Annual Interest Coverage Ratio
1.870.31-14.22%
Summary
- Current Value
- As of today, ATLC annual interest coverage ratio is 1.87, down -14.22% on
- Historical Performance
- ATLC annual interest coverage ratio is down -63.04% over the past 3 years, and up +14.72% over the past 5 years
- All-Time High Comparison
- ATLC annual interest coverage ratio is currently -97.58% below its historical high of 77.43 set on
- 3-Year Low Comparison
- ATLC annual interest coverage ratio is at its 3-year low
- Sector Comparison
- ATLC annual interest coverage ratio is higher than 65.79% of companies in Financial Services sector
Interest Coverage Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 1.87 | -14.2% | -63.0% | +14.7% | +111.2% | |
| Quarterly Interest Coverage Ratio | 1.45 | -27.1% | -49.1% | -77.3% | +663.2% | |
| Price | $60.56 | +6.8% | +103.0% | +152.3% | +768.9% | |
| Annual EBIT | $298.75M | +25.6% | +9.2% | +262.1% | +142.5% | |
| Annual Interest Expense | $160.17M | +46.5% | +195.9% | +215.7% | +280.8% | |
| Annual Debt To Equity | 5.03 | -1.0% | +1.8% | -99.4% | +102.0% | |
| Annual Current Ratio | 1.80 | -0.6% | -64.3% | – | +87.5% | |
| Annual Quick Ratio | 1.35 | -15.6% | -66.9% | – | +40.6% | |
| Piotroski F-Score | 4 | -20.0% | -42.9% | -33.3% | -20.0% | |
| Altman Z-Score | 1.16 | +1.8% | 0.0% | -0.8% | +992.3% |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 2.82 | N/A | -33.7% |
| 5Y | 5.06 | -63.0% | |
| All | 77.43 | -97.6% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 1.87 | at low | |
| 5Y | 1.87 | at low | |
| All | -16.71 | +111.2% |
Interest Coverage Ratio History
FAQ
What is the current annual interest coverage ratio of ATLC?
As of today, ATLC annual interest coverage ratio is 1.87
What is 1-year change in ATLC annual interest coverage ratio?
ATLC annual interest coverage ratio is down -14.22% year-over-year
What is 3-year change in ATLC annual interest coverage ratio?
ATLC annual interest coverage ratio is down -63.04% over the past 3 years
How far is ATLC annual interest coverage ratio from its all-time high?
ATLC annual interest coverage ratio is currently -97.58% below its historical high of 77.43 set on December 31, 1998
How does ATLC annual interest coverage ratio rank versus sector peers?
ATLC annual interest coverage ratio is higher than 65.79% of companies in Financial Services sector
When is ATLC next annual earnings release?
The next annual earnings release for ATLC is on
Quarterly Interest Coverage Ratio
1.450.32-18.08%
Summary
- Current Value
- As of today, ATLC quarterly interest coverage ratio is 1.45, down -18.08% on
- Historical Performance
- ATLC quarterly interest coverage ratio is down -27.14% year-over-year, and down -49.12% over the past 3 years
- All-Time High Comparison
- ATLC quarterly interest coverage ratio is currently -99.90% below its historical high of 1,394.19 set on
- 3-Year Low Comparison
- ATLC quarterly interest coverage ratio is at its 3-year low
- Sector Comparison
- ATLC quarterly interest coverage ratio is higher than 28.83% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 1.45 | -18.1% | -27.1% | -49.1% | -77.3% | |
| Annual Interest Coverage Ratio | 1.87 | – | -14.2% | -63.0% | +14.7% | |
| Price | $60.56 | +4.4% | +6.8% | +103.0% | +152.3% | |
| Quarterly EBIT | $109.49M | +15.0% | +29.7% | +78.9% | +35.3% | |
| Quarterly Interest Expense | $75.46M | +40.6% | +77.6% | +250.8% | +495.2% | |
| Quarterly Debt To Equity | 9.63 | +107.5% | +108.0% | +95.7% | +17.6% | |
| Quarterly Current Ratio | 1.14 | -23.5% | -2.6% | -71.0% | -48.9% | |
| Quarterly Quick Ratio | 1.14 | -23.5% | -2.6% | -71.0% | -48.9% | |
| Piotroski F-Score | 4 | -20.0% | -20.0% | -42.9% | -33.3% | |
| Altman Z-Score | 1.16 | +0.9% | +1.8% | 0.0% | -0.8% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 2.05 | N/A | -29.3% |
| 3Y | 2.44 | -40.6% | |
| 5Y | 7.73 | -81.2% | |
| All | 1,394.19 | -99.9% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 1.45 | at low | |
| 3Y | 1.45 | at low | |
| 5Y | 1.45 | at low | |
| All | -25.28 | +105.7% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of ATLC?
As of today, ATLC quarterly interest coverage ratio is 1.45
What is ATLC quarterly interest coverage ratio most recent change?
ATLC quarterly interest coverage ratio was down -18.08% on September 30, 2025
What is 1-year change in ATLC quarterly interest coverage ratio?
ATLC quarterly interest coverage ratio is down -27.14% year-over-year
How far is ATLC quarterly interest coverage ratio from its all-time high?
ATLC quarterly interest coverage ratio is currently -99.90% below its historical high of 1,394.19 set on June 30, 2002
How does ATLC quarterly interest coverage ratio rank versus sector peers?
ATLC quarterly interest coverage ratio is higher than 28.83% of companies in Financial Services sector
When is ATLC next earnings release?
The next earnings release for ATLC is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- ATLC Official Website www.atlanticus.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1464343/000143774925033947/0001437749-25-033947-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1464343/000143774925007559/0001437749-25-007559-index.htm
- ATLC Profile on Yahoo Finance finance.yahoo.com/quote/ATLC
- ATLC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/atlc