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Bank First Corporation (BFC) Interest Coverage Ratio

Annual Interest Coverage Ratio:

2.16-0.86(-28.48%)
December 31, 2024

Summary

  • As of today, BFC annual interest coverage ratio is 2.16, with the most recent change of -0.86 (-28.48%) on December 31, 2024.
  • During the last 3 years, BFC annual interest coverage ratio has fallen by -6.06 (-73.72%).
  • BFC annual interest coverage ratio is now -73.72% below its all-time high of 8.22, reached on December 31, 2021.

Performance

1-Year Change

-28.48%

3-Year Change

-73.72%

5-Year Change

-21.74%

15-Year Change

-47.57%

BFC Interest Coverage Ratio Chart

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Highlights

Sector Percentile

71.52%
BFC annual interest coverage ratio is higher than 71.52% of companies in Financial Services sector

Range

All-Time High

8.22
BFC annual interest coverage ratio is currently -73.72% below its historical high of 8.22

3-Year Low

2.16
BFC annual interest coverage ratio is currently at its 3-year low

Earnings dates

Last Annual Earnings Report Date

Dec 31, 2024
BFC previous annual earnings announcement was published on Dec 31, 2024

Next Annual Earnings Report Date

Jan 20, 2026
BFC next annual earnings announcement is scheduled for Jan 20, 2026

OtherBFCfinancial health metrics

Annual Debt To Equity

0.23
BFC annual debt to equity ratio is 0.23

Annual Current Ratio

0.15
BFC annual current ratio is 0.15

Annual Quick Ratio

-
BFC annual quick ratio value is unknown

Altman Z-Score

0.05
BFC altman z-score is 0.05

Quarterly Interest Coverage Ratio:

2.31+0.15(+6.94%)
September 30, 2025

Summary

  • As of today, BFC quarterly interest coverage ratio is 2.31, with the most recent change of +0.15 (+6.94%) on September 30, 2025.
  • Over the past year, BFC quarterly interest coverage ratio has increased by +0.17 (+7.94%).
  • BFC quarterly interest coverage ratio is now -74.67% below its all-time high of 9.12, reached on December 31, 2021.

Performance

3-Month Change

+6.94%

1-Year Change

+7.94%

3-Year Change

-58.6%

5-Year Change

-60.31%

BFC Quarterly Interest Coverage Ratio Chart

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Highlights

Sector Percentile

75.54%
BFC quarterly interest coverage ratio is higher than 75.54% of companies in Financial Services sector

Range

All-Time High

9.12
BFC quarterly interest coverage ratio is currently -74.67% below its historical high of 9.12

3-Year Low

2.08
BFC quarterly interest coverage ratio is currently +11.06% above its 3-year low

Earnings dates

Last Quarterly Earnings Report Date

Sep 30, 2025
BFC previous earnings announcement was published on Sep 30, 2025

Next Quarterly Earnings Report Date

Jan 20, 2026
BFC next earnings announcement is scheduled for Jan 20, 2026

OtherBFCfinancial health metrics

Quarterly Debt To Equity

0.35
BFC quarterly debt to equity ratio is 0.35

Quarterly Current Ratio

0.11
BFC quarterly current ratio is 0.11

Quarterly Quick Ratio

-
BFC quarterly quick ratio value is unknown

Altman Z-Score

0.05
BFC altman z-score is 0.05

Interest Coverage Ratio Formula

Interest Coverage Ratio =  
EBIT
Interest Expense

Annual Interest Coverage Ratio

2.16
BFC annual interest coverage ratio is 2.16

Annual EBIT

$148.12M
BFC annual earnings before interest & taxes is $148.12 million

Annual Interest Expense

$68.61M
BFC annual interest expense is $68.61 million

BFC Interest Coverage Ratio Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year-28.5%+7.9%
3Y3 Years-73.7%-58.6%
5Y5 Years-21.7%-60.3%

BFC Interest Coverage Ratio Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-73.7%at low-58.6%+11.1%
5Y5-Year-73.7%at low-74.7%+11.1%
All-TimeAll-Time-73.7%+66.2%-74.7%+86.3%

BFC Interest Coverage Ratio History

DateAnnualQuarterly
Sep 2025
-
2.31(+6.9%)
Jun 2025
-
2.16(-1.8%)
Mar 2025
-
2.20(0.0%)
Dec 2024
2.16(-28.5%)
2.20(+2.8%)
Sep 2024
-
2.14(-3.2%)
Jun 2024
-
2.21(+6.3%)
Mar 2024
-
2.08(-46.9%)
Dec 2023
3.02(-47.8%)
3.92(+55.6%)
Sep 2023
-
2.52(-3.8%)
Jun 2023
-
2.62(-0.8%)
Mar 2023
-
2.64(-38.2%)
Dec 2022
5.79(-29.6%)
4.27(-23.5%)
Sep 2022
-
5.58(-26.0%)
Jun 2022
-
7.54(-6.2%)
Mar 2022
-
8.04(-11.8%)
Dec 2021
8.22(+78.7%)
9.12(+6.5%)
Sep 2021
-
8.56(+7.7%)
Jun 2021
-
7.95(+6.1%)
Mar 2021
-
7.49(+7.9%)
Dec 2020
4.60(+66.7%)
6.94(+19.2%)
Sep 2020
-
5.82(+43.3%)
Jun 2020
-
4.06(+40.0%)
Mar 2020
-
2.90(-1.0%)
Dec 2019
2.76(-12.7%)
2.93(+11.8%)
Sep 2019
-
2.62(+0.8%)
Jun 2019
-
2.60(-10.3%)
Mar 2019
-
2.90(+5.5%)
Dec 2018
3.16(-23.3%)
2.75(-5.2%)
Sep 2018
-
2.90(-8.5%)
Jun 2018
-
3.17(-21.9%)
Mar 2018
-
4.06(+10.0%)
Dec 2017
4.12(-14.3%)
3.69(-3.7%)
Sep 2017
-
3.83(-14.1%)
Jun 2017
-
4.46(-5.5%)
Mar 2017
-
4.72(-0.4%)
Dec 2016
4.81(-3.4%)
-
Dec 2016
-
4.74(-1.3%)
Sep 2016
-
4.80(+1.3%)
Jun 2016
-
4.74(-4.6%)
Mar 2016
-
4.97(+9.5%)
Dec 2015
4.98(+0.6%)
-
Dec 2015
-
4.54(-8.8%)
Sep 2015
-
4.98(-2.9%)
Jun 2015
-
5.13(-3.2%)
Mar 2015
-
5.30(+8.4%)
Dec 2014
4.95
-
Dec 2014
-
4.89(-6.1%)
DateAnnualQuarterly
Sep 2014
-
5.21(+9.9%)
Jun 2014
-
4.74(-4.4%)
Mar 2014
-
4.96(+15.3%)
Dec 2013
4.38(+25.5%)
-
Dec 2013
-
4.30(+12.6%)
Sep 2013
-
3.82(-22.5%)
Jun 2013
-
4.93(+9.8%)
Mar 2013
-
4.49(+58.7%)
Dec 2012
3.49(+36.9%)
-
Dec 2012
-
2.83(-11.8%)
Sep 2012
-
3.21(-15.5%)
Jun 2012
-
3.80(-5.7%)
Mar 2012
-
4.03(+50.9%)
Dec 2011
2.55(+30.1%)
-
Sep 2011
-
2.67(+10.3%)
Jun 2011
-
2.42(-12.6%)
Mar 2011
-
2.77(+31.9%)
Dec 2010
1.96(+20.2%)
-
Dec 2009
1.63(+25.4%)
-
Dec 2008
1.30(-8.5%)
-
Dec 2007
1.42(-33.3%)
-
Mar 2005
-
2.10(+5.0%)
Dec 2004
2.13(+8.7%)
2.00(-9.1%)
Sep 2004
-
2.20(+8.4%)
Jun 2004
-
2.03(-11.4%)
Mar 2004
-
2.29(+18.7%)
Dec 2003
1.96(+14.6%)
1.93(-8.5%)
Sep 2003
-
2.11(+8.2%)
Jun 2003
-
1.95(+3.2%)
Mar 2003
-
1.89(+13.9%)
Dec 2002
1.71(+26.7%)
1.66(-7.3%)
Sep 2002
-
1.79(+1.7%)
Jun 2002
-
1.76(0.0%)
Mar 2002
-
1.76(+29.4%)
Dec 2001
1.35(+1.5%)
1.36(-6.8%)
Sep 2001
-
1.46(+13.2%)
Jun 2001
-
1.29(-1.5%)
Mar 2001
-
1.31(+5.6%)
Dec 2000
1.33(-7.6%)
1.24(-6.1%)
Sep 2000
-
1.32(-4.3%)
Jun 2000
-
1.38(0.0%)
Mar 2000
-
1.38(+11.3%)
Dec 1999
1.44(+2.1%)
-
Dec 1999
-
1.24(-19.5%)
Sep 1999
-
1.54(+4.1%)
Jun 1999
-
1.48
Dec 1998
1.41(-1.4%)
-
Dec 1997
1.43
-

FAQ

  • What is Bank First Corporation annual interest coverage ratio?
  • What is the all-time high annual interest coverage ratio for Bank First Corporation?
  • What is Bank First Corporation annual interest coverage ratio year-on-year change?
  • What is Bank First Corporation quarterly interest coverage ratio?
  • What is the all-time high quarterly interest coverage ratio for Bank First Corporation?
  • What is Bank First Corporation quarterly interest coverage ratio year-on-year change?

What is Bank First Corporation annual interest coverage ratio?

The current annual interest coverage ratio of BFC is 2.16

What is the all-time high annual interest coverage ratio for Bank First Corporation?

Bank First Corporation all-time high annual interest coverage ratio is 8.22

What is Bank First Corporation annual interest coverage ratio year-on-year change?

Over the past year, BFC annual interest coverage ratio has changed by -0.86 (-28.48%)

What is Bank First Corporation quarterly interest coverage ratio?

The current quarterly interest coverage ratio of BFC is 2.31

What is the all-time high quarterly interest coverage ratio for Bank First Corporation?

Bank First Corporation all-time high quarterly interest coverage ratio is 9.12

What is Bank First Corporation quarterly interest coverage ratio year-on-year change?

Over the past year, BFC quarterly interest coverage ratio has changed by +0.17 (+7.94%)
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