% | -40.0% | |
| Quarterly Interest Coverage Ratio | 2.26 | +13.0% | -29.1% | -67.3% | – | |
| Price | $163.30 | +65.2% | +320.4% | +519.0% | – | |
| Annual EBIT | $584.76M | +38.5% | +41.6% | +135.6% | +1372.1% | |
| Annual Interest Expense | $290.44M | +49.1% | +279.6% | +284.2% | +2350.6% | |
| Annual Debt To Equity | 3.03 | +25.7% | +129.6% | +11.0% | -34.4% | |
| Annual Current Ratio | 19.01 | +22.1% | +38.4% | – | +702.1% | |
| Annual Quick Ratio | 19.01 | +22.1% | +38.4% | – | +702.1% | |
| Piotroski F-Score | 7 | 0.0% | 0.0% | 0.0% | – | |
| Altman Z-Score | 2.96 | +8.0% | +16.1% | -1.3% | – |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 3.31 | N/A | -39.3% |
| 5Y | 5.40 | -62.8% | |
| All | 7.11 | -71.7% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 2.01 | at low | |
| 5Y | 2.01 | at low | |
| All | 1.82 | +10.4% |
Interest Coverage Ratio History
FAQ
What is the current annual interest coverage ratio of ENVA?
As of today, ENVA annual interest coverage ratio is 2.01
What is 1-year change in ENVA annual interest coverage ratio?
ENVA annual interest coverage ratio is down -7.37% year-over-year
What is 3-year change in ENVA annual interest coverage ratio?
ENVA annual interest coverage ratio is down -62.78% over the past 3 years
How far is ENVA annual interest coverage ratio from its all-time high?
ENVA annual interest coverage ratio is currently -71.73% below its historical high of 7.11 set on December 31, 2013
How does ENVA annual interest coverage ratio rank versus sector peers?
ENVA annual interest coverage ratio is higher than 69.62% of companies in Financial Services sector
When is ENVA next annual earnings release?
The next annual earnings release for ENVA is on
Quarterly Interest Coverage Ratio
2.260.04+1.80%
Summary
- Current Value
- As of today, ENVA quarterly interest coverage ratio is 2.26, up +1.80% on
- Historical Performance
- ENVA quarterly interest coverage ratio is up +13.00% year-over-year, and down -29.15% over the past 3 years
- All-Time High Comparison
- ENVA quarterly interest coverage ratio is currently -67.25% below its historical high of 6.90 set on
- 3-Year Low Comparison
- ENVA quarterly interest coverage ratio is +32.94% above its 3-year low of 1.70 reached on
- Sector Comparison
- ENVA quarterly interest coverage ratio is higher than 74.13% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 2.26 | +1.8% | +13.0% | -29.1% | -67.3% | |
| Annual Interest Coverage Ratio | 2.01 | – | -7.4% | -62.8% | -38.7% | |
| Price | $163.30 | +50.4% | +65.2% | +320.4% | +519.0% | |
| Quarterly EBIT | $196.78M | +6.9% | +28.0% | +99.8% | +53.0% | |
| Quarterly Interest Expense | $86.95M | +5.0% | +13.1% | +181.2% | +366.6% | |
| Quarterly Debt To Equity | 3.22 | -0.9% | +14.2% | +76.0% | +105.1% | |
| Quarterly Current Ratio | 21.79 | +205.2% | +24.8% | +21.3% | +59.6% | |
| Quarterly Quick Ratio | 21.79 | +205.2% | +24.8% | +21.3% | +59.6% | |
| Piotroski F-Score | 7 | +16.7% | 0.0% | 0.0% | 0.0% | |
| Altman Z-Score | 2.96 | +7.3% | +8.0% | +16.1% | -1.3% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 2.26 | at high | |
| 3Y | 2.80 | N/A | -19.3% |
| 5Y | 6.32 | -64.2% | |
| All | 6.90 | -67.3% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 2.02 | N/A | +11.9% |
| 3Y | 1.70 | +32.9% | |
| 5Y | 1.70 | +32.9% | |
| All | 1.43 | +58.0% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of ENVA?
As of today, ENVA quarterly interest coverage ratio is 2.26
What is ENVA quarterly interest coverage ratio most recent change?
ENVA quarterly interest coverage ratio was up +1.80% on September 30, 2025
What is 1-year change in ENVA quarterly interest coverage ratio?
ENVA quarterly interest coverage ratio is up +13.00% year-over-year
How far is ENVA quarterly interest coverage ratio from its all-time high?
ENVA quarterly interest coverage ratio is currently -67.25% below its historical high of 6.90 set on September 30, 2020
How does ENVA quarterly interest coverage ratio rank versus sector peers?
ENVA quarterly interest coverage ratio is higher than 74.13% of companies in Financial Services sector
When is ENVA next earnings release?
The next earnings release for ENVA is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- ENVA Official Website www.enova.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1529864/000119312525249986/0001193125-25-249986-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1529864/000095017025022244/0000950170-25-022244-index.htm
- ENVA Profile on Yahoo Finance finance.yahoo.com/quote/ENVA
- ENVA Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/enva