Annual Interest Coverage Ratio
1.820.40-18.02%
Summary
- Current Value
- As of today, EFSC annual interest coverage ratio is 1.82, down -18.02% on
- Historical Performance
- EFSC annual interest coverage ratio is down -78.12% over the past 3 years, and down -33.82% over the past 5 years
- All-Time High Comparison
- EFSC annual interest coverage ratio is currently -78.13% below its historical high of 8.32 set on
- 3-Year Low Comparison
- EFSC annual interest coverage ratio is at its 3-year low
- Sector Comparison
- EFSC annual interest coverage ratio is higher than 62.99% of companies in Financial Services sector
Interest Coverage Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 1.82 | -18.0% | -78.1% | -33.8% | +10000.0% | |
| Quarterly Interest Coverage Ratio | 2.29 | +23.1% | -65.5% | -42.9% | +18.6% | |
| Price | $57.42 | +2.0% | +17.3% | +54.3% | +397.1% | |
| Annual EBIT | $514.20M | +14.6% | +168.3% | +181.8% | +10000.0% | |
| Annual Interest Expense | $282.96M | +39.9% | +1128.3% | +326.0% | +479.3% | |
| Annual Debt To Equity | 0.24 | +100.0% | +60.0% | -47.8% | -84.4% | |
| Annual Current Ratio | 3.60 | -56.1% | -64.9% | -36.4% | -95.5% | |
| Annual Quick Ratio | - | – | – | – | – | |
| Piotroski F-Score | 6 | 0.0% | +20.0% | -14.3% | +20.0% | |
| Altman Z-Score | 0.39 | 0.0% | -7.1% | +8.3% | +25.8% |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 7.30 | N/A | -75.1% |
| 5Y | 8.32 | -78.1% | |
| All | 8.32 | -78.1% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 1.82 | at low | |
| 5Y | 1.82 | at low | |
| All | -0.01 | >+9999.0% |
Interest Coverage Ratio History
FAQ
What is the current annual interest coverage ratio of EFSC?
As of today, EFSC annual interest coverage ratio is 1.82
What is 1-year change in EFSC annual interest coverage ratio?
EFSC annual interest coverage ratio is down -18.02% year-over-year
What is 3-year change in EFSC annual interest coverage ratio?
EFSC annual interest coverage ratio is down -78.12% over the past 3 years
How far is EFSC annual interest coverage ratio from its all-time high?
EFSC annual interest coverage ratio is currently -78.13% below its historical high of 8.32 set on December 31, 2021
How does EFSC annual interest coverage ratio rank versus sector peers?
EFSC annual interest coverage ratio is higher than 62.99% of companies in Financial Services sector
When is EFSC next annual earnings release?
The next annual earnings release for EFSC is on
Quarterly Interest Coverage Ratio
2.290.32+16.24%
Summary
- Current Value
- As of today, EFSC quarterly interest coverage ratio is 2.29, up +16.24% on
- Historical Performance
- EFSC quarterly interest coverage ratio is up +23.12% year-over-year, and down -65.46% over the past 3 years
- All-Time High Comparison
- EFSC quarterly interest coverage ratio is currently -81.81% below its historical high of 12.59 set on
- 3-Year Low Comparison
- EFSC quarterly interest coverage ratio is +33.14% above its 3-year low of 1.72 reached on
- Sector Comparison
- EFSC quarterly interest coverage ratio is higher than 74.27% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 2.29 | +16.2% | +23.1% | -65.5% | -42.9% | |
| Annual Interest Coverage Ratio | 1.82 | – | -18.0% | -78.1% | -33.8% | |
| Price | $57.42 | +5.6% | +2.0% | +17.3% | +54.3% | |
| Quarterly EBIT | $153.80M | +17.9% | +13.4% | +103.4% | +415.9% | |
| Quarterly Interest Expense | $67.10M | +1.4% | -7.9% | +488.4% | +802.8% | |
| Quarterly Debt To Equity | 0.34 | 0.0% | +30.8% | +41.7% | -57.0% | |
| Quarterly Current Ratio | 0.05 | 0.0% | 0.0% | -37.5% | -77.3% | |
| Quarterly Quick Ratio | - | – | – | – | – | |
| Piotroski F-Score | 6 | 0.0% | 0.0% | +20.0% | -14.3% | |
| Altman Z-Score | 0.39 | +2.6% | 0.0% | -7.1% | +8.3% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 2.29 | at high | |
| 3Y | 5.27 | N/A | -56.5% |
| 5Y | 12.59 | -81.8% | |
| All | 12.59 | -81.8% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 1.88 | N/A | +21.8% |
| 3Y | 1.72 | +33.1% | |
| 5Y | 1.72 | +33.1% | |
| All | -3.22 | +171.1% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of EFSC?
As of today, EFSC quarterly interest coverage ratio is 2.29
What is EFSC quarterly interest coverage ratio most recent change?
EFSC quarterly interest coverage ratio was up +16.24% on September 30, 2025
What is 1-year change in EFSC quarterly interest coverage ratio?
EFSC quarterly interest coverage ratio is up +23.12% year-over-year
How far is EFSC quarterly interest coverage ratio from its all-time high?
EFSC quarterly interest coverage ratio is currently -81.81% below its historical high of 12.59 set on December 31, 2021
How does EFSC quarterly interest coverage ratio rank versus sector peers?
EFSC quarterly interest coverage ratio is higher than 74.27% of companies in Financial Services sector
When is EFSC next earnings release?
The next earnings release for EFSC is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- EFSC Official Website www.enterprisebank.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1025835/000102583525000205/0001025835-25-000205-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1025835/000102583525000039/0001025835-25-000039-index.htm
- EFSC Profile on Yahoo Finance finance.yahoo.com/quote/EFSC
- EFSC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/efsc