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Texas Capital Bancshares, Inc. (TCBI) Interest Coverage Ratio

Annual Interest Coverage Ratio:

1.13-0.21(-15.67%)
December 31, 2024

Summary

  • As of today, TCBI annual interest coverage ratio is 1.13, with the most recent change of -0.21 (-15.67%) on December 31, 2024.
  • During the last 3 years, TCBI annual interest coverage ratio has fallen by -3.01 (-72.71%).
  • TCBI annual interest coverage ratio is now -88.40% below its all-time high of 9.74, reached on December 31, 2012.

Performance

1-Year Change

-15.67%

3-Year Change

-72.71%

5-Year Change

-44.33%

15-Year Change

-69.95%

TCBI Interest Coverage Ratio Chart

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Highlights

Sector Percentile

16.99%
TCBI annual interest coverage ratio is higher than 16.99% of companies in Financial Services sector

Range

All-Time High

9.74
TCBI annual interest coverage ratio is currently -88.40% below its historical high of 9.74

3-Year Low

1.13
TCBI annual interest coverage ratio is currently at its 3-year low

Earnings dates

Last Annual Earnings Report Date

Dec 31, 2024
TCBI previous annual earnings announcement was published on Dec 31, 2024

Next Annual Earnings Report Date

Jan 22, 2026
TCBI next annual earnings announcement is scheduled for Jan 22, 2026

OtherTCBIfinancial health metrics

Annual Debt To Equity

0.46
TCBI annual debt to equity ratio is 0.46

Annual Current Ratio

7.39
TCBI annual current ratio is 7.39

Annual Quick Ratio

-
TCBI annual quick ratio value is unknown

Altman Z-Score

0.59
TCBI altman z-score is 0.59

Quarterly Interest Coverage Ratio:

1.73+0.18(+11.61%)
September 30, 2025

Summary

  • As of today, TCBI quarterly interest coverage ratio is 1.73, with the most recent change of +0.18 (+11.61%) on September 30, 2025.
  • Over the past year, TCBI quarterly interest coverage ratio has increased by +1.11 (+179.03%).
  • TCBI quarterly interest coverage ratio is now -84.08% below its all-time high of 10.87, reached on September 30, 2012.

Performance

3-Month Change

+11.61%

1-Year Change

+179.03%

3-Year Change

+3.59%

5-Year Change

-42.33%

TCBI Quarterly Interest Coverage Ratio Chart

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Highlights

Sector Percentile

50.9%
TCBI quarterly interest coverage ratio is higher than 50.9% of companies in Financial Services sector

Range

All-Time High

10.87
TCBI quarterly interest coverage ratio is currently -84.08% below its historical high of 10.87

3-Year Low

0.62
TCBI quarterly interest coverage ratio is currently +179.03% above its 3-year low

Earnings dates

Last Quarterly Earnings Report Date

Sep 30, 2025
TCBI previous earnings announcement was published on Sep 30, 2025

Next Quarterly Earnings Report Date

Jan 22, 2026
TCBI next earnings announcement is scheduled for Jan 22, 2026

OtherTCBIfinancial health metrics

Quarterly Debt To Equity

0.25
TCBI quarterly debt to equity ratio is 0.25

Quarterly Current Ratio

0.40
TCBI quarterly current ratio is 0.40

Quarterly Quick Ratio

-
TCBI quarterly quick ratio value is unknown

Altman Z-Score

0.59
TCBI altman z-score is 0.59

Interest Coverage Ratio Formula

Interest Coverage Ratio =  
EBIT
Interest Expense

Annual Interest Coverage Ratio

1.13
TCBI annual interest coverage ratio is 1.13

Annual EBIT

$935.31M
TCBI annual earnings before interest & taxes is $935.31 million

Annual Interest Expense

$828.25M
TCBI annual interest expense is $828.25 million

TCBI Interest Coverage Ratio Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year-15.7%+179.0%
3Y3 Years-72.7%+3.6%
5Y5 Years-44.3%-42.3%

TCBI Interest Coverage Ratio Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-72.7%at low-46.8%+179.0%
5Y5-Year-72.7%at low-61.8%+179.0%
All-TimeAll-Time-88.4%+321.6%-84.1%>+9999.0%

TCBI Interest Coverage Ratio History

DateAnnualQuarterly
Sep 2025
-
1.73(+11.6%)
Jun 2025
-
1.55(+17.4%)
Mar 2025
-
1.32(-9.0%)
Dec 2024
1.13(-15.7%)
1.45(+133.9%)
Sep 2024
-
0.62(-51.9%)
Jun 2024
-
1.29(+10.3%)
Mar 2024
-
1.17(+3.5%)
Dec 2023
1.34(-48.7%)
1.13(-20.4%)
Sep 2023
-
1.42(-7.2%)
Jun 2023
-
1.53(+14.2%)
Mar 2023
-
1.34(-58.8%)
Dec 2022
2.61(-37.0%)
3.25(+94.6%)
Sep 2022
-
1.67(-25.1%)
Jun 2022
-
2.23(-28.3%)
Mar 2022
-
3.11(-30.0%)
Dec 2021
4.14(+177.9%)
4.44(+38.8%)
Sep 2021
-
3.20(-29.4%)
Jun 2021
-
4.53(+4.1%)
Mar 2021
-
4.35(+21.5%)
Dec 2020
1.49(-26.6%)
3.58(+19.3%)
Sep 2020
-
3.00(>+9900.0%)
Jun 2020
-
0.00(-100.0%)
Mar 2020
-
0.73(-61.8%)
Dec 2019
2.03(-18.8%)
1.91(-8.6%)
Sep 2019
-
2.09(+6.6%)
Jun 2019
-
1.96(-9.7%)
Mar 2019
-
2.17(+2.4%)
Dec 2018
2.50(-33.5%)
2.12(-17.2%)
Sep 2018
-
2.56(-2.7%)
Jun 2018
-
2.63(-15.2%)
Mar 2018
-
3.10(-9.9%)
Dec 2017
3.76(-21.5%)
3.44(-6.0%)
Sep 2017
-
3.66(-9.6%)
Jun 2017
-
4.05(-3.1%)
Mar 2017
-
4.18(-20.7%)
Dec 2016
4.79(-18.0%)
5.27(+0.8%)
Sep 2016
-
5.23(+5.7%)
Jun 2016
-
4.95(+37.1%)
Mar 2016
-
3.61(+261.0%)
Dec 2015
5.84(-12.2%)
1.00(-83.1%)
Sep 2015
-
5.91(-6.9%)
Jun 2015
-
6.35(+5.5%)
Mar 2015
-
6.02(-9.9%)
Dec 2014
6.65(-21.6%)
6.68(-4.4%)
Sep 2014
-
6.99(+6.7%)
Jun 2014
-
6.55(+3.1%)
Mar 2014
-
6.35(-23.5%)
Dec 2013
8.48(-12.9%)
8.30(-8.8%)
Sep 2013
-
9.10(+28.9%)
Jun 2013
-
7.06(-25.0%)
Mar 2013
-
9.41(+11.1%)
Dec 2012
9.74
8.47(-22.1%)
DateAnnualQuarterly
Sep 2012
-
10.87(+4.5%)
Jun 2012
-
10.40(+8.3%)
Mar 2012
-
9.60(+1.5%)
Dec 2011
7.35(+195.2%)
9.46(+2.0%)
Sep 2011
-
9.27(+28.9%)
Jun 2011
-
7.19(+68.8%)
Mar 2011
-
4.26(+43.9%)
Dec 2010
2.49(+39.1%)
2.96(+20.3%)
Sep 2010
-
2.46(+7.9%)
Jun 2010
-
2.28(+0.4%)
Mar 2010
-
2.27(+15.8%)
Dec 2009
1.79(+28.8%)
1.96(+11.4%)
Sep 2009
-
1.76(-6.4%)
Jun 2009
-
1.88(+14.6%)
Mar 2009
-
1.64(+30.2%)
Dec 2008
1.39(+5.3%)
1.26(-14.9%)
Sep 2008
-
1.48(+6.5%)
Jun 2008
-
1.39(-1.4%)
Mar 2008
-
1.41(+11.0%)
Dec 2007
1.32(-3.6%)
1.27(-5.2%)
Sep 2007
-
1.34(0.0%)
Jun 2007
-
1.34(+1.5%)
Mar 2007
-
1.32(-2.2%)
Dec 2006
1.37(-15.4%)
1.35(-1.5%)
Sep 2006
-
1.37(+3.0%)
Jun 2006
-
1.33(-6.3%)
Mar 2006
-
1.42(-9.0%)
Dec 2005
1.62(-11.5%)
1.56(-4.3%)
Sep 2005
-
1.63(-3.0%)
Jun 2005
-
1.68(+2.4%)
Mar 2005
-
1.64(-9.9%)
Dec 2004
1.83(+34.6%)
1.82(0.0%)
Sep 2004
-
1.82(-0.5%)
Jun 2004
-
1.83(+3.4%)
Mar 2004
-
1.77(+4.1%)
Dec 2003
1.36(+0.7%)
1.70(+3.7%)
Sep 2003
-
1.64(+152.3%)
Jun 2003
-
0.65(-57.5%)
Mar 2003
-
1.53(+16.8%)
Dec 2002
1.35(+16.4%)
1.31(-5.8%)
Sep 2002
-
1.39(+0.7%)
Jun 2002
-
1.38(+3.0%)
Mar 2002
-
1.34(+3.1%)
Dec 2001
1.16(+132.0%)
1.30(+5.7%)
Sep 2001
-
1.23(+9.8%)
Jun 2001
-
1.12(+6.7%)
Mar 2001
-
1.05(+123.4%)
Dec 2000
0.50(+198.0%)
0.47(-31.9%)
Sep 2000
-
0.69(+86.5%)
Jun 2000
-
0.37(-5.1%)
Mar 2000
-
0.39
Dec 1999
-0.51
-

FAQ

  • What is Texas Capital Bancshares, Inc. annual interest coverage ratio?
  • What is the all-time high annual interest coverage ratio for Texas Capital Bancshares, Inc.?
  • What is Texas Capital Bancshares, Inc. annual interest coverage ratio year-on-year change?
  • What is Texas Capital Bancshares, Inc. quarterly interest coverage ratio?
  • What is the all-time high quarterly interest coverage ratio for Texas Capital Bancshares, Inc.?
  • What is Texas Capital Bancshares, Inc. quarterly interest coverage ratio year-on-year change?

What is Texas Capital Bancshares, Inc. annual interest coverage ratio?

The current annual interest coverage ratio of TCBI is 1.13

What is the all-time high annual interest coverage ratio for Texas Capital Bancshares, Inc.?

Texas Capital Bancshares, Inc. all-time high annual interest coverage ratio is 9.74

What is Texas Capital Bancshares, Inc. annual interest coverage ratio year-on-year change?

Over the past year, TCBI annual interest coverage ratio has changed by -0.21 (-15.67%)

What is Texas Capital Bancshares, Inc. quarterly interest coverage ratio?

The current quarterly interest coverage ratio of TCBI is 1.73

What is the all-time high quarterly interest coverage ratio for Texas Capital Bancshares, Inc.?

Texas Capital Bancshares, Inc. all-time high quarterly interest coverage ratio is 10.87

What is Texas Capital Bancshares, Inc. quarterly interest coverage ratio year-on-year change?

Over the past year, TCBI quarterly interest coverage ratio has changed by +1.11 (+179.03%)
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