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DFS Stock Overview

Profile

Full Name:

Discover Financial Services

Sector:

Financial Services

Industry:

Credit Services

Country:

United States

IPO:

June 14, 2007

Indexes:

S&P 500

Website:

http://www.discover.com

Description:

Discover Financial Services is an American company that provides financial services, issues the Discover Card, and operates the Discover and Pulse payment networks. Discover is the third largest credit card brand in the United States after VISA and Mastercard. The company was formed in 1985 by Sears and was a division of Dean Witter Reynolds, which merged with Morgan Stanley in 1997. In 2007, the division was spun off into an independent publicly traded company. Currently, Discover's headquarters are located in the Chicago suburb of Riverwoods, Illinois. In addition to its card products, Discover also offers deposits, personal loans, student loans, and mortgage lending. Furthermore, in 2006, the company began offering Discover debit cards directly to banks, serviced through the Pulse payment system.

Key Details

Price

$169.30

Market Cap

$42.60 B(Large cap)

Last Dividend

$0.70

TTM Dividend Yield

1.65%

Annual Revenue

$17.91 B(+13.40% YoY)

Annual EPS

$17.72(+65.61% YoY)

PE Ratio

9.56

Annual ROE

28.20%

Annual Debt To Equity

0.91

Beta

1.42

Events Calendar

Earnings

Next earnings date:

Apr 17, 2025

Recent quarterly earnings:

Jan 22, 2025

Recent annual earnings:

Jan 22, 2025
Dividend

Next ex-dividend date:

May 23, 2025

Recent ex-dividend date:

Feb 20, 2025
Splits

Next split:

N/A

Recent split:

N/A

Analyst ratings

Recent major analysts updates

Jan 27, 25 Truist Securities
Buy
Jan 24, 25 Wells Fargo
Equal-Weight
Jan 24, 25 RBC Capital
Sector Perform
Jan 24, 25 JP Morgan
Neutral
Jan 24, 25 Barclays
Overweight
Jan 14, 25 JP Morgan
Neutral
Jan 13, 25 UBS
Buy
Jan 7, 25 Truist Securities
Buy
Jan 6, 25 Barclays
Overweight
Jan 3, 25 Wells Fargo
Equal-Weight

Screeners with DFS included

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Market Data

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Price

Current Price

$169.30
DFS price is $169.30

Price All-time High

$204.09
DFS price is currently -17.05% below its historical high of $204.09

Price Analysts Target

$214.00
DFS price is currently -20.89% lower than the consensus analysts' forecast

Price Most Recent Change

-2.78%
DFS price was down -2.78% on Mar 8, 2025

Price YTD Change

-2.78%
DFS price is down -2.78% since January 1st

Price 3-Year Change

+67.04%
DFS price is up +67.04% over the past 3 years

Market cap

Market Cap

$42.60 B
DFS market capitalization is $42.60 billion

Market Cap 3-Year Change

+47.52%
DFS market capitalization is up +47.52% over the past 3 years

Market Cap All-time High

$51.35 B
DFS market capitalization is currently -17.05% below its historical high of $51.35 billion

Market Cap Sector Rank

92.82%
DFS market capitalization is higher than 92.82% of companies in Financial Services sector

Technical

Beta

1.42
DFS beta is 1.42

200-day SMA

$154.81
DFS price is currently +9.36% above its 200-day simple moving average

14-day RSI

30.43
DFS 14-day relative strength index is 30.43

30-day Relative Volume

2.74
DFS 30-day relative volume is 2.74

Dividend

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Events

Last Paid Dividend

$0.70
DFS last dividend was $0.70 per share, with an ex-dividend date of February 20, 2025

Next Dividend

$0.70
DFS has announced a dividend of $0.70 per share, with an ex-dividend date set for May 23, 2025

Dividend per share

Annual Dividend Per Share

$2.80
DFS annual dividend per share is $2.80

Annual Dividend Per Share Sector Rank

92.16%
DFS annual dividend per share is higher than 92.16% of companies in Financial Services sector

Annual Dividend Per Share 1-Year Change

+3.7%
DFS annual dividend per share is up +3.7% year-on-year

Annual Dividend Per Share 3-Year Change

+48.94%
DFS annual dividend per share is up +48.94% over the past 3 years

Dividend yield

Annual Dividend Yield

1.65%
DFS annual dividend yield is 1.65%

Annual Dividend Yield Sector Rank

14%
DFS annual dividend yield is higher than 14% of companies in Financial Services sector

Other

Annual Payout Ratio

17.00%
DFS annual payout ratio is 17.00%

Annual Dividends Paid

$771.00 M
DFS annual dividends paid is $771.00 million

Annual FCF

$8.16 B
DFS annual free cash flow is $8.16 billion

Profitability

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Revenue

Annual Revenue

$17.91 B
DFS annual revenue is $17.91 billion

Annual Revenue Analysts Estimate

$17.32 B
DFS annual revenue is currently +3.43% higher than the consensus analysts' forecast

Annual Revenue 1-Year Change

+13.4%
DFS annual revenue is up +13.4% year-on-year

Annual Revenue Sector Rank

94.92%
DFS annual revenue is higher than 94.92% of companies in Financial Services sector

Profit

Annual Gross Profit

-
DFS annual gross profit value is unknown

Annual Gross Margin

-
DFS annual gross profit margin value is unknown

Annual Operating Profit

-
DFS annual operating income value is unknown

Annual Operating Margin

-
DFS annual operating profit margin value is unknown

Annual Net Income

$4.54 B
DFS annual net profit is $4.54 billion

Annual Net Margin

25.32%
DFS annual net profit margin is 25.32%

EPS

Annual EPS

$17.72
DFS annual earnings per share is $17.72

Annual EPS Analysts Estimate

$13.59
DFS annual earnings per share is currently +30.36% higher than the consensus analysts' forecast

Annual EPS 1-Year Change

+65.61%
DFS annual earnings per share is up +65.61% year-on-year

Annual EPS Sector Rank

97.77%
DFS annual earnings per share is higher than 97.77% of companies in Financial Services sector

ROA & ROE

Annual ROA

3.03%
DFS annual return on assets is 3.03%

Annual ROE

28.20%
DFS annual return on equity is 28.20%

EBIT & EBITDA

Annual EBIT

$11.80 B
DFS annual earnings before interest & taxes is $11.80 billion

Annual EBITDA

$12.10 B
DFS annual EBITDA is $12.10 billion

Valuation

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PE Ratio

PE Ratio

9.56
DFS price to earnings ratio is 9.56

PE Ratio Sector Rank

17.59%
DFS price to earnings ratio is higher than 17.59% of companies in Financial Services sector

PB Ratio

PB Ratio

2.52
DFS price to book ratio is 2.52

PB Ratio Sector Rank

81.12%
DFS price to book ratio is higher than 81.12% of companies in Financial Services sector

PS Ratio

PS Ratio

2.38
DFS price to sales ratio is 2.38

PS Ratio Sector Rank

36.82%
DFS price to sales ratio is higher than 36.82% of companies in Financial Services sector

Enterprise value

Enterprise Value

$50.38 B
DFS enterprise value is $50.38 billion

Enterprise Value Sector Rank

93.34%
DFS enterprise value is higher than 93.34% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

4.16
DFS EV/EBITDA is 4.16

EV/EBITDA Sector Rank

49.83%
DFS EV/EBITDA is higher than 49.83% of companies in Financial Services sector

Financial Health

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Liquidity

Annual Current Ratio

-
DFS annual current ratio value is unknown

Annual Quick Ratio

-
DFS annual quick ratio value is unknown

Leverage

Annual Debt To Equity

0.91
DFS annual debt to equity ratio is 0.91

Annual Interest Coverage Ratio

-
DFS annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
DFS piotroski f-score value is unknown

Altman Z-Score

1.03
DFS altman z-score is 1.03

Balance Sheet

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Assets

Annual Total Assets

$147.64 B
DFS annual total assets is $147.64 billion

Annual Non Current Assets

$139.14 B
DFS annual long term assets is $139.14 billion

Annual Current Assets

$16.18 B
DFS annual total current assets is $16.18 billion

Annual Cash & Cash Equivalents

$8.47 B
DFS annual cash & cash equivalents is $8.47 billion

Equity

Annual Book Value

$16.87 B
DFS annual book value is $16.87 billion

Annual Working Capital

$16.18 B
DFS annual working capital is $16.18 billion

Liabilities

Annual Total Liabilities

$129.71 B
DFS annual total liabilities is $129.71 billion

Annual Total Long Term Liabilities

$123.26 B
DFS annual total long term liabilities is $123.26 billion

Annual Current Liabilities

$0.00
DFS annual total current liabilities is $0.00

Annual Accounts Payable

-
DFS annual accounts payable value is unknown

Debt

Annual Total Debt

$16.25 B
DFS annual total debt is $16.25 billion

Annual Total Debt 1-Year Change

-23.81%
DFS annual total debt is down -23.81% year-on-year

Annual Long Term Debt

$16.25 B
DFS annual long term debt is $16.25 billion

Annual Short Term Debt

$0.00
DFS annual short term debt is $0.00

Expenses

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Annual Total Expenses

-
DFS annual total expenses value is unknown

Annual Operating Expenses

$3.89 B
DFS annual total operating expenses is $3.89 billion

Annual Cost Of Goods Sold

-
DFS annual cost of goods sold value is unknown

Annual SGA

$3.89 B
DFS annual SGA is $3.89 billion

Annual D&A

$300.00 M
DFS annual depreciation & amortization is $300.00 million

Annual Interest Expense

-
DFS annual interest expense value is unknown

Cash Flow

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Cashflow Activities

Annual CFO

$8.43 B
DFS annual cash flow from operations is $8.43 billion

Annual CFO 1-Year Change

-1.61%
DFS annual cash flow from operations is down -1.61% year-on-year

Annual CFI

-$3.75 B
DFS annual cash flow from investing activities is -$3.75 billion

Annual CFI 1-Year Change

+82.55%
DFS annual cash flow from investing activities is up +82.55% year-on-year

Annual CFF

-$7.90 B
DFS annual cash flow from financing activities is -$7.90 billion

Annual CFF 1-Year Change

-150.15%
DFS annual cash flow from financing activities is down -150.15% year-on-year

Free CashFlow

Annual FCF

$8.16 B
DFS annual free cash flow is $8.16 billion

Annual FCF 1-Year Change

-1.25%
DFS annual free cash flow is down -1.25% year-on-year

CAPEX

Annual CAPEX

$268.00 M
DFS annual capital expenditures is $268.00 million

Annual CAPEX 1-Year Change

-11.55%
DFS annual capital expenditures is down -11.55% year-on-year

Institutional Ownership

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FAQ

  • What is the ticker symbol for Discover Financial Services?
  • Does Discover Financial Services pay dividends?
  • What sector is Discover Financial Services in?
  • What industry is Discover Financial Services in?
  • What country is Discover Financial Services based in?
  • When did Discover Financial Services go public?
  • Is Discover Financial Services in the S&P 500?
  • Is Discover Financial Services in the NASDAQ 100?
  • Is Discover Financial Services in the Dow Jones?
  • When was Discover Financial Services's last earnings report?
  • When does Discover Financial Services report earnings?
  • Should I buy Discover Financial Services stock now?

What is the ticker symbol for Discover Financial Services?

The ticker symbol for Discover Financial Services is NYSE:DFS

Does Discover Financial Services pay dividends?

Yes, Discover Financial Services pays dividends. The last payment was $0.70, with an ex-dividend date on February 20, 2025

What sector is Discover Financial Services in?

Discover Financial Services is in the Financial Services sector

What industry is Discover Financial Services in?

Discover Financial Services is in the Credit Services industry

What country is Discover Financial Services based in?

Discover Financial Services is headquartered in United States

When did Discover Financial Services go public?

Discover Financial Services's initial public offering (IPO) was on June 14, 2007

Is Discover Financial Services in the S&P 500?

Yes, Discover Financial Services is included in the S&P 500 index

Is Discover Financial Services in the NASDAQ 100?

No, Discover Financial Services is not included in the NASDAQ 100 index

Is Discover Financial Services in the Dow Jones?

No, Discover Financial Services is not included in the Dow Jones index

When was Discover Financial Services's last earnings report?

Discover Financial Services's most recent earnings report was on Jan 22, 2025

When does Discover Financial Services report earnings?

The next expected earnings date for Discover Financial Services is Apr 17, 2025

Should I buy Discover Financial Services stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions