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Cullen/Frost Bankers, Inc. (CFR) Net margin

annual net margin:

20.27%-2.17%(-9.67%)
December 31, 2024

Summary

  • As of today (September 19, 2025), CFR annual net profit margin is 20.27%, with the most recent change of -2.17% (-9.67%) on December 31, 2024.
  • During the last 3 years, CFR annual net margin has fallen by -11.39% (-35.98%).
  • CFR annual net margin is now -37.30% below its all-time high of 32.33%, reached on December 31, 2018.

Performance

CFR Net margin Chart

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Range

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Quarterly net margin:

21.67%+0.53%(+2.51%)
June 30, 2025

Summary

  • As of today (September 19, 2025), CFR quarterly net profit margin is 21.67%, with the most recent change of +0.53% (+2.51%) on June 30, 2025.
  • Over the past year, CFR quarterly net margin has increased by +1.30% (+6.38%).
  • CFR quarterly net margin is now -39.40% below its all-time high of 35.76%, reached on December 31, 2009.

Performance

CFR Quarterly net margin Chart

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Net margin Formula

Net Margin =  Net Income
Revenue
✕ 100%

CFR Net margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1 y1 year-9.7%+6.4%
3 y3 years-36.0%-26.0%
5 y5 years-31.1%-22.0%

CFR Net margin Highs & Lows

PeriodPeriodAnnual vs highAnnual vs highAnnual vs lowAnnual vs lowQuarter. vs highQuarter. vs highQuarter. vs lowQuarter. vs low
3 y3-year-36.0%at low-34.6%+47.5%
5 y5-year-36.0%at low-37.0%+47.5%
alltimeall time-37.3%+391.2%-39.4%+189.7%

CFR Net margin History

DateAnnualQuarterly
Jun 2025
-
21.67%(+2.5%)
Mar 2025
-
21.14%(-0.6%)
Dec 2024
20.27%(-9.7%)
21.26%(+5.7%)
Sep 2024
-
20.12%(-1.2%)
Jun 2024
-
20.37%(+5.7%)
Mar 2024
-
19.28%(+31.2%)
Dec 2023
22.44%(-26.6%)
14.69%(-36.7%)
Sep 2023
-
23.20%(-6.8%)
Jun 2023
-
24.90%(-9.5%)
Mar 2023
-
27.51%(-11.5%)
Dec 2022
30.59%(-3.4%)
31.08%(-6.2%)
Sep 2022
-
33.15%(+13.2%)
Jun 2022
-
29.28%(+6.2%)
Mar 2022
-
27.58%(-2.9%)
Dec 2021
31.66%(+42.4%)
28.39%(-8.9%)
Sep 2021
-
31.18%(-5.8%)
Jun 2021
-
33.11%(-3.8%)
Mar 2021
-
34.42%(+33.5%)
Dec 2020
22.23%(-24.5%)
25.79%(-8.5%)
Sep 2020
-
28.19%(+1.4%)
Jun 2020
-
27.79%(+140.8%)
Mar 2020
-
11.54%(-58.3%)
Dec 2019
29.44%(-8.9%)
27.66%(-6.5%)
Sep 2019
-
29.58%(-1.0%)
Jun 2019
-
29.89%(-2.4%)
Mar 2019
-
30.61%(-5.1%)
Dec 2018
32.33%(+9.4%)
32.25%(-2.2%)
Sep 2018
-
32.97%(+2.0%)
Jun 2018
-
32.32%(+1.8%)
Mar 2018
-
31.75%(+2.7%)
Dec 2017
29.55%(+10.6%)
30.91%(+2.7%)
Sep 2017
-
30.10%(+5.9%)
Jun 2017
-
28.41%(-0.8%)
Mar 2017
-
28.64%(+2.1%)
Dec 2016
26.71%(+3.2%)
28.06%(-2.0%)
Sep 2016
-
28.64%(+8.8%)
Jun 2016
-
26.33%(+10.7%)
Mar 2016
-
23.79%(+11.2%)
Dec 2015
25.89%(-4.7%)
21.39%(-22.7%)
Sep 2015
-
27.66%(+0.5%)
Jun 2015
-
27.53%(+1.9%)
Mar 2015
-
27.02%(-1.2%)
Dec 2014
27.17%(+8.1%)
27.35%(-7.2%)
Sep 2014
-
29.48%(+12.0%)
Jun 2014
-
26.33%(+4.0%)
Mar 2014
-
25.31%(-2.2%)
Dec 2013
25.13%(-3.0%)
25.87%(+0.8%)
Sep 2013
-
25.66%(-0.2%)
Jun 2013
-
25.70%(+10.4%)
Mar 2013
-
23.28%(-9.1%)
Dec 2012
25.91%(+8.7%)
25.61%(-0.2%)
Sep 2012
-
25.65%(-0.1%)
Jun 2012
-
25.68%(-3.7%)
Mar 2012
-
26.68%(+8.5%)
Dec 2011
23.83%(+2.7%)
24.60%(+5.8%)
Sep 2011
-
23.26%(-5.1%)
Jun 2011
-
24.51%(+6.8%)
Mar 2011
-
22.96%(-2.8%)
Dec 2010
23.20%(+19.3%)
23.63%(-2.8%)
Sep 2010
-
24.31%(+3.4%)
Jun 2010
-
23.50%(+9.5%)
Mar 2010
-
21.46%(-40.0%)
Dec 2009
19.44%(-10.1%)
35.76%(+31.2%)
Sep 2009
-
27.26%(+19.9%)
Jun 2009
-
22.73%(-16.0%)
Mar 2009
-
27.05%(+5.9%)
Dec 2008
21.63%(+5.8%)
25.55%(+27.3%)
Sep 2008
-
20.07%(-9.7%)
Jun 2008
-
22.22%(+3.5%)
Mar 2008
-
21.46%(-22.7%)
Dec 2007
20.45%(-2.3%)
27.75%(+30.5%)
Sep 2007
-
21.26%(+1.9%)
Jun 2007
-
20.86%(+14.6%)
Mar 2007
-
18.21%(-32.4%)
Dec 2006
20.94%
26.92%(+27.6%)
Sep 2006
-
21.10%(-0.5%)
Jun 2006
-
21.20%(-1.2%)
DateAnnualQuarterly
Mar 2006
-
21.45%(-3.1%)
Dec 2005
22.48%(-1.7%)
22.13%(-2.0%)
Sep 2005
-
22.59%(-2.5%)
Jun 2005
-
23.16%(+4.9%)
Mar 2005
-
22.08%(-6.0%)
Dec 2004
22.88%(+2.5%)
23.49%(+1.6%)
Sep 2004
-
23.11%(+2.3%)
Jun 2004
-
22.58%(+2.0%)
Mar 2004
-
22.13%(-1.7%)
Dec 2003
22.33%(+7.9%)
22.51%(-0.4%)
Sep 2003
-
22.60%(-1.9%)
Jun 2003
-
23.03%(+8.7%)
Mar 2003
-
21.19%(+2.3%)
Dec 2002
20.70%(+73.8%)
20.71%(-6.5%)
Sep 2002
-
22.16%(+4.3%)
Jun 2002
-
21.25%(+13.6%)
Mar 2002
-
18.70%(+117.4%)
Dec 2001
11.91%(-25.7%)
8.60%(-16.4%)
Sep 2001
-
10.29%(-40.3%)
Jun 2001
-
17.25%(+53.6%)
Mar 2001
-
11.23%(-28.1%)
Dec 2000
16.02%(-1.1%)
15.61%(-2.2%)
Sep 2000
-
15.96%(-3.1%)
Jun 2000
-
16.47%(+3.7%)
Mar 2000
-
15.88%(+0.6%)
Dec 1999
16.20%(+21.3%)
15.78%(-1.5%)
Sep 1999
-
16.02%(-2.1%)
Jun 1999
-
16.36%(-2.0%)
Mar 1999
-
16.69%(+5.6%)
Dec 1998
13.35%(-8.7%)
15.81%(+3.5%)
Sep 1998
-
15.28%(+88.4%)
Jun 1998
-
8.11%(-43.0%)
Mar 1998
-
14.22%(-30.4%)
Dec 1997
14.63%(+2.5%)
20.43%(-2.1%)
Sep 1997
-
20.86%(+3.2%)
Jun 1997
-
20.22%(-3.4%)
Mar 1997
-
20.94%(+6.0%)
Dec 1996
14.28%(+6.1%)
19.75%(-3.1%)
Sep 1996
-
20.38%(+4.1%)
Jun 1996
-
19.57%(-2.3%)
Mar 1996
-
20.03%(+1.1%)
Dec 1995
13.46%(+1.5%)
19.81%(-0.6%)
Sep 1995
-
19.93%(+6.9%)
Jun 1995
-
18.64%(-0.5%)
Mar 1995
-
18.73%(+1.1%)
Dec 1994
13.26%(-9.1%)
18.53%(+9.8%)
Sep 1994
-
16.87%(-3.0%)
Jun 1994
-
17.39%(-0.2%)
Mar 1994
-
17.43%(+12.5%)
Dec 1993
14.59%(+108.4%)
15.50%(-34.5%)
Sep 1993
-
23.67%(+14.1%)
Jun 1993
-
20.74%(-37.6%)
Mar 1993
-
33.26%(+88.4%)
Dec 1992
7.00%(+9900.0%)
17.65%(+7.8%)
Sep 1992
-
16.37%(+34.6%)
Jun 1992
-
12.16%(+58.1%)
Mar 1992
-
7.69%(+53.8%)
Dec 1991
0.07%(-102.8%)
5.00%(+313.2%)
Sep 1991
-
1.21%(-116.9%)
Jun 1991
-
-7.14%(-582.4%)
Mar 1991
-
1.48%(-0.7%)
Dec 1990
-2.54%(-434.2%)
1.49%(-106.2%)
Sep 1990
-
-24.15%(-1720.8%)
Jun 1990
-
1.49%(+16.4%)
Mar 1990
-
1.28%(+2.4%)
Dec 1989
0.76%(0.0%)
1.25%(-42.9%)
Sep 1989
-
2.19%(+14.1%)
Jun 1989
-
1.92%(+7.9%)
Mar 1989
-
1.78%
Dec 1988
0.76%(+11.8%)
-
Dec 1987
0.68%(-133.7%)
-
Dec 1986
-2.02%(-168.9%)
-
Dec 1985
2.93%(-29.6%)
-
Dec 1984
4.16%(-159.8%)
-
Dec 1983
-6.96%(-194.1%)
-
Dec 1982
7.40%(+21.7%)
-
Dec 1981
6.08%(-5.7%)
-
Dec 1980
6.45%
-

FAQ

  • What is Cullen/Frost Bankers, Inc. annual net profit margin?
  • What is the all time high annual net margin for Cullen/Frost Bankers, Inc.?
  • What is Cullen/Frost Bankers, Inc. annual net margin year-on-year change?
  • What is Cullen/Frost Bankers, Inc. quarterly net profit margin?
  • What is the all time high quarterly net margin for Cullen/Frost Bankers, Inc.?
  • What is Cullen/Frost Bankers, Inc. quarterly net margin year-on-year change?

What is Cullen/Frost Bankers, Inc. annual net profit margin?

The current annual net margin of CFR is 20.27%

What is the all time high annual net margin for Cullen/Frost Bankers, Inc.?

Cullen/Frost Bankers, Inc. all-time high annual net profit margin is 32.33%

What is Cullen/Frost Bankers, Inc. annual net margin year-on-year change?

Over the past year, CFR annual net profit margin has changed by -2.17% (-9.67%)

What is Cullen/Frost Bankers, Inc. quarterly net profit margin?

The current quarterly net margin of CFR is 21.67%

What is the all time high quarterly net margin for Cullen/Frost Bankers, Inc.?

Cullen/Frost Bankers, Inc. all-time high quarterly net profit margin is 35.76%

What is Cullen/Frost Bankers, Inc. quarterly net margin year-on-year change?

Over the past year, CFR quarterly net profit margin has changed by +1.30% (+6.38%)
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