USCB logo

USCB Financial Holdings (USCB)

Profile

Full Name

USCB Financial Holdings, Inc.

Ticker Symbol

USCB

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

July 23, 2021

Indexes

Not included

Website

http://www.uscentury.com

Employees

199

Key Details

Price

$16.79(+0.18%)

Market cap

$336.69M(Small cap)

Last Dividend

$0.10

TTM Dividend yield

1.19%

Annual revenue

$82.68M(+25.32% YoY)

Annual EPS

$1.24(+47.62% YoY)

PE ratio

13.65

Next earnings date

Apr 24, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Current Price

$16.79
USCB price is $16.79

30-Day Relative Volume

0.33
USCB 30-day relative volume is 0.33

Price Performance

Price Today change

+0.18%
USCB price is up +0.18% today

Price YTD change

-5.41%
USCB price is down -5.41% since January 1st

Price 1-year change

+59.9%
USCB price is up +59.9% year-on-year

Price 3-year change

+17.58%
USCB price is up +17.58% over the past 3 years

Price Range

Price All-time high

$21.86
USCB price is currently -23.19% below its historical high of $21.86

Price 3-year low

$8.56
USCB price is currently +96.14% above its 3-year low

Capitalization

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Market cap

Market cap

$336.69M
USCB market capitalization is $336.69 million

Market cap 3-year change

+17.88%
USCB market capitalization is up +17.88% over the past 3 years

Market cap All-time high

$412.29M
USCB market capitalization is currently -18.34% below its historical high of $412.29 million

Market cap sector rank

42.31%
USCB market capitalization is higher than 42.31% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+2.05%
USCB shares outstanding is up +2.05% year-on-year

Shares Outstanding 3-Year Change

+0.26%
USCB shares outstanding is up +0.26% over the past 3 years

Technical Indicators

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Beta

0.92
USCB beta is 0.92

200-day SMA

$16.81
USCB price is currently -0.12% below its 200-day simple moving average

50-day SMA

$18.54
USCB price is currently -9.42% below its 50-day simple moving average

RSI

37.65
USCB 14-day relative strength index is 37.65

Volume

0.33
USCB 30-day relative volume is 0.33

ATR

$0.86
USCB average true range is $0.86

10-day Historical Volatility

58.65%
USCB 10-day historical volatility is 58.65%

Dividend

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Events

Last Paid Dividend

$0.10
USCB last dividend was $0.10 per share, with an ex-dividend date of February 14, 2025

Next Dividend

-
USCB next dividend has not yet been announced

Dividend per share

Dividend per share

$0.20
USCB annual dividend per share is $0.20

Dividend per share Sector Rank

5.39%
USCB annual dividend per share is higher than 5.39% of companies in Financial Services sector

Dividend per share 1-Year Change

-
USCB annual dividend per share 1-year change is unknown

Dividend per share 3-Year Change

-
USCB annual dividend per share 3-year change is unknown

Dividend yield

Dividend yield

1.19%
USCB annual dividend yield is 1.19%

Dividend yield Sector Rank

7.72%
USCB annual dividend yield is higher than 7.72% of companies in Financial Services sector

Other

Payout ratio

15.96%
USCB annual payout ratio is 15.96%

Dividends paid

$3.94M
USCB annual dividends paid is $3.94 million

Free cash flow

$33.78M
USCB annual free cash flow is $33.78 million

Income Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Revenue

Revenue

$82.68M
USCB annual revenue is $82.68 million

Revenue Analysts estimate

$95.78M
USCB annual revenue is currently -13.68% lower than the consensus analysts' forecast

Revenue 1-year change

+25.32%
USCB annual revenue is up +25.32% year-on-year

Revenue Sector rank

42.8%
USCB annual revenue is higher than 42.8% of companies in Financial Services sector

EPS

EPS

$1.24
USCB annual earnings per share is $1.24

EPS Analysts estimate

$1.56
USCB annual earnings per share is currently -20.51% lower than the consensus analysts' forecast

EPS 1-year change

+47.62%
USCB annual earnings per share is up +47.62% year-on-year

EPS Sector rank

46.97%
USCB annual earnings per share is higher than 46.97% of companies in Financial Services sector

Profit

Gross profit

-
USCB annual gross profit value is unknown

Gross margin

-
USCB annual gross profit margin value is unknown

Operating profit

-
USCB annual operating income value is unknown

Operating margin

-
USCB annual operating profit margin value is unknown

Net income

$24.67M
USCB annual net profit is $24.67 million

Net margin

29.84%
USCB annual net profit margin is 29.84%

Expenses

Total expenses

-
USCB annual total expenses value is unknown

Operating expenses

$28.79M
USCB annual total operating expenses is $28.79 million

Cost of goods sold

-
USCB annual cost of goods sold value is unknown

Selling, general & administrative expenses

$28.79M
USCB annual SGA is $28.79 million

Depreciation and amortization

$587.00K
USCB annual depreciation & amortization is $587.00 thousand

Interest expense

-
USCB annual interest expense value is unknown

Income tax

$7.80M
USCB annual income tax is $7.80 million

EBIT & EBITDA

EBIT

$93.77M
USCB annual earnings before interest & taxes is $93.77 million

EBITDA

$94.36M
USCB annual EBITDA is $94.36 million

Balance Sheet

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Assets

Total assets

$2.58B
USCB annual total assets is $2.58 billion

Non current assets

$2.40B
USCB annual long term assets is $2.40 billion

Current assets

$305.18M
USCB annual total current assets is $305.18 million

Cash and cash equivalents

$77.03M
USCB annual cash & cash equivalents is $77.03 million

Accounts receivable

$10.95M
USCB annual accounts receivable is $10.95 million

Inventory

-
USCB annual inventory value is unknown

Liabilities

Total liabilities

$2.37B
USCB annual total liabilities is $2.37 billion

Long term liabilities

$2.33B
USCB annual total long term liabilities is $2.33 billion

Current liabilities

$36.37M
USCB annual total current liabilities is $36.37 million

Accounts payable

$20.37M
USCB annual accounts payable is $20.37 million

Debt

Total debt

$171.45M
USCB annual total debt is $171.45 million

Total debt 1-year change

-11.82%
USCB annual total debt is down -11.82% year-on-year

Long term debt

$155.45M
USCB annual long term debt is $155.45 million

Short term debt

$16.00M
USCB annual short term debt is $16.00 million

Equity & Capital

Shareholders equity

$215.39M
USCB annual stockholders equity is $215.39 million

Book value

$215.39M
USCB annual book value is $215.39 million

Retained earnings

-$67.81M
USCB annual retained earnings is -$67.81 million

Working capital

$268.81M
USCB annual working capital is $268.81 million

Cash Flow Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Cashflow Activities

Cash from operations

$34.09M
USCB annual cash flow from operations is $34.09 million

Cash from operations 1-year change

+51.2%
USCB annual cash flow from operations is up +51.2% year-on-year

Cash from investing

-$211.86M
USCB annual cash flow from investing activities is -$211.86 million

Cash from investing 1-year change

+22.4%
USCB annual cash flow from investing activities is up +22.4% year-on-year

Cash from financing

$213.74M
USCB annual cash flow from financing activities is $213.74 million

Cash from financing 1-year change

-9.95%
USCB annual cash flow from financing activities is down -9.95% year-on-year

CAPEX

CAPEX

$314.00K
USCB annual capital expenditures is $314.00 thousand

CAPEX 1-year change

+92.64%
USCB annual capital expenditures is up +92.64% year-on-year

Free Cash Flow

Free cash flow

$33.78M
USCB annual free cash flow is $33.78 million

Free cash flow 1-year change

+50.9%
USCB annual free cash flow is up +50.9% year-on-year

Profitability Ratios

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Margins

Gross margin

-
USCB annual gross profit margin value is unknown

Operating margin

-
USCB annual operating profit margin value is unknown

Net margin

29.84%
USCB annual net profit margin is 29.84%

ROA & ROE

ROA

1.00%
USCB annual return on assets is 1.00%

ROE

12.11%
USCB annual return on equity is 12.11%

Valuation

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

PE Ratio

PE ratio

13.65
USCB price to earnings ratio is 13.65

PE ratio Sector rank

57.52%
USCB price to earnings ratio is higher than 57.52% of companies in Financial Services sector

PB Ratio

PB ratio

1.56
USCB price to book ratio is 1.56

PB ratio Sector rank

70.33%
USCB price to book ratio is higher than 70.33% of companies in Financial Services sector

PS Ratio

PS ratio

4.07
USCB price to sales ratio is 4.07

PS ratio Sector rank

75.68%
USCB price to sales ratio is higher than 75.68% of companies in Financial Services sector

Enterprise value

Enterprise value

$431.11M
USCB enterprise value is $431.11 million

Enterprise value Sector rank

43.46%
USCB enterprise value is higher than 43.46% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

4.57
USCB EV/EBITDA is 4.57

EV/EBITDA Sector rank

59.84%
USCB EV/EBITDA is higher than 59.84% of companies in Financial Services sector

Financial Health

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Liquidity

Current ratio

8.39
USCB annual current ratio is 8.39

Quick ratio

-
USCB annual quick ratio value is unknown

Leverage

Debt to equity

0.76
USCB annual debt to equity ratio is 0.76

Interest coverage ratio

-
USCB annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
USCB piotroski f-score value is unknown

Altman Z-Score

0.33
USCB altman z-score is 0.33

Analyst ratings

Recent major analysts updates

Apr 2, 25 Raymond James
Market Perform
Nov 4, 24 Piper Sandler
Overweight
Jul 29, 24 Keefe, Bruyette & Woods
Outperform
Jan 30, 24 Keefe, Bruyette & Woods
Outperform
Jan 29, 24 Raymond James
Outperform
Jul 31, 23 Piper Sandler
Neutral
Jul 11, 23 Janney Montgomery Scott
Neutral
May 2, 23 Keefe, Bruyette & Woods
Outperform
Apr 6, 23 Raymond James
Outperform
Jan 31, 23 Keefe, Bruyette & Woods
Outperform

Institutional Ownership

Similar stocks

Drugs Made In America Acquisition Corp (DMAA)
SCM logo
Stellus Capital Investment (SCM)
HBCP logo
Home Bancorp (HBCP)
BTBT logo
Bit Digital (BTBT)
GIG logo
GigCapital7 (GIG)
BSRR logo
Sierra Bancorp (BSRR)
HRZN logo
Horizon Technology Finance (HRZN)
BWB logo
Bridgewater Bancshares (BWB)
RRBI logo
Red River Bancshares (RRBI)
  • What is the ticker symbol for USCB Financial Holdings?
  • Does USCB Financial Holdings pay dividends?
  • What sector is USCB Financial Holdings in?
  • What industry is USCB Financial Holdings in?
  • What country is USCB Financial Holdings based in?
  • When did USCB Financial Holdings go public?
  • Is USCB Financial Holdings in the S&P 500?
  • Is USCB Financial Holdings in the NASDAQ 100?
  • Is USCB Financial Holdings in the Dow Jones?
  • When was USCB Financial Holdings's last earnings report?
  • When does USCB Financial Holdings report earnings?
  • Should I buy USCB Financial Holdings stock now?

What is the ticker symbol for USCB Financial Holdings?

The ticker symbol for USCB Financial Holdings is NASDAQ:USCB

Does USCB Financial Holdings pay dividends?

Yes, USCB Financial Holdings pays dividends. The last payment was $0.10, with an ex-dividend date on February 14, 2025

What sector is USCB Financial Holdings in?

USCB Financial Holdings is in the Financial Services sector

What industry is USCB Financial Holdings in?

USCB Financial Holdings is in the Banks - Regional industry

What country is USCB Financial Holdings based in?

USCB Financial Holdings is headquartered in United States

When did USCB Financial Holdings go public?

USCB Financial Holdings's initial public offering (IPO) was on July 23, 2021

Is USCB Financial Holdings in the S&P 500?

No, USCB Financial Holdings is not included in the S&P 500 index

Is USCB Financial Holdings in the NASDAQ 100?

No, USCB Financial Holdings is not included in the NASDAQ 100 index

Is USCB Financial Holdings in the Dow Jones?

No, USCB Financial Holdings is not included in the Dow Jones index

When was USCB Financial Holdings's last earnings report?

USCB Financial Holdings's most recent earnings report was on Jan 23, 2025

When does USCB Financial Holdings report earnings?

The next expected earnings date for USCB Financial Holdings is Apr 24, 2025

Should I buy USCB Financial Holdings stock now?

As of today, analysts generally recommend a 'Hold' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
On this page