What is the current annual net margin of BOH?

As of today, BOH annual net margin is 14.51%

What is 1-year change in BOH annual net margin?

BOH annual net margin is down -16.56% year-over-year

What is 3-year change in BOH annual net margin?

BOH annual net margin is down -60.70% over the past 3 years

How far is BOH annual net margin from its all-time high?

BOH annual net margin is currently -60.70% below its historical high of 36.92% set on December 31, 2021

How does BOH annual net margin rank versus sector peers?

BOH annual net margin is higher than 51.59% of companies in Financial Services sector

When is BOH next annual earnings release?

The next annual earnings release for BOH is on January 26, 2026

What is the current quarterly net margin of BOH?

As of today, BOH quarterly net margin is 19.44%

What is BOH quarterly net margin most recent change?

BOH quarterly net margin was up +7.40% on September 30, 2025

What is 1-year change in BOH quarterly net margin?

BOH quarterly net margin is up +27.31% year-over-year

How far is BOH quarterly net margin from its all-time high?

BOH quarterly net margin is currently -50.12% below its historical high of 38.97% set on June 30, 2021

How does BOH quarterly net margin rank versus sector peers?

BOH quarterly net margin is higher than 60.89% of companies in Financial Services sector

When is BOH next earnings release?

The next earnings release for BOH is on January 26, 2026

BOH Net Margin History & Chart Since 1980

Annual Net Margin

14.51%2.88%-16.56%

December 31, 2024

Summary

Current Value: As of today, BOH annual net margin is 14.51%, down -16.56% on December 31, 2024
Historical Performance: BOH annual net margin is down -60.70% over the past 3 years, and down -51.42% over the past 5 years
All-Time High Comparison: BOH annual net margin is currently -60.70% below its historical high of 36.92% set on December 31, 2021
3-Year Low Comparison: BOH annual net margin is at its 3-year low
Sector Comparison: BOH annual net margin is higher than 51.59% of companies in Financial Services sector

Net Margin Chart

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Series

Performance

BOH Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 24	14.51%	-16.6%	-60.7%	-51.4%	-24.5%
Quarterly Net Margin	Sep 30, 25	19.44%	+27.3%	-30.8%	-10.7%	-17.8%
Price	Jan 9, 26	$71.08	+2.5%	-11.2%	-13.2%	+54.1%
PE Ratio	Jan 9, 26	17.40	-13.2%	+19.1%	-18.1%	+43.5%
Annual Revenue	Dec 31, 24	$1.03B	+5.0%	+50.6%	+36.6%	+38.0%
Annual Net Income	Dec 31, 24	$149.99M	-12.4%	-40.8%	-33.6%	+4.1%
Annual Gross Margin	Dec 31, 24	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 24	19.17%	-17.0%	-60.4%	-51.6%	-30.4%

Net Margin Highs

BOH Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	30.01%	N/A	-51.6%
5Y	36.92%	Dec 31, 21	-60.7%
All	36.92%	Dec 31, 21	-60.7%

Net Margin Lows

BOH Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	14.51%	Dec 31, 24	at low
5Y	14.51%	Dec 31, 24	at low
All	7.94%	Dec 1, 84	+82.8%

Net Margin History

Year	Value	Change
2024	14.51%	-16.6%
2023	17.39%	-42.1%
2022	30.01%	-18.7%
2021	36.92%	+71.2%
2020	21.57%	-27.8%
2019	29.87%	-4.1%
2018	31.14%	+14.9%
2017	27.11%	-3.7%
2016	28.14%	+7.2%
2015	26.24%	-2.8%
2014	27.00%	+5.1%
2013	25.70%	-4.4%
2012	26.88%	+6.2%
2011	25.30%	-3.0%
2010	26.07%	+35.6%
2009	19.23%	-22.9%
2008	24.94%	+13.9%
2007	21.89%	-4.6%
2006	22.94%	-10.2%
2005	25.55%	-4.5%
2004	26.74%	+27.0%
2003	21.05%	+24.5%
2002	16.91%	+58.5%

Year	Value	Change
2001	10.67%	+22.2%
2000	8.73%	-17.5%
1999	10.58%	+29.2%
1998	8.19%	-27.3%
1997	11.27%	-3.4%
1996	11.67%	-0.1%
1995	11.68%	-6.6%
1994	12.51%	-11.5%
1993	14.13%	+13.8%
1992	12.42%	+12.7%
1991	11.02%	+9.9%
1990	10.03%	-4.4%
1989	10.49%	-11.8%
1988	11.89%	+8.6%
1987	10.95%	+15.1%
1986	9.51%	+13.2%
1985	8.40%	+5.8%
1984	7.94%	-11.7%
1983	8.99%	+8.3%
1982	8.30%	+3.2%
1981	8.04%	-23.1%
1980	10.46%	-

FAQ

What is the current annual net margin of BOH?
As of today, BOH annual net margin is 14.51%
What is 1-year change in BOH annual net margin?
BOH annual net margin is down -16.56% year-over-year
What is 3-year change in BOH annual net margin?
BOH annual net margin is down -60.70% over the past 3 years
How far is BOH annual net margin from its all-time high?
BOH annual net margin is currently -60.70% below its historical high of 36.92% set on December 31, 2021
How does BOH annual net margin rank versus sector peers?
BOH annual net margin is higher than 51.59% of companies in Financial Services sector
When is BOH next annual earnings release?
The next annual earnings release for BOH is on January 26, 2026

Quarterly Net Margin

19.44%1.34%+7.40%

September 30, 2025

Summary

Current Value: As of today, BOH quarterly net margin is 19.44%, up +7.40% on September 30, 2025
Historical Performance: BOH quarterly net margin is up +27.31% year-over-year, and down -30.79% over the past 3 years
All-Time High Comparison: BOH quarterly net margin is currently -50.12% below its historical high of 38.97% set on June 30, 2021
3-Year Low Comparison: BOH quarterly net margin is +61.46% above its 3-year low of 12.04% reached on December 31, 2023
Sector Comparison: BOH quarterly net margin is higher than 60.89% of companies in Financial Services sector

Performance

BOH Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 25	19.44%	+7.4%	+27.3%	-30.8%	-10.7%
Annual Net Margin	Dec 31, 24	14.51%	–	-16.6%	-60.7%	-51.4%
Price	Jan 9, 26	$71.08	+9.9%	+2.5%	-11.2%	-13.2%
PE Ratio	Jan 9, 26	17.40	+10.0%	-13.2%	+19.1%	-18.1%
Quarterly Revenue	Sep 30, 25	$274.39M	+4.2%	+3.8%	+46.0%	+57.9%
Quarterly Net Income	Sep 30, 25	$53.35M	+12.0%	+32.2%	+1.0%	+41.0%
Quarterly Gross Margin	Sep 30, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 25	24.69%	+7.5%	+23.9%	-30.5%	-18.6%

Quarterly Net Margin Highs

BOH Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	19.44%	Sep 30, 25	at high
3Y	28.03%	N/A	-30.6%
5Y	38.97%	Jun 30, 21	-50.1%
All	38.97%	Jun 30, 21	-50.1%

Quarterly Net Margin Lows

BOH Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	15.00%	N/A	+29.6%
3Y	12.04%	Dec 31, 23	+61.5%
5Y	12.04%	Dec 31, 23	+61.5%
All	0.93%	Jun 30, 98	+1990.3%

Quarterly Net Margin History

Month	Value	Change
Sep 2025	19.44%	+7.4%
Jun 2025	18.10%	+6.5%
Mar 2025	17.00%	+13.3%
Dec 2024	15.00%	-1.8%
Sep 2024	15.27%	+14.0%
Jun 2024	13.40%	-7.0%
Mar 2024	14.41%	+19.7%
Dec 2023	12.04%	-34.4%
Sep 2023	18.34%	-3.0%
Jun 2023	18.91%	-7.9%
Mar 2023	20.53%	-26.8%
Dec 2022	28.03%	-0.2%
Sep 2022	28.09%	-11.4%
Jun 2022	31.71%	-1.9%
Mar 2022	32.33%	-12.9%
Dec 2021	37.12%	+3.1%
Sep 2021	36.01%	-7.6%
Jun 2021	38.97%	+9.7%
Mar 2021	35.54%	+42.5%
Dec 2020	24.94%	+14.5%
Sep 2020	21.78%	+4.7%
Jun 2020	20.80%	+12.6%
Mar 2020	18.47%	-39.7%
Dec 2019	30.61%	+11.7%
Sep 2019	27.40%	-8.6%
Jun 2019	29.99%	-4.6%
Mar 2019	31.43%	+4.0%
Dec 2018	30.21%	-4.9%
Sep 2018	31.77%	+1.4%
Jun 2018	31.32%	+1.0%
Mar 2018	31.00%	+23.8%
Dec 2017	25.05%	-7.4%
Sep 2017	27.05%	+0.9%
Jun 2017	26.82%	-9.0%
Mar 2017	29.48%	+7.6%
Dec 2016	27.39%	-0.6%
Sep 2016	27.56%	-0.3%
Jun 2016	27.64%	-7.5%
Mar 2016	29.87%	+7.8%
Dec 2015	27.70%	+20.4%
Sep 2015	23.01%	-15.5%
Jun 2015	27.22%	+1.2%
Mar 2015	26.90%	-1.0%
Dec 2014	27.16%	-2.5%
Sep 2014	27.87%	-0.3%
Jun 2014	27.95%	+6.7%
Mar 2014	26.20%	-7.0%
Dec 2013	28.18%	+9.0%
Sep 2013	25.85%	-0.5%
Jun 2013	25.97%	+7.4%
Mar 2013	24.18%	-1.6%
Dec 2012	24.57%	-15.0%
Sep 2012	28.90%	+3.8%
Jun 2012	27.85%	-2.5%
Mar 2012	28.56%	+8.7%
Dec 2011	26.27%	-5.3%
Sep 2011	27.73%	+24.6%
Jun 2011	22.25%	-13.7%
Mar 2011	25.77%	-1.2%
Dec 2010	26.08%	+10.3%
Sep 2010	23.65%	+2.5%
Jun 2010	23.08%	-9.3%
Mar 2010	25.44%	+27.0%
Dec 2009	20.03%	+1.9%
Sep 2009	19.66%	+17.0%
Jun 2009	16.81%	-9.9%
Mar 2009	18.65%	-10.5%
Dec 2008	20.84%	-16.7%
Sep 2008	25.01%	+3.2%
Jun 2008	24.24%	-2.2%
Mar 2008	24.79%	+27.7%
Dec 2007	19.42%	-12.7%
Sep 2007	22.24%	-3.2%
Jun 2007	22.97%	+1.6%

Month	Value	Change
Mar 2007	22.61%	-9.8%
Dec 2006	25.07%	+8.9%
Sep 2006	23.02%	+20.1%
Jun 2006	19.17%	-20.6%
Mar 2006	24.13%	-1.0%
Dec 2005	24.37%	+0.5%
Sep 2005	24.26%	-8.7%
Jun 2005	26.56%	+0.6%
Mar 2005	26.39%	-5.4%
Dec 2004	27.90%	+8.5%
Sep 2004	25.72%	-3.3%
Jun 2004	26.59%	+6.8%
Mar 2004	24.89%	+2.4%
Dec 2003	24.30%	+7.2%
Sep 2003	22.67%	+22.7%
Jun 2003	18.47%	-1.8%
Mar 2003	18.80%	+10.6%
Dec 2002	17.00%	-1.2%
Sep 2002	17.20%	+0.3%
Jun 2002	17.15%	+6.3%
Mar 2002	16.14%	+52.3%
Dec 2001	10.60%	-11.5%
Sep 2001	11.98%	+29.9%
Jun 2001	9.22%	-8.3%
Mar 2001	10.06%	+2.1%
Dec 2000	9.85%	-6.2%
Sep 2000	10.50%	+407.2%
Jun 2000	2.07%	-83.2%
Mar 2000	12.31%	-3.0%
Dec 1999	12.69%	+90.8%
Sep 1999	6.65%	-45.0%
Jun 1999	12.10%	+10.0%
Mar 1999	11.00%	+2.0%
Dec 1998	10.78%	+1.8%
Sep 1998	10.59%	+1,038.7%
Jun 1998	0.93%	-91.1%
Mar 1998	10.44%	-39.8%
Dec 1997	17.34%	-10.8%
Sep 1997	19.43%	-4.7%
Jun 1997	20.38%	-4.3%
Mar 1997	21.30%	+3.3%
Dec 1996	20.61%	+9.2%
Sep 1996	18.88%	-10.8%
Jun 1996	21.16%	-2.7%
Mar 1996	21.74%	-1.8%
Dec 1995	22.14%	-2.8%
Sep 1995	22.78%	+14.4%
Jun 1995	19.92%	+0.4%
Mar 1995	19.85%	+49.6%
Dec 1994	13.27%	-39.6%
Sep 1994	21.98%	-3.1%
Jun 1994	22.69%	+0.0%
Mar 1994	22.68%	-3.7%
Dec 1993	23.55%	+24.9%
Sep 1993	18.86%	-18.0%
Jun 1993	22.99%	+0.7%
Mar 1993	22.82%	-1.8%
Dec 1992	23.24%	+1.5%
Sep 1992	22.89%	-1.8%
Jun 1992	23.32%	+2.6%
Mar 1992	22.73%	+0.3%
Dec 1991	22.67%	-0.4%
Sep 1991	22.76%	+0.0%
Jun 1991	22.75%	+5.0%
Mar 1991	21.66%	+3.4%
Dec 1990	20.94%	-5.4%
Sep 1990	22.13%	-1.2%
Jun 1990	22.39%	-3.3%
Mar 1990	23.15%	+3.2%
Dec 1989	22.43%	-0.6%
Sep 1989	22.57%	+0.6%
Jun 1989	22.43%	+8.4%
Mar 1989	20.69%	-

FAQ

What is the current quarterly net margin of BOH?
As of today, BOH quarterly net margin is 19.44%
What is BOH quarterly net margin most recent change?
BOH quarterly net margin was up +7.40% on September 30, 2025
What is 1-year change in BOH quarterly net margin?
BOH quarterly net margin is up +27.31% year-over-year
How far is BOH quarterly net margin from its all-time high?
BOH quarterly net margin is currently -50.12% below its historical high of 38.97% set on June 30, 2021
How does BOH quarterly net margin rank versus sector peers?
BOH quarterly net margin is higher than 60.89% of companies in Financial Services sector
When is BOH next earnings release?
The next earnings release for BOH is on January 26, 2026

Net Margin Formula

Net Margin =

× 100%

Data Sources & References

BOH Official Website www.boh.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/46195/000004619525000037/0000046195-25-000037-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/46195/000095017025031193/0000950170-25-031193-index.htm
BOH Profile on Yahoo Finance finance.yahoo.com/quote/BOH
BOH Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/boh