What is the current annual gross margin of DAVE?

As of today, DAVE annual gross margin is 91.25%

What is 1-year change in DAVE annual gross margin?

DAVE annual gross margin is up +2.71% year-over-year

What is 3-year change in DAVE annual gross margin?

DAVE annual gross margin is up +7.77% over the past 3 years

How far is DAVE annual gross margin from its all-time high?

DAVE annual gross margin is currently at its all-time high

How does DAVE annual gross margin rank versus sector peers?

DAVE annual gross margin is higher than 98.85% of companies in Technology sector

When is DAVE next annual earnings release?

The next annual earnings release for DAVE is on March 2, 2026

What is the current quarterly gross margin of DAVE?

As of today, DAVE quarterly gross margin is 72.38%

What is DAVE quarterly gross margin most recent change?

DAVE quarterly gross margin was up +4.88% on September 30, 2025

What is 1-year change in DAVE quarterly gross margin?

DAVE quarterly gross margin is up +25.94% year-over-year

How far is DAVE quarterly gross margin from its all-time high?

DAVE quarterly gross margin is currently -98.36% below its historical high of 4,402.63% set on December 1, 2016

How does DAVE quarterly gross margin rank versus sector peers?

DAVE quarterly gross margin is higher than 82.07% of companies in Technology sector

When is DAVE next earnings release?

The next earnings release for DAVE is on March 2, 2026

Dave Inc. (DAVE) Gross Margin History & Chart Since 1995

Annual Gross Margin

91.25%2.41%+2.71%

December 31, 2024

Summary

Current Value: As of today, DAVE annual gross margin is 91.25%, up +2.71% on December 31, 2024
Historical Performance: DAVE annual gross margin is up +7.77% over the past 3 years, and up +14.01% over the past 5 years
All-Time High Comparison: DAVE annual gross margin is currently at its all-time high
3-Year Low Comparison: DAVE annual gross margin is +8.12% above its 3-year low of 84.40% reached on an earlier date
Sector Comparison: DAVE annual gross margin is higher than 98.85% of companies in Technology sector

Gross Margin Chart

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Series

Performance

DAVE Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Gross Margin	Dec 31, 24	91.25%	+2.7%	+7.8%	+14.0%	+287.5%
Quarterly Gross Margin	Sep 30, 25	72.38%	+25.9%	+78.6%	+76.2%	+245.5%
Price	Jan 14, 26	$185.46	+126.1%	+1956.1%	–	–
PE Ratio	Jan 14, 26	18.38	-4.4%	–	–	–
Annual Revenue	Dec 31, 24	$347.08M	+34.0%	+126.8%	+355.3%	+155.2%
Annual Gross Profit	Dec 31, 24	$316.70M	+37.6%	+144.4%	+419.1%	+888.9%
Annual Operating Margin	Dec 31, 24	9.97%	+161.2%	+132.5%	+327.9%	+26.4%
Annual Net Margin	Dec 31, 24	16.67%	+189.0%	+227.5%	+1518.5%	+297.9%

Gross Margin Highs

DAVE Annual Gross Margin Highs Comparison
Period	High	Date	Current
3Y	91.25%	Dec 31, 24	at high
5Y	91.25%	Dec 31, 24	at high
All	91.25%	Dec 31, 24	at high

Gross Margin Lows

DAVE Annual Gross Margin Lows Comparison
Period	Low	Date	Current
3Y	84.40%	N/A	+8.1%
5Y	82.23%	N/A	+11.0%
All	0.00%	Dec 1, 95	N/A

Gross Margin History

Year	Value	Change
2024	91.25%	+2.7%
2023	88.84%	+5.3%
2022	84.40%	-0.3%
2021	84.67%	+3.0%
2020	82.23%	+2.7%
2019	80.04%	+50.2%
2018	53.29%	+7.0%
2017	49.79%	+2.2%
2016	48.70%	+5.8%
2015	46.03%	-1.2%
2014	46.59%	+1.5%
2013	45.91%	+4.2%
2012	44.07%	-3.7%
2011	45.74%	-0.5%
2010	45.97%	+95.2%

Year	Value	Change
2009	23.55%	-48.8%
2008	46.03%	-12.1%
2007	52.36%	+0.2%
2006	52.23%	+1.4%
2005	51.51%	+3.7%
2004	49.66%	+4.7%
2003	47.42%	-0.9%
2002	47.85%	+1.0%
2001	47.37%	+3.9%
2000	45.58%	+9.6%
1999	41.60%	+2.9%
1998	40.44%	+234.5%
1997	12.09%	-42.0%
1996	20.83%	>+9,900.0%
1995	0.00%	-

FAQ

What is the current annual gross margin of DAVE?
As of today, DAVE annual gross margin is 91.25%
What is 1-year change in DAVE annual gross margin?
DAVE annual gross margin is up +2.71% year-over-year
What is 3-year change in DAVE annual gross margin?
DAVE annual gross margin is up +7.77% over the past 3 years
How far is DAVE annual gross margin from its all-time high?
DAVE annual gross margin is currently at its all-time high
How does DAVE annual gross margin rank versus sector peers?
DAVE annual gross margin is higher than 98.85% of companies in Technology sector
When is DAVE next annual earnings release?
The next annual earnings release for DAVE is on March 2, 2026

Quarterly Gross Margin

72.38%3.37%+4.88%

September 30, 2025

Summary

Current Value: As of today, DAVE quarterly gross margin is 72.38%, up +4.88% on September 30, 2025
Historical Performance: DAVE quarterly gross margin is up +25.94% year-over-year, and up +78.63% over the past 3 years
All-Time High Comparison: DAVE quarterly gross margin is currently -98.36% below its historical high of 4,402.63% set on December 1, 2016
3-Year Low Comparison: DAVE quarterly gross margin is +55.42% above its 3-year low of 46.57% reached on March 31, 2023
Sector Comparison: DAVE quarterly gross margin is higher than 82.07% of companies in Technology sector

Performance

DAVE Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Gross Margin	Sep 30, 25	72.38%	+4.9%	+25.9%	+78.6%	+76.2%
Annual Gross Margin	Dec 31, 24	91.25%	–	+2.7%	+7.8%	+14.0%
Price	Jan 14, 26	$185.46	-14.2%	+126.1%	+1956.1%	–
PE Ratio	Jan 14, 26	18.38	-14.2%	-4.4%	–	–
Quarterly Revenue	Sep 30, 25	$150.73M	+14.4%	+63.0%	+165.3%	+324.4%
Quarterly Gross Profit	Sep 30, 25	$109.10M	+20.0%	+105.3%	+374.0%	+647.9%
Quarterly Operating Margin	Sep 30, 25	30.45%	-2.3%	+1003.3%	+145.6%	+1763.9%
Quarterly Net Margin	Sep 30, 25	61.09%	+790.5%	+10000.0%	+173.1%	+6540.2%

Quarterly Gross Margin Highs

DAVE Quarterly Gross Margin Highs Comparison
Period	High	Date	Current
1Y	72.38%	Sep 30, 25	at high
3Y	72.38%	Sep 30, 25	at high
5Y	83.22%	N/A	-13.0%
All	4,402.63%	Dec 1, 16	-98.4%

Quarterly Gross Margin Lows

DAVE Quarterly Gross Margin Lows Comparison
Period	Low	Date	Current
1Y	66.80%	N/A	+8.3%
3Y	46.57%	Mar 31, 23	+55.4%
5Y	-2.02%	Jun 30, 22	+3683.2%
All	-54.10%	Dec 1, 97	+233.8%

Quarterly Gross Margin History

Month	Value	Change
Sep 2025	72.38%	+4.9%
Jun 2025	69.01%	+1.6%
Mar 2025	67.94%	+1.7%
Dec 2024	66.80%	+16.2%
Sep 2024	57.47%	-3.7%
Jun 2024	59.67%	+6.2%
Mar 2024	56.17%	-2.6%
Dec 2023	57.65%	+6.4%
Sep 2023	54.19%	+10.3%
Jun 2023	49.11%	+5.5%
Mar 2023	46.57%	-4.9%
Dec 2022	48.99%	+20.9%
Sep 2022	40.52%	+2,105.9%
Jun 2022	-2.02%	-104.7%
Mar 2022	42.57%	-11.4%
Dec 2021	48.06%	+4.1%
Sep 2021	46.17%	-21.4%
Jun 2021	58.73%	+2.0%
Mar 2021	57.58%	-30.8%
Dec 2020	83.22%	+102.6%
Sep 2020	41.08%	-4.8%
Jun 2020	43.15%	+9.7%
Mar 2020	39.32%	-5.5%
Dec 2019	41.62%	-1.6%
Sep 2019	42.29%	-10.5%
Jun 2019	47.25%	-2.5%
Mar 2019	48.45%	-5.1%
Dec 2018	51.08%	-2.6%
Sep 2018	52.45%	-5.6%
Jun 2018	55.56%	+3.0%
Mar 2018	53.96%	+3.4%
Dec 2017	52.19%	+5.5%
Sep 2017	49.46%	-0.5%
Jun 2017	49.71%	+2.7%
Mar 2017	48.42%	-98.9%
Dec 2016	4,402.63%	+9,374.1%
Sep 2016	46.47%	-2.7%
Jun 2016	47.76%	+5.7%
Mar 2016	45.17%	+0.1%
Dec 2015	45.13%	+2.2%
Sep 2015	44.18%	-8.0%
Jun 2015	48.02%	+3.6%
Mar 2015	46.36%	-5.1%
Dec 2014	48.83%	+5.9%
Sep 2014	46.12%	-2.6%
Jun 2014	47.33%	+4.7%
Mar 2014	45.19%	-11.5%
Dec 2013	51.07%	+12.7%
Sep 2013	45.32%	-2.5%
Jun 2013	46.47%	+7.1%
Mar 2013	43.40%	+0.6%
Dec 2012	43.15%	-1.3%
Sep 2012	43.73%	-3.6%
Jun 2012	45.34%	+3.3%
Mar 2012	43.90%	-63.5%
Dec 2011	120.14%	+465.6%
Sep 2011	21.24%	-8.3%
Jun 2011	23.15%	+8.3%
Mar 2011	21.37%	-82.1%

Month	Value	Change
Dec 2010	119.19%	+468.9%
Sep 2010	20.95%	-10.0%
Jun 2010	23.29%	+2.7%
Mar 2010	22.68%	+3.8%
Dec 2009	21.86%	-3.5%
Sep 2009	22.66%	-52.8%
Jun 2009	48.03%	+3.4%
Mar 2009	46.46%	+5.0%
Dec 2008	44.26%	-1.4%
Sep 2008	44.88%	+81.6%
Jun 2008	24.71%	+2.8%
Mar 2008	24.03%	-53.4%
Dec 2007	51.56%	-2.6%
Sep 2007	52.94%	+91.1%
Jun 2007	27.70%	+4.1%
Mar 2007	26.61%	-48.1%
Dec 2006	51.28%	-3.6%
Sep 2006	53.21%	+1.8%
Jun 2006	52.27%	+0.5%
Mar 2006	52.03%	-60.2%
Dec 2005	130.83%	+395.2%
Sep 2005	26.42%	-49.6%
Jun 2005	52.37%	+1.8%
Mar 2005	51.42%	+3.0%
Dec 2004	49.93%	-1.6%
Sep 2004	50.76%	+5.1%
Jun 2004	48.30%	-2.6%
Mar 2004	49.61%	+9.6%
Dec 2003	45.26%	-3.8%
Sep 2003	47.05%	-4.1%
Jun 2003	49.05%	+1.9%
Mar 2003	48.15%	+2.8%
Dec 2002	46.85%	-3.3%
Sep 2002	48.46%	-1.1%
Jun 2002	49.01%	+4.7%
Mar 2002	46.79%	-4.4%
Dec 2001	48.94%	+1.3%
Sep 2001	48.32%	+14.2%
Jun 2001	42.32%	+6.6%
Mar 2001	39.71%	-14.8%
Dec 2000	46.63%	+0.3%
Sep 2000	46.47%	+3.0%
Jun 2000	45.12%	+3.2%
Mar 2000	43.71%	-9.5%
Dec 1999	48.31%	+18.0%
Sep 1999	40.94%	+1.1%
Jun 1999	40.48%	-6.4%
Mar 1999	43.27%	+61.5%
Dec 1998	26.79%	-41.6%
Sep 1998	45.87%	0.0%
Jun 1998	45.87%	+3.9%
Mar 1998	44.16%	+181.6%
Dec 1997	-54.10%	-222.2%
Sep 1997	44.26%	+180.3%
Jun 1997	15.79%	-13.1%
Mar 1997	18.18%	+27.2%
Dec 1996	14.29%	-39.3%
Sep 1996	23.53%	-

FAQ

What is the current quarterly gross margin of DAVE?
As of today, DAVE quarterly gross margin is 72.38%
What is DAVE quarterly gross margin most recent change?
DAVE quarterly gross margin was up +4.88% on September 30, 2025
What is 1-year change in DAVE quarterly gross margin?
DAVE quarterly gross margin is up +25.94% year-over-year
How far is DAVE quarterly gross margin from its all-time high?
DAVE quarterly gross margin is currently -98.36% below its historical high of 4,402.63% set on December 1, 2016
How does DAVE quarterly gross margin rank versus sector peers?
DAVE quarterly gross margin is higher than 82.07% of companies in Technology sector
When is DAVE next earnings release?
The next earnings release for DAVE is on March 2, 2026

Gross Margin Formula

Gross Margin =

× 100%

Data Sources & References

DAVE Official Website dave.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1841408/000119312525264819/0001193125-25-264819-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1841408/000095017025032164/0000950170-25-032164-index.htm
DAVE Profile on Yahoo Finance finance.yahoo.com/quote/DAVE
DAVE Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/dave