What is the current annual net margin of ASB?

As of today, ASB annual net margin is 19.31%

What is 1-year change in ASB annual net margin?

ASB annual net margin is up +234.66% year-over-year

What is 3-year change in ASB annual net margin?

ASB annual net margin is down -23.52% over the past 3 years

How far is ASB annual net margin from its all-time high?

ASB annual net margin is currently -41.25% below its historical high of 32.87% set on December 31, 2021

How does ASB annual net margin rank versus sector peers?

ASB annual net margin is higher than 67.72% of companies in Financial Services sector

When is ASB next annual earnings release?

As of today, the next annual earnings release for ASB has not been scheduled

What is the current quarterly net margin of ASB?

As of today, ASB quarterly net margin is 21.99%

What is ASB quarterly net margin most recent change?

ASB quarterly net margin was up +12.31% on December 31, 2025

What is 1-year change in ASB quarterly net margin?

ASB quarterly net margin is up +144.64% year-over-year

How far is ASB quarterly net margin from its all-time high?

ASB quarterly net margin is currently -55.97% below its historical high of 49.94% set on June 30, 2020

How does ASB quarterly net margin rank versus sector peers?

ASB quarterly net margin is higher than 68.98% of companies in Financial Services sector

When is ASB next earnings release?

The next earnings release for ASB is on April 23, 2026

ASB Net Margin History & Chart Since 1982

Annual Net Margin

19.31%13.54%+234.66%

December 31, 2025

Summary

Current Value: As of today, ASB annual net margin is 19.31%, up +234.66% on December 31, 2025
Historical Performance: ASB annual net margin is down -23.52% over the past 3 years, and down -25.16% over the past 5 years
All-Time High Comparison: ASB annual net margin is currently -41.25% below its historical high of 32.87% set on December 31, 2021
3-Year Low Comparison: ASB annual net margin is +234.66% above its 3-year low of 5.77% reached on December 31, 2024
Sector Comparison: ASB annual net margin is higher than 67.72% of companies in Financial Services sector

Net Margin Chart

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Performance

ASB Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	19.31%	+234.7%	-23.5%	-25.2%	+10000.0%
Quarterly Net Margin	Dec 31, 25	21.99%	+144.6%	-7.1%	-10.7%	+314.1%
Price	Jan 26, 26	$26.96	+8.1%	+22.7%	+49.5%	+90.5%
PE Ratio	Jan 26, 26	9.75	-69.7%	+3.8%	+0.8%	–
Annual Revenue	Dec 31, 25	$2.46B	+16.0%	+70.7%	+108.2%	+119.6%
Annual Net Income	Dec 31, 25	$474.78M	+287.7%	+30.5%	+55.8%	+10000.0%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	23.50%	+232.9%	-26.1%	+206.0%	+775.3%

Net Margin Highs

ASB Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	25.25%	N/A	-23.5%
5Y	32.87%	Dec 31, 21	-41.3%
All	32.87%	Dec 31, 21	-41.3%

Net Margin Lows

ASB Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	5.77%	Dec 31, 24	+234.7%
5Y	5.77%	Dec 31, 24	+234.7%
All	-9.85%	Dec 31, 09	+296.0%

Net Margin History

Year	Value	Change
2025	19.31%	+234.7%
2024	5.77%	-36.0%
2023	9.01%	-64.3%
2022	25.25%	-23.2%
2021	32.87%	+27.4%
2020	25.80%	+19.8%
2019	21.54%	-4.0%
2018	22.43%	+16.8%
2017	19.20%	+5.3%
2016	18.24%	+1.4%
2015	17.98%	-6.3%
2014	19.18%	-1.0%
2013	19.37%	+11.8%
2012	17.33%	+23.6%
2011	14.02%	>+9,900.0%
2010	-0.08%	+99.2%
2009	-9.85%	-185.3%
2008	11.55%	-35.1%
2007	17.80%	-11.5%
2006	20.11%	-13.2%
2005	23.18%	-12.2%
2004	26.40%	+12.4%

Year	Value	Change
2003	23.48%	+12.8%
2002	20.81%	+24.8%
2001	16.68%	+10.8%
2000	15.06%	-10.5%
1999	16.82%	+1.4%
1998	16.59%	+179.8%
1997	5.93%	-61.0%
1996	15.19%	+3.3%
1995	14.70%	-5.9%
1994	15.62%	+7.4%
1993	14.55%	+21.3%
1992	12.00%	+10.1%
1991	10.90%	+8.0%
1990	10.09%	+5.2%
1989	9.59%	+1.7%
1988	9.43%	-1.7%
1987	9.59%	-4.1%
1986	10.00%	+16.7%
1985	8.57%	+9.6%
1984	7.82%	+0.5%
1983	7.78%	+11.6%
1982	6.97%	-

FAQ

What is the current annual net margin of ASB?
As of today, ASB annual net margin is 19.31%
What is 1-year change in ASB annual net margin?
ASB annual net margin is up +234.66% year-over-year
What is 3-year change in ASB annual net margin?
ASB annual net margin is down -23.52% over the past 3 years
How far is ASB annual net margin from its all-time high?
ASB annual net margin is currently -41.25% below its historical high of 32.87% set on December 31, 2021
How does ASB annual net margin rank versus sector peers?
ASB annual net margin is higher than 67.72% of companies in Financial Services sector
When is ASB next annual earnings release?
As of today, the next annual earnings release for ASB has not been scheduled

Quarterly Net Margin

21.99%2.41%+12.31%

December 31, 2025

Summary

Current Value: As of today, ASB quarterly net margin is 21.99%, up +12.31% on December 31, 2025
Historical Performance: ASB quarterly net margin is up +144.64% year-over-year, and down -7.10% over the past 3 years
All-Time High Comparison: ASB quarterly net margin is currently -55.97% below its historical high of 49.94% set on June 30, 2020
3-Year Low Comparison: ASB quarterly net margin is +144.64% above its 3-year low of -49.26% reached on December 31, 2024
Sector Comparison: ASB quarterly net margin is higher than 68.98% of companies in Financial Services sector

Performance

ASB Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Dec 31, 25	21.99%	+12.3%	+144.6%	-7.1%	-10.7%
Annual Net Margin	Dec 31, 25	19.31%	–	+234.7%	-23.5%	-25.2%
Price	Jan 26, 26	$26.96	+6.3%	+8.1%	+22.7%	+49.5%
PE Ratio	Jan 26, 26	9.75	-64.3%	-69.7%	+3.8%	+0.8%
Quarterly Revenue	Dec 31, 25	$623.73M	-1.6%	+91.1%	+36.5%	+130.5%
Quarterly Net Income	Dec 31, 25	$137.13M	+10.5%	+185.3%	+26.8%	+105.9%
Quarterly Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Dec 31, 25	26.12%	+9.7%	+152.0%	-11.3%	-2.4%

Quarterly Net Margin Highs

ASB Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	21.99%	Dec 31, 25	at high
3Y	23.67%	N/A	-7.1%
5Y	35.46%	Mar 31, 21	-38.0%
All	49.94%	Jun 30, 20	-56.0%

Quarterly Net Margin Lows

ASB Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	-49.26%	N/A	+144.6%
3Y	-49.26%	Dec 31, 24	+144.6%
5Y	-49.26%	Dec 31, 24	+144.6%
All	-56.57%	Dec 31, 97	+138.9%

Quarterly Net Margin History

Month	Value	Change
Dec 2025	21.99%	+12.3%
Sep 2025	19.58%	+8.9%
Jun 2025	17.98%	+3.7%
Mar 2025	17.34%	+135.2%
Dec 2024	-49.26%	-442.8%
Sep 2024	14.37%	-25.3%
Jun 2024	19.24%	+40.5%
Mar 2024	13.69%	+159.4%
Dec 2023	-23.03%	-261.3%
Sep 2023	14.28%	-9.7%
Jun 2023	15.81%	-22.7%
Mar 2023	20.46%	-13.6%
Dec 2022	23.67%	-4.3%
Sep 2022	24.74%	-11.2%
Jun 2022	27.85%	+8.4%
Mar 2022	25.70%	-8.4%
Dec 2021	28.07%	-16.1%
Sep 2021	33.44%	-3.5%
Jun 2021	34.66%	-2.3%
Mar 2021	35.46%	+44.1%
Dec 2020	24.61%	+46.8%
Sep 2020	16.76%	-66.4%
Jun 2020	49.94%	+278.0%
Mar 2020	13.21%	-35.1%
Dec 2019	20.37%	-6.7%
Sep 2019	21.84%	+0.6%
Jun 2019	21.72%	-2.2%
Mar 2019	22.20%	-2.5%
Dec 2018	22.78%	+0.4%
Sep 2018	22.70%	-4.4%
Jun 2018	23.75%	+17.1%
Mar 2018	20.28%	+26.4%
Dec 2017	16.05%	-23.6%
Sep 2017	21.02%	+5.9%
Jun 2017	19.84%	-0.8%
Mar 2017	20.00%	+2.2%
Dec 2016	19.57%	-0.1%
Sep 2016	19.58%	+8.9%
Jun 2016	17.98%	+14.2%
Mar 2016	15.75%	-2.4%
Dec 2015	16.14%	-11.0%
Sep 2015	18.13%	+0.6%
Jun 2015	18.02%	+3.9%
Mar 2015	17.35%	-9.9%
Dec 2014	19.25%	-1.1%
Sep 2014	19.47%	+7.3%
Jun 2014	18.15%	+1.5%
Mar 2014	17.88%	-8.0%
Dec 2013	19.44%	+5.0%
Sep 2013	18.52%	+1.4%
Jun 2013	18.27%	-0.4%
Mar 2013	18.34%	+0.8%
Dec 2012	18.19%	+1.9%
Sep 2012	17.85%	+5.6%
Jun 2012	16.90%	+2.0%
Mar 2012	16.57%	-0.4%
Dec 2011	16.64%	+0.8%
Sep 2011	16.51%	+17.3%
Jun 2011	14.08%	+57.0%
Mar 2011	8.97%	+68.9%
Dec 2010	5.31%	+1.5%
Sep 2010	5.23%	+617.8%
Jun 2010	-1.01%	+88.2%
Mar 2010	-8.57%	+84.3%
Dec 2009	-54.67%	-1,182.6%
Sep 2009	5.05%	+202.9%
Jun 2009	-4.91%	-140.5%
Mar 2009	12.12%	+156.2%
Dec 2008	4.73%	-81.9%
Sep 2008	26.14%	+103.0%
Jun 2008	12.88%	-26.4%
Mar 2008	17.49%	+6.3%

Month	Value	Change
Dec 2007	16.46%	-6.5%
Sep 2007	17.61%	-5.1%
Jun 2007	18.55%	+0.4%
Mar 2007	18.48%	-1.4%
Dec 2006	18.75%	-3.1%
Sep 2006	19.34%	-7.8%
Jun 2006	20.98%	-2.0%
Mar 2006	21.41%	-6.5%
Dec 2005	22.89%	-1.3%
Sep 2005	23.19%	+2.2%
Jun 2005	22.70%	-5.5%
Mar 2005	24.02%	-3.0%
Dec 2004	24.76%	-7.3%
Sep 2004	26.70%	-3.1%
Jun 2004	27.56%	+6.1%
Mar 2004	25.98%	+7.3%
Dec 2003	24.21%	+1.9%
Sep 2003	23.76%	+6.5%
Jun 2003	22.32%	-3.5%
Mar 2003	23.14%	+12.8%
Dec 2002	20.51%	-0.9%
Sep 2002	20.69%	-0.2%
Jun 2002	20.73%	-2.3%
Mar 2002	21.22%	-6.6%
Dec 2001	22.72%	+33.8%
Sep 2001	16.98%	+2.1%
Jun 2001	16.63%	+9.8%
Mar 2001	15.14%	+8.9%
Dec 2000	13.90%	-5.4%
Sep 2000	14.70%	-6.2%
Jun 2000	15.67%	-2.2%
Mar 2000	16.03%	-6.9%
Dec 1999	17.21%	+0.8%
Sep 1999	17.08%	+2.2%
Jun 1999	16.71%	+3.2%
Mar 1999	16.19%	+1.5%
Dec 1998	15.95%	-2.2%
Sep 1998	16.31%	-6.5%
Jun 1998	17.44%	+5.0%
Mar 1998	16.61%	+129.4%
Dec 1997	-56.57%	-298.3%
Sep 1997	28.53%	+16.2%
Jun 1997	24.56%	-11.3%
Mar 1997	27.70%	+28.0%
Dec 1996	21.64%	-14.2%
Sep 1996	25.21%	+2.3%
Jun 1996	24.65%	+6.1%
Mar 1996	23.24%	-12.5%
Dec 1995	26.55%	+10.3%
Sep 1995	24.06%	+5.2%
Jun 1995	22.88%	+3.2%
Mar 1995	22.17%	-2.8%
Dec 1994	22.81%	-1.5%
Sep 1994	23.16%	+1.9%
Jun 1994	22.73%	+4.5%
Mar 1994	21.76%	+0.3%
Dec 1993	21.69%	+2.3%
Sep 1993	21.20%	+2.0%
Jun 1993	20.79%	+1.7%
Mar 1993	20.44%	+0.5%
Dec 1992	20.33%	-0.1%
Sep 1992	20.35%	+3.4%
Jun 1992	19.69%	+1.5%
Mar 1992	19.39%	-4.4%
Dec 1991	20.28%	+1.0%
Sep 1991	20.07%	+1.9%
Jun 1991	19.70%	+2.5%
Mar 1991	19.22%	-7.3%
Dec 1990	20.73%	-0.9%
Sep 1990	20.92%	+3.3%
Jun 1990	20.26%	+1.8%
Mar 1990	19.91%	-

FAQ

What is the current quarterly net margin of ASB?
As of today, ASB quarterly net margin is 21.99%
What is ASB quarterly net margin most recent change?
ASB quarterly net margin was up +12.31% on December 31, 2025
What is 1-year change in ASB quarterly net margin?
ASB quarterly net margin is up +144.64% year-over-year
How far is ASB quarterly net margin from its all-time high?
ASB quarterly net margin is currently -55.97% below its historical high of 49.94% set on June 30, 2020
How does ASB quarterly net margin rank versus sector peers?
ASB quarterly net margin is higher than 68.98% of companies in Financial Services sector
When is ASB next earnings release?
The next earnings release for ASB is on April 23, 2026

Net Margin Formula

Net Margin =

× 100%

Data Sources & References

ASB Official Website www.associatedbank.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/7789/000000778926000013/0000007789-26-000013-index.htm
ASB Profile on Yahoo Finance finance.yahoo.com/quote/ASB
ASB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/asb